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TWOTwo Harbors Investment Corp.
$12.32$1.3B
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HomeStocksTWOEarnings History

TWO logoTwo Harbors Investment Corp. (TWO) Earnings History

Net Loss

19 years of earnings data (2007–2025) · Currently unprofitable on a TTM basis

TTM Net Income
-$343M
● Net Loss
TTM EPS (Diluted)
$-3.17
Per share, diluted
YoY EPS Growth
-284.0%
Declining
Net Margin
-75.0%
After-tax profitability
EPS Growth Rate (CAGR)
1YN/A
3YN/A
5YN/A
10YN/A
Operating Margin68.7%
Gross Margin97.9%
Return on Equity-23.2%
Return on Assets-3.9%
Record Annual Net Income$579MFY2013
Record Quarterly EPS$8.48Q2 2013
Consecutive Profitable Years0years
Q1 2026
Net Income$32M
EPS (Diluted)$0.18
YoY Growth-284.0%Declining
QoQ Growth+175.5%Excellent

Loading earnings history...

Two Harbors Investment Corp. (TWO) Earnings Overview

As of June 21, 2026, Two Harbors Investment Corp. (TWO) reported trailing twelve-month net income of -$343M, reflecting -284.0% year-over-year growth. The company earned $-3.17 per diluted share over the past four quarters, with a net profit margin of -75.0%.

Looking at the long-term picture, TWO's historical earnings data spans multiple years. The company achieved its highest annual net income of $579M in fiscal 2013.

Two Harbors Investment Corp. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including AGNC ($1.67B net income, 87.3% margin), NLY ($2.03B net income, 30.3% margin), DX ($319M net income, 59.8% margin), TWO has room to improve margins relative to the peer group. Compare TWO vs AGNC →

TWO Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
TWO logoTWOCurrent
-$343M$-3.17-75.0%-23.2%-284.0%—
AGNC logoAGNC
$1.7B$1.5387.3%15.1%+58.1%
NLY logoNLY
$2.0B$2.9230.3%14.1%+80.2%
DX logoDX
$319M$2.0359.8%17.5%+65.8%
MFA logoMFA
$135M$1.2820.2%9.6%+104.9%
IVR logoIVR
$101M$1.5329.8%13.3%+135.4%
Best in group
Lowest in group

TWO Historical Earnings Data (2007–2025)

19 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$454M-252.4%$416M$-4.36-75.0%68.7%
2024$298M+380.3%$951M$2.3735.3%112.4%
2023-$106M-148.3%$560M$-1.60-16.6%87.4%
2022$220M+17.6%$583M$2.131747.1%4623.6%
2021$187M+111.5%$281M$1.72--
2020-$1.63B-603.2%-$1.38B$-23.83--
2019$324M+831.5%$1.04B$3.7217.1%54.7%
2018-$44M-112.7%$613M$-0.86-6.3%86.5%
2017$349M-1.3%$649M$7.2441.6%77.4%
2016$353M-28.2%$335M$8.0870.8%67.2%
2015$492M+194.5%$476M$10.8067.2%65.1%
2014$167M-71.1%$94M$3.6828.3%15.9%
2013$579M+98.4%$661M$13.20115.7%132.1%
2012$292M+129.1%$256M$9.6054.2%47.5%
2011$127M+256.4%$131M$10.3248.1%49.6%
2010$36M+504.6%$35M$12.8067.0%65.7%
2009-$9M-529.2%-$9M$-2.81-276.0%-283.0%
2008$2M+188.1%$3M$0.6446.3%76.1%
2007$714,573-$1M$0.4848.5%90.4%

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TWO — Frequently Asked Questions

Quick answers to the most common questions about buying TWO stock.

What is TWO earnings per share (EPS)?

TWO trailing twelve-month (TTM) diluted EPS is $-3.17, reflecting -284.0% year-over-year growth. The 5-year EPS CAGR is N/A. Complete EPS history from 2007 to 2025 is available in the table on this page.

What is Two Harbors Investment Corp.'s net income?

Two Harbors Investment Corp. (TWO) trailing twelve-month net income is $-343M as of 2025. Earnings declined -284.0% year-over-year.

Is TWO profitable?

TWO is not currently profitable on a TTM basis, reporting a net loss of $-343M. Net margin is -75.0%. Investors should monitor for a return to profitability.

What is TWO's earnings growth rate?

TWO compound annual EPS growth rates (CAGR): 1-Year: N/A, 3-Year: N/A, 5-Year: N/A, 10-Year: N/A. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2007 to 2025.

What are TWO's profit margins?

Two Harbors Investment Corp. net profit margin is -75.0%, operating margin is +68.7%, and gross margin is +97.9%. Below-average margins reflect competitive or cost pressures. Return on Equity is -23.2%.

Is TWO growing earnings?

TWO earnings are declining — EPS fell -284.0% year-over-year. TTM net income dropped to $-343M. This contrasts with the 5-year CAGR of N/A.

What was TWO's best earnings year?

Two Harbors Investment Corp.'s highest annual net income on record is $579M, achieved in fiscal year 2013. Earnings history on this page spans 2007 to 2025 and includes all annual and quarterly figures.

What were TWO's earnings last quarter?

TWO's most recent reported quarter was Q1 2026. Net income was $32M with diluted EPS of $0.18. For a full breakdown of all quarters, see the quarterly earnings table on this page.

TWO Earnings Over Time (2007–2025)

Net income & EPS — annual and quarterly view