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VIRTVirtu Financial, Inc.
$52.66$4.6B
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  4. Financial Ratios

Virtu Financial, Inc. (VIRT) Financial Ratios

Latest Ratios: P/E Ratio 10.3x · EV/EBITDA 9.3x · ROE 27.1%. (2012–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

VIRT Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$4.6B$2.8B$3.1B$1.9B$2.1B$3.4B$3.1B$1.8B$2.6B$1.1B$615M
Enterprise Value$12.5B$10.8B$8.0B$8.0B$4.9B$5.9B$5.6B$5.4B$4.2B$3.2B$1.2B
P/E Ratio →10.276.5012.0114.278.367.374.88—9.2770.3818.13
P/S Ratio1.310.811.391.131.041.321.021.471.581.311.00
P/B Ratio2.281.442.111.361.291.831.661.481.760.991.15
P/FCF10.076.255.754.593.142.983.0816.423.824.222.70
P/OCF8.845.485.233.883.022.912.9010.793.683.942.57

P/E links to full P/E history page with 30-year chart

VIRT EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—3.083.544.732.392.291.864.352.543.642.02
EV / EBITDA9.338.035.567.554.654.283.2312.424.068.534.13
EV / EBIT10.188.726.278.665.544.893.5232.864.6511.794.71
EV / FCF—23.6514.6419.287.185.185.6248.556.1511.685.47

VIRT Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin48.0%48.0%61.4%60.7%57.3%60.1%64.4%49.2%68.5%57.7%56.4%
Operating Margin33.8%33.8%45.8%40.7%38.8%44.5%—19.6%50.9%30.1%38.7%
Net Profit Margin12.9%12.9%9.6%6.2%11.2%17.0%20.0%-3.9%15.4%0.3%4.7%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE27.1%27.1%19.1%9.3%15.1%25.6%42.1%-4.3%21.9%0.3%6.0%
ROA2.6%2.6%1.9%1.1%2.5%4.7%6.6%-0.7%3.9%0.1%0.9%
ROIC10.1%10.1%12.7%10.2%12.7%17.5%—4.8%19.0%9.2%13.7%
ROCE7.7%7.7%10.1%8.4%9.9%14.7%—4.2%15.5%7.1%10.4%

VIRT Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity4.554.553.844.932.261.931.853.501.562.221.52
Debt / EBITDA6.706.703.986.533.552.591.979.912.246.882.69
Net Debt / Equity—4.013.254.351.661.361.372.901.071.761.18
Net Debt / EBITDA5.915.913.375.752.621.821.468.221.545.452.09
Debt / FCF—17.408.8914.694.042.212.5432.132.337.472.77
Interest Coverage8.858.852.031.542.725.547.480.594.261.723.12

VIRT Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio1.691.691.230.912.211.631.591.321.691.250.62
Quick Ratio1.691.691.230.912.211.631.591.321.691.250.62
Cash Ratio0.560.560.500.440.970.760.490.440.670.430.18
Asset Turnover—0.180.190.160.220.270.330.160.250.140.19
Inventory Turnover———————————
Days Sales Outstanding———————————

VIRT Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield7.8%12.3%14.7%16.1%17.6%16.1%15.7%11.6%3.8%5.6%6.1%
Payout Ratio74.6%74.6%167.2%215.5%141.6%114.9%74.6%—34.7%2171.3%114.5%

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield9.7%15.4%8.3%7.0%12.0%13.6%20.5%—10.8%1.4%5.5%
FCF Yield9.9%16.0%17.4%21.8%31.9%33.6%32.5%6.1%26.2%23.7%37.0%
Buyback Yield4.2%6.7%6.1%12.1%22.9%12.6%1.6%0.9%2.9%1.2%3.9%
Total Shareholder Yield11.9%19.0%20.8%28.2%40.5%28.7%17.4%12.5%6.7%6.8%10.1%
Shares Outstanding—$85M$88M$94M$104M$118M$122M$114M$102M$63M$39M

Key Metrics

Growth RegimeAccelerating
ProfitabilityStrong
Balance SheetHealthy
Cash FlowMixed
Top Statement Risk

Provision volatility and rate sensitivity

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q2)

Premium Multiple on Tangible Book

VIRT trades at 26.7x tangible book value, a steep premium to peers, implying the market capitalizes on its fee-driven earnings power and high ROE, as per reported figures.

The P/B of 26.72 in 2026Q2 is far above the peer average of roughly 5.5x, reflecting the market's view of Virtu as a high-return, asset-light franchise rather than a traditional bank. This premium appears justified by the 12.6% ROE and 87.7% fee income mix, but it leaves little room for earnings disappointment. Investors should monitor whether the premium persists if provision volatility or rate sensitivity pressures returns.

