Westamerica Bancorporation (WABC) Quarterly Income Statement

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Westamerica Bancorporation (WABC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

WABC Income Statement

Westamerica Bancorporation (WABC) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Net Interest Income	53.35M	52.48M	52.48M	53.31M	53.59M	54.28M	56.09M	58.94M	62.15M	63.77M	65.75M	69.37M	71.72M	69.88M	69.15M	68.72M	60.31M	47.51M	43.28M	42.54M
NII Growth %	-0.45%	-3.32%	-6.45%	-9.55%	-13.77%	-14.88%	-14.68%	-15.04%	-13.34%	-8.75%	-4.93%	0.95%	18.9%	47.08%	59.78%	61.56%	39.24%	8.5%	3.44%	0.13%
Net Interest Margin %	0.92%	0.9%	0.89%	0.89%	0.91%	0.93%	0.94%	0.97%	1.01%	1.01%	1.02%	1.09%	1.09%	1.06%	1.03%	0.99%	0.84%	0.66%	0.59%	0.57%
Interest Income	56.97M	55.8M	55.77M	56.79M	57.23M	57.47M	59.49M	62.4M	67.79M	69.07M	68.75M	71.05M	72.85M	70.49M	69.62M	69.2M	60.8M	48M	43.76M	43.04M
Interest Expense	3.62M	3.32M	3.29M	3.48M	3.65M	3.19M	3.4M	3.47M	5.64M	5.31M	3M	1.68M	1.13M	607K	471K	475K	487K	483K	480K	504K
Loan Loss Provision	0	0	-300K	0	0	0	-550K	0	0	0	300K	0	400K	0	-1.55M	0	0	0	0	0
Non-Interest Income	10.7M	10.29M	9.61M	10M	10.22M	10.31M	10.32M	10.63M	11.93M	10.5M	10.1M	10.99M	11.28M	10.7M	10.55M	10.46M	11.82M	11.26M	11.58M	10.84M
Non-Interest Income %	16.71%	16.4%	15.47%	15.8%	16.02%	15.97%	15.54%	15.28%	16.1%	14.14%	13.31%	13.68%	13.59%	13.28%	13.24%	13.21%	16.38%	19.16%	21.1%	20.31%
Total Net Revenue	64.05M	62.77M	62.08M	63.31M	63.81M	64.59M	66.42M	69.57M	74.07M	74.27M	75.84M	80.36M	83M	80.58M	79.7M	79.19M	72.13M	58.78M	54.85M	53.38M
Revenue Growth %	0.38%	-2.82%	-6.53%	-9%	-13.85%	-13.02%	-12.43%	-13.43%	-10.75%	-7.84%	-4.84%	1.49%	15.06%	37.1%	45.3%	48.35%	32.11%	7.21%	5.43%	0.9%
Non-Interest Expense	26.22M	26.04M	25.91M	25.47M	25.8M	25.53M	25.13M	25.85M	26.31M	26.13M	26.1M	25.52M	25.65M	25.84M	26.21M	25.09M	24.77M	24.63M	24.88M	23.91M
Efficiency Ratio	40.93%	41.48%	41.74%	40.22%	40.43%	39.52%	37.83%	37.16%	35.52%	35.18%	34.41%	31.75%	30.91%	32.07%	32.88%	31.68%	34.34%	41.9%	45.35%	44.8%
Operating Income	37.84M	36.73M	36.47M	37.84M	37.94M	39.06M	41.84M	43.72M	47.77M	48.13M	49.44M	54.85M	56.95M	54.74M	55.04M	54.1M	47.37M	34.15M	29.98M	29.47M
Operating Margin %	59.07%	58.52%	58.75%	59.78%	59.46%	60.48%	63%	62.84%	64.48%	64.82%	65.19%	68.25%	68.61%	67.93%	69.06%	68.32%	65.66%	58.1%	54.65%	55.2%
Operating Income Growth %	-0.28%	-5.97%	-12.83%	-13.43%	-20.57%	-18.84%	-15.38%	-20.3%	-16.12%	-12.07%	-10.17%	1.39%	20.23%	60.31%	83.6%	83.58%	58.4%	11.84%	10.53%	-7.61%
Pretax Income	37.84M	36.73M	36.47M	37.84M	37.94M	39.06M	41.84M	43.72M	47.77M	48.13M	49.44M	54.85M	56.95M	54.74M	55.04M	54.1M	47.37M	34.15M	29.98M	29.47M
Pretax Margin %	59.07%	58.52%	58.75%	59.78%	59.46%	60.48%	63%	62.84%	64.48%	64.82%	65.19%	68.25%	68.61%	67.93%	69.06%	68.32%	65.66%	58.1%	54.65%	55.2%
Income Tax	9.68M	9.35M	9.12M	10.04M	9.68M	10M	10.8M	12.02M	12.71M	12.67M	13.03M	15.38M	15.35M	14.49M	14.59M	14.75M	12.61M	8.84M	7.36M	7.75M
Effective Tax Rate %	25.59%	25.45%	25%	26.52%	25.51%	25.59%	25.82%	27.49%	26.61%	26.33%	26.35%	28.04%	26.95%	26.48%	26.51%	27.27%	26.61%	25.87%	24.56%	26.29%
Net Income	28.15M	27.39M	27.36M	27.81M	28.26M	29.07M	31.04M	31.7M	35.06M	35.46M	36.42M	39.47M	41.6M	40.25M	40.45M	39.34M	34.76M	25.31M	22.62M	21.72M
Net Margin %	43.95%	43.63%	44.06%	43.92%	44.29%	45%	46.73%	45.57%	47.33%	47.75%	48.02%	49.11%	50.12%	49.95%	50.75%	49.69%	48.19%	43.07%	41.23%	40.69%
Net Income Growth %	-0.39%	-5.78%	-11.86%	-12.28%	-19.38%	-18.04%	-14.77%	-19.68%	-15.73%	-11.89%	-9.97%	0.32%	19.68%	58.99%	78.86%	81.14%	57.55%	12.11%	12.25%	-8.88%
Net Income (Continuing)	28.15M	27.39M	27.36M	27.81M	28.26M	29.07M	31.04M	31.7M	35.06M	35.46M	36.42M	39.47M	41.6M	40.25M	40.45M	39.34M	34.76M	25.31M	22.62M	21.72M
EPS (Diluted)	1.22	1.17	1.13	1.12	1.12	1.12	1.17	1.19	1.31	1.33	1.37	1.48	1.56	1.51	1.51	1.46	1.29	0.94	0.84	0.81
EPS Growth %	8.93%	4.46%	-3.42%	-5.88%	-14.5%	-15.79%	-14.6%	-19.59%	-16.03%	-11.92%	-9.27%	1.37%	20.93%	60.64%	79.76%	80.25%	57.32%	11.9%	12%	-8.99%
EPS (Basic)	1.22	1.18	1.13	1.12	1.12	1.12	1.17	1.19	1.31	1.33	1.37	1.48	1.56	1.51	1.51	1.46	1.29	0.94	0.84	0.81
Diluted Shares Outstanding	23.12M	23.32M	24.31M	24.85M	25.34M	25.89M	26.64M	26.7M	26.69M	26.68M	26.68M	26.66M	26.65M	26.65M	26.87M	26.92M	26.92M	26.9M	26.89M	26.88M