Usio, Inc. (USIO) quarterly income statement — complete revenue, gross profit & net income history
| Metric | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 | Q2'21 |
|---|
| Sales/Revenue | 25.47M | 22.24M | 21.18M | 19.96M | 22.01M | 20.56M | 21.32M | 20.08M | 20.32M | 19.36M | 20.98M | 21.44M | 21.45M | 18.71M | 16.4M | 16.22M | 18.11M | 17.43M | 15.82M | 15.23M |
| Revenue Growth % | 15.71% | 8.19% | -0.66% | -0.59% | 8.3% | 6.18% | 1.61% | -6.33% | -5.24% | 3.51% | 27.98% | 32.2% | 18.41% | 7.34% | 3.63% | 6.45% | 34.54% | 85.73% | 94.43% | 118.85% |
| Cost of Goods Sold | 20.55M | 17.37M | 16.31M | 15.29M | 17.2M | 15.5M | 16.43M | 15.28M | 16.12M | 15.39M | 16.33M | 16.25M | 16.54M | 14.59M | 13.26M | 12.96M | 14.6M | 12.86M | 11.79M | 11.11M |
| COGS % of Revenue | 80.71% | 78.09% | 77.01% | 76.58% | 78.15% | 75.37% | 77.04% | 76.1% | 79.31% | 79.5% | 77.81% | 75.81% | 77.14% | 77.98% | 80.88% | 79.9% | 80.62% | 73.81% | 74.5% | 72.9% |
| Gross Profit | 4.91M | 4.87M | 4.87M | 4.68M | 4.81M | 5.06M | 4.9M | 4.8M | 4.2M | 3.97M | 4.66M | 5.19M | 4.9M | 4.12M | 3.13M | 3.26M | 3.51M | 4.56M | 4.03M | 4.13M |
| Gross Margin % | 19.29% | 21.91% | 22.99% | 23.42% | 21.85% | 24.63% | 22.96% | 23.9% | 20.69% | 20.5% | 22.19% | 24.19% | 22.86% | 22.02% | 19.12% | 20.1% | 19.38% | 26.19% | 25.5% | 27.1% |
| Gross Profit Growth % | 2.12% | -3.78% | -0.53% | -2.59% | 14.37% | 27.59% | 5.14% | -7.44% | -14.22% | -3.6% | 48.57% | 59.07% | 39.69% | -9.78% | -22.29% | -21.02% | 20.7% | 87.09% | 134.2% | 221.04% |
| Operating Expenses | 4.69M | 6.13M | 5.33M | 5.07M | 5.05M | 5.67M | 5.27M | 5.01M | 5.14M | 4.74M | 5.41M | 4.95M | 4.9M | 4.21M | 4.84M | 5.13M | 5.06M | 4.57M | 3.82M | 3.79M |
| OpEx % of Revenue | 18.4% | 27.57% | 25.18% | 25.41% | 22.94% | 27.57% | 24.73% | 24.94% | 25.27% | 24.49% | 25.77% | 23.11% | 22.83% | 22.5% | 29.5% | 31.64% | 27.94% | 26.2% | 24.16% | 24.88% |
| Selling, General & Admin | 4.69M | 5.58M | 4.9M | 5.07M | 4.55M | -11.62M | 4.69M | 4.46M | 4.56M | 4.74M | 4.89M | 4.43M | 4.38M | 4.21M | 4.2M | 4.32M | 4.35M | 3.81M | 3.19M | 3.16M |
| SG&A % of Revenue | 18.4% | 25.08% | 23.14% | 25.41% | 20.69% | -56.5% | 21.99% | 22.22% | 22.44% | 24.49% | 23.3% | 20.67% | 20.41% | 22.5% | 25.59% | 26.66% | 24% | 21.84% | 20.15% | 20.76% |
| Research & Development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| R&D % of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Other Operating Expenses | 0 | 553.01K | 432.85K | 0 | 495.77K | 1000K | 583.72K | 547.85K | 576.15K | 0 | 518.57K | 523K | 518.03K | 0 | 640.6K | 807.93K | 714.93K | 759.41K | 634.91K | 627.15K |
| Operating Income | 225.71K | -1.26M | -464.17K | -396.97K | -239.58K | -602.8K | -376.65K | -208.94K | -930.73K | -771.71K | -750.29K | 230.69K | 5.99K | -90.81K | -1.7M | -1.87M | -1.55M | -1.41K | 210.95K | 337.8K |
| Operating Margin % | 0.89% | -5.66% | -2.19% | -1.99% | -1.09% | -2.93% | -1.77% | -1.04% | -4.58% | -3.99% | -3.58% | 1.08% | 0.03% | -0.49% | -10.38% | -11.53% | -8.57% | -0.01% | 1.33% | 2.22% |
| Operating Income Growth % | 194.21% | -108.84% | -23.24% | -89.99% | 74.26% | 21.89% | 49.8% | -190.57% | -15630.25% | -749.77% | 55.91% | 112.33% | 100.39% | -6354.44% | -906.63% | -653.71% | -120.8% | 99.79% | 123.15% | 125.95% |
| EBITDA | 451.46K | -705.87K | -31.32K | 67.63K | 256.19K | -47.22K | 207.07K | 338.91K | -354.57K | -249.78K | -231.72K | 753.69K | 524.02K | 480.84K | -1.06M | -1.06M | -836.7K | 758K | 845.86K | 964.95K |
| EBITDA Margin % | 1.77% | -3.17% | -0.15% | 0.34% | 1.16% | -0.23% | 0.97% | 1.69% | -1.74% | -1.29% | -1.1% | 3.52% | 2.44% | 2.57% | -6.47% | -6.55% | -4.62% | 4.35% | 5.35% | 6.33% |
| EBITDA Growth % | 76.22% | -1394.98% | -115.13% | -80.05% | 172.25% | 81.1% | 189.36% | -55.03% | -167.66% | -151.95% | 78.16% | 170.94% | 162.63% | -36.57% | -225.43% | -210.11% | -939.22% | 339.63% | 262.31% | 204.93% |
| D&A (Non-Cash Add-back) | 225.75K | 553.01K | 432.85K | 464.6K | 495.77K | 555.58K | 583.72K | 547.85K | 576.15K | 521.93K | 518.57K | 523K | 518.03K | 571.65K | 640.6K | 807.93K | 714.93K | 759.41K | 634.91K | 627.15K |
| EBIT | 225.71K | -1.17M | -334.72K | -286.06K | -160.57K | 990.03K | -251.09K | 159.74K | -166.6K | 99.55K | -650.52K | 274.67K | 98.92K | -80.05K | -1.7M | -1.87M | -1.55M | 6.51K | 212.71K | 339.97K |
| Net Interest Income | 68.67K | 75.61K | 113.12K | 99.17K | 67.17K | 104.29K | 111.86K | 93.02K | 750.54K | 867.65K | 511.7K | 43.45K | 92.27K | 9.96K | 1.78K | 82 | -636 | -3.07K | 287 | 685 |
| Interest Income | 91.49K | 92.79K | 124.45K | 110.91K | 79.01K | 116.56K | 125.56K | 107.27K | 764.13K | 871.26K | 512.09K | 43.98K | 92.93K | 10.76K | 2.73K | 1.17K | 581 | 1.24K | 1.77K | 2.17K |
| Interest Expense | 22.83K | 17.18K | 11.33K | 11.73K | 11.84K | 12.27K | 13.7K | 14.25K | 13.59K | 3.61K | 393 | 533 | 662 | 807 | 943 | 1.08K | 1.22K | 4.31K | 1.48K | 1.48K |
| Other Income/Expense | 68.67K | 75.61K | 118.12K | 99.17K | 67.17K | 1.58M | 111.86K | 354.43K | 750.54K | 867.65K | 99.38K | 43.45K | 92.27K | 9.96K | 1.78K | 82 | -636 | 169 | 287 | 685 |
| Pretax Income | 294.38K | -1.18M | -346.05K | -297.8K | -172.42K | 977.77K | -264.79K | 145.49K | -180.19K | 95.94K | -650.91K | 274.14K | 98.26K | -80.86K | -1.7M | -1.87M | -1.55M | -1.24K | 211.23K | 338.48K |
| Pretax Margin % | 1.16% | -5.32% | -1.63% | -1.49% | -0.78% | 4.76% | -1.24% | 0.72% | -0.89% | 0.5% | -3.1% | 1.28% | 0.46% | -0.43% | -10.37% | -11.53% | -8.57% | -0.01% | 1.34% | 2.22% |
| Income Tax | 171.87K | 312.36K | 69.04K | 68.86K | 62.55K | 348.84K | -3.12M | 70K | 70K | 70K | 70K | 69.1K | 83.43K | 70K | 70K | 70K | 70K | -40.14K | 70K | 120K |
| Effective Tax Rate % | 58.39% | -26.4% | -19.95% | -23.12% | -36.28% | 35.68% | 1176.82% | 48.11% | -38.85% | 72.97% | -10.75% | 25.21% | 84.9% | -86.57% | -4.12% | -3.74% | -4.51% | 3242.25% | 33.14% | 35.45% |
| Net Income | 122.5K | -1.5M | -415.09K | -366.65K | -234.97K | 628.93K | 2.85M | 75.49K | -250.19K | 25.93K | -720.91K | 205.04K | 14.83K | -150.86K | -1.77M | -1.94M | -1.62M | 38.9K | 141.23K | 218.48K |
| Net Margin % | 0.48% | -6.72% | -1.96% | -1.84% | -1.07% | 3.06% | 13.37% | 0.38% | -1.23% | 0.13% | -3.44% | 0.96% | 0.07% | -0.81% | -10.79% | -11.97% | -8.96% | 0.22% | 0.89% | 1.43% |
| Net Income Growth % | 152.14% | -337.81% | -114.56% | -585.69% | 6.08% | 2325.01% | 495.51% | -63.18% | -1786.7% | 117.19% | 59.27% | 110.57% | 100.91% | -487.8% | -1353.08% | -988.1% | -125.24% | -74.58% | 115.09% | 116.96% |
| Net Income (Continuing) | 122.5K | -1.5M | -415.09K | -366.65K | -234.97K | 628.93K | 2.85M | 75.49K | -250.19K | 25.93K | -720.91K | 205.04K | 14.83K | -150.86K | -1.77M | -1.94M | -1.62M | 38.9K | 141.23K | 218.48K |
| Discontinued Operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Minority Interest | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| EPS (Diluted) | 0.00 | -0.05 | -0.02 | -0.01 | -0.01 | 0.02 | 0.10 | 0.00 | -0.01 | 0.00 | -0.04 | 0.01 | 0.00 | -0.01 | -0.09 | -0.10 | -0.08 | 0.00 | 0.01 | 0.01 |
| EPS Growth % | 144% | -334.48% | -115.4% | - | - | - | 378.55% | - | - | - | 58.69% | 108.17% | 100.75% | - | -969% | -1055% | -121.61% | -84% | 116.53% | 110.22% |
| EPS (Basic) | 0.00 | -0.05 | -0.02 | -0.01 | -0.01 | 0.02 | 0.10 | 0.00 | -0.01 | 0.00 | -0.04 | 0.01 | 0.00 | -0.01 | -0.09 | -0.10 | -0.08 | 0.00 | 0.01 | 0.01 |
| Diluted Shares Outstanding | 27.75M | 26.93M | 26.89M | 26.46M | 26.62M | 27.16M | 27.32M | 26.53M | 26.38M | 26.5M | 20.1M | 26.41M | 26.51M | 20.55M | 20.37M | 20.32M | 20.28M | 24.94M | 24.94M | 24.96M |
| Basic Shares Outstanding | 27.75M | 26.93M | 26.89M | 26.46M | 26.62M | 27.16M | 27.32M | 26.53M | 26.38M | 20.12M | 20.1M | 20.13M | 20.12M | 20.55M | 19.66M | 20.32M | 20.28M | 20.03M | 20.03M | 19.99M |
| Dividend Payout Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |