Trailing Dividend / Share
$0.10
VersaBank (VBNK) Dividend History
Income profile from 2018 to 2026 with payout safety and yield-on-cost trend
Dividend Yield
0.4%
Payout Ratio
11.4%
Sustainable
Dividend Streak
1 years
VBNK Dividend Income Check
Safety
11.4% payout ratio with sustainable safety profile.
Consistency
1 straight years of dividend increases.
Income Trend
Yield on cost is 1.2% and trend is flat.
VBNK Dividend Scorecard
Yield & Income
Dividend Yield0.4%
Trailing DPS$0.10
FrequencyQuarterly
Payments / 12M6
Payout Safety
Earnings Payout11.4%
Earnings SafetySustainable
FCF Payout1.7%
FCF SafetyWell Covered
Piotroski F-Score5/9
Growth
Growth Streak1 years
3Y CAGR5.2%
5Y CAGR-2.2%
Yield on Cost (5Y)1.2%
YOC Trendflat
Total Returns
Buyback Yield1.0%
Total Shareholder Yield1.3%
1Y Total Return68.3%
5Y Total Return86.6%
Div Contribution (5Y)3.8%
Estimated $10K growth (return + dividends):
5Y ago$18,65710Y ago$56,33720Y ago$56,338
Uses precomputed total return metrics from screening data (not lot-by-lot dividend reinvestment transactions). Different time windows can produce different outcomes depending on market regime and entry point.
VBNK Income Growth Story
Dividend per share and yield on cost over time (9 years of payments)
VBNK Dividend Safety Story
EPS is the container — dividend is what's drawn out
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Monthly dividend calendar — upcoming ex-dates for stocks you follow.
Dividend Analysis
Payout Safety
VersaBank distributes 11.4% of earnings as dividends (Sustainable). When measured against free cash flow—a stricter test—the payout ratio stands at 1.7%, rated "Well Covered".
Piotroski F-Score: 5/9 — moderate financial health.
Growth Track Record
VBNK has raised its dividend for 1 consecutive year, with a 3-year CAGR of 5.2% and 5-year CAGR of -2.2%.
Total Shareholder Returns
Beyond cash dividends, VBNK returns capital through share repurchases. The combined picture: 0.4% dividend yield, 1.0% buyback yield, 1.3% total shareholder yield.
Income Trend & Total Return
Yield on cost (5-year basis) has reached 1.2% and is currently flat. The 5-year total return is 86.6%, with dividends contributing 3.8% of that performance.
DRIP Growth
A $10,000 investment made 10 years ago with dividends reinvested would have grown to approximately $56,337 today.
VBNK Recent Dividend Payments
Last 20 payments · Quarterly
TTM Total$0.37
Avg/Payment$0.0186
Latest Change+10.5%
| Ex-Date | Amount | Change | Yield % | Payment Date |
|---|---|---|---|---|
| Jul 10, 2026Latest | $0.0200 | ↑ +10.5% | 38.18% | Jul 31, 2026 |
| Apr 10, 2026 | $0.0181 | ↑ +0.6% | 43.10% | Apr 30, 2026 |
| Jan 9, 2026 | $0.0180 | — | 47.87% | Jan 31, 2026 |
| Oct 10, 2025 | $0.0179 | ↓ -2.6% | 59.63% | Oct 31, 2025 |
| Jul 7, 2025 | $0.0184 | — | 61.67% | Jul 31, 2025 |
| Jul 3, 2025 | $0.0184 | ↑ +4.5% | 61.81% | Jul 31, 2025 |
| Apr 4, 2025 | $0.0176 | ↑ +1.7% | 77.91% | Apr 30, 2025 |
| Jan 10, 2025 | $0.0173 | ↓ -6.0% | 53.98% | Jan 31, 2025 |
VBNK Dividend vs Peers
Comparable companies in the same industry
#5 yield in peer group
Div Yield
0.4%
#5 of 5
Safety
Sustainable
11.4% payout
Streak
1Y
-2.2% 5Y CAGR
Total Shareholder
1.3%
#5 of 5
CUBI
BSVN
NBTB
PFSIVBNK Annual Dividend History (2011–2026)
16 years of dividend data
GrowthDecline
| Year | DPS | YoY | Pmts | EPS | Payout | Coverage | YOC |
|---|---|---|---|---|---|---|---|
| 2026YTD | $0.06 | — | 3 | — | — | — | 0.8% |
| 2025 | $0.09 | 21.2% | 5 | $0.90 | 10.0% | 10.05x | 1.2% |
| 2024 | $0.07 | -0.8% | 4 | $1.49 | 5.0% | 20.15x | 1.0% |
| 2023 | $0.07 | -3.2% | 4 | $1.57 | 4.7% | 21.07x | 1.0% |
| 2022 | $0.08 | -18.7% | 4 | $0.79 | 9.7% | 10.27x | 1.1% |
| 2021 | $0.09 | -5.4% | 4 | $0.96 | 9.9% | 10.15x | 1.3% |
| 2020 | $0.10 | 65.7% | 4 | $0.82 | 12.2% | 8.20x | 1.4% |
| 2019 | $0.06 | 93.5% | 4 | $0.85 | 7.1% | 14.09x | 0.8% |
| 2018 | $0.03 | — | 4 | $0.86 | 3.6% | 27.58x | 0.4% |
| 2017 | $0.00 | — | 0 | $0.83 | — | — | — |
Consensus-Based Analysis Tools
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Historical Returns
8+ years return with dividends reinvested.
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Peer Comparison
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VBNK — Frequently Asked Questions
Quick answers to the most common questions about buying VBNK stock.
How much dividend does VBNK pay per share?
VersaBank (VBNK) pays a trailing 12-month dividend of $0.10 per share, with a current dividend yield of +0.4%. Payments are made Quarterly.
When is VBNK's next ex-dividend date?
VBNK's most recent ex-dividend date is N/A. You must own shares before the ex-dividend date to receive the next payment. VBNK typically pays dividends Quarterly.
Is VBNK's dividend safe?
VBNK's dividend safety is rated "Sustainable" based on an earnings payout ratio of +11.4% and FCF payout ratio of +1.7%. The 1-year growth streak provides moderate confidence.
How many years has VBNK increased its dividend?
VBNK has 1 consecutive years of dividend growth. The 5-year dividend CAGR is -2.2%.
How often does VBNK pay dividends?
VersaBank pays dividends Quarterly. The trailing 12-month total is $0.10 per share. Dividend data on this page covers 8+ years from 2018 to 2026.
How much would $10,000 invested in VBNK grow with dividend reinvestment?
With dividends reinvested (DRIP), $10,000 invested in VBNK five years ago would be worth approximately $18,657 today. This includes both price appreciation and compounded dividend reinvestment. Use the DRIP calculator above for other time periods.
What is VBNK's yield on cost for long-term holders?
VBNK's yield on cost — the current dividend divided by the original purchase price — is +1.2% for a 5-year holding period. This means long-term holders earn a higher effective yield than today's +0.4% market yield, thanks to the lower original cost basis.