Usio, Inc. (USIO) quarterly balance sheet — complete assets, liabilities & equity history
Usio, Inc. (USIO) balance sheet — 27-year assets, liabilities & shareholders' equity history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Total Current Assets | 111.17M | 107.29M | 123.41M | 88.07M | 96.82M | 97.9M | 95.16M | 102.16M | 100.06M | 89.89M | 97.24M | 121.26M | 111.07M | 80.66M | 87.41M | 81.4M | 70.59M | 100.1M | 121.26M | 70.94M |
| Cash & Short-Term Investments | 6.39M | 7.73M | 7.43M | 7.75M | 7.51M | 8.72M | 8.06M | 8.39M | 7.5M | 7.05M | 7.16M | 7.4M | 6.58M | 6.76M | 5.71M | 4.61M | 5.1M | 7.59M | 7.26M | 5.94M |
| Cash Only | 6.39M | 7.73M | 7.43M | 7.75M | 7.51M | 8.72M | 8.06M | 8.39M | 7.5M | 7.05M | 7.16M | 7.4M | 6.58M | 6.76M | 5.71M | 4.61M | 5.1M | 7.59M | 7.26M | 5.94M |
| Short-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Accounts Receivable | 6.53M | 5.42M | 5.27M | 5.21M | 4.89M | 4.57M | 6.55M | 4.26M | 5.49M | 4.86M | 5.56M | 5.2M | 5.22M | 5.22M | 4.37M | 3.57M | 3.85M | 4.18M | 4.98M | 4.19M |
| Days Sales Outstanding | 22.95 | 18.9 | 21.69 | 21.94 | 21.57 | 22.73 | 24.18 | 21.04 | 23.47 | 23.34 | 25.58 | 22.86 | 22.16 | 20.12 | 19.53 | 20.83 | 22.53 | 22.75 | 24.2 | 21.36 |
| Inventory | 392.11K | 392.87K | 461.68K | 337.69K | 380.46K | 348.49K | 403.8K | 400K | 407.01K | 429.58K | 422.81K | 400.84K | 482.17K | 494.46K | 507.36K | 420.43K | 488.38K | 430.29K | 434.53K | 221.68K |
| Days Inventory Outstanding | 1.99 | 1.87 | 2.12 | 2.03 | 2.17 | 1.97 | 2.39 | 2.26 | 2.49 | 2.41 | 2.46 | 2.49 | 2.73 | 2.72 | 2.93 | 3.15 | 3.23 | 2.67 | 2.35 | 1.7 |
| Other Current Assets | 79.1M | 78.28M | 82.62M | 65.39M | 70.98M | 67.81M | 52.58M | 66.27M | 57.78M | 48.16M | 52.08M | 48.68M | 52.39M | 48.91M | 55.1M | 57.48M | 46.04M | 58.37M | 71.57M | 45.51M |
| Total Non-Current Assets | 12.62M | 12.9M | 11.48M | 11.33M | 11.53M | 11.72M | 12.05M | 12.45M | 8.77M | 9.17M | 9.69M | 9.29M | 9.74M | 10.23M | 10.5M | 11.04M | 11.59M | 11.66M | 12.42M | 12.92M |
| Property, Plant & Equipment | 7.84M | 8.07M | 6.58T | 6.16M | 6.15M | 6.11M | 6.23M | 6.32M | 5.61M | 5.8M | 6.08M | 5.46M | 5.69M | 5.97M | 6.02M | 6.34M | 6.52M | 6.12M | 6.41M | 6.55M |
| Fixed Asset Turnover | 2.98x | 0.00x | 0.00x | 3.44x | 3.26x | 3.56x | 3.28x | 3.57x | 3.52x | 3.42x | 3.36x | 3.77x | 3.68x | 3.58x | 3.03x | 2.55x | 2.57x | 2.89x | 2.69x | 2.45x |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 9.76K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 9.76K | 9.76K | 9.76K | 227.36K | 445.35K | 663.35K | 881.35K | 1.1M | 1.32M | 1.54M | 1.74M | 1.97M | 2.19M | 2.41M | 2.63M | 2.84M | 3.23M | 3.7M | 4.16M | 4.63M |
| Long-Term Investments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Assets | 362.95K | 362.95K | -11.11T | 357.88K | 357.88K | 357.88K | 357.88K | 340.29K | 340.28K | 335.36K | 355.36K | 1.86M | 355.36K | 1.86M | 355.36K | 355.36K | 345.36K | 1.85M | 1.85M | 345.08K |
