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TWO logoTwo Harbors Investment Corp. (TWO) Earnings History

Annual and quarterly earnings data from 2007 to 2025

TTM Net Income
-$343M
Net Loss
TTM EPS
$-3.17
Diluted
YoY EPS Growth
-284.0%
Declining
Net Margin
-75.0%
Profitability
Operating Margin68.7%
Gross Margin97.9%
ROE-23.2%
ROA-3.9%
Highest Annual Net Income$579M (2013)
Highest Quarterly EPS$8.48 (Q2 2013)
Consecutive Profitable Years0 years
Q1 2026
Net Income$32M
EPS$0.18
QoQ Growth+175.5%Excellent

Loading earnings history...

TWO EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
N/A
N/M
3-Year
N/A
N/M
5-Year
N/A
N/M
10-Year
N/A
N/M

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

TWO Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202597.9%68.7%-75.0%
2024104.5%112.4%35.3%
202388.4%87.4%-16.6%
2022-646.6%4623.6%1747.1%
2021---
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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Two Harbors Investment Corp. (TWO) Earnings Overview

As of May 6, 2026, Two Harbors Investment Corp. (TWO) reported trailing twelve-month net income of -$343M, reflecting -284.0% year-over-year growth. The company earned $-3.17 per diluted share over the past four quarters, with a net profit margin of -75.0%.

Looking at the long-term picture, TWO's historical earnings data spans multiple years. The company achieved its highest annual net income of $579M in fiscal 2013.

Two Harbors Investment Corp. is currently reporting a net loss, though operating performance should be evaluated in the context of growth investments and industry dynamics View revenue history →

Compared to peers including AGNC ($838M net income, 17.7% margin), NLY ($2.03B net income, 30.3% margin), DX ($319M net income, 75.9% margin), TWO has room to improve margins relative to the peer group. Compare TWO vs AGNC →

TWO Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
TWO logoTWOCurrent
-$343M$-3.17-75.0%-23.2%-284.0%—
AGNC logoAGNC
$838M$0.7917.7%9.6%+1760.0%
NLY logoNLY
$2.0B$2.9230.3%14.1%+80.2%
DX logoDX
$319M$2.0375.9%17.5%+65.8%
MFA logoMFA
$134M-20.2%9.6%+104.9%
IVR logoIVR
$101M$1.5329.8%13.3%+135.4%
Best in group
Lowest in group

TWO Historical Earnings Data (2007–2025)

19 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025-$454M-252.4%$416M$-4.36-75.0%68.7%
2024$298M+380.3%$951M$2.3735.3%112.4%
2023-$106M-148.3%$560M$-1.60-16.6%87.4%
2022$220M+17.6%$583M$2.131747.1%4623.6%
2021$187M+111.5%$281M$1.72--
2020-$1.63B-603.2%-$1.38B$-23.83--
2019$324M+831.5%$1.04B$3.7217.1%54.7%
2018-$44M-112.7%$613M$-0.86-6.3%86.5%
2017$349M-1.3%$649M$7.2441.6%77.4%
2016$353M-28.2%$335M$8.0870.8%67.2%

See TWO's True Return

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Is TWO Undervalued?

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Compare TWO vs WELL

Side-by-side business, growth, and profitability comparison vs Welltower Inc..

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TWO — Frequently Asked Questions

Quick answers to the most common questions about buying TWO stock.

Is TWO growing earnings?

TWO EPS fell to $-3.17, with earnings declining -284.0%. This contrasts with the 5-year CAGR of N/A. TTM net income dropped to $-343M.

What are TWO's profit margins?

Two Harbors Investment Corp. net margin is -75.0%, with operating margin at +68.7%. Below-average margins reflect competitive or cost pressures.

How consistent are TWO's earnings?

TWO earnings data spans 2007-2025. The declining earnings trend is -284.0% YoY. Historical data enables comparison across business cycles.

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TWO Earnings Over Time (2014–2025)

Net income and EPS trends