Last 48 quarters of trend data · Financial Services · Life & Annuity Insurers
Quarterly valuation ratios — annualised for comparability. YoY Δ shows same-quarter-prior-year change.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| P/E Ratio → | 13.62 | 11.30 | 24.34 | 9.82 | 12.93 | 10.39 | 10.69 | 11.93 | 18.31 | 20.21 | 9.08 | 8.25 | 16.58 | 7.25 | 12.71 | 28.36 | 8.69 | 8.31 | 26.11 | 69.11 | 4.93 |
| — | +8.8% | +127.6% | -17.7% | -29.4% | -48.6% | +17.8% | +44.6% | +10.4% | +178.6% | -28.6% | -70.9% | +90.9% | -12.7% | -51.3% | -59.0% | +76.0% | -37.7% | +499.5% | +3501.3% | -13.8% | |
| P/S Ratio | 1.59 | 1.09 | 1.18 | 0.90 | — | — | — | — | 0.88 | 1.05 | 0.94 | 0.97 | 1.12 | 1.03 | 1.11 | 1.10 | 1.09 | 1.24 | 1.12 | 1.33 | 1.49 |
| — | — | — | — | — | — | — | — | -21.6% | +2.2% | -15.1% | -11.6% | +2.8% | -16.6% | -0.7% | -17.6% | -26.9% | +28.9% | +36.7% | — | +67.9% | |
| P/B Ratio | 1.36 | 1.48 | 1.32 | 0.99 | 1.03 | 1.02 | 1.06 | 1.04 | 1.13 | 1.21 | 1.24 | 1.32 | 1.29 | 1.45 | 1.42 | 1.38 | 1.32 | 1.10 | 1.06 | 1.01 | 0.81 |
| — | +44.7% | +24.5% | -5.2% | -9.5% | -15.2% | -14.4% | -20.7% | -12.0% | -16.8% | -12.9% | -4.5% | -2.0% | +31.7% | +34.2% | +36.7% | +62.5% | +46.7% | +29.6% | +8.9% | +16.7% | |
| P/FCF | 5.38 | 3.37 | 4.36 | — | 3.24 | 10.80 | 2.34 | — | 21.56 | 2.77 | 5.76 | 8.36 | 5.36 | 4.47 | 2.75 | 12.55 | 7.51 | 3.85 | 4.67 | 5.36 | 14.21 |
| — | -68.7% | +86.2% | — | -85.0% | +290.4% | -59.3% | — | +302.2% | -38.1% | +109.2% | -33.4% | -28.6% | +16.1% | -41.1% | +134.1% | -47.1% | -63.7% | +42.6% | — | +208.2% | |
| EV / EBITDA | 11.39 | 7.63 | 46.19 | 7.87 | 8.96 | 6.26 | 8.81 | 9.12 | 8.97 | 13.56 | 6.23 | 7.28 | 13.90 | 9.79 | 7.07 | 13.89 | 17.25 | 19.22 | 11.32 | 14.93 | 6.68 |
| — | +21.9% | +424.3% | -13.7% | -0.1% | -53.8% | +41.4% | +25.3% | -35.4% | +38.5% | -11.8% | -47.6% | -19.4% | -49.1% | -37.5% | -7.0% | +158.3% | +276.4% | +386.8% | +504.9% | +48.7% | |
| EV / EBIT | 37.75 | 7.63 | 43.43 | 7.87 | 8.96 | 6.26 | 8.81 | 9.12 | 11.41 | 13.56 | 6.23 | 7.28 | 13.90 | 9.79 | 7.07 | 13.89 | 17.25 | 19.22 | 11.32 | 14.93 | 6.68 |
| — | +21.9% | +393.0% | -13.7% | -21.5% | -53.8% | +41.4% | +25.3% | -17.9% | +38.5% | -11.8% | -47.6% | -19.4% | -49.1% | -37.5% | -7.0% | +158.3% | +276.4% | +386.8% | +504.9% | +48.7% |