| Total Assets | 123.79M | 120.19M | 134.89M | 99.4M | 108.35M | 109.62M | 107.21M | 114.6M | 108.83M | 99.06M | 106.93M | 130.55M | 120.81M | 90.89M | 97.91M | 92.45M | 82.19M | 111.76M | 133.68M | 83.86M |
| Asset Turnover | 0.19x | 0.20x | 0.19x | 0.20x | 0.18x | 0.20x | 0.19x | 0.19x | 0.19x | 0.20x | 0.16x | 0.17x | 0.20x | 0.23x | 0.20x | 0.19x | 0.17x | 0.15x | 0.16x | 0.20x |
| Asset Growth % | 14.25% | 9.64% | 25.82% | -13.27% | -0.44% | 10.65% | 0.26% | -12.21% | -9.91% | 8.99% | 9.21% | 41.21% | 46.99% | -18.67% | -26.76% | 10.24% | 6.9% | 28.6% | 61.71% | 37.9% |
| Total Current Liabilities | 101.47M | 98.27M | 114.02M | 78.07M | 86.92M | 87.73M | 84.95M | 92.54M | 90.66M | 81.21M | 89.23M | 113.77M | 103.59M | 74.02M | 81.62M | 75.83M | 63.84M | 91.8M | 112.46M | 64.01M |
| Accounts Payable | 967.36K | 1.28M | 880.59K | 840.1K | 632.74K | 715.22K | 1.26M | 579.62K | 968.22K | 896.29K | 1.03M | 1.27M | 913.28K | 851.82K | 858.62K | 612.19K | 719.38K | 1.18M | 1.4M | 1.33M |
| Days Payables Outstanding | 5.68 | 4.72 | 4.56 | 4.15 | 4.01 | 5.16 | 5.45 | 4.33 | 5.55 | 5.44 | 6.89 | 6.16 | 4.94 | 4.65 | 4.64 | 4.62 | 6.67 | 7.96 | 9.78 | 7.73 |
| Short-Term Debt | 343.34K | 756.71K | 929.12K | 241.99K | 151.69K | 150.09K | 147.58K | 192.21K | 192.21K | 180.91K | 107.27K | 28.9K | 706.56K | 57.38K | 56.43K | 593.46K | 622.83K | 55.3K | 54.76K | 549.2K |
| Deferred Revenue (Current) | 2.36M | 2.24M | 2.28M | 1.94M | 1.99M | 1.91M | 1.92M | 0 | 0 | 0 | 1.87M | 0 | 0 | 0 | 1.55M | 0 | 0 | 0 | 0 | 30.88K |
| Other Current Liabilities | 93.69M | 94M | 109.6M | 74.18M | 81.68M | 82.17M | 78.54M | 89.5M | 86.88M | 78.1M | 82.62M | 108.55M | 101.46M | 68.49M | 75.57M | 74.23M | 62.01M | 88.25M | 109.1M | 61.73M |
| Current Ratio | 1.10x | 1.09x | 1.08x | 1.13x | 1.11x | 1.12x | 1.12x | 1.10x | 1.10x | 1.11x | 1.09x | 1.07x | 1.07x | 1.09x | 1.07x | 1.07x | 1.11x | 1.09x | 1.08x | 1.11x |
| Quick Ratio | 1.09x | 1.09x | 1.08x | 1.12x | 1.11x | 1.11x | 1.12x | 1.10x | 1.10x | 1.10x | 1.09x | 1.06x | 1.07x | 1.08x | 1.06x | 1.07x | 1.10x | 1.09x | 1.07x | 1.10x |
| Cash Conversion Cycle | 19.26 | 16.05 | 19.25 | 19.81 | 19.72 | 19.54 | 21.11 | 18.96 | 20.41 | 20.31 | 21.15 | 19.18 | 19.95 | 18.19 | 17.82 | 19.36 | 19.08 | 17.46 | 16.76 | 15.34 |
| Total Non-Current Liabilities | 3.52M | 3.78M | 2.96M | 2.64M | 2.7M | 2.9M | 3.11M | 3.14M | 2.46M | 2.59M | 2.64M | 1.89M | 2.16M | 2.42M | 2.35M | 2.61M | 2.75M | 2.42M | 2.55M | 2.69M |
| Long-Term Debt | 0 | 2.79M | 1.07M | 594.72K | 495.43K | 533.25K | 571.86K | 562.92K | 597.18K | 630.91K | 718.98K | 0 | 0 | 0 | 14.99K | 28.89K | 55.7K | 57.4K | 71.43K | 85.33K |
| Capital Lease Obligations | 2.61M | 0 | 1.89M | 2.04M | 2.21M | 2.37M | 2.53M | 2.57M | 1.86M | 1.96M | 1.92M | 1.89M | 2.16M | 2.42M | 2.34M | 2.58M | 2.69M | 2.36M | 2.48M | 2.61M |
| Deferred Tax Liabilities | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Non-Current Liabilities | 910.31K | 988K | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -1 | 0 |
