United Bancorp, Inc. (UBCP) quarterly balance sheet — complete assets, liabilities & equity history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash & Short Term Investments | 244.5M | 161.33M | 177.58M | 272.74M | 266.25M | 138.84M | 287.94M | 277.69M | 298.68M | 210.73M | 295.57M | 317.82M | 334.65M | 247.7M | 247.14M | 206.97M | 228.26M | 229.31M | 226.95M | 230.74M |
| Cash & Due from Banks | 8.19M | 46.53M | 45.65M | 49.69M | 36.4M | 19.61M | 37.78M | 37.57M | 46.88M | 40.77M | 70.89M | 81.76M | 100.59M | 30.08M | 35.3M | 16.79M | 68.76M | 83M | 91.41M | 86.35M |
| Short Term Investments | 236.32M | 114.8M | 131.93M | 223.06M | 229.84M | 119.23M | 250.16M | 240.12M | 251.81M | 169.96M | 224.68M | 236.05M | 234.06M | 217.62M | 211.84M | 190.18M | 159.5M | 146.31M | 135.54M | 144.39M |
| Total Investments | 617.04M | 604.64M | 627.44M | 722.92M | 730.04M | 613.57M | 724.54M | 724.04M | 731.62M | 652.65M | 690.89M | 698.12M | 696.81M | 679.97M | 677.82M | 655.15M | 618.88M | 597.43M | 593.95M | 598.93M |
| Investments Growth % | -15.48% | -1.45% | -13.4% | -0.15% | -0.22% | -5.99% | 4.87% | 3.71% | 5% | -4.02% | 1.93% | 6.56% | 12.59% | 13.82% | 14.12% | 9.39% | 4.54% | 0.04% | -0.52% | -5.55% |
| Long-Term Investments | 499.12M | 489.84M | 495.51M | 499.87M | 500.19M | 494.33M | 474.38M | 483.92M | 479.81M | 482.69M | 466.21M | 462.06M | 462.75M | 462.34M | 465.98M | 464.97M | 459.38M | 451.11M | 458.41M | 454.54M |
| Accounts Receivables | 3.45M | 3.98M | 3.63M | 4.01M | 3.5M | 4.32M | 3.85M | 4.08M | 3.81M | 4.1M | 3.72M | 3.55M | 3.5M | 3.4M | 3.08M | 2.64M | 2.3M | 2.35M | 2.21M | 2.62M |
| Goodwill & Intangibles | 682K | 682K | 692K | 729K | 767K | 804K | 842K | 879K | 904K | 942K | 979K | 1.02M | 1.05M | 1.09M | 1.13M | 1.17M | 1.2M | 1.24M | 1.28M | 1.32M |
| Goodwill | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K | 682K |
| Intangible Assets | 0 | 0 | 10K | 47K | 85K | 122K | 160K | 197K | 222K | 260K | 297K | 335K | 372K | 410K | 447K | 485K | 522K | 560K | 597K | 635K |
| PP&E (Net) | 35.73M | 34.09M | 30.17M | 27.01M | 24.97M | 23.6M | 24.52M | 18.58M | 18.11M | 14.98M | 12.34M | 12.16M | 12.18M | 12.14M | 12.3M | 12.59M | 12.74M | 12.76M | 13.4M | 13.62M |
| Other Assets | 307.43M | 164.13M | -495.51M | 38.01M | 32.49M | 148.88M | 31.24M | 33.44M | 30.2M | 103.59M | 30.37M | 30.41M | 30.73M | 28.29M | 31.22M | 30.77M | 29.52M | 27.69M | 28.14M | 27.49M |
| Total Current Assets | 11.63M | 165.31M | 143.63K | 276.76M | 269.75M | 143.16M | 291.79M | 281.78M | 302.5M | 214.83M | 299.3M | 321.36M | 338.14M | 251.11M | 250.22M | 209.6M | 230.56M | 231.66M | 229.15M | 233.37M |
| Total Non-Current Assets | 846.87M | 692.13M | 692.29K | 571.13M | 560.94M | 673.5M | 533.7M | 540.04M | 531.53M | 604.62M | 514.99M | 508.92M | 509.35M | 506.29M | 510.64M | 509.5M | 502.84M | 492.8M | 501.23M | 496.97M |
| Total Assets | 858.5M | 857.45M | 866.76M | 847.88M | 830.68M | 816.66M | 825.48M | 821.82M | 834.03M | 819.45M | 814.28M | 830.28M | 847.49M | 757.4M | 760.85M | 719.11M | 733.4M | 724.46M | 730.38M | 730.34M |
| Asset Growth % | 3.35% | 4.99% | 5% | 3.17% | -0.4% | -0.34% | 1.38% | -1.02% | -1.59% | 8.19% | 7.02% | 15.46% | 15.56% | 4.55% | 4.17% | -1.54% | 0.02% | 4.48% | 5.32% | 4.14% |
| Return on Assets (ROA) | 0.22% | 0.24% | 0.23% | 0.23% | 0.23% | 0.23% | 0.22% | 0.21% | 0.24% | 0.29% | 0.29% | 0.27% | 0.24% | 0.3% | 0.31% | 0.32% | 0.24% | 0.34% | 0.4% | 0.3% |
| Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 6.32M | 5.81M | 5.87M | 5.92M | 5.78M | 5.31M | 10.57M | 6.57M | 9.89M | 8.85M |
