UWM Holdings Corporation (UWMC) quarterly income statement — complete revenue, gross profit & net income history
UWM Holdings Corporation (UWMC) annual income statement — 9-year revenue, gross profit & net income history
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 | Q2'23 | Q1'23 | Q4'22 | Q3'22 | Q2'22 | Q1'22 | Q4'21 | Q3'21 |
|---|
| Net Interest Income | -18.66M | -7.29M | 10.66M | 5K | -1.46M | -2.31M | -2.27M | 4.2M | 12.74M | 3.19M | 7.09M | 1.13M | 6.46M | 11.3M | -8.08M | 5.07M | 4.46M | 7.02M | 15.83M | 11.84M |
| NII Growth % | -1176.06% | -215.81% | 568.48% | -99.88% | -111.47% | -172.24% | -132.09% | 272.89% | 97.32% | -71.72% | 187.74% | -77.83% | 44.77% | 60.89% | -151.05% | -57.15% | -31.59% | 199.19% | 237.63% | 2145.25% |
| Net Interest Margin % | -0.1% | -0.04% | 0.06% | 0% | -0.01% | -0.02% | -0.01% | 0.03% | 0.1% | 0.02% | 0.06% | 0.01% | 0.05% | 0.1% | -0.06% | 0.04% | 0.04% | 0.06% | 0.07% | 0.07% |
| Interest Income | 140.28M | 133.48M | 155.49M | 132.09M | 132M | 118.1M | 140.07M | 145.3M | 121.39M | 101.86M | 87.9M | 94.85M | 88.89M | 74.58M | 106.84M | 78.21M | 62.02M | 67.39M | 104.6M | 102.06M |
| Interest Expense | 158.94M | 140.76M | 144.83M | 132.08M | 133.47M | 120.41M | 142.34M | 141.1M | 108.65M | 98.67M | 80.81M | 93.72M | 82.44M | 63.28M | 114.92M | 73.14M | 57.56M | 60.37M | 88.77M | 90.22M |
| Loan Loss Provision | -86.78M | -8.42M | -15.99M | 5.58M | 9.8M | 10.38M | 3.25M | 16.33M | 13.39M | 10.46M | 9.87M | 12.18M | 9.1M | 7.53M | 7.54M | 9.14M | 5.98M | 7.76M | 11.04M | 12.6M |
| Non-Interest Income | 747.72M | 767.95M | 789.76M | 338.59M | 652.57M | 43.5M | 338.57M | 314.06M | 327.82M | 416.8M | -250.23M | 524.62M | 452.45M | 40.88M | 148.93M | 557.01M | 437.99M | 688.26M | 450.4M | 552.68M |
| Non-Interest Income % | 102.56% | 100.96% | 98.67% | 100% | 100.22% | 105.6% | 100.68% | 98.68% | 96.26% | 99.24% | 102.92% | 99.79% | 98.59% | 78.35% | 105.74% | 99.1% | 98.99% | 98.99% | 96.6% | 97.9% |
| Total Net Revenue | 729.06M | 760.66M | 800.41M | 338.6M | 651.1M | 41.19M | 336.29M | 318.25M | 340.56M | 419.99M | -243.14M | 525.75M | 458.91M | 52.17M | 140.85M | 562.08M | 442.45M | 695.28M | 466.23M | 564.52M |
| Revenue Growth % | 11.97% | 1746.76% | 138.01% | 6.39% | 91.18% | -90.19% | 238.31% | -39.47% | -25.79% | 705.01% | -272.62% | -6.46% | 3.72% | -92.5% | -69.79% | -0.43% | 14.85% | -37.53% | -73.08% | -68.15% |
| Non-Interest Expense | 766.84M | 438.28M | 256.91M | 320.35M | 311.88M | 291.63M | 290.71M | 269.64M | 250.1M | 225.26M | 215.41M | 211.84M | 219.8M | 184.26M | 202.57M | 222.56M | 220.26M | 230.19M | 223.36M | 218.58M |
| Efficiency Ratio | 105.18% | 57.62% | 32.1% | 94.61% | 47.9% | 708.03% | 86.44% | 84.72% | 73.44% | 53.64% | -88.59% | 40.29% | 47.9% | 353.18% | 143.82% | 39.6% | 49.78% | 33.11% | 47.91% | 38.72% |
