The Travelers Companies, Inc. (TRV) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

The Travelers Companies, Inc. (TRV) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

TRV Income Statement

The Travelers Companies, Inc. (TRV) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21	Q3'21

Revenue	12.15B	11.92B	12.43B	12.47B	12.12B	11.81B	12.01B	11.9B	11.28B	11.23B	10.94B	10.63B	10.1B	9.7B	9.64B	9.31B	9.14B	8.81B	9.01B	8.8B
Revenue Growth %	0.31%	0.97%	3.49%	4.75%	7.38%	5.18%	9.85%	11.93%	11.73%	15.7%	13.46%	14.21%	10.53%	10.16%	6.97%	5.76%	5.17%	5.97%	7.31%	6.4%
Medical Costs & Claims	7.71B	8.15B	7.67B	8.44B	8.59B	9.78B	7.84B	8.79B	9.05B	8.35B	7.52B	8.75B	8.75B	7.42B	7.36B	7.49B	7.17B	6.35B	6.12B	6.75B
Medical Cost Ratio %	63.42%	68.33%	61.69%	67.71%	70.91%	82.85%	65.27%	73.81%	80.22%	74.4%	68.77%	82.3%	86.61%	76.47%	76.34%	80.48%	78.46%	72.07%	67.92%	76.6%
Gross Profit	4.45B	3.78B	4.76B	4.03B	3.52B	2.03B	4.17B	3.12B	2.23B	2.87B	3.42B	1.88B	1.35B	2.28B	2.28B	1.82B	1.97B	2.46B	2.89B	2.06B
Gross Margin %	36.58%	31.67%	38.31%	32.29%	29.09%	17.15%	34.73%	26.19%	19.78%	25.6%	31.23%	17.7%	13.39%	23.53%	23.66%	19.52%	21.54%	27.93%	32.08%	23.4%
Gross Profit Growth %	26.1%	86.38%	14.17%	29.15%	57.93%	-29.51%	22.17%	65.67%	65.09%	25.89%	49.71%	3.52%	-31.3%	-7.2%	-21.1%	-11.75%	-17.59%	15.17%	1.76%	-5.59%
Operating Expenses	1.56B	1.66B	1.66B	1.68B	1.64B	1.56B	1.58B	1.56B	1.58B	1.5B	1.4B	1.41B	1.4B	1.35B	1.29B	1.29B	1.31B	1.28B	1.24B	1.27B
OpEx / Revenue %	12.88%	13.9%	13.35%	13.5%	13.57%	13.19%	13.14%	13.09%	13.97%	13.4%	12.77%	13.26%	13.86%	13.96%	13.42%	13.85%	14.35%	14.51%	13.77%	14.47%
Depreciation & Amortization	0	193M	162M	166M	164M	188M	163M	174M	182M	196M	170M	169M	179M	204M	187M	195M	210M	234M	208M	212M
Combined Ratio %	76.3%	82.23%	75.04%	81.2%	84.48%	96.04%	78.41%	86.9%	94.19%	87.8%	81.54%	95.56%	100.48%	90.44%	89.76%	94.33%	92.81%	86.58%	81.69%	91.07%
Operating Income	2.88B	2.12B	3.1B	2.34B	1.88B	468M	2.59B	1.56B	656M	1.37B	2.02B	472M	-48M	928M	987M	528M	657M	1.18B	1.65B	786M
Operating Margin %	23.7%	17.77%	24.96%	18.8%	15.52%	3.96%	21.59%	13.1%	5.81%	12.2%	18.46%	4.44%	-0.48%	9.56%	10.24%	5.67%	7.19%	13.42%	18.31%	8.93%
Operating Income Growth %	53.11%	352.78%	19.62%	50.26%	186.74%	-65.84%	28.48%	230.51%	1466.67%	47.63%	104.56%	-10.61%	-107.31%	-21.49%	-40.18%	-32.82%	-41.91%	32.66%	2.1%	-20.28%
EBITDA	2.88B	2.31B	3.27B	2.51B	2.04B	656M	2.76B	1.73B	838M	1.57B	2.19B	641M	131M	1.13B	1.17B	723M	867M	1.42B	1.86B	998M
EBITDA Margin %	23.7%	19.39%	26.26%	20.13%	16.88%	5.55%	22.95%	14.57%	7.43%	13.95%	20.02%	6.03%	1.3%	11.67%	12.18%	7.76%	9.49%	16.07%	20.62%	11.33%
Interest Expense	113M	116M	116M	111M	99M	99M	98M	98M	98M	98M	98M	98M	92M	88M	88M	88M	88M	87M	88M	87M
Non-Operating Income	0	-116M	-116M	-111M	-99M	-99M	-98M	-98M	-98M	-98M	-98M	-98M	-92M	-88M	-88M	-88M	-88M	-87M	-88M	-87M
Pretax Income	2.77B	2.12B	3.1B	2.34B	1.88B	468M	2.59B	1.56B	656M	1.37B	2.02B	472M	-48M	928M	987M	528M	657M	1.18B	1.65B	786M
Pretax Margin %	22.77%	17.77%	24.96%	18.8%	15.52%	3.96%	21.59%	13.1%	5.81%	12.2%	18.46%	4.44%	-0.48%	9.56%	10.24%	5.67%	7.19%	13.42%	18.31%	8.93%
Income Tax	559M	408M	607M	456M	372M	73M	512M	300M	122M	247M	393M	68M	-34M	-47M	168M	74M	106M	164M	317M	124M
Effective Tax Rate %	20.2%	19.25%	19.56%	19.45%	19.78%	15.6%	19.74%	19.23%	18.6%	18.03%	19.47%	14.41%	70.83%	-5.06%	17.02%	14.02%	16.13%	13.87%	19.21%	15.78%
Net Income	2.21B	1.71B	2.5B	1.89B	1.51B	395M	2.08B	1.26B	534M	1.12B	1.63B	404M	-14M	975M	819M	454M	551M	1.02B	1.33B	662M
Net Margin %	18.17%	14.35%	20.08%	15.14%	12.45%	3.34%	17.33%	10.58%	4.73%	10%	14.87%	3.8%	-0.14%	10.05%	8.5%	4.88%	6.03%	11.56%	14.79%	7.52%
Net Income Growth %	46.32%	333.16%	19.88%	49.84%	182.58%	-64.83%	28.04%	211.88%	3914.29%	15.18%	98.53%	-11.01%	-102.54%	-4.22%	-38.56%	-31.42%	-41.01%	38.88%	1.76%	-19.95%
EPS (Diluted)	10.26	7.78	11.06	8.24	6.53	1.70	8.96	5.42	2.29	4.81	6.98	1.74	-0.06	4.13	3.44	1.91	2.29	4.18	5.37	2.62
EPS Growth %	57.12%	357.65%	23.44%	52.03%	185.15%	-64.66%	28.37%	211.49%	3860.26%	16.46%	102.91%	-8.9%	-102.66%	-1.2%	-35.94%	-27.1%	-37.43%	45.64%	5.29%	-18.89%
EPS (Basic)	10.41	7.89	11.24	8.37	6.63	1.73	9.11	5.50	2.31	4.87	7.07	1.75	-0.06	4.18	3.49	1.93	2.31	4.23	5.43	2.65
Diluted Shares Outstanding	213.6M	218.4M	224M	227.5M	229.3M	230.4M	230.7M	230.6M	231.5M	232M	231.1M	231.1M	229.7M	234.4M	236.3M	237.9M	241.1M	243.7M	246.4M	250.1M