CZFSSMALL

Citizens Financial Services, Inc.

Financial ServicesBanks - Regional
$73.82
$0.03(+3.99%)
52W$49.99
$74.47
Updated Jun 28, 02:00 AM
RSI64
RS Rating77/99
Beta0.24
Volatility36%
F-Score5/9
Mkt Cap$355M
STAGE 2 UPTREND

Price Action

5Y Daily
50 DMA150 DMA200 DMA

Technical Summary

STAGE 2 UPTREND

Citizens Financial Services, Inc. is in a confirmed Stage 2 uptrend, with price holding above all major moving averages and trend structure remaining intact. Relative strength is moderate (RS Rating: 77), indicating performance broadly in line with the market. Earnings growth of 37% provides fundamental context to the price action. Momentum will need to be maintained above the 50-day moving average to sustain this leadership phase.

Relative Strength
77
out of 99
Average
Trend Score
4/4
Minervini Criteria
STAGE 2 UPTREND
Risk (Beta)
0.24
vs S&P 500
LOW VOL
52W Position
97%
from 52W low
Near High
Trend & Momentum Analysis

Trend Template (Minervini)

STAGE 2 UPTREND4/4 Criteria Met
CriterionValueStatus
Price > 50 SMA$65.79
50 SMA > 100 SMA$64.24
100 SMA > 150 SMA$62.72
150 SMA > 200 SMA$61.49

Price vs Moving Averages

PeriodValueSpreadSignal
20 SMA$67.28+9.71%ABOVE
50 SMA$65.79+12.21%ABOVE
100 SMA$64.24+14.91%ABOVE
150 SMA$62.72+17.71%ABOVE
200 SMA$61.49+20.06%ABOVE

Price Performance

1D+4.0%
1W+9.5%
1M+13.8%
3M+22.6%
6M+27.1%
YTD+32.7%
1Y+27.8%
3Y-3.0%
52-Week Trading Range97% from low
$73.82
52W Low$49.99
52W High$74.47

Technical Indicators

RSI (14)BULLISH
63.9
305070
Setup ScoreCOOL
5/10
Base depth: 19.6%

Risk Profile

Beta
0.24
52W Vol
36%
ATR
$2.84
Max DD (1Y)
-19%

Volume Analysis

Today
50D Avg
5.8K
Vol Ratio
0.00x
Liquidity
ILLIQUID

Earnings Momentum

Q2'25+60%
$1.76
Q3'25+33%
$2.09
Q4'25+31%
$2.18
Q1'26+37%
$2.16
Fundamentals & Growth

Growth Trends

Compounded Sales Growth

10 Years:+14.93%
5 Years:
3 Years:
TTM:

Compounded Profit Growth

10 Years:+8.50%
5 Years:+3.98%
3 Years:+2.38%
TTM:+38.58%

Stock Price CAGR

10 Years:+5.75%
5 Years:+4.05%
3 Years:-2.99%
1 Year:+27.80%

Return on Equity

10Y Avg:11.9%
5Y Avg:11.4%
3Y Avg:9.5%
Last Year:11.9%

Key Metrics

Market Cap$355M
Gross Margin63.3%
Net Margin21.1%
Piotroski F-Score5/9

Frequently Asked Questions

Is CZFS in an uptrend right now?

CZFS has a trend score of 4/4 based on Minervini's Stage Analysis. Yes, CZFS is in a Stage 2 uptrend with price above all major moving averages (50, 100, 150, 200 SMA) properly stacked.

Is CZFS overbought or oversold?

CZFS's RSI (14) is 64. The stock is in neutral territory, neither overbought nor oversold.

Is CZFS outperforming the market?

CZFS has a Relative Strength (RS) Rating of 77 out of 99. CZFS is performing about average compared to the market.

Where is CZFS in its 52-week range?

CZFS is trading at $73.82, which is 99% of its 52-week high ($74.47) and 97% above its 52-week low ($49.99).

How volatile is CZFS?

CZFS has a Beta of 0.24 and 52-week volatility of 36%. It's less volatile than the S&P 500 - generally more stable.

Disclaimer: Data is for informational purposes only. May be delayed or contain errors. Past performance does not guarantee future results. This is not financial advice. Always conduct your own research and consult professionals before making investment decisions.