Last 48 quarters of trend data · Industrials · Rental & Leasing Services
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
EV/EBITDA has compressed 26.6% YoY to 16.4x, reflecting multiple compression or accelerating EBITDA.
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 259.29 | — | — | 29.12 | 22.26 | — | 58.04 | 21.34 | 16.22 | — | 38.94 | 10.04 | 10.86 |
| — | — | — | +36.4% | +37.3% | — | +49.1% | +112.6% | +49.4% | — | +153.1% | +1267.7% | +1421.5% | |
| P/S Ratio | 1.96 | 1.84 | 1.75 | 1.63 | 1.82 | 2.60 | 2.44 | 2.29 | 1.95 | 3.02 | 2.63 | 1.62 | 1.76 |
| — | -29.1% | -28.4% | -29.0% | -6.8% | -14.0% | -7.2% | +41.3% | +11.0% | +22.8% | +22.5% | +10.6% | +20.0% | |
| P/B Ratio | 1.60 | 1.23 | 1.28 | 1.44 | 1.55 | 1.71 | 1.78 | 2.02 | 1.65 | 1.85 | 1.99 | 1.52 | 1.60 |
| — | -28.0% | -28.1% | -28.7% | -5.9% | -7.4% | -10.6% | +32.7% | +2.9% | +2.7% | +7.9% | -3.8% | +3.7% | |
| P/FCF | — | — | 1.15 | — | — | — | — | — | — | — | — | — | — |
| — | — | — | — | — | — | — | — | — | — | — | — | — | |
| EV / EBITDA | 10.77 | 16.44 | 11.62 | 7.90 | 8.14 | 22.39 | 12.08 | 9.31 | 8.15 | 26.24 | 11.43 | 5.95 | 6.24 |
| — | -26.6% | -3.8% | -15.2% | -0.1% | -14.7% | +5.7% | +56.6% | +30.4% | +99.4% | +42.6% | +18.8% | +23.0% | |
| EV / EBIT | 40.85 | — | 95.27 | 19.58 | 17.05 | — | 29.41 | 16.18 | 13.36 | 57.90 | 23.85 | 8.90 | 9.28 |
| — | — | +224.0% | +21.0% | +27.6% | — | +23.3% | +81.8% | +43.9% | +60.5% | +87.4% | +31.0% | +34.0% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
U-Haul Holding Company's operating margin was -12.2% in Q4 2026, down 16.6 pp QoQ and down 8.7 pp YoY. This marks the 4th consecutive quarter of margin compression, signaling a persistent pressure on profitability that investors should monitor. The trailing four-quarter average of 6.1% exceeds the current quarter, suggesting the latest result may reflect seasonal weakness or a one-off headwind.
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 85.8% | 85.3% | 4.8% | 15.4% | 17.3% | 85.4% | 85.9% | 86.4% | 85.6% | 84.8% | 86.4% | 86.6% | 85.5% |
| — | -0.2% | -94.4% | -82.1% | -79.8% | +0.8% | -0.7% | -0.2% | +0.1% | -0.5% | +0.5% | +0.6% | +0.5% | |
| Operating Margin | 7.6% | -12.2% | 4.4% | 15.2% | 17.0% | -3.5% | 10.9% | 18.2% | 19.8% | -3.8% | 14.8% | 25.6% | 25.9% |
| — | -251.3% | -59.2% | -16.8% | -13.9% | +9.1% | -26.4% | -28.9% | -23.8% | -141.1% | -36.6% | -16.2% | -16.3% | |
| Net Margin | 1.4% | -10.0% | -3.2% | 5.6% | 8.2% | -7.4% | 4.2% | 10.7% | 12.0% | -0.9% | 6.7% | 16.1% | 16.2% |
| — | -36.0% | -177.0% | -47.6% | -32.0% | -735.7% | -37.7% | -33.5% | -25.7% | -134.6% | -51.6% | -19.1% | -21.1% |
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 1.1% | -1.7% | -0.6% | 1.3% | 1.8% | -1.2% | 0.8% | 2.4% | 2.6% | -0.1% | 1.3% | 3.9% | 3.8% |
| — | -38.2% | -176.7% | -47.6% | -31.5% | -786.3% | -39.9% | -38.0% | -31.7% | -128.9% | -57.5% | -29.7% | -31.2% | |
| ROA | 0.4% | -0.6% | -0.2% | 0.5% | 0.6% | -0.4% | 0.3% | 0.9% | 1.0% | -0.1% | 0.5% | 1.4% | 1.4% |
| — | -31.2% | -173.8% | -49.3% | -33.6% | -777.2% | -39.3% | -36.2% | -28.5% | -130.4% | -55.1% | -25.1% | -27.3% | |
| ROIC | 2.4% | -0.8% | 0.3% | 1.4% | 1.5% | -0.2% | 0.9% | 1.8% | 1.9% | -0.3% | 1.3% | 2.9% | 2.8% |
| — | -236.7% | -62.3% | -23.0% | -20.2% | +11.1% | -33.3% | -37.9% | -33.2% | -134.1% | -43.5% | -23.7% | -21.4% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
U-Haul Holding Company's Debt/EBITDA ratio is 32.6x, up from 22.1x last quarter — elevated, raising questions about debt serviceability. The current ratio has improved 32.6% YoY to 1.92x, strengthening the short-term liquidity position. Debt/Equity has risen for 4 consecutive quarters, indicating increasing financial leverage that investors should watch closely.
| Metric | TTM | Q4 '26 | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 1.07 | 1.07 | 1.04 | 1.00 | 0.95 | 0.97 | 0.91 | 0.91 | 0.86 | 0.88 | 0.92 | 0.92 | 0.94 |
| — | +10.5% | +14.3% | +9.9% | +10.5% | +9.5% | -0.8% | -1.5% | -8.0% | -7.0% | -14.5% | -18.6% | -23.1% | |
| Debt / EBITDA | 4.65 | 32.63 | 22.15 | 13.69 | 12.98 | 34.00 | 17.23 | 12.34 | 11.94 | 36.82 | 15.83 | 10.24 | 10.70 |
| — | -4.0% | +28.5% | +11.0% | +8.7% | -7.6% | +8.9% | +20.5% | +11.6% | +79.2% | +16.1% | +0.8% | -2.6% | |
| Current Ratio | 1.92 | 1.92 | 2.22 | 1.96 | 1.31 | 1.45 | 1.42 | 1.55 | 1.39 | 1.65 | 1.89 | 1.68 | 1.76 |
| — | +32.6% | +56.3% | +26.4% | -6.2% | -12.2% | -24.5% | -7.8% | -21.0% | +1.3% | +2.3% | -21.5% | -17.5% | |
| Quick Ratio | 1.71 | 1.71 | 2.00 | 1.76 | 1.21 | 1.35 | 1.33 | 1.46 | 1.30 | 1.56 | 1.79 | 1.58 | 1.67 |
| — | +26.5% | +50.3% | +20.6% | -7.0% | -13.2% | -25.7% | -7.8% | -21.9% | +1.3% | +1.9% | -22.6% | -18.4% | |
| Interest Coverage | 1.29 | -0.65 | 0.46 | 2.51 | 3.24 | -0.43 | 2.14 | 4.35 | 4.71 | 1.21 | 2.86 | 6.46 | 6.46 |
| — | — | — | — | — | — | — | — | — | — | — | — | — |
Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying UHAL stock.
U-Haul Holding Company's current P/E is 259.3x. The average P/E over the last 2 quarters is 25.7x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
U-Haul Holding Company's current operating margin is 7.6%. Margins have been compressing over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking U-Haul Holding Company's business trajectory between earnings reports.