| Total Debt | 117.48M | 131.27M | 147.34M | 137.39M | 139.32M | 132.21M | 137.8M | 132.07M | 139.4M | 128.33M | 127.36M | 122.45M | 129.25M | 41.83M | 51.82M | 48.17M | 46.43M | 39.37M | 41.93M | 47.96M |
| Net Debt | 109.29M | 84.74M | 101.69M | 87.7M | 102.92M | 112.61M | 100.02M | 94.5M | 92.53M | 87.56M | 56.46M | 40.68M | 28.66M | 11.75M | 16.53M | 31.38M | -22.33M | -43.63M | -49.48M | -38.39M |
| Long-Term Debt | 78.92M | 98.91M | 98.89M | 98.88M | 98.86M | 98.85M | 98.83M | 98.82M | 98.8M | 98.79M | 98.77M | 98.76M | 98.74M | 23.73M | 23.71M | 23.7M | 23.68M | 23.66M | 23.65M | 23.63M |
| Short-Term Debt | 35.6M | 29.4M | 45.51M | 35.6M | 37.56M | 30.49M | 36.12M | 30.44M | 37.8M | 26.78M | 28.58M | 23.69M | 30.51M | 18.11M | 28.11M | 24.48M | 22.75M | 15.7M | 18.28M | 24.33M |
| Other Liabilities | 673.52M | 14.29M | 7.75M | 7.89M | 6.48M | 7.49M | 6.4M | 5.96M | 5.67M | 6.07M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Total Current Liabilities | 35.6M | 670.77M | 690.71M | 678.54M | 661.65M | 643.99M | 651.94M | 653.63M | 663.55M | 648.24M | 662.92M | 673.12M | 689.75M | 673.94M | 684M | 637.1M | 645.82M | 627.41M | 636.68M | 637.33M |
| Total Non-Current Liabilities | 755.4M | 116.16M | 109.58M | 109.68M | 108.23M | 109.21M | 108.08M | 107.59M | 107.27M | 107.62M | 98.77M | 98.76M | 98.74M | 23.73M | 23.71M | 23.7M | 23.68M | 25.35M | 23.65M | 23.63M |
| Total Liabilities | 791M | 786.93M | 800.29M | 788.23M | 769.88M | 753.2M | 760.02M | 761.22M | 770.82M | 755.86M | 761.69M | 771.88M | 788.49M | 697.66M | 707.71M | 660.79M | 669.5M | 652.75M | 660.33M | 660.96M |
| Total Equity | 67.5M | 70.52M | 66.47M | 59.66M | 60.8M | 63.46M | 65.46M | 60.6M | 63.21M | 63.59M | 52.59M | 58.41M | 59.01M | 59.74M | 53.15M | 58.31M | 63.9M | 71.7M | 70.05M | 69.38M |
| Equity Growth % | 11.02% | 11.12% | 1.54% | -1.55% | -3.81% | -0.21% | 24.47% | 3.75% | 7.12% | 6.46% | -1.05% | 0.16% | -7.66% | -16.69% | -24.14% | -15.95% | -4.23% | 4.94% | 5.04% | 5.14% |
| Equity / Assets (Capital Ratio) | 7.86% | 8.22% | 7.67% | 7.04% | 7.32% | 7.77% | 7.93% | 7.37% | 7.58% | 7.76% | 6.46% | 7.03% | 6.96% | 7.89% | 6.99% | 8.11% | 8.71% | 9.9% | 9.59% | 9.5% |
| Return on Equity (ROE) | 2.77% | 2.97% | 3.06% | 3.18% | 3.01% | 2.87% | 2.89% | 2.81% | 3.14% | 4.11% | 4.31% | 3.88% | 3.18% | 4.09% | 4.13% | 3.76% | 2.58% | 3.47% | 4.16% | 3.21% |
| Book Value per Share | 12.28 | 12.13 | 12.12 | 10.86 | 10.98 | 11.27 | 11.64 | 10.76 | 11.49 | 11.58 | 9.58 | 10.63 | 10.76 | 10.89 | 9.68 | 10.63 | 11.71 | 13.09 | 12.79 | 12.66 |
| Tangible BV per Share | 12.15 | 12.01 | 11.99 | 10.73 | 10.84 | 11.13 | 11.50 | 10.61 | 11.33 | 11.41 | 9.40 | 10.44 | 10.57 | 10.69 | 9.48 | 10.42 | 11.49 | 12.86 | 12.55 | 12.42 |
| Common Stock | 6.26M | 6.21M | 6.2M | 6.2M | 6.2M | 6.2M | 6.2M | 6.19M | 6.19M | 6.06M | 6.06M | 6.04M | 6.04M | 6.04M | 6.04M | 6.04M | 6.05M | 6.05M | 6.06M | 6.05M |
| Additional Paid-in Capital | 27.25M | 27.07M | 26.9M | 26.71M | 26.54M | 26.37M | 26.2M | 26.22M | 26M | 25.91M | 25.48M | 25.33M | 25.17M | 24.81M | 24.72M | 24.53M | 24.46M | 23.64M | 23.51M | 23.37M |
| Retained Earnings | 48.29M | 48.58M | 47.67M | 46.86M | 46.05M | 46.31M | 45.53M | 44.77M | 44.07M | 44.02M | 42.63M | 41.22M | 39.9M | 41.95M | 40.59M | 39.17M | 37.81M | 37.85M | 36.29M | 34.28M |
| Accumulated OCI | -10.36M | -5.35M | -8.59M | -14.5M | -12.54M | -10.1M | -7.16M | -11.22M | -7.81M | -7.48M | -17.02M | -9.72M | -7.73M | -9.34M | -14.48M | -7.81M | -784K | 6.96M | 6.91M | 8.35M |
| Treasury Stock | -3.94M | -3.56M | -3.38M | -3.38M | -3.3M | -3.25M | -3.25M | -3.25M | -3.22M | -2.56M | -2.56M | -2.56M | -2.56M | -1.83M | -1.83M | -1.83M | -1.83M | -1.06M | -989K | -989K |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |