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WRLD logoWorld Acceptance Corporation (WRLD) Earnings History

Annual and quarterly earnings data from 1992 to 2025

TTM Net Income
$43M
Profitable
TTM EPS
$8.51
Diluted
YoY EPS Growth
+23.6%
Excellent
Net Margin
15.9%
Profitability
Operating Margin28.1%
Gross Margin70.0%
ROE20.8%
ROA8.7%
Highest Annual Net Income$111M (2015)
Highest Quarterly EPS$8.13 (Q4 2025)
Consecutive Profitable Years34 years
Q3 2026
Net Income-$912,000
EPS$-0.19
QoQ Growth+53.1%Excellent

Loading earnings history...

WRLD EPS Growth (CAGR)

Compound annual growth rate of diluted earnings per share

1-Year
+23.6%
Excellent
3-Year
+24.4%
Excellent
5-Year
+35.7%
Excellent
10-Year
+3.2%
Solid

CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.

WRLD Profitability Analysis

Margin trends over time

View revenue breakdown →
YearGross MarginOperating MarginNet Margin
202570.0%28.1%15.9%
202464.2%17.3%13.5%
202349.7%4.4%3.4%
202262.5%11.2%9.2%
202178.8%21.1%16.7%
Gross Margin = Gross Profit ÷ Revenue
Operating Margin = Operating Income ÷ Revenue
Net Margin = Net Income ÷ Revenue

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World Acceptance Corporation (WRLD) Earnings Overview

As of May 8, 2026, World Acceptance Corporation (WRLD) reported trailing twelve-month net income of $43M, reflecting +23.6% year-over-year growth. The company earned $8.51 per diluted share over the past four quarters, with a net profit margin of 15.9%.

Looking at the long-term picture, WRLD's 5-year EPS compound annual growth rate (CAGR) stands at +35.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $111M in fiscal 2015.

World Acceptance Corporation maintains industry-leading profitability with a gross margin of 70.0%, operating margin of 28.1%, and net margin of 15.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →

Compared to peers including RM ($49M net income, 6.9% margin), PRAA (-$305M net income, -24.6% margin), FCFS ($354M net income, 9.0% margin), WRLD has outperformed on profitability metrics. Compare WRLD vs RM →

WRLD Earnings vs Peers

Earnings metrics vs comparable public companies

CompanyTTM Net IncomeTTM EPSNet MarginROEYoY GrowthCompare
WRLD logoWRLDCurrent
$43M$8.5115.9%20.8%+23.6%—
RM logoRM
$49M$5.056.9%12.2%+7.5%
PRAA logoPRAA
-$305M$-7.79-24.6%-27.3%-535.2%
FCFS logoFCFS
$354M$8.019.0%15.3%+29.5%
SLM logoSLM
$745M$3.7624.0%32.3%+29.1%
NAVI logoNAVI
-$60M$-0.63-2.5%-3.2%-168.6%
Best in group
Lowest in group

WRLD Historical Earnings Data (1992–2025)

34 years
Fiscal Year Net Income YoY % Operating Income EPS (Diluted) Net Margin Op. Margin
2025$90M+16.0%$159M$16.3015.9%28.1%
2024$77M+264.3%$99M$13.1913.5%17.3%
2023$21M-60.6%$27M$3.603.4%4.4%
2022$54M-38.9%$66M$8.479.2%11.2%
2021$88M+213.5%$111M$13.2316.7%21.1%
2020$28M-24.4%$35M$3.544.8%5.9%
2019$37M-30.6%$90M$4.016.8%16.5%
2018$54M-27.1%$97M$5.9910.7%19.3%
2017$74M-15.8%$106M$8.3815.0%21.6%
2016$87M-21.1%$138M$10.0515.7%24.7%

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WRLD — Frequently Asked Questions

Quick answers to the most common questions about buying WRLD stock.

Is WRLD growing earnings?

WRLD EPS is $8.51, with earnings growth accelerating to +23.6%. This exceeds the 5-year CAGR of +35.7%. TTM net income reached $43M.

What are WRLD's profit margins?

World Acceptance Corporation net margin is +15.9%, with operating margin at +28.1%. Above-average margins indicate pricing power.

How consistent are WRLD's earnings?

WRLD earnings data spans 1992-2025. The accelerating earnings trend is +23.6% YoY. Historical data enables comparison across business cycles.

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WRLD Earnings Over Time (2014–2025)

Net income and EPS trends