World Acceptance Corporation (WRLD) Earnings History
Elite Compounder34 years of earnings data (1992–2025) · 5-year EPS CAGR exceeds 18% — top-tier earnings quality
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World Acceptance Corporation (WRLD) Earnings Overview
As of June 23, 2026, World Acceptance Corporation (WRLD) reported trailing twelve-month net income of $43M, reflecting +23.6% year-over-year growth. The company earned $8.51 per diluted share over the past four quarters, with a net profit margin of 15.9%.
Looking at the long-term picture, WRLD's 5-year EPS compound annual growth rate (CAGR) stands at +35.7%, indicating exceptional earnings growth. The company achieved its highest annual net income of $111M in fiscal 2015.
World Acceptance Corporation maintains industry-leading profitability with a gross margin of 70.0%, operating margin of 28.1%, and net margin of 15.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including RM ($49M net income, 6.9% margin), PRAA (-$281M net income, -24.6% margin), FCFS ($354M net income, 9.0% margin), WRLD has outperformed on profitability metrics. Compare WRLD vs RM →
WRLD Earnings vs Peers
Earnings metrics vs comparable public companies
WRLD Historical Earnings Data (1992–2025)
34 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $90M | +16.0% | $159M | $16.30 | 15.9% | 28.1% |
| 2024 | $77M | +264.3% | $99M | $13.19 | 13.5% | 17.3% |
| 2023 | $21M | -60.6% | $27M | $3.60 | 3.4% | 4.4% |
| 2022 | $54M | -38.9% | $66M | $8.47 | 9.2% | 11.2% |
| 2021 | $88M | +213.5% | $111M | $13.23 | 16.7% | 21.1% |
| 2020 | $28M | -24.4% | $35M | $3.54 | 4.8% | 5.9% |
| 2019 | $37M | -30.6% | $90M | $4.01 | 6.8% | 16.5% |
| 2018 | $54M | -27.1% | $97M | $5.99 | 10.7% | 19.3% |
| 2017 | $74M | -15.8% | $106M | $8.38 | 15.0% | 21.6% |
| 2016 | $87M | -21.1% | $138M | $10.05 | 15.7% | 24.7% |
| 2015 | $111M | +4.0% | $176M | $11.90 | 18.2% | 28.8% |
| 2014 | $107M | +2.4% | $170M | $9.08 | 17.8% | 28.4% |
| 2013 | $104M | +3.4% | $166M | $7.88 | 18.5% | 29.5% |
| 2012 | $101M | +10.4% | $160M | $6.59 | 18.6% | 29.6% |
| 2011 | $91M | +23.9% | $143M | $5.63 | 18.6% | 29.1% |
| 2010 | $74M | +30.4% | $119M | $4.45 | 16.7% | 27.1% |
| 2009 | $56M | +6.6% | $92M | $3.43 | 14.4% | 23.4% |
| 2008 | $53M | +10.6% | $88M | $3.05 | 15.3% | 25.3% |
| 2007 | $48M | +24.4% | $77M | $2.60 | 16.4% | 26.4% |
| 2006 | $39M | +13.3% | $62M | $2.02 | 15.8% | 25.3% |
| 2005 | $34M | +18.2% | $54M | $1.74 | 16.1% | 25.6% |
| 2004 | $29M | +25.8% | $45M | $1.49 | 16.1% | 25.3% |
| 2003 | $23M | +18.2% | $36M | $1.25 | 14.7% | 23.0% |
| 2002 | $19M | +24.0% | $30M | $1.00 | 14.2% | 22.0% |
| 2001 | $16M | +10.1% | $24M | $0.83 | 12.9% | 20.1% |
| 2000 | $14M | +94.1% | $22M | $0.74 | 13.5% | 20.6% |
| 1999 | $7M | -9.9% | $11M | $0.38 | 8.0% | 11.9% |
| 1998 | $8M | +0.0% | $12M | $0.42 | 10.0% | 14.9% |
| 1997 | $8M | -23.6% | $12M | $0.41 | 11.1% | 16.6% |
| 1996 | $11M | +23.3% | $16M | $0.49 | 15.2% | 23.2% |
| 1995 | $9M | +48.3% | $14M | $0.41 | 14.8% | 23.2% |
| 1994 | $6M | +31.8% | $9M | $0.28 | 11.4% | 18.1% |
| 1993 | $4M | +120.0% | $7M | $0.21 | 10.0% | 16.6% |
| 1992 | $2M | - | $4M | $0.07 | 5.0% | 9.8% |
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WRLD — Frequently Asked Questions
Quick answers to the most common questions about buying WRLD stock.
What is WRLD earnings per share (EPS)?
WRLD trailing twelve-month (TTM) diluted EPS is $8.51, reflecting +23.6% year-over-year growth. The 5-year EPS CAGR is +35.7%. Complete EPS history from 1992 to 2025 is available in the table on this page.
What is World Acceptance Corporation's net income?
World Acceptance Corporation (WRLD) trailing twelve-month net income is $43M as of 2025. Earnings grew +23.6% year-over-year. World Acceptance Corporation has been profitable for 34 consecutive years.
Is WRLD profitable?
Yes, WRLD is profitable with a TTM net income of $43M and a net profit margin of +15.9%. World Acceptance Corporation has generated profits for 34 consecutive years.
What is WRLD's earnings growth rate?
WRLD compound annual EPS growth rates (CAGR): 1-Year: +23.6%, 3-Year: +24.4%, 5-Year: +35.7%, 10-Year: +3.2%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1992 to 2025.
What are WRLD's profit margins?
World Acceptance Corporation net profit margin is +15.9%, operating margin is +28.1%, and gross margin is +70.0%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +20.8%.
Is WRLD growing earnings?
Yes, WRLD earnings are accelerating — EPS growth of +23.6% exceeds the 5-year CAGR of +35.7%. TTM net income reached $43M. Earnings momentum is strengthening.
What was WRLD's best earnings year?
World Acceptance Corporation's highest annual net income on record is $111M, achieved in fiscal year 2015. Earnings history on this page spans 1992 to 2025 and includes all annual and quarterly figures.
What were WRLD's earnings last quarter?
WRLD's most recent reported quarter was Q3 2026. Net income was $-912000.00 with diluted EPS of $-0.19. For a full breakdown of all quarters, see the quarterly earnings table on this page.