Last 46 quarters of trend data · Financial Services · Banks - Diversified
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 19.65 | 10.62 | 39.92 | 13.78 | 11.74 | 14.45 | 32.96 | 18.40 | 21.72 | 14.77 | — | — | 0.60 | 16.67 | 9.34 | 6.98 | 6.65 | 8.01 | 11.76 | 6.33 | 6.97 |
| — | -26.5% | +21.1% | -25.1% | -45.9% | -2.2% | — | — | +3547.6% | -11.4% | — | — | -91.0% | +108.2% | -20.6% | +10.3% | -4.7% | +1.1% | +46.4% | +27.1% | -20.2% | |
| P/S Ratio | 3.21 | 2.87 | 3.14 | 2.86 | 2.43 | 2.13 | 2.52 | 2.63 | 2.49 | 2.39 | 2.80 | 2.04 | 2.00 | 2.15 | 2.07 | 1.55 | 1.80 | 1.99 | 2.00 | 1.71 | 1.70 |
| — | +34.7% | +24.6% | +8.8% | -2.4% | -11.0% | -9.9% | +28.9% | +24.6% | +11.1% | +34.9% | +31.6% | +10.9% | +8.5% | +3.4% | -9.5% | +5.9% | +13.2% | +10.4% | +24.3% | +16.0% | |
| P/B Ratio | 1.69 | 1.70 | 1.69 | 1.52 | 1.25 | 1.17 | 1.30 | 1.18 | 1.18 | 1.21 | 1.15 | 0.93 | 0.78 | 1.20 | 1.07 | 0.87 | 0.97 | 1.16 | 1.05 | 0.95 | 0.95 |
| — | +45.8% | +30.0% | +28.4% | +5.8% | -3.3% | +13.2% | +26.6% | +51.6% | +0.4% | +7.5% | +7.6% | -20.2% | +3.1% | +2.2% | -8.7% | +2.9% | +18.6% | +19.2% | +36.8% | +27.0% | |
| P/FCF | 9.83 | — | 11.46 | — | 5.64 | 1.72 | — | 7.29 | — | 2.32 | 0.66 | 0.66 | 0.40 | — | — | — | — | 0.64 | 1.66 | 0.63 | — |
| — | — | — | — | — | -25.8% | — | +1000.8% | — | — | — | — | — | — | — | — | — | — | -63.1% | — | — | |
| EV / EBITDA | 24.09 | 17.76 | 29.17 | 18.83 | 19.55 | 17.07 | 29.25 | 23.30 | 26.34 | 17.03 | 80.81 | 72.51 | 2.03 | 18.91 | 11.03 | 7.15 | 6.71 | 7.06 | 11.84 | 8.30 | 10.98 |
| — | +4.0% | -0.3% | -19.2% | -25.8% | +0.2% | -63.8% | -67.9% | +1197.7% | -9.9% | +632.6% | +914.3% | -69.8% | +167.8% | -6.9% | -13.9% | -38.9% | -40.3% | -2.7% | -5.5% | -18.1% | |
| EV / EBIT | 33.69 | 21.05 | 44.03 | 24.85 | 27.56 | 23.97 | 57.01 | 35.45 | 42.53 | 23.44 | — | — | 2.09 | 25.55 | 14.13 | 8.71 | 8.00 | 8.37 | 15.77 | 9.80 | 13.13 |
| — | -12.2% | -22.8% | -29.9% | -35.2% | +2.2% | — | — | +1931.8% | -8.2% | — | — | -73.8% | +205.3% | -10.4% | -11.1% | -39.1% | -42.3% | -1.5% | -8.1% | -24.6% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 63.3% | 70.2% | 65.5% | 63.9% | 61.9% | 62.8% | 57.2% | 55.4% | 53.8% | 54.6% | 51.8% | 52.7% | 57.7% | 69.2% | 72.9% | 81.9% | 88.2% | 92.1% | 92.2% | 91.8% | 92.2% |
| — | +11.9% | +14.5% | +15.4% | +15.0% | +14.9% | +10.4% | +5.0% | -6.8% | -21.1% | -29.0% | -35.6% | -34.5% | -24.9% | -20.9% | -10.7% | -4.4% | +0.7% | +2.7% | +5.1% | +12.2% | |
| Operating Margin | 12.0% | 19.7% | 9.2% | 15.3% | 12.0% | 11.3% | 5.5% | 9.4% | 7.2% | 11.0% | -3.8% | -0.9% | 180.0% | 11.9% | 17.7% | 23.9% | 28.6% | 26.8% | 18.2% | 29.1% | 26.6% |
| — | +74.8% | +67.2% | +62.1% | +66.2% | +2.7% | +246.1% | +1109.6% | -96.0% | -8.2% | -121.4% | -103.9% | +528.8% | -55.5% | -2.9% | -17.9% | +7.4% | +11.1% | -17.0% | +4.7% | +51.8% | |
| Net Margin | 10.5% | 15.6% | 6.5% | 13.4% | 13.1% | 8.9% | 4.1% | 7.0% | 5.6% | 8.1% | -1.4% | -3.6% | 177.6% | 8.2% | 15.1% | 17.8% | 23.1% | 21.0% | 14.2% | 23.2% | 20.6% |
| — | +74.3% | +60.4% | +92.6% | +134.9% | +10.3% | +389.3% | +291.9% | -96.9% | -1.5% | -109.3% | -120.3% | +669.8% | -60.9% | +6.3% | -23.0% | +11.9% | +9.5% | -21.5% | +2.6% | +50.7% |