| Operating Income | 49M | 330.81M | 559.5M | 12.67M | 329.42M | -260.82M | 42.33M | 32.29M | 77.07M | 184.26M | -468.41M | 301.73M | 230M | -139.62M | -69.26M | 330.38M | 216.21M | 457.33M | 231.84M | 333.34M |
| Operating Margin % | 6.72% | 43.49% | 69.9% | 3.74% | 50.59% | -633.22% | 12.59% | 10.15% | 22.63% | 43.87% | 192.65% | 57.39% | 50.12% | -267.61% | -49.17% | 58.78% | 48.87% | 65.78% | 49.73% | 59.05% |
| Operating Income Growth % | -85.13% | 226.83% | 1221.7% | -60.76% | 327.42% | -241.54% | 109.04% | -89.3% | -66.49% | 231.98% | -576.32% | -8.67% | 6.38% | -130.53% | -129.87% | -0.89% | 54.25% | -47.61% | -83.11% | -77.04% |
| Pretax Income | -472.92M | 177.5M | 169.62M | 12.67M | 329.42M | -260.82M | 42.33M | 32.29M | 77.07M | 184.26M | -468.41M | 301.73M | 230M | -139.62M | -69.26M | 330.38M | 216.21M | 457.33M | 231.84M | 333.34M |
| Pretax Margin % | -64.87% | 23.33% | 21.19% | 3.74% | 50.59% | -633.22% | 12.59% | 10.15% | 22.63% | 43.87% | 192.65% | 57.39% | 50.12% | -267.61% | -49.17% | 58.78% | 48.87% | 65.78% | 49.73% | 59.05% |
| Income Tax | -21.02M | 7.13M | 5.14M | 582K | 14.94M | -13.79M | 1.72M | 344K | 786K | 3.73M | -7.45M | 734K | 1.21M | -1M | -6.77M | 4.77M | 769K | 4.04M | -7.99M | 3.48M |
| Effective Tax Rate % | 4.44% | 4.01% | 3.03% | 4.59% | 4.53% | 5.29% | 4.06% | 1.07% | 1.02% | 2.03% | 1.59% | 0.24% | 0.53% | 0.72% | 9.78% | 1.44% | 0.36% | 0.88% | -3.45% | 1.04% |
| Net Income | -80.59M | 25.3M | 19.41M | -1.26M | 22.91M | -13.68M | 8.92M | -6.29M | 3.05M | 8.73M | -27.08M | 18.23M | 7.56M | -11.94M | -277K | 11.7M | 8.37M | 21.93M | 16.95M | 25.25M |
| Net Margin % | -11.05% | 3.33% | 2.43% | -0.37% | 3.52% | -33.21% | 2.65% | -1.98% | 0.9% | 2.08% | 11.14% | 3.47% | 1.65% | -22.89% | -0.2% | 2.08% | 1.89% | 3.15% | 3.64% | 4.47% |
| Net Income Growth % | -451.8% | 284.96% | 117.65% | 79.95% | 651.11% | -256.69% | 132.94% | -134.53% | -59.65% | 173.11% | -9675.45% | 55.87% | -9.66% | -154.45% | -101.63% | -53.67% | 1.23% | -54.3% | -98.76% | -98.26% |
| Net Income (Continuing) | -451.9M | 170.37M | 164.48M | 12.09M | 314.48M | -247.03M | 40.61M | 31.95M | 76.29M | 180.53M | -460.96M | 300.99M | 228.79M | -138.61M | -62.48M | 325.61M | 215.44M | 453.29M | 239.83M | 329.86M |
| EPS (Diluted) | -0.24 | 0.09 | 0.08 | -0.01 | 0.11 | -0.09 | 0.07 | -0.06 | 0.03 | 0.09 | -0.29 | 0.20 | 0.08 | -0.13 | -0.00 | 0.13 | 0.09 | 0.22 | 0.10 | 0.16 |
| EPS Growth % | -318.18% | 201.24% | 11.18% | 90.5% | 243.75% | -198.78% | 123.35% | -130% | -60.59% | 169.23% | - | 53.85% | -9.78% | -159.09% | -103% | -18.75% | 35.14% | -33.33% | -99.25% | -98.86% |
| EPS (Basic) | -0.24 | 0.09 | 0.08 | -0.01 | 0.11 | -0.08 | 0.06 | -0.06 | 0.03 | 0.09 | -0.29 | 0.20 | 0.08 | -0.13 | -0.00 | 0.13 | 0.09 | 0.24 | 0.17 | 0.25 |
| Diluted Shares Outstanding | 211.41M | 211.41M | 256.91M | 221.35M | 202.13M | 153.86M | 155.58M | 99.8M | 95.39M | 94.52M | 93.25M | 93.29M | 93.11M | 92.92M | 92.52M | 92.57M | 92.53M | 1.59B | 1.6B | 1.6B |