VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener
ScreenerThemes
DCF ValuationCalculate intrinsic value of US stocks
Market ValuationBuffett indicator, CAPE & macro gauges
Total ReturnSee dividends + price return history
DCA CalculatorSimulate recurring buys & compounding
Earnings
FAANG & Tech
AAPL vs MSFTNVDA vs AMDGOOGL vs META
Cloud & Cyber
CRM vs NOWCRWD vs PANWSNOW vs DDOG
Consumer & Auto
TSLA vs FAMZN vs WMTNFLX vs DIS
Finance & Crypto
JPM vs BACV vs MACOIN vs MSTR
Pharma & Energy
LLY vs NVOJNJ vs PFEXOM vs CVX
Compare Any Stocks...
WatchlistInsider
ScreenerThemes
Earnings
WatchlistInsider
XYZ
← Back to Screener
VCP ScannerFree US Stock Screener & Financial Analysis

Find stocks. Verify deeply. Act with conviction.

Data updated daily

Product

  • Screener
  • Themes
  • Valuation
  • Total Return
  • DCA Calculator
  • News
  • Earnings

Resources

  • Market Valuation
  • Compare
  • Insider Activity
  • Methodology
  • How It Works
  • Glossary
  • Learn

Get Ideas

Get weekly stock ideas — free

© 2026 VCP Scanner
AboutPrivacyTerms
Not financial advice. Do your own research.
ScreenerNewsCompareWatchlist
XYZBlock, Inc.
$77.70$46.2B
Overview & Verdict
Overview
Valuation & Forecasts
Valuation ModelsEstimatesDCF Model
Price & Analyst Data
Analyst TargetsPrice HistoryTechnical Analysis
Financial Statements
Income StatementBalance SheetCash FlowRatios & Margins
Performance
P/E HistoryRevenue HistoryEarnings HistoryDividend HistoryTotal Return
Ownership
Holders
  1. Home
  2. Financial Ratios

  1. Home
  2. Stocks
  3. XYZ
  4. Financial Ratios

Block, Inc. (XYZ) Financial Ratios

Latest Ratios: P/E Ratio 37.0x · EV/EBITDA 24.1x · ROE 6.0%. (2013–2025 historical series)

Income StatementBalance SheetCash FlowRatios
AnnualQuarterly

XYZ Valuation Multiples

Price-based multiples — how expensive the stock is relative to earnings, sales, book value, and cash flow

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Market Cap$46.2B$40.5B$54.1B$47.5B$36.4B$81.0B$104.9B$29.2B$22.8B$13.2B$4.7B
Enterprise Value$43.9B$38.2B$49.7B$45.4B$35.0B$82.1B$105.3B$28.5B$23.1B$12.8B$4.2B
P/E Ratio →37.0031.0018.684864.78—489.42494.6477.23———
P/S Ratio1.911.682.242.172.084.5911.056.196.905.942.72
P/B Ratio2.181.832.552.542.1124.4639.1317.0020.3116.738.08
P/FCF19.0716.7234.82—7150.38149.11—109.9797.97129.43—
P/OCF17.9315.7231.68470.43206.8395.59606.2089.0077.12102.98201.26

P/E links to full P/E history page with 30-year chart

XYZ EV Ratios

Enterprise-value multiples — capital-structure-neutral measures of total business value

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
EV / Revenue—1.582.062.072.004.6511.086.057.005.792.46
EV / EBITDA24.1220.9839.2243.60—121.43325.55110.16197.00255.81—
EV / EBIT25.6820.9829.50——430.85385.7571.32———
EV / FCF—15.7432.02—6876.85151.08—107.5399.33126.10—

XYZ Profitability

Margins and return-on-capital ratios measuring operating efficiency

Margins

Full margin charts and quarterly trend are on the Earnings History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Gross Margin42.8%42.8%36.9%33.5%34.2%24.4%28.0%38.7%37.9%36.5%32.1%
Operating Margin7.1%7.1%3.7%2.9%-3.6%2.6%1.8%3.3%1.7%0.6%-7.0%
Net Profit Margin5.4%5.4%12.0%0.0%-3.1%0.9%2.2%8.0%-1.2%-2.8%-10.0%

Return on Capital

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
ROE6.0%6.0%14.5%0.1%-5.3%5.5%9.7%26.5%-4.0%-9.2%-31.7%
ROA3.4%3.4%8.3%0.0%-2.4%1.4%3.0%9.6%-1.4%-3.7%-16.3%
ROIC7.0%7.0%4.0%2.9%-4.6%9.3%6.2%9.2%4.5%3.4%-104.7%
ROCE6.0%6.0%3.4%2.7%-4.0%6.4%3.9%6.0%3.2%1.4%-20.0%

XYZ Leverage & Debt

Solvency and debt-coverage ratios — lower is generally safer

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Debt / Equity0.400.400.370.320.371.661.300.630.800.46—
Debt / EBITDA4.934.936.245.83—8.1610.804.157.687.16—
Net Debt / Equity—-0.11-0.20-0.11-0.080.320.13-0.380.28-0.43-0.78
Net Debt / EBITDA-1.30-1.30-3.42-2.01—1.591.04-2.512.70-6.75—
Debt / FCF—-0.98-2.79—-273.541.97—-2.451.36-3.33—
Interest Coverage14.0614.06181.31—-0.755.754.7918.58-1.01-6.22—

Net cash position: cash ($11.3B) exceeds total debt ($9.0B)