Quarterly margins and returns. Watch for margin compression across consecutive quarters.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 52.7% | 62.3% | 101.8% | 101.6% | 100.0% | 100.0% | 100.0% | 100.0% | 45.1% | 47.2% | 53.1% | 54.5% | 46.3% | 50.9% | 57.5% | 54.6% | 43.5% | 54.0% | 51.2% | 51.4% | 75.9% |
| — | -37.7% | +1.8% | +1.6% | +121.6% | +111.8% | +88.2% | +83.6% | -2.5% | -7.2% | -7.5% | -0.2% | +6.5% | -5.8% | +12.2% | +6.1% | -42.7% | +3.1% | -25.2% | +163.5% | +3.3% | |
| Operating Margin | 3.5% | 15.9% | 1.8% | 12.5% | -296.5% | -511.7% | -298.4% | -258.2% | 6.2% | 6.1% | 14.3% | 14.4% | 5.9% | 9.8% | 14.8% | 7.9% | 5.5% | 5.5% | 10.3% | 8.4% | 22.5% |
| — | +103.1% | +100.6% | +104.8% | -4880.9% | -8423.4% | -2192.1% | -1894.0% | +5.7% | -37.6% | -3.6% | +82.4% | +6.5% | +80.5% | +43.9% | -5.6% | -75.5% | -74.0% | -75.5% | +116.2% | -1.9% | |
| Net Margin | 8.9% | 12.7% | 5.0% | 9.9% | -245.6% | -320.0% | -263.5% | -232.8% | 5.0% | 6.0% | 10.6% | 12.6% | 7.0% | 15.0% | 8.9% | 4.6% | 12.9% | 13.8% | 4.6% | 4.7% | 30.6% |
| — | +104.0% | +101.9% | +104.2% | -4999.6% | -5396.9% | -2587.1% | -1949.7% | -28.5% | -59.7% | +19.2% | +171.0% | -45.5% | +8.5% | +93.3% | -0.3% | -57.9% | +73.6% | -75.6% | +108.5% | +152.5% |
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| ROE | 10.0% | 4.0% | 1.4% | 2.6% | 2.0% | 2.8% | 2.6% | 2.5% | 1.5% | 1.8% | 3.5% | 4.2% | 2.2% | 5.0% | 2.8% | 1.6% | 3.6% | 3.0% | 1.0% | 0.8% | 4.1% |
| — | +43.7% | -45.2% | +5.0% | +28.7% | +53.8% | -26.4% | -40.1% | -30.5% | -63.4% | +23.9% | +171.0% | -38.1% | +67.3% | +188.3% | +100.2% | -12.8% | +89.3% | -80.2% | -92.9% | +69.8% | |
| ROA | 0.4% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.1% | 0.2% | 0.1% | 0.2% | 0.1% | 0.1% | 0.1% | 0.1% | 0.0% | 0.0% | 0.2% |
| — | +27.2% | -46.5% | +8.5% | +34.1% | +58.0% | -22.3% | -39.6% | -26.4% | -59.7% | +22.9% | +182.8% | -40.4% | +39.6% | +134.8% | +36.5% | -44.3% | +33.2% | -84.3% | -93.6% | +59.7% | |
| ROIC | 2.1% | 2.6% | 0.3% | 1.9% | 1.3% | 2.3% | 1.5% | 1.4% | 0.9% | 0.9% | 2.2% | 2.3% | 0.9% | 1.5% | 2.2% | 1.2% | 0.7% | 0.6% | 1.1% | 0.8% | 1.7% |
| — | +11.7% | -82.4% | +38.4% | +43.6% | +154.7% | -34.8% | -40.6% | +6.1% | -38.9% | +4.1% | +90.8% | +20.8% | +159.4% | +96.1% | +59.8% | -57.5% | -74.7% | -81.1% | -86.6% | -35.2% |
Quarterly solvency trend — watch for debt spikes or covenant pressure.
