VersaBank (VBNK) P/E Ratio History
Historical price-to-earnings valuation from 2017 to 2026
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VBNK Valuation Context
How does the current P/E compare to historical and market benchmarks?
P/E Ratio Analysis
As of May 8, 2026, VersaBank (VBNK) trades at a price-to-earnings ratio of 28.3x, with a stock price of $18.66 and trailing twelve-month earnings per share of $1.34.
The current P/E is 186% above its 5-year average of 9.9x. Over the past five years, VBNK's P/E has ranged from a low of 4.9x to a high of 16.2x, placing the current valuation at the 100th percentile of its historical range.
Compared to the Financial Services sector median P/E of 13.1x, VBNK trades at a 116% premium to its sector peers. The sector includes 775 companies with P/E ratios ranging from 0.0x to 195.8x.
The PEG ratio of 15.07 (P/E divided by -40% EPS growth) suggests the stock may be expensive relative to its earnings growth. Peter Lynch popularized the rule that a PEG below 1.0 indicates an attractive entry point.
Relative to the broader market, VBNK trades roughly in line with the S&P 500 median P/E of 25.1x. Investors should consider the company's growth prospects, competitive position, and earnings quality when evaluating whether the current valuation is justified.
For a comprehensive intrinsic value estimate using discounted cash flow analysis, see our VBNK DCF Valuation Calculator →
Note: P/E ratio is just one valuation metric. It does not account for balance sheet strength, cash flow quality, or growth sustainability. Always conduct comprehensive due diligence before making investment decisions.
VBNK P/E vs Peers
P/E ratio compared to closely matched public peers
| Company | Market Cap | P/E Ratio | PEG Ratio | EPS Growth (1Y) |
|---|---|---|---|---|
| $3B | 12.6 | 1.43 | +22% | |
| $5B | 11.8 | 0.59 | -3% | |
| $416M | 9.8 | 0.57Best | -7% | |
| $2B | 13.5 | 1.92 | +13% | |
| $20B | 41.0 | - | +0% | |
| $2B | 14.5 | - | +156%Best | |
| $4B | 14.9 | - | +56% | |
| $5B | 9.5Lowest | - | +59% | |
| $526M | 28.2 | - | -8% | |
| $24B | 63.0 | 2.58 | -47% |
Peers sorted by market capitalization. P/E below peers may indicate undervaluation or lower growth expectations. Consider PEG ratio for growth-adjusted comparison.
VBNK Historical P/E Data (2017–2026)
Quarterly P/E ratios calculated from closing price and TTM EPS
| Quarter | Date | Price | TTM EPS | P/E Ratio | vs Avg |
|---|---|---|---|---|---|
| FY2026 Q1 | Sat Jan 31 2026 00:00:00 GM | $15.51 | $0.96 | 16.2x | +79% |
| FY2025 Q4 | Fri Oct 31 2025 00:00:00 GM | $11.87 | $0.90 | 13.2x | +46% |
| FY2025 Q3 | $11.82 | $0.94 | 12.6x | +39% | |
| FY2025 Q2 | Wed Apr 30 2025 00:00:00 GM | $11.08 | $1.10 | 10.1x | +12% |
| FY2025 Q1 | Fri Jan 31 2025 00:00:00 GM | $13.84 | $1.29 | 10.7x | +19% |
| FY2024 Q4 | $15.00 | $1.49 | 10.1x | +12% | |
| FY2024 Q3 | Wed Jul 31 2024 00:00:00 GM | $12.12 | $1.76 | 6.9x | -24% |
| FY2024 Q2 | $10.05 | $1.78 | 5.6x | -37% | |
| FY2024 Q1 | Wed Jan 31 2024 00:00:00 GM | $11.28 | $1.71 | 6.6x | -27% |
| FY2023 Q4 | $7.65 | $1.57 | 4.9x | -46% | |
| FY2023 Q3 | Mon Jul 31 2023 00:00:00 GM | $8.88 | $1.34 | 6.6x | -27% |
| FY2023 Q2 | Sun Apr 30 2023 00:00:00 GM | $7.35 | $1.17 | 6.3x | -30% |
Average P/E for displayed period: 9.0x
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Start ComparisonVBNK — Frequently Asked Questions
Quick answers to the most common questions about buying VBNK stock.
Is VBNK stock overvalued or undervalued?
VBNK trades at 28.3x P/E, above its 5-year average of 9.9x. The 100th percentile ranking indicates a premium to historical valuation.
How does VBNK's valuation compare to peers?
VersaBank P/E of 28.3x compares to sector median of 13.1x. The premium reflects expected growth above peers.
What is VBNK's PEG ratio?
VBNK PEG ratio is 15.07. Above 2.0 indicates premium valuation relative to growth rate. Historical P/E data spans 2017-2026.