Fee-Driven ROE with Thin NIM

ROE improved to 12.6% in 2026Q2 from 3.9% in 2024Q1, driven by fee income (87.7% of revenue) and operating leverage, while NIM remains thin at 0.4%, per financial statements.

DuPont decomposition shows ROE is almost entirely a function of asset utilization and non-interest income, not net interest margin, which is negligible. The efficiency ratio of 18.1% indicates exceptional cost control, but the reliance on fee income exposes earnings to market volatility. The sharp rise in provisions to $558M in 2026Q2 could erode ROE if credit costs persist, warranting close monitoring.

NIM Recovery but Efficiency Shines

Net interest margin turned positive to 0.4% in 2026Q2 from -1.2% in 2024Q1, while the efficiency ratio improved to 18.1%, indicating strong operating leverage, as reported in quarterly filings.

The NIM recovery suggests the interest income drag from negative carry is fading, but at 0.4% it remains a minor contributor to profitability. The efficiency ratio, though volatile, has trended down from 17.3% in 2024Q1, reflecting revenue growth outpacing costs. However, the efficiency ratio's volatility (11.4% to 21.7%) highlights the sensitivity of the cost base to trading volumes and market conditions.

Thin Equity Cushion Under Asset Growth

Equity-to-assets fell to 8% in 2026Q2 from 10% in 2024Q4, as assets surged 79% to $27.5B, per balance sheet data, signaling a thinner capital buffer despite equity growth.

While total equity grew to $1.9B, the rapid asset expansion—driven by a $5.6B increase in investment securities—has outpaced capital generation. The equity-to-assets ratio of 0.08 is low for a depository institution, though Virtu's business model may not require traditional capital ratios. The $214.7M in dividends and buybacks in 2026Q2 exceeded operating cash flow, suggesting capital return is funded by external sources, which may strain the balance sheet if earnings falter.

Provision Spike Clouds Credit Outlook

Loan loss provisions surged to $558.0M in 2026Q2 from $91.4M in 2024Q1, a six-fold increase, per quarterly data, potentially signaling credit deterioration or model changes.

The sharp rise in provisions is a red flag for asset quality, though it may reflect portfolio growth or conservative reserving rather than actual losses. With no explicit NPL data, investors should monitor charge-offs and reserve coverage in future filings. The provision spike, combined with thin NIM, suggests that credit costs could become a material drag on earnings if the trend continues.

P/E Misleads Due to Provision Volatility

The P/E of 10.85 is misleading because provisions swung from $91.4M to $558.0M, distorting earnings; a better metric is P/TBV or P/B, which reflects the franchise value, as per reported figures.

For a market maker like Virtu, earnings are inherently volatile due to trading revenues and provision swings, making trailing P/E unreliable. The forward P/E of 7.73 assumes normalization, but the provision spike in 2026Q2 could recur. Investors should focus on P/TBV (26.7x) and ROE stability, as these better capture the asset-light, fee-driven business model. EV/EBITDA is also misapplied here, as deposits are not debt and the capital structure is atypical.

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Includes 30+ ratios · 14 years · Updated daily

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VIRT — Frequently Asked Questions

Quick answers to the most common questions about buying VIRT stock.

What is Virtu Financial, Inc.'s P/E ratio?

Virtu Financial, Inc.'s current P/E ratio is 10.3x. The historical average is 19.0x. This places it at the 50th percentile of its historical range.

What is Virtu Financial, Inc.'s EV/EBITDA?

Virtu Financial, Inc.'s current EV/EBITDA is 9.3x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 6.1x.

What is Virtu Financial, Inc.'s ROE?

Virtu Financial, Inc.'s return on equity (ROE) is 27.1%. This is above the typical threshold of 15-20% considered good for most companies. The historical average is 24.0%.

Is VIRT stock overvalued?

Based on historical data, Virtu Financial, Inc. is trading at a P/E of 10.3x. This is at the 50th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What is Virtu Financial, Inc.'s dividend yield?

Virtu Financial, Inc.'s current dividend yield is 7.78% with a payout ratio of 74.6%.

What are Virtu Financial, Inc.'s profit margins?

Virtu Financial, Inc. has 48.0% gross margin and 33.8% operating margin. Operating margin above 20% indicates strong pricing power and cost efficiency.

How much debt does Virtu Financial, Inc. have?

Virtu Financial, Inc.'s Debt/EBITDA ratio is 6.7x, indicating high leverage. A ratio above 4x may signal elevated financial risk.