| Metric | TTM | Q3 '26 | Q2 '26 | Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | Q4 '24 | Q3 '24 | Q2 '24 | Q1 '24 | Q4 '23 | Q3 '23 | Q2 '23 | Q1 '23 | Q4 '22 | Q3 '22 | Q2 '22 | Q1 '22 | Q4 '21 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Debt / Equity | 0.30 | 0.36 | 0.59 | 0.37 | 0.30 | 0.45 | 0.49 | 0.49 | 0.60 | 0.55 | 0.55 | 0.59 | 0.57 | 0.69 | 0.65 | 0.61 | 0.69 | 0.56 | 0.55 | 0.44 | 0.35 |
| — | -21.6% | +21.3% | -24.3% | -50.2% | -17.6% | -10.9% | -16.6% | +5.8% | -20.3% | -14.9% | -3.8% | -18.4% | +23.6% | +17.8% | +39.3% | +96.1% | +50.2% | +38.2% | +5.3% | +3.4% | |
| Debt / EBITDA | 8.06 | 6.58 | 62.59 | 9.65 | 9.31 | 8.75 | 12.78 | 13.05 | 14.53 | 19.58 | 8.62 | 10.08 | 18.85 | 13.81 | 10.00 | 18.48 | 26.48 | 28.62 | 17.20 | 20.21 | 9.42 |
| — | -24.8% | +389.8% | -26.0% | -35.9% | -55.3% | +48.3% | +29.4% | -22.9% | +41.8% | -13.8% | -45.5% | -28.8% | -51.7% | -41.9% | -8.6% | +181.1% | +254.7% | +378.9% | +486.0% | +35.1% | |
| Current Ratio | 20.38 | 0.13 | 6.93 | 41.20 | 20.38 | 66.63 | 86.38 | 38281.00 | 92.68 | 96.24 | 94.12 | 96.03 | 38688.00 | 18821.00 | 276.11 | 281.91 | 289.60 | 300.55 | 43478.00 | 45570.00 | 49004.00 |
| — | -99.8% | -92.0% | -99.9% | -78.0% | -30.8% | -8.2% | +39762.3% | -99.8% | -99.5% | -65.9% | -65.9% | +13259.3% | +6162.3% | -99.4% | -99.4% | -99.4% | -99.4% | -12.2% | -6.7% | +0.1% | |
| Quick Ratio | 20.38 | 0.13 | 6.93 | 41.20 | 20.38 | 66.63 | 86.38 | 38281.00 | 92.68 | 96.24 | 94.12 | 96.03 | 38688.00 | 18821.00 | 276.11 | 281.91 | 289.60 | 300.55 | 43478.00 | 45570.00 | 49004.00 |
| — | -99.8% | -92.0% | -99.9% | -78.0% | -30.8% | -8.2% | +39762.3% | -99.8% | -99.5% | -65.9% | -65.9% | +13259.3% | +6162.3% | -99.4% | -99.4% | -99.4% | -99.4% | -12.2% | -6.7% | +0.1% | |
| Interest Coverage | 2.23 | 10.57 | 2.03 | 8.93 | 3.96 | 6.12 | 3.98 | 3.58 | 2.60 | 2.68 | 3.82 | 6.04 | 2.27 | 3.26 | 3.80 | 3.94 | 2.73 | 2.65 | 4.30 | 3.65 | 5.35 |
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Includes 30+ ratios · 48 years · Updated daily
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Quick answers to the most common questions about buying VOYA stock.
Voya Financial, Inc.'s current P/E is 13.6x. The average P/E over the last 4 quarters is 14.6x. Quarterly P/E ratios can vary due to seasonal revenue patterns and one-time charges.
Voya Financial, Inc.'s current operating margin is 3.5%. Margins have been expanding over recent quarters. Quarterly margins are particularly useful for identifying trend inflections that annual data smooths over.
Quarterly financial ratios reveal short-term trend shifts — margin compression, debt spikes, or valuation re-ratings — that annual figures smooth over. They're essential for active investors tracking Voya Financial, Inc.'s business trajectory between earnings reports.