Westamerica Bancorporation (WABC) quarterly income statement — complete revenue, gross profit & net income history
| Net Interest Income | 52.48M | 53.31M | 53.59M | 54.28M | 56.09M | 58.94M | 62.15M | 63.77M | 65.75M | 69.37M | 71.72M | 69.88M |
| NII Growth % | -6.45% | -9.55% | -13.77% | -14.88% | -14.68% | -15.04% | -13.34% | -8.75% | -4.93% | 0.95% | 18.9% | 47.08% |
| Net Interest Margin % | 0.89% | 0.89% | 0.91% | 0.93% | 0.94% | 0.97% | 1.01% | 1.01% | 1.02% | 1.09% | 1.09% | 1.06% |
| Interest Income | 55.77M | 56.79M | 57.23M | 57.47M | 59.49M | 62.4M | 67.79M | 69.07M | 68.75M | 71.05M | 72.85M | 70.49M |
| Interest Expense | 3.29M | 3.48M | 3.65M | 3.19M | 3.4M | 3.47M | 5.64M | 5.31M | 3M | 1.68M | 1.13M | 607K |
| Loan Loss Provision | -300K | 0 | 0 | 0 | -550K | 0 | 0 | 0 | 300K | 0 | 400K | 0 |
| Non-Interest Income | 9.61M | 10M | 10.22M | 10.31M | 10.32M | 10.63M | 11.93M | 10.5M | 10.1M | 10.99M | 11.28M | 10.7M |
| Non-Interest Income % | 14.69% | 14.98% | 15.15% | 15.22% | 14.78% | 14.56% | 14.96% | 13.2% | 12.81% | 13.4% | 13.41% | 13.18% |
| Total Revenue | 65.38M | 66.79M | 67.46M | 67.78M | 69.81M | 73.03M | 79.72M | 79.57M | 78.84M | 82.04M | 84.13M | 81.19M |
| Revenue Growth % | -6.35% | -8.55% | -15.38% | -14.82% | -11.45% | -10.98% | -5.24% | -1.99% | -1.66% | 2.99% | 15.85% | 37% |
| Non-Interest Expense | 25.91M | 25.47M | 25.8M | 25.53M | 25.13M | 25.85M | 26.31M | 26.13M | 26.1M | 25.52M | 25.65M | 25.84M |
| Efficiency Ratio | 39.63% | 38.13% | 38.25% | 37.66% | 35.99% | 35.4% | 33% | 32.84% | 33.1% | 31.1% | 30.49% | 31.83% |
| Operating Income | 36.47M | 37.84M | 37.94M | 39.06M | 41.84M | 43.72M | 47.77M | 48.13M | 49.44M | 54.85M | 56.95M | 54.74M |
| Operating Margin % | 55.79% | 56.66% | 56.24% | 57.63% | 59.93% | 59.86% | 59.92% | 60.49% | 62.71% | 66.85% | 67.69% | 67.43% |
| Operating Income Growth % | -12.83% | -13.43% | -20.57% | -18.84% | -15.38% | -20.3% | -16.12% | -12.07% | -10.17% | 1.39% | 20.23% | 60.31% |
| Pretax Income | 36.47M | 37.84M | 37.94M | 39.06M | 41.84M | 43.72M | 47.77M | 48.13M | 49.44M | 54.85M | 56.95M | 54.74M |
| Pretax Margin % | 55.79% | 56.66% | 56.24% | 57.63% | 59.93% | 59.86% | 59.92% | 60.49% | 62.71% | 66.85% | 67.69% | 67.43% |
| Income Tax | 9.12M | 10.04M | 9.68M | 10M | 10.8M | 12.02M | 12.71M | 12.67M | 13.03M | 15.38M | 15.35M | 14.49M |
| Effective Tax Rate % | 25% | 26.52% | 25.51% | 25.59% | 25.82% | 27.49% | 26.61% | 26.33% | 26.35% | 28.04% | 26.95% | 26.48% |
| Net Income | 27.36M | 27.81M | 28.26M | 29.07M | 31.04M | 31.7M | 35.06M | 35.46M | 36.42M | 39.47M | 41.6M | 40.25M |
| Net Margin % | 41.84% | 41.63% | 41.9% | 42.88% | 44.46% | 43.4% | 43.98% | 44.57% | 46.19% | 48.11% | 49.45% | 49.57% |
| Net Income Growth % | -11.86% | -12.28% | -19.38% | -18.04% | -14.77% | -19.68% | -15.73% | -11.89% | -9.97% | 0.32% | 19.68% | 58.99% |
| Net Income (Continuing) | 27.36M | 27.81M | 28.26M | 29.07M | 31.04M | 31.7M | 35.06M | 35.46M | 36.42M | 39.47M | 41.6M | 40.25M |
| EPS (Diluted) | 1.13 | 1.12 | 1.12 | 1.12 | 1.17 | 1.19 | 1.31 | 1.33 | 1.37 | 1.48 | 1.56 | 1.51 |
| EPS Growth % | -3.42% | -5.88% | -14.5% | -15.79% | -14.6% | -19.59% | -16.03% | -11.92% | -9.27% | 1.37% | 20.93% | 60.64% |
| EPS (Basic) | 1.13 | 1.12 | 1.12 | 1.12 | 1.17 | 1.19 | 1.31 | 1.33 | 1.37 | 1.48 | 1.56 | 1.51 |
| Diluted Shares Outstanding | 24.31M | 24.85M | 25.34M | 25.89M | 26.64M | 26.7M | 26.69M | 26.68M | 26.68M | 26.66M | 26.65M | 26.65M |