United Bancorp, Inc. (UBCP) quarterly cash flow statement — complete operating, investing & financing history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Cash from Operations | 364K | 2.29M | 3.17M | 3.78M | 1.06M | 1.08M | 4.7M | -950K | 3.62M | 2.71M | 3.12M | 2.79M | 841K | 3.12M | 2.99M | -2.65M | 5.02M | 1.85M | 2.89M | 2.05M |
| Operating CF Growth % | -65.79% | 110.88% | -32.63% | 498% | -70.57% | -60.04% | 50.67% | -134.06% | 329.85% | -12.95% | 4.18% | 205.17% | -83.25% | 68.32% | 3.6% | -229.49% | 258.13% | -34.96% | -24.47% | 174.9% |
| Net Income | 1.79M | 2.04M | 1.93M | 1.91M | 1.87M | 1.85M | 1.82M | 1.74M | 1.99M | 2.39M | 2.39M | 2.28M | 1.89M | 2.31M | 2.3M | 2.3M | 1.75M | 2.46M | 2.9M | 2.19M |
| Depreciation & Amortization | 0 | 0 | 340K | 324K | 327K | 327K | 461K | 142K | 299K | 290K | 289K | 285K | 283K | 282K | 283K | 299K | 299K | 319K | 323K | 327K |
| Deferred Taxes | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Cash Items | 672K | 257.28K | 636K | 326K | 75K | -657K | 189K | 151K | 331K | 81K | -132K | 44K | 151K | 516K | 164K | -317K | -359K | -163K | -1.55M | -145K |
| Working Capital Changes | -2.1M | 260K | 170K | 1.13M | -1.3M | -597K | 2.19M | -3.12M | 449K | -118K | 496K | 112K | -1.93M | -71K | 156K | -5.02M | 2.58M | -863K | 1.11M | -422K |
| Cash from Investing | -28.56M | 19.84M | -18.28M | -6.19M | 275K | -10.26M | -1.62M | 2.63M | -10.21M | -23.48M | -2.29M | -4.09M | -18.61M | 2.8M | -30.03M | -44.91M | -31.11M | -3.34M | 4.75M | -5.16M |
| Purchase of Investments | -11.24M | -15.33M | -20.61M | 0 | 0 | -1.21M | -10.01M | -1K | -34.91M | -6.59M | 117K | -4.71M | -14.73M | -1.36M | -31.27M | -41.21M | -26.15M | -12.97M | -11.4M | 0 |
| Sale/Maturity of Investments | 0 | 44.95M | -6.22M | -9K | 7.74M | 7.02M | 5M | 7.34M | 25.13M | 55K | 2.02M | 65K | 195K | 620K | 1.03M | 1.5M | 3.04M | 1.62M | 19.59M | 3.39M |
| Net Investment Activity | -11.24M | 29.63M | -26.83M | -9K | 7.74M | 5.81M | -5M | 7.34M | -9.78M | -6.53M | 2.13M | -4.65M | -14.54M | -738K | -30.24M | -39.7M | -23.12M | -11.35M | 8.19M | 3.39M |
| Acquisitions | 0 | 56K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -8.37M | 5.1M | 4.57M | -3.87M | -5.81M | -16.59M | 9.63M | -4.14M | 2.96M | -16.82M | -4M | 793K | -3.78M | 3.63M | 279K | -5.1M | -7.75M | 8.21M | -3.32M | -8.3M |
| Cash from Financing | 8.91M | -21.26M | 11.09M | 15.7M | 15.46M | -8.99M | -2.87M | -10.99M | 12.7M | -9.36M | -11.7M | -17.52M | 88.27M | -11.14M | 45.54M | -4.41M | 11.86M | -6.92M | -2.58M | -7.59M |
| Dividends Paid | -2.2M | -1.13M | -1.12M | -1.1M | -2.13M | -1.07M | -1.06M | -1.04M | -1.94M | -1M | -986K | -952K | -1.85M | -946K | -887K | -943K | -1.78M | -895K | -893K | -866K |
| Share Repurchases | -374K | -188K | 0 | -80K | -49K | 0 | 1K | -32K | -656K | 0 | 0 | 0 | -733K | 1K | 0 | -1K | -767K | -72K | 0 | 0 |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -374K | -188K | 0 | -80K | -49K | 0 | 1K | -32K | -656K | 0 | 0 | 0 | -733K | 1K | 0 | -1K | -767K | -72K | 0 | 0 |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -20K | -20K | 34K | -127K | 0 | -17K | 0 | 0 | 0 | 1000K | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Financing | 25.29M | -3.83M | 2.29M | 16.9M | 17.66M | -7.95M | -1.68M | -9.93M | 15.31M | -8.36M | -10.71M | -16.57M | 15.86M | -10.2M | 46.43M | -3.46M | 14.41M | -5.95M | -1.69M | -6.72M |
| Net Change in Cash | -19.29M | 876K | -4.03M | 13.28M | 16.8M | -18.17M | 208K | -9.31M | 6.11M | -30.12M | -10.87M | -18.83M | 70.51M | -5.22M | 18.51M | -51.97M | -14.24M | -8.41M | 5.06M | -10.7M |
| Exchange Rate Effect | 19.29M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 46.53M | 45.65M | 49.69M | 36.4M | 19.61M | 37.78M | 37.57M | 46.88M | 40.77M | 70.89M | 81.76M | 100.59M | 30.08M | 35.3M | 16.79M | 68.76M | 83M | 91.41M | 86.35M | 97.05M |
| Cash at End | 27.24M | 46.53M | 45.65M | 49.69M | 36.4M | 19.61M | 37.78M | 37.57M | 46.88M | 40.77M | 70.89M | 81.76M | 100.59M | 30.08M | 35.3M | 16.79M | 68.76M | 83M | 91.41M | 86.35M |
| Interest Paid | 0 | 3.93M | 0 | 7.21M | 6.24M | 3.64M | 0 | 0 | 0 | 2.98M | 2.68M | 3.64M | 0 | 893K | 0 | 733K | 0 | -198K | 0 | 992K |
| Income Taxes Paid | 0 | 182K | 0 | 0 | 0 | 102K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -70K | 0 | 300K | 0 | 510K | 0 | 200K |
| Free Cash Flow | -1.68M | -1.98M | 7.14M | 1.46M | -594K | 1.6M | -1.55M | -1.52M | 223K | 2.59M | 2.69M | 2.55M | 555K | 3.03M | 2.93M | -2.77M | 4.78M | 1.66M | 2.77M | 1.8M |
| FCF Growth % | -182.83% | -223.94% | 559.46% | 196.57% | -366.37% | -38.13% | -157.73% | -159.47% | -59.82% | -14.74% | -8.06% | 192.12% | -88.38% | 83.04% | 5.78% | -254.06% | 300% | -30.26% | -23.66% | 2863.08% |