Unity Bancorp, Inc. (UNTY) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Net Interest Income | 30.73M | 31.37M | 68.9M | 28.56M | 27.25M | 26.49M | 24.86M | 23.42M | 23.84M | 24.03M | 23.53M | 23.52M | 23.91M | 24.71M | 23.74M | 21.76M | 19.9M | 20.85M | 19.72M | 18.45M |
| NII Growth % | 12.77% | 18.42% | 177.18% | 21.91% | 14.3% | 10.22% | 5.62% | -0.42% | -0.29% | -2.74% | -0.86% | 8.11% | 20.13% | 18.52% | 20.36% | 17.93% | 10.47% | 20.26% | 20.8% | 18.83% |
| Net Interest Margin % | 1.02% | 1.06% | 2.4% | 0.98% | 0.98% | 1% | 0.94% | 0.9% | 0.93% | 0.93% | 0.92% | 0.92% | 0.97% | 1.01% | 1.01% | 1.03% | 0.96% | 1.03% | 0.99% | 0.93% |
| Interest Income | 45.18M | 45.87M | 83.4M | 42.6M | 40.8M | 40.26M | 39.55M | 37.99M | 37.94M | 37.76M | 36.99M | 35.39M | 33.35M | 30.33M | 26.22M | 23.07M | 21.12M | 22.27M | 21.25M | 20.68M |
| Interest Expense | 14.45M | 14.5M | 14.5M | 14.04M | 13.55M | 13.77M | 14.69M | 14.56M | 14.1M | 13.73M | 13.46M | 11.87M | 9.44M | 5.62M | 2.49M | 1.31M | 1.22M | 1.42M | 1.53M | 2.23M |
| Loan Loss Provision | 1.05M | 0 | 16.27M | 1.86M | 1.32M | 1.3M | 1.08M | 925K | 643K | 1.75M | 556K | 693K | 108K | 1.63M | 1.52M | 1.19M | -178K | -318K | 0 | 0 |
| Non-Interest Income | 2.88M | 3.9M | -20.35M | 7.59M | 2.1M | 1.74M | 2.58M | 1.68M | 1.72M | 2.17M | 1.83M | 1.99M | 1.24M | 1.8M | 956K | 2.72M | 2.05M | 2.36M | 2.29M | 2.68M |
| Non-Interest Income % | 5.98% | 7.83% | -32.27% | 15.12% | 4.9% | 4.14% | 6.12% | 4.24% | 4.33% | 5.43% | 4.71% | 5.31% | 3.59% | 5.61% | 3.52% | 10.54% | 8.83% | 9.57% | 9.75% | 11.46% |
| Total Revenue | 48.05M | 49.77M | 63.05M | 50.19M | 42.9M | 42M | 42.13M | 39.67M | 39.66M | 39.93M | 38.82M | 37.38M | 34.59M | 32.13M | 27.18M | 25.79M | 23.16M | 24.63M | 23.55M | 23.36M |
| Revenue Growth % | 12.01% | 18.49% | 49.66% | 26.51% | 8.19% | 5.19% | 8.53% | 6.13% | 14.63% | 24.27% | 42.82% | 44.93% | 49.34% | 30.47% | 15.42% | 10.42% | -4.31% | 3.59% | 5.96% | 8.98% |
| Non-Interest Expense | 13.32M | 15.57M | 12.38M | 12.75M | 12.61M | 12.44M | 11.79M | 11.63M | 12.13M | 11.4M | 11.76M | 11.71M | 11.25M | 11.25M | 9.91M | 10.68M | 10.22M | 10.39M | 9.35M | 10.24M |
| Efficiency Ratio | 27.72% | 31.29% | 19.63% | 25.41% | 29.39% | 29.61% | 27.98% | 29.32% | 30.59% | 28.56% | 30.29% | 31.32% | 32.53% | 35% | 36.46% | 41.41% | 44.11% | 42.2% | 39.69% | 43.85% |
| Operating Income | 19.24M | 19.69M | 19.9M | 21.53M | 15.42M | 14.49M | 14.57M | 12.55M | 12.78M | 13.05M | 13.05M | 13.11M | 13.79M | 13.63M | 13.27M | 12.61M | 11.91M | 13.13M | 12.67M | 10.88M |
