WaFd, Inc. (WAFD) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

WaFd, Inc. (WAFD) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

WAFD Income Statement

WaFd, Inc. (WAFD) annual income statement — 30-year revenue, gross profit & net income history

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22

Net Interest Income	182.35M	181.34M	177.57M	171.11M	169.91M	167.99M	160.91M	155.43M	172.81M	177.19M	158.6M	152.24M	163.7M	168.7M	175.04M	182.8M	173.62M	151.75M	135.09M	134.14M
NII Growth %	7.33%	7.95%	10.35%	10.09%	-1.68%	-5.19%	1.46%	2.1%	5.57%	5.03%	-9.39%	-16.72%	-5.71%	11.17%	29.57%	36.28%	31.57%	17.99%	8.91%	11.3%
Net Interest Margin %	0.67%	0.66%	0.64%	0.63%	0.64%	0.63%	0.58%	0.56%	0.62%	0.62%	0.53%	0.67%	0.73%	0.75%	0.78%	0.84%	0.84%	0.75%	0.66%	0.67%
Interest Income	336.49M	332.13M	324.73M	322.5M	326.53M	331.71M	336.08M	345.12M	374.1M	391.94M	318.83M	286.85M	281.71M	272.48M	255.35M	233.42M	197.93M	167.15M	150.84M	150.44M
Interest Expense	154.14M	150.79M	147.16M	151.38M	156.63M	163.73M	175.17M	189.69M	201.28M	214.75M	160.23M	134.61M	118.01M	103.78M	80.31M	50.62M	24.31M	15.4M	15.75M	16.3M
Loan Loss Provision	20M	11M	4M	3.5M	3M	2M	2.75M	0	0	1.5M	16M	0	26.5M	9M	3.5M	2.5M	1.5M	1.5M	-500K	500K
Non-Interest Income	36.22M	24.34M	20.09M	20.41M	17.71M	18.27M	18.62M	16.13M	15.72M	17.13M	12.08M	15.99M	14.1M	14.49M	9.87M	13.91M	13.99M	18M	15.79M	19.24M
Non-Interest Income %	16.57%	11.84%	10.17%	10.66%	9.44%	9.81%	10.37%	9.4%	8.34%	8.82%	7.08%	9.51%	7.93%	7.91%	5.34%	7.07%	7.46%	10.6%	10.46%	12.55%
Total Net Revenue	218.57M	205.68M	197.66M	191.52M	187.62M	186.26M	179.53M	171.56M	188.53M	194.32M	170.67M	168.23M	177.8M	183.19M	184.91M	196.71M	187.61M	169.74M	150.88M	153.38M
Revenue Growth %	16.5%	10.43%	10.1%	11.63%	-0.49%	-4.15%	5.19%	1.98%	6.04%	6.07%	-7.7%	-14.48%	-5.23%	7.92%	22.56%	28.25%	23.47%	19.82%	8.9%	14.52%
Non-Interest Expense	121.5M	110.33M	109.86M	105.72M	106.99M	104.33M	104.83M	111.31M	107.94M	110.08M	133.71M	96.54M	92.18M	94.7M	96.88M	92.28M	93.14M	87.4M	88.42M	89.61M
Efficiency Ratio	55.59%	53.64%	55.58%	55.2%	57.03%	56.01%	58.39%	64.88%	57.25%	56.65%	78.34%	57.39%	51.84%	51.69%	52.39%	46.91%	49.65%	51.49%	58.6%	58.43%
Operating Income	77.08M	84.35M	83.81M	82.3M	77.62M	79.76M	72.01M	60.25M	80.67M	82.74M	20.96M	71.69M	59.12M	79.49M	84.53M	101.93M	92.97M	80.84M	62.96M	63.27M
Operating Margin %	35.26%	41.01%	42.4%	42.97%	41.37%	42.82%	40.11%	35.12%	42.79%	42.58%	12.28%	42.61%	33.25%	43.39%	45.71%	51.82%	49.55%	47.63%	41.73%	41.25%
Operating Income Growth %	-0.7%	5.76%	16.38%	36.6%	-3.77%	-3.6%	243.53%	-15.96%	36.45%	4.08%	-75.2%	-29.67%	-36.41%	-1.67%	34.26%	61.12%	39.2%	34.68%	10.85%	27.75%
Pretax Income	77.08M	84.35M	83.81M	82.3M	77.62M	79.76M	72.01M	60.25M	80.67M	82.74M	20.96M	71.69M	59.12M	79.49M	84.53M	101.93M	92.97M	80.84M	62.96M	63.27M
Pretax Margin %	35.26%	41.01%	42.4%	42.97%	41.37%	42.82%	40.11%	35.12%	42.79%	42.58%	12.28%	42.61%	33.25%	43.39%	45.71%	51.82%	49.55%	47.63%	41.73%	41.25%
Income Tax	17.09M	18.22M	18.26M	18.11M	17.03M	17.81M	15.76M	12.98M	19.53M	18.18M	5.07M	13.24M	8.91M	17.72M	18.6M	22.42M	19.58M	17.55M	13.6M	12.98M
Effective Tax Rate %	22.17%	21.6%	21.79%	22%	21.93%	22.33%	21.88%	21.55%	24.21%	21.97%	24.21%	18.46%	15.07%	22.29%	22%	22%	21.06%	21.7%	21.6%	20.52%
Net Income	59.99M	66.13M	65.55M	64.2M	60.6M	61.95M	56.25M	47.27M	61.14M	64.56M	15.89M	58.45M	50.21M	61.77M	65.93M	79.51M	73.39M	63.3M	49.36M	50.28M
Net Margin %	27.45%	32.15%	33.16%	33.52%	32.3%	33.26%	31.33%	27.55%	32.43%	33.22%	9.31%	34.75%	28.24%	33.72%	35.66%	40.42%	39.12%	37.29%	32.71%	32.78%
Net Income Growth %	-1%	6.74%	16.53%	35.82%	-0.89%	-4.04%	254.05%	-19.14%	21.77%	4.51%	-75.9%	-26.48%	-31.59%	-2.4%	33.58%	58.13%	40.14%	33.47%	10%	29.09%
Net Income (Continuing)	59.99M	66.13M	65.55M	64.2M	60.6M	61.95M	56.25M	47.27M	61.14M	64.56M	15.89M	58.45M	50.21M	61.77M	65.93M	79.51M	73.39M	63.3M	49.36M	50.28M
EPS (Diluted)	0.76	0.89	0.87	0.79	0.72	0.73	0.65	0.54	0.71	0.75	0.17	0.85	0.72	0.89	0.95	1.16	1.07	0.91	0.70	0.71
EPS Growth %	5.56%	21.92%	33.85%	46.3%	1.41%	-2.67%	282.35%	-36.47%	-1.39%	-15.73%	-82.11%	-26.72%	-32.71%	-2.2%	35.71%	63.38%	48.61%	49.18%	25%	39.22%
EPS (Basic)	0.76	0.89	0.87	0.79	0.72	0.73	0.65	0.54	0.71	0.75	0.17	0.85	0.72	0.89	0.95	1.16	1.07	0.91	0.70	0.72
Diluted Shares Outstanding	74.16M	74.05M	75.57M	77.02M	78.56M	79.91M	81.11M	81.4M	81.35M	81.39M	70.17M	64.31M	64.74M	65.21M	65.55M	65.43M	65.42M	65.4M	65.44M	65.35M