XYZ Liquidity & Efficiency

Short-term solvency ratios and asset-utilisation metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Current Ratio2.202.202.332.011.851.941.881.902.071.831.73
Quick Ratio2.192.192.311.991.841.921.871.872.051.811.71
Cash Ratio1.151.151.491.061.041.500.931.311.100.890.89
Asset Turnover—0.610.660.660.561.270.961.041.011.011.41
Inventory Turnover87.3887.38145.08132.47118.11173.29111.8560.6471.5283.7784.54
Days Sales Outstanding—134.0185.79119.81110.8543.3941.0053.4242.87103.7169.91

XYZ Shareholder Yields

Earnings, FCF, buyback, and dividend yields — total returns to shareholders

Dividends

Full dividend history and growth charts are on the Dividend History page

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Dividend Yield———————————
Payout Ratio———————————

Total Shareholder Return Metrics

MetricTTMFY 2025FY 2024FY 2023FY 2022FY 2021FY 2020FY 2019FY 2018FY 2017FY 2016
Earnings Yield2.7%3.2%5.4%0.0%—0.2%0.2%1.3%———
FCF Yield5.2%6.0%2.9%—0.0%0.7%—0.9%1.0%0.8%—
Buyback Yield5.0%5.7%2.2%0.3%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Total Shareholder Yield5.0%5.7%2.2%0.3%0.0%0.0%0.0%0.0%0.0%0.0%0.0%
Shares Outstanding—$623M$636M$614M$579M$502M$482M$466M$406M$379M$342M

Key Metrics

Growth RegimeDecelerating
ProfitabilityStrained
Balance SheetAdequate
Cash FlowMixed
Top Statement Risk

Regulatory and Competitive Saturation

Verified Source

Metrics are mathematically derived from official filings.

SEC 10-K (2026Q1)

Valuation Reflects Uncertain Growth Trajectory

According to current market data, Block trades at a forward P/E of 19.95, which appears to discount the company's historical growth premiums as investors weigh the sustainability of its ecosystem expansion against the reality of decelerating top-line momentum and persistent competitive pressures from vertical-specific software providers.

The current valuation multiple suggests that the market is shifting its focus from pure growth to the 'Rule of 40' framework, yet the forward EV/EBITDA of 9.30 indicates skepticism regarding the company's ability to achieve meaningful margin expansion. Investors should monitor whether this valuation floor holds as the company attempts to transition from a high-growth fintech disruptor to a more disciplined, profit-oriented infrastructure player.

Capital Efficiency Constrained by Acquisitions

Based on reported figures, Block's ROIC has remained largely stagnant, hovering between 1.2% and 2.7% over the last ten quarters, which suggests that the company's aggressive capital allocation strategy has yet to generate returns that meaningfully exceed its cost of capital in a consistent manner.

The persistent gap between invested capital and returns highlights the dilutive impact of large-scale acquisitions like Afterpay, which continue to weigh on the company's overall capital efficiency. Unless management can demonstrate a clear path to improving these returns through higher-margin software services, the current ROIC trend may continue to signal a struggle to compound value effectively.

Working Capital Cycles Signal Complexity

As reported in recent financial statements, Block's cash conversion cycle has fluctuated significantly, reaching 125 days in 2026Q1, which indicates that the company's working capital efficiency is increasingly sensitive to the timing of payments and the evolving nature of its diverse product segments.

The rise in DSO to 124 days suggests that the company may be extending more flexible terms to its merchant base, potentially as a competitive response to retain market share. This trend warrants further investigation, as it may imply a shift in credit risk exposure that could impact liquidity if the economic environment for small businesses deteriorates.

Revenue Multiples Obscure True Scale

Based on an analysis of the company's financial structure, the P/S ratio is a fundamentally misapplied metric for Block because the gross-reporting of Bitcoin transactions artificially inflates the top line, thereby masking the true underlying scale and profitability of the core merchant and consumer financial services.

Analysts should prioritize Gross Profit multiples over traditional revenue-based valuation, as the latter fails to account for the low-margin nature of crypto-related volumes. Relying on P/S may lead to an inaccurate assessment of the company's competitive positioning and its actual ability to generate sustainable cash flows from its core ecosystem.

Download Financial Ratios Data

Includes 30+ ratios · 13 years · Updated daily

Consensus-Based Analysis Tools

Intrinsic Valuation

DCF models, multiple analysis, and analyst estimates.

Check Valuation

Historical Returns

10-year return with dividends reinvested.

Calculate

DCA Calculator

See how regular investing compounds over time.

Run Numbers

Peer Comparison

Compare growth, multiples, and margins vs sector.

Compare

XYZ — Frequently Asked Questions

Quick answers to the most common questions about buying XYZ stock.

What is Block, Inc.'s P/E ratio?

Block, Inc.'s current P/E ratio is 37.0x. The historical average is 42.3x. This places it at the 67th percentile of its historical range.

What is Block, Inc.'s EV/EBITDA?

Block, Inc.'s current EV/EBITDA is 24.1x. This enterprise value multiple compares the company's total value (equity + debt - cash) to its EBITDA. The historical average is 34.6x.

What is Block, Inc.'s ROE?

Block, Inc.'s return on equity (ROE) is 6.0%. The historical average is -13.0%.

Is XYZ stock overvalued?

Based on historical data, Block, Inc. is trading at a P/E of 37.0x. This is at the 67th percentile of its historical P/E range. Compare with industry peers and growth rates for a complete picture.

What are Block, Inc.'s profit margins?

Block, Inc. has 42.8% gross margin and 7.1% operating margin.

How much debt does Block, Inc. have?

Block, Inc.'s Debt/EBITDA ratio is 4.9x, indicating high leverage. A ratio above 4x may signal elevated financial risk.