| Total Liabilities | 104.99M | 102.05M | 116.98M | 80.71M | 89.62M | 90.63M | 88.05M | 95.67M | 93.12M | 83.79M | 91.87M | 115.66M | 105.74M | 76.45M | 83.98M | 78.44M | 66.58M | 94.22M | 115.01M | 66.7M |
| Total Debt | 3.7M | 3.55M | 3.89M | 3.52M | 3.48M | 3.67M | 3.87M | 3.88M | 3.1M | 3.26M | 3.38M | 2.72M | 2.86M | 3.02M | 3.03M | 3.2M | 3.37M | 2.97M | 3.11M | 3.24M |
| Net Debt | -2.68M | -4.18M | -3.54M | -4.23M | -4.02M | -5.05M | -4.19M | -4.51M | -4.4M | -3.8M | -3.78M | -4.68M | -3.71M | -3.75M | -2.68M | -1.41M | -1.73M | -4.62M | -4.15M | -2.7M |
| Debt / Equity | 0.20x | 0.20x | 0.22x | 0.19x | 0.19x | 0.19x | 0.20x | 0.21x | 0.20x | 0.21x | 0.22x | 0.18x | 0.19x | 0.21x | 0.22x | 0.23x | 0.22x | 0.17x | 0.17x | 0.19x |
| Debt / EBITDA | 5.59x | 7.86x | - | - | 51.51x | 14.32x | - | 18.75x | 9.13x | - | - | - | 3.80x | 5.76x | 6.30x | - | - | - | 4.10x | 3.83x |
| Net Debt / EBITDA | -4.05x | -9.26x | - | - | -59.49x | -19.71x | - | -21.78x | -12.99x | - | - | - | -4.92x | -7.15x | -5.58x | - | - | - | -5.47x | -3.19x |
| Interest Coverage | 20.63x | 13.90x | -67.89x | -29.55x | -24.38x | -13.56x | 80.71x | -18.33x | 11.21x | -12.26x | 27.55x | -1655.27x | 515.33x | 149.43x | -99.20x | -1801.51x | -1724.41x | -1274.49x | 1.51x | 143.73x |
| Total Equity | 18.79M | 18.14M | 17.91M | 18.69M | 18.73M | 18.99M | 19.16M | 18.93M | 15.71M | 15.27M | 15.07M | 14.89M | 15.06M | 14.44M | 13.93M | 14M | 15.6M | 17.54M | 18.67M | 17.16M |
| Equity Growth % | 0.32% | -4.46% | -6.5% | -1.28% | 19.21% | 24.35% | 27.13% | 27.18% | 4.34% | 5.73% | 8.14% | 6.3% | -3.47% | -17.64% | -25.36% | -18.4% | -7.05% | 7.8% | 11.77% | 10.59% |
| Book Value per Share | 0.68 | 0.65 | 0.67 | 0.69 | 0.71 | 0.71 | 0.71 | 0.69 | 0.59 | 0.58 | 0.57 | 0.74 | 0.57 | 0.54 | 0.68 | 0.69 | 0.77 | 0.86 | 0.75 | 0.69 |
| Total Shareholders' Equity | 18.79M | 18.14M | 17.91M | 18.69M | 18.73M | 18.99M | 19.16M | 18.93M | 15.71M | 15.27M | 15.07M | 14.89M | 15.06M | 14.44M | 13.93M | 14M | 15.6M | 17.54M | 18.67M | 17.16M |
| Common Stock | 32.61K | 31.67K | 31.56K | 31.19K | 30.23K | 30.04K | 198.32K | 198.23K | 198.18K | 197.19K | 197.09K | 196.93K | 196.89K | 196.89K | 195.47K | 195.39K | 195.25K | 195.3K | 195.24K | 194.75K |
| Retained Earnings | -70.14M | -70.42M | -70.54M | -69.05M | -68.63M | -68.27M | -68.03M | -68.66M | -71.51M | -71.59M | -71.34M | -71.36M | -70.64M | -70.85M | -70.86M | -70.71M | -68.94M | -67M | -65.38M | -65.42M |
| Treasury Stock | -7.21M | -7.07M | -6.84M | -6.54M | -6.48M | -6.12M | -5.77M | -4.76M | -4.51M | -4.41M | -4.36M | -3.97M | -3.92M | -3.76M | -3.75M | -3.3M | -2.95M | -2.47M | -2.4M | -2.36M |
| Accumulated OCI | 0 | -6.85M | -7.1M | -7.41M | -6.37M | 0 | -6.91M | -7.3M | -7.68M | -6.56M | -6.91M | -7.08M | -7.42M | -7.83M | 0 | -5.99M | -6.17M | -6.56M | -6.84M | -4.95M |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |