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TRUP logoTrupanion, Inc. (TRUP) Earnings History

Annual and quarterly earnings data from 2012 to 2025

TTM Net Income
$26M
Profitable
TTM EPS
$0.59
Diluted
YoY EPS Growth
+295.7%
Excellent
Net Margin
1.4%
Profitability
Operating Margin1.5%
Gross Margin28.5%
ROE5.5%
ROA2.3%
Highest Annual Net Income$19M (2025)
Highest Quarterly EPS$0.22 (Q2 2025)
Consecutive Profitable Years1 years
Q1 2026
Net Income$5M
EPS$0.11
QoQ Growth-13.3%Declining

Loading earnings history...

TRUP EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

TRUP Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202528.5%1.5%1.4%
202413.9%-0.7%-0.7%
202311.8%-3.7%-4.0%
202213.5%-4.8%-4.9%
202114.9%-5.0%-5.1%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Trupanion, Inc. (TRUP) Earnings Overview

As of May 6, 2026, Trupanion, Inc. (TRUP) reported trailing twelve-month net income of $26M, reflecting +295.7% year-over-year growth. The company earned $0.59 per diluted share over the past four quarters, with a net profit margin of 1.4%.

Looking at the long-term picture, TRUP's historical earnings data spans multiple years. The company achieved its highest annual net income of $19M in fiscal 2025, representing a new all-time high.

Trupanion, Inc. maintains positive profitability with a gross margin of 28.5%, operating margin of 1.5%, and net margin of 1.4%. The company continues to generate positive earnings from operations. View revenue history →

Compared to peers including LMND (-$139M net income, -22.4% margin), HIFS ($45M net income, 13.0% margin), WOOF ($9M net income, 0.2% margin), TRUP has outperformed on profitability metrics. Compare TRUP vs LMND →

TRUP Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
TRUP logoTRUPCurrent
$26M$0.591.4%5.5%+295.7%—
LMND logoLMND
-$139M$-1.82-22.4%-29.4%+19.3%
HIFS logoHIFS
$45M$20.5113.0%6.7%+6.8%
WOOF logoWOOF
$9M$0.030.2%0.8%+108.6%
PETS logoPETS
-$55M$-2.63-2.8%-6.9%+18.9%
PGR logoPGR
$10.7B$18.2111.3%37.0%+118.8%
Best in group
Lowest in group

TRUP Historical Earnings Data (2012–2025)

14 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$19M+301.7%$22M$0.451.4%1.5%
2024-$10M+78.4%-$10M$-0.23-0.7%-0.7%
2023-$45M-0.0%-$41M$-1.08-4.0%-3.7%
2022-$45M-25.7%-$43M$-1.10-4.9%-4.8%
2021-$36M-508.4%-$35M$-0.89-5.1%-5.0%
2020-$6M-222.8%-$5M$-0.16-1.2%-1.0%
2019-$2M-95.1%-$2M$-0.05-0.5%-0.5%
2018$-927,000+38.3%-$1M$-0.03-0.3%-0.3%
2017-$2M+78.2%-$3M$-0.05-0.6%-1.1%
2016-$7M+59.9%-$7M$-0.24-3.7%-3.6%

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Compare TRUP vs BRK-A

Side-by-side business, growth, and profitability comparison vs Berkshire Hathaway Inc..

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TRUP — Frequently Asked Questions

Quick answers to the most common questions about buying TRUP stock.

Is TRUP growing earnings?

TRUP EPS is $0.59, with earnings growth accelerating to +295.7%. This exceeds the 5-year CAGR of N/A. TTM net income reached $26M.

What are TRUP's profit margins?

Trupanion, Inc. net margin is +1.4%, with operating margin at +1.5%. Below-average margins reflect competitive or cost pressures.

How consistent are TRUP's earnings?

TRUP earnings data spans 2012-2025. The accelerating earnings trend is +295.7% YoY. Historical data enables comparison across business cycles.

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TRUP Earnings Over Time (2014–2025)

Net income and EPS trends