World Acceptance Corporation (WRLD) Earnings History
Earnings Pressure35 years of earnings data (1992–2026) · 5-year EPS trend is negative
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World Acceptance Corporation (WRLD) Earnings Overview
As of October 3, 2026, World Acceptance Corporation (WRLD) reported trailing twelve-month net income of $39M, reflecting -57.8% year-over-year growth. The company earned $8.59 per diluted share over the past four quarters, with a net profit margin of 5.9%.
Looking at the long-term picture, WRLD's 5-year EPS compound annual growth rate (CAGR) stands at -12.3%, signaling declining earnings. The company achieved its highest annual net income of $111M in fiscal 2015.
World Acceptance Corporation maintains positive profitability with a gross margin of 59.3%, operating margin of 7.7%, and net margin of 5.9%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including RM ($50M net income, 6.9% margin), PRAA (-$265M net income, -30.9% margin), FCFS ($388M net income, 9.0% margin), WRLD has room to improve margins relative to the peer group. Compare WRLD vs RM →
WRLD Earnings vs Peers
Earnings metrics vs comparable public companies
WRLD Historical Earnings Data (1992–2026)
35 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2026 | $35M | -61.5% | $45M | $6.88 | 6.5% | 8.4% |
| 2025 | $90M | +16.0% | $159M | $16.30 | 17.2% | 30.4% |
| 2024 | $77M | +264.3% | $99M | $13.19 | 14.7% | 18.9% |
| 2023 | $21M | -60.6% | $27M | $3.60 | 3.8% | 4.8% |
| 2022 | $54M | -38.9% | $66M | $8.47 | 9.8% | 11.9% |
| 2021 | $88M | +213.5% | $111M | $13.23 | 17.6% | 22.2% |
| 2020 | $28M | -24.4% | $35M | $3.54 | 5.0% | 6.2% |
| 2019 | $37M | -30.6% | $90M | $4.01 | 7.1% | 17.1% |
| 2018 | $54M | -27.1% | $97M | $5.99 | 11.1% | 20.0% |
| 2017 | $74M | -15.8% | $106M | $8.38 | 15.7% | 22.6% |
| 2016 | $87M | -21.1% | $138M | $10.05 | 16.5% | 26.0% |
| 2015 | $111M | +4.0% | $176M | $11.90 | 18.9% | 30.0% |
| 2014 | $107M | +2.4% | $170M | $9.08 | 18.4% | 29.5% |
| 2013 | $104M | +3.4% | $166M | $7.88 | 19.1% | 30.4% |
| 2012 | $101M | +10.4% | $160M | $6.59 | 19.1% | 30.4% |
| 2011 | $91M | +23.9% | $143M | $5.63 | 19.1% | 30.1% |
| 2010 | $74M | +30.4% | $119M | $4.45 | 17.3% | 28.0% |
| 2009 | $56M | +6.6% | $92M | $3.43 | 15.0% | 24.3% |
| 2008 | $53M | +10.6% | $88M | $3.05 | 15.8% | 26.2% |
| 2007 | $48M | +24.4% | $77M | $2.60 | 16.9% | 27.3% |
| 2006 | $39M | +13.3% | $62M | $2.02 | 16.3% | 26.1% |
| 2005 | $34M | +18.2% | $54M | $1.74 | 16.5% | 26.1% |
| 2004 | $29M | +25.8% | $45M | $1.49 | 16.4% | 25.9% |
| 2003 | $23M | +18.2% | $36M | $1.25 | 15.1% | 23.7% |
| 2002 | $19M | +24.0% | $30M | $1.00 | 14.7% | 22.9% |
| 2001 | $16M | +10.1% | $24M | $0.83 | 13.9% | 21.6% |
| 2000 | $14M | +94.1% | $22M | $0.74 | 14.3% | 21.9% |
| 1999 | $7M | -9.9% | $11M | $0.38 | 8.5% | 12.6% |
| 1998 | $8M | +0.0% | $12M | $0.42 | 10.8% | 16.0% |
| 1997 | $8M | -23.6% | $12M | $0.41 | 11.8% | 17.7% |
| 1996 | $11M | +23.3% | $16M | $0.49 | 16.0% | 24.4% |
| 1995 | $9M | +48.3% | $14M | $0.41 | 15.8% | 24.7% |
| 1994 | $6M | +31.8% | $9M | $0.28 | 12.3% | 19.6% |
| 1993 | $4M | +120.0% | $7M | $0.21 | 11.1% | 18.4% |
| 1992 | $2M | - | $4M | $0.07 | 5.9% | 11.5% |
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Historical Returns
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Peer Comparison
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WRLD — Frequently Asked Questions
Quick answers to the most common questions about buying WRLD stock.
What is WRLD earnings per share (EPS)?
WRLD trailing twelve-month (TTM) diluted EPS is $8.59, reflecting -57.8% year-over-year growth. The 5-year EPS CAGR is -12.3%. Complete EPS history from 1992 to 2026 is available in the table on this page.
What is World Acceptance Corporation's net income?
World Acceptance Corporation (WRLD) trailing twelve-month net income is $39M as of 2026. Earnings declined -57.8% year-over-year. World Acceptance Corporation has been profitable for 35 consecutive years.
Is WRLD profitable?
Yes, WRLD is profitable with a TTM net income of $39M and a net profit margin of +5.9%. World Acceptance Corporation has generated profits for 35 consecutive years.
What is WRLD's earnings growth rate?
WRLD compound annual EPS growth rates (CAGR): 1-Year: -57.8%, 3-Year: +24.1%, 5-Year: -12.3%, 10-Year: -3.7%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 1992 to 2026.
What are WRLD's profit margins?
World Acceptance Corporation net profit margin is +5.9%, operating margin is +7.7%, and gross margin is +59.3%. Margins are within a typical range for the sector. Return on Equity is +8.8%.
Is WRLD growing earnings?
WRLD earnings are declining — EPS fell -57.8% year-over-year. TTM net income dropped to $39M. This contrasts with the 5-year CAGR of -12.3%.
What was WRLD's best earnings year?
World Acceptance Corporation's highest annual net income on record is $111M, achieved in fiscal year 2015. Earnings history on this page spans 1992 to 2026 and includes all annual and quarterly figures.
What were WRLD's earnings last quarter?
WRLD's most recent reported quarter was Q1 2027. Net income was $6M with diluted EPS of $1.33. For a full breakdown of all quarters, see the quarterly earnings table on this page.