| Operating Margin % | 40.03% | 39.57% | 31.56% | 42.9% | 35.95% | 34.5% | 34.58% | 31.64% | 32.24% | 32.68% | 33.61% | 35.07% | 39.86% | 42.44% | 48.81% | 48.89% | 51.42% | 53.33% | 53.81% | 46.6% |
| Operating Income Growth % | 24.73% | 35.92% | 36.62% | 71.51% | 20.65% | 11.04% | 11.65% | -4.25% | -7.3% | -4.31% | -1.66% | 3.97% | 15.78% | 3.83% | 4.7% | 15.84% | 4.1% | 33.08% | 66.17% | 63.45% |
| Pretax Income | 18.49M | 19.69M | 18.87M | 21.53M | 15.42M | 14.49M | 14.57M | 12.55M | 12.78M | 13.05M | 13.05M | 13.11M | 13.79M | 13.63M | 13.27M | 12.61M | 11.91M | 13.13M | 12.67M | 10.88M |
| Pretax Margin % | 38.47% | 39.57% | 29.92% | 42.9% | 35.95% | 34.5% | 34.58% | 31.64% | 32.24% | 32.68% | 33.61% | 35.07% | 39.86% | 42.44% | 48.81% | 48.89% | 51.42% | 53.33% | 53.81% | 46.6% |
| Income Tax | 4.2M | 4.22M | 4.48M | 5.04M | 3.83M | 2.98M | 3.66M | 3.1M | 3.2M | 3.28M | 3.1M | 3.41M | 3.5M | 3.68M | 3.33M | 3.16M | 2.8M | 3.39M | 3.21M | 2.47M |
| Effective Tax Rate % | 22.71% | 21.44% | 23.73% | 23.4% | 24.81% | 20.59% | 25.14% | 24.68% | 25.02% | 25.12% | 23.74% | 26.01% | 25.41% | 26.98% | 25.06% | 25.04% | 23.53% | 25.78% | 25.36% | 22.66% |
| Net Income | 14.29M | 15.47M | 14.39M | 16.49M | 11.6M | 11.51M | 10.9M | 9.45M | 9.59M | 9.77M | 9.95M | 9.7M | 10.29M | 9.96M | 9.94M | 9.45M | 9.11M | 9.75M | 9.46M | 8.42M |
| Net Margin % | 29.73% | 31.09% | 22.83% | 32.86% | 27.03% | 27.39% | 25.88% | 23.83% | 24.17% | 24.47% | 25.63% | 25.95% | 29.74% | 30.99% | 36.58% | 36.65% | 39.32% | 39.58% | 40.17% | 36.04% |
| Net Income Growth % | 23.19% | 34.48% | 32% | 74.43% | 20.99% | 17.76% | 9.6% | -2.54% | -6.81% | -1.87% | 0.08% | 2.63% | 12.94% | 2.15% | 5.11% | 12.27% | 7.2% | 32.69% | 64.22% | 62.79% |
| Net Income (Continuing) | 14.29M | 15.47M | 14.39M | 16.49M | 11.6M | 11.51M | 10.9M | 9.45M | 9.59M | 9.77M | 9.95M | 9.7M | 10.29M | 9.96M | 9.94M | 9.45M | 9.11M | 9.75M | 9.46M | 8.42M |
| EPS (Diluted) | 1.40 | 1.52 | 1.41 | 1.61 | 1.13 | 1.13 | 1.07 | 0.93 | 0.93 | 0.96 | 0.97 | 0.95 | 0.96 | 0.93 | 0.93 | 0.88 | 0.85 | 0.92 | 0.90 | 0.80 |
| EPS Growth % | 23.89% | 34.51% | 31.78% | 73.12% | 21.51% | 17.71% | 10.31% | -2.11% | -3.13% | 3.23% | 4.3% | 7.95% | 12.94% | 1.09% | 3.33% | 10% | 6.25% | 33.33% | 66.67% | 70.21% |
| EPS (Basic) | 1.43 | 1.55 | 1.43 | 1.64 | 1.15 | 1.15 | 1.09 | 0.94 | 0.95 | 0.97 | 0.98 | 0.96 | 0.98 | 0.94 | 0.94 | 0.90 | 0.87 | 0.94 | 0.91 | 0.81 |
| Diluted Shares Outstanding | 10.2M | 10.2M | 10.23M | 10.21M | 10.25M | 10.2M | 10.15M | 10.15M | 10.28M | 10.21M | 10.26M | 10.2M | 10.69M | 10.74M | 10.71M | 10.71M | 10.66M | 10.55M | 10.51M | 10.57M |