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Essent Group Ltd. (ESNT) Total Return Calