UVSP trades 21.9% above Wall Street's consensus target of $32.50.
Last 12 months price action with 12-month analyst target path
The base valuation assumes UVSP achieves its forward estimates and maintains a stable P/E multiple of 11.5x. This scenario reflects the blended consensus of 6 Wall Street analysts, balancing both positive catalysts and macroeconomic headwinds over the next 12 months.
As of June 22, 2026, Univest Financial Corporation (UVSP) has a Wall Street consensus price target of $32.50, based on estimates from 6 covering analysts. With the stock currently trading at $41.64, this represents a potential downside of -21.9%. The company has a market capitalization of $1.19B.
Analyst price targets range from a low of $31.00 to a high of $34.00, representing a 9% spread in expectations. The median target of $32.50 aligns closely with the consensus average. The tight target dispersion indicates high conviction among analysts.
The current analyst consensus rating is Hold, with 2 analysts rating the stock as a Buy or Strong Buy,4 rating it Hold, and 0 rating it Sell or Strong Sell. The mixed ratings reflect uncertainty about near-term direction.
From a valuation perspective, UVSP trades at a trailing P/E of 13.2x and forward P/E of 11.5x. The forward PEG ratio of 0.79 suggests the stock may be undervalued relative to its growth. Analysts expect EPS to grow +13.4% over the next year.
Our proprietary valuation model, which blends historical multiples with forward estimates, suggests a base-case price target of $52.00, with bear and bull scenarios of $32.76 and $68.52 respectively. Model confidence stands at 49/100, suggesting limited visibility into future performance.
| Company | Market Cap | Price | Target | Upside Potential | Rating | Fwd P/E | Analysts |
|---|---|---|---|---|---|---|---|
NBTBNBT Bancorp Inc. | $2.4B | $46.68 | $46.00 | -1.5% | Hold | 11.2x | 10 |
FULTFulton Financial Corporation | $4.4B | $22.90 | $23.50 | +2.6% | Hold | 11.3x | 20 |
ACNBACNB Corporation | $592M | $57.22 | $57.50 | +0.5% | Buy | 10.6x | 2 |
CZNCCitizens & Northern Corporation | $389M | $21.73 | $23.50 | +8.1% | Hold | 11.0x | 1 |
PFISPeoples Financial Services Corp. | $623M | $62.24 | $56.00 | -10.0% | Hold | 9.6x | 1 |
NWBINorthwest Bancshares, Inc. | $2.1B | $14.48 | $15.50 | +7.0% | Hold | 10.5x | 14 |
WSFSWSFS Financial Corporation | $3.9B | $74.14 | $79.00 | +6.6% | Hold | 11.8x | 13 |
TRMKTrustmark Corporation | $2.6B | $44.67 | $45.50 | +1.9% | Hold | 11.4x | 9 |
SFNCSimmons First National Corporation | $3.2B | $21.90 | $23.00 | +5.0% | Buy | 10.6x | 9 |
IBCPIndependent Bank Corporation | $706M | $34.31 | $38.00 | +10.8% | Hold | 9.7x | 7 |
Quick answers to the most common questions about buying UVSP stock.
UVSP's consensus price target is $32.5, -21.9% below the current price of $41.64. The 6 analysts tracking UVSP see downside risk at present valuations.
UVSP has a consensus rating of "Hold" based on 6 Wall Street analysts. The rating breakdown is mixed, with 4 Hold ratings making up the largest segment. The consensus 12-month price target of $32.5 implies -21.9% downside from current levels.
With a forward P/E of 11.4815x, UVSP trades at a relatively low valuation. The consensus target of $32.5 implies -21.9% move, suggesting the market may be pricing in risks.
The most bullish Wall Street analyst has a price target of $34 for UVSP, while the most conservative target is $31. The consensus of $32.5 represents the median expectation. Our quantitative valuation model projects a bull case target of $69 based on optimistic growth and margin assumptions. These targets typically reflect 12-month expectations.
UVSP is moderately covered, with 6 analysts providing price targets and ratings. Of these, 0 have Strong Buy ratings, 2 have Buy ratings, 4 recommend Hold, and 0 have Sell or Strong Sell ratings. Higher analyst coverage generally indicates greater institutional interest and more reliable consensus estimates.
The 12-month UVSP stock forecast based on 6 Wall Street analysts shows a consensus price target of $32.5, with estimates ranging from $31 (bear case) to $34 (bull case). The median consensus rating is "Hold". Our proprietary valuation model produces a base case fair value of $52, with bear/bull scenarios of $33/$69.
Our quantitative valuation model calculates UVSP's fair value at $52 (base case), with a bear case of $33 and bull case of $69. The model uses discounted cash flow analysis, historical growth rates, and margin mean-reversion to project FY+2 earnings, then applies an appropriate P/E multiple. The model confidence score is 49/100.
UVSP trades at a forward P/E ratio of 11.5x based on next-twelve-months earnings estimates compared to a trailing P/E of 13.2x. The lower forward P/E indicates analysts expect earnings growth. A forward P/E is useful for comparing valuations when earnings are expected to change significantly.
Analysts are cautious on UVSP, with 0 Sell ratings and a price target of $32.5 (-21.9% from current price). The "Hold" consensus suggests careful evaluation before buying. This information is for educational purposes only. Always conduct your own research, consider your financial situation, and consult a financial advisor before making investment decisions.
UVSP analyst price targets range from $31 to $34, a 9% tight range reflecting strong analyst consensus. Differences stem from varying assumptions about revenue growth, profit margins, competitive dynamics, and valuation multiples. The $32.5 consensus represents the middle ground. Our model's $33-$69 range provides an independent fundamental perspective.
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