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Ambac Financial Group, Inc. (AMBC) Total Return Calculator with Dividends Reinvested

Ambac Financial Group, Inc.

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The total return for Ambac Financial Group, Inc. (AMBC) stock is -24.41% over the past 12 months. So far it's down 17.94% this year. The 5-year total return is -65.33%, meaning $10,000 invested in AMBC stock 5 years ago would be worth $3,467 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in AMBC 1 year ago, it would be worth $7,568 today — you'd have lost $2,432.

With Dividends Reinvested$7,568-24.32%

Price Only (No DRIP)$7,568-24.32%

Period2025-05-07 → 2026-01-20

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in AMBC

1Y$7,559-$2,441 (-24.4%)-24.4% CAGR

3Y$4,057-$5,943 (-59.4%)-26.0% CAGR

5Y$3,467-$6,533 (-65.3%)-19.1% CAGR

10Y$3,924-$6,076 (-60.8%)-8.9% CAGR

15Y$3,065-$6,935 (-69.3%)-7.6% CAGR

20Y$3,065-$6,935 (-69.4%)-5.7% CAGR

30Y$3,065-$6,935 (-69.3%)-3.9% CAGR

Ambac Financial Group, Inc. did not pay dividends during this period. Total return = price return.

Loading AMBC total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-17.94%	—	-17.94%	—	$8,206
1Y	-24.41%	-24.41%	-24.41%	—	$7,559
3Y	-59.43%	-25.97%	-59.43%	—	$4,057
5Y	-65.33%	-19.09%	-65.33%	—	$3,467
10Y	-60.76%	-8.93%	-60.76%	—	$3,924
15Y	-69.35%	-7.58%	-69.35%	—	$3,065
20Y	-69.35%	-5.74%	-69.35%	—	$3,065
30Y	-69.35%	-3.87%	-69.35%	—	$3,065

Risk & Highlights

Best Year+63.40%2016

Worst Year-43.23%2015

Max Drawdown-39.88%2025-11-11 → 2026-01-16

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-17.94%	-17.94%	—	+0.41%	-18.4pp
2025	-37.31%	-37.31%	—	+16.64%	-53.9pp
2024	-21.43%	-21.43%	—	+24.00%	-45.4pp
2023	-1.67%	-1.67%	—	+24.81%	-26.5pp
2022	+9.00%	+9.00%	—	-19.95%	+28.9pp

AMBC underperformed the S&P 500 by 55.74pp over the past year (-24.41% vs +31.32%).

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AMBC Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
AMBCAmbac Financial Group, Inc.	$269M	—	-17.9%	-24.4%	—	-59.4%	-65.3%	-60.8%
MBIMBIA Inc.	$308M	+3.0%	-11.8%	+31.5%	—	+133.6%	+116.0%	+189.6%
AGOAssured Guaranty Ltd.	$3.8B	+0.5%	-7.2%	-6.4%	+1.6pp	+62.5%	+71.8%	+247.7%
BAMBrookfield Asset Management Ltd.	$81.6B	+10.0%	-8.1%	-8.3%	+3.3pp	+62.0%	+67.8%	+67.8%
RDNRadian Group Inc.	$4.9B	+5.2%	+0.2%	+9.5%	+3.0pp	+55.6%	+73.7%	+234.5%
ESNTEssent Group Ltd.	$6.0B	+2.9%	-4.5%	+8.0%	+2.2pp	+50.6%	+34.7%	+227.1%
MTGMGIC Investment Corporation	$5.6B	-2.3%	-8.4%	+4.3%	+2.8pp	+90.2%	+103.1%	+336.2%
NMIHNMI Holdings, Inc.	$2.9B	+0.9%	-5.8%	+0.7%	—	+59.5%	+62.7%	+500.5%
PFSIPennyMac Financial Services, Inc.	$4.5B	-3.8%	-33.7%	-8.0%	+1.3pp	+56.3%	+59.1%	+624.6%
MCOMoody's Corporation	$79.5B	+1.0%	-9.9%	-2.3%	+0.8pp	+50.1%	+40.9%	+401.6%
SPGIS&P Global Inc.	$125.4B	-2.4%	-17.2%	-14.8%	+0.8pp	+22.4%	+13.3%	+333.2%

Compare:AMBC vs MBI AMBC vs AGO AMBC vs BAM AMBC vs MBI vs AGO

About AMBC Dividend Returns

Ambac Financial Group, Inc. (AMBC) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of AMBC over the past year?

Ambac Financial Group, Inc. (AMBC) delivered a return of -24.41% over the past year. Since AMBC does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in AMBC be worth today?

A $10,000 investment in Ambac Financial Group, Inc. one year ago would be worth $7,559 today, representing a loss of $2,441.

Q3Does AMBC pay dividends?

Ambac Financial Group, Inc. (AMBC) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For AMBC, the total return equals the price-only return.

Q4Did AMBC beat the S&P 500?

No, Ambac Financial Group, Inc. (AMBC) underperformed the S&P 500 by 55.74 percentage points over the past year. AMBC delivered a total return of -24.41%, compared to the S&P 500's 31.32%. This means a passive S&P 500 index fund outperformed AMBC by 55.74pp during this period.

Q5What is AMBC's worst drawdown?

Ambac Financial Group, Inc. (AMBC) experienced a maximum drawdown of -39.88% over the past year, declining from its peak on 2025-11-11 to its trough on 2026-01-16. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is AMBC's long-term total return over 10, 20, or 30 years?

Here are Ambac Financial Group, Inc. (AMBC)'s long-term returns with dividends reinvested. Over 10 years, the total return is -60.8% (-8.9% CAGR) — $10,000 would have grown to $3,924. Over 20 years: -69.4% total return (-5.7% CAGR) — $10,000 → $3,065. Over 30 years: -69.3% total return (-3.9% CAGR) — $10,000 → $3,065. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was AMBC's best and worst year?

Ambac Financial Group, Inc.'s best calendar year was 2016 with a total return of 63.4%. Its worst year was 2015 with a total return of -43.2%. This range shows the volatility investors should expect — the difference between the best and worst year is 106.6 percentage points.