White Mountains Insurance Group, Ltd. (WTM) quarterly income statement — complete revenue, gross profit & net income history
| Revenue | 515.4M | 576.1M | 864.2M | 689.2M | 577.8M | 358M | 953.6M | 395.4M | 647.3M | 736.8M | 519.6M | 378.5M |
| Revenue Growth % | -10.8% | 60.92% | -9.38% | 74.3% | -10.74% | -51.41% | 83.53% | 4.46% | 21.7% | 68.37% | 35.59% | 393.48% |
| Medical Costs & Claims | 207M | 195.4M | 397.3M | 285.8M | 374.4M | 322.9M | 419.2M | 259.8M | 266.7M | 218M | 358.2M | 230.4M |
| Medical Cost Ratio % | 40.16% | 33.92% | 45.97% | 41.47% | 64.8% | 90.2% | 43.96% | 65.71% | 41.2% | 29.59% | 68.94% | 60.87% |
| Gross Profit | 308.4M | 380.7M | 466.9M | 403.4M | 203.4M | 35.1M | 534.4M | 135.6M | 380.6M | 518.8M | 161.4M | 148.1M |
| Gross Margin % | 59.84% | 66.08% | 54.03% | 58.53% | 35.2% | 9.8% | 56.04% | 34.29% | 58.8% | 70.41% | 31.06% | 39.13% |
| Gross Profit Growth % | 51.62% | 984.62% | -12.63% | 197.49% | -46.56% | -93.23% | 231.1% | -8.44% | 18.35% | 78.16% | 73.55% | 249.9% |
| Operating Expenses | 333.9M | -520.3M | 288.1M | 226.9M | 131M | 155.8M | 294.9M | 170.3M | 148M | 191M | 140.3M | 130.6M |
| OpEx / Revenue % | 64.78% | -90.31% | 33.34% | 32.92% | 22.67% | 43.52% | 30.92% | 43.07% | 22.86% | 25.92% | 27% | 34.5% |
| Depreciation & Amortization | 4.8M | 0 | 2.3M | -800K | 1.1M | 1.1M | -2.7M | -2.7M | -2.1M | -7.5M | -5.3M | -2.6M |
| Combined Ratio % | 104.95% | -56.4% | 79.31% | 74.39% | 87.47% | 133.72% | 74.88% | 108.78% | 64.07% | 55.51% | 95.94% | 95.38% |
| Operating Income | -25.5M | 901M | 178.8M | 176.5M | 72.4M | -120.7M | 239.5M | -34.7M | 232.6M | 327.8M | 21.1M | 17.5M |
| Operating Margin % | -4.95% | 156.4% | 20.69% | 25.61% | 12.53% | -33.72% | 25.12% | -8.78% | 35.93% | 44.49% | 4.06% | 4.62% |
| Operating Income Growth % | -135.22% | 846.48% | -25.34% | 608.65% | -68.87% | -136.82% | 1035.07% | -298.29% | 16.83% | 154.11% | 168.06% | 107.52% |
| EBITDA | -20.7M | 923.1M | 181.1M | 175.7M | 73.5M | -119.6M | 236.8M | -37.4M | 230.5M | 320.3M | 15.8M | 14.9M |
| EBITDA Margin % | -4.02% | 160.23% | 20.96% | 25.49% | 12.72% | -33.41% | 24.83% | -9.46% | 35.61% | 43.47% | 3.04% | 3.94% |
| Interest Expense | 19.3M | 2.5M | 19.9M | 18.6M | 17.8M | 14.1M | 16.7M | 14.8M | 15.2M | 17.8M | 15.7M | 14.2M |
| Non-Operating Income | -19.3M | -22.1M | -19.9M | -18.6M | -17.8M | -14.1M | -16.7M | -14.8M | -15.2M | -17.8M | -15.7M | -14.1M |
| Pretax Income | -25.5M | 901M | 178.8M | 176.5M | 72.4M | -120.7M | 239.5M | -34.7M | 232.6M | 327.8M | 21.1M | 17.4M |
| Pretax Margin % | -4.95% | 156.4% | 20.69% | 25.61% | 12.53% | -33.72% | 25.12% | -8.78% | 35.93% | 44.49% | 4.06% | 4.6% |
| Income Tax | 800K | 87.3M | 17.1M | 12.9M | 9.6M | 3.7M | 11.6M | 6.5M | 10.8M | -34.9M | 7.3M | 200K |
| Effective Tax Rate % | -3.14% | 9.69% | 9.56% | 7.31% | 13.26% | -3.07% | 4.84% | -18.73% | 4.64% | -10.65% | 34.6% | 1.15% |
| Net Income | -31.1M | 835.8M | 113.8M | 122.9M | 33.9M | -130.4M | 179M | -54.6M | 236.4M | 286.5M | 23.6M | 19.6M |
| Net Margin % | -6.03% | 145.08% | 13.17% | 17.83% | 5.87% | -36.42% | 18.77% | -13.81% | 36.52% | 38.88% | 4.54% | 5.18% |
| Net Income Growth % | -191.74% | 740.95% | -36.42% | 325.09% | -85.66% | -145.51% | 658.47% | -378.57% | 31.7% | 609.16% | -97.34% | 111.58% |
| EPS (Diluted) | -12.59 | 327.23 | 44.19 | 47.73 | 13.19 | -50.15 | 69.69 | -21.29 | 92.33 | 111.87 | 9.24 | 7.64 |
| EPS Growth % | -195.45% | 752.5% | -36.59% | 324.19% | -85.71% | -144.83% | 654.22% | -378.66% | 32.2% | 468.16% | 211.86% | 113.45% |
| EPS (Basic) | -12.59 | 327.23 | 44.19 | 47.73 | 13.19 | -50.15 | 69.69 | -21.29 | 92.33 | 111.87 | 9.24 | 7.64 |
| Diluted Shares Outstanding | 2.55M | 2.55M | 2.54M | 2.54M | 2.54M | 2.57M | 2.53M | 2.53M | 2.53M | 2.56M | 2.52M | 2.52M |