Trupanion, Inc. (TRUP) P/E Ratio History
Historical price-to-earnings valuation from 2020 to 2026
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TRUP Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, Trupanion, Inc. (TRUP) trades at a price-to-earnings ratio of 56.9x, with a stock price of $25.59 and trailing twelve-month earnings per share of $0.59.
The current P/E is 79% below its 5-year average of 272.2x. Over the past five years, TRUP's P/E has ranged from a low of 43.4x to a high of 896.8x, placing the current valuation at the 20th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, TRUP trades at a 333% premium to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
Relative to the broader market, TRUP commands a significant premium over the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our TRUP DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
TRUP P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $626M | 22.3 | - | +7% | |
| $752M | 86.8 | - | +109% | |
| $115B | 13.6 | 0.83 | +119% | |
| $36B | 10.0Lowest | 0.44 | +29% | |
| $7B | 14.3 | 0.35Best | +22% | |
| $798M | 25.4 | - | +22% | |
| $714M | 12.4 | - | +235%Best |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
TRUP Historical P/E Data (2020–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | $25.61 | $0.59 | 43.4x | -84% | |
| FY2025 Q4 | Wed Dec 31 2025 00:00:00 GM | $37.37 | $0.45 | 83.9x | -69% |
| FY2025 Q3 | $43.28 | $0.35 | 122.1x | -55% | |
| FY2025 Q2 | Mon Jun 30 2025 00:00:00 GM | $55.35 | $0.26 | 214.8x | -21% |
| FY2020 Q2 | $42.69 | $0.05 | 896.8x | +229% |
Average P/E for displayed period: 272.2x
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Start ComparisonTRUP — Frequently Asked Questions
Quick answers to the most common questions about buying TRUP stock.
Is TRUP stock overvalued or undervalued?
TRUP trades at 56.9x P/E, below its 5-year average of 272.2x. At the 20th percentile of historical range, the stock is priced at a discount to its own history.
How does TRUP's valuation compare to peers?
Trupanion, Inc. P/E of 56.9x compares to sector median of 13.1x. The premium reflects expected growth above peers.
What is TRUP's PEG ratio?
TRUP PEG ratio is N/A. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2020-2026.