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 8.8% | 3.3% | 1.3% | 2.8% | 2.7% | 2.0% | 0.8% | 1.4% | 1.2% | 1.8% | -0.3% | -0.8% | 33.8% | 1.6% | 2.7% | 3.0% | 3.5% | 3.3% | 2.0% | 3.5% | 3.2% |
| — | +61.8% | +56.9% | +94.0% | +124.9% | +11.2% | +404.8% | +287.7% | -96.4% | +11.7% | -110.3% | -125.1% | +875.7% | -49.9% | +33.0% | -15.0% | +10.0% | +13.0% | -16.1% | +7.8% | +56.0% | |
| ROA | 0.5% | 0.2% | 0.1% | 0.2% | 0.1% | 0.1% | 0.0% | 0.1% | 0.1% | 0.1% | -0.0% | -0.0% | 1.8% | 0.1% | 0.1% | 0.2% | 0.2% | 0.2% | 0.1% | 0.2% | 0.2% |
| — | +60.7% | +60.8% | +96.0% | +131.2% | +19.6% | +423.2% | +294.7% | -96.4% | +9.4% | -110.3% | -125.7% | +900.8% | -50.2% | +23.5% | -21.3% | +6.2% | +13.9% | -15.3% | +7.9% | +56.4% | |
| ROIC | 1.5% | 0.6% | 0.3% | 0.5% | 0.4% | 0.4% | 0.2% | 0.3% | 0.2% | 0.3% | -0.1% | -0.0% | 4.8% | 0.4% | 0.5% | 0.6% | 0.7% | 0.7% | 0.4% | 0.7% | 0.6% |
| — | +58.9% | +71.1% | +73.3% | +73.0% | +14.0% | +264.8% | +1125.3% | -95.6% | -9.4% | -119.6% | -104.0% | +621.4% | -42.8% | +23.9% | -6.8% | +8.5% | +14.9% | -13.8% | +5.5% | +44.0% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 | Q3 '21 | Q2 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 3.94 | 4.22 | 3.94 | 4.06 | 4.11 | 3.84 | 4.13 | 4.31 | 4.48 | 4.35 | 4.61 | 4.56 | 4.62 | 3.82 | 3.72 | 3.57 | 3.80 | 3.80 | 3.78 | 3.69 | 3.95 |
| — | +9.8% | -4.6% | -5.9% | -8.2% | -11.7% | -10.5% | -5.5% | -3.1% | +13.7% | +24.0% | +27.9% | +21.5% | +0.5% | -1.6% | -3.3% | -3.7% | -3.2% | +2.7% | +4.8% | +6.1% | |
| Debt / EBITDA | 28.76 | 86.12 | 138.78 | 98.04 | 119.29 | 112.31 | 172.98 | 150.13 | 176.76 | 126.02 | 709.74 | 555.06 | 15.83 | 118.02 | 92.79 | 71.77 | 72.84 | 75.20 | 109.57 | 71.02 | 81.45 |
| — | -23.3% | -19.8% | -34.7% | -32.5% | -10.9% | -75.6% | -73.0% | +1016.7% | +6.8% | +664.9% | +673.4% | -78.3% | +56.9% | -15.3% | +1.1% | -10.6% | -13.0% | +14.8% | -2.9% | -25.6% | |
| Current Ratio | 0.42 | 11.16 | 0.42 | 0.28 | 0.29 | 0.30 | 0.29 | 0.42 | 0.43 | 0.43 | 0.45 | 0.46 | 0.46 | 0.45 | 0.40 | 0.45 | 0.48 | 0.51 | 0.52 | 0.50 | 0.48 |
| — | +3628.6% | +45.2% | -33.2% | -33.1% | -30.0% | -34.5% | -9.1% | -6.8% | -5.3% | +10.4% | +4.0% | -3.7% | -11.3% | -22.0% | -11.2% | -0.6% | +7.2% | +8.5% | +7.8% | +7.0% | |
| Quick Ratio | 0.42 | 11.16 | 0.42 | 0.28 | 0.29 | 0.30 | 0.29 | 0.42 | 0.43 | 0.43 | 0.45 | 0.46 | 0.46 | 0.45 | 0.40 | 0.45 | 0.48 | 0.51 | 0.52 | 0.50 | 0.48 |
| — | +3628.6% | +45.2% | -33.2% | -33.1% | -30.0% | -34.5% | -9.1% | -6.8% | -5.3% | +10.4% | +4.0% | -3.7% | -11.3% | -22.0% | -11.2% | -0.6% | +7.2% | +8.5% | +7.8% | +7.0% | |
| Interest Coverage | 0.33 | 0.67 | 0.27 | 0.43 | 0.32 | 0.31 | 0.13 | 0.21 | 0.16 | 0.24 | -0.08 | -0.02 | 4.71 | 0.39 | 0.66 | 1.32 | 2.44 | 3.49 | 2.25 | 3.49 | 3.10 |
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Includes 30+ ratios · 46 years · Updated daily
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Quick answers to the most common questions about buying UBS stock.
UBS Group AG's current P/E is 19.6x. The average P/E over the last 4 quarters is 19.0x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
UBS Group AG's current operating margin is 12.0%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking UBS Group AG's business trajectory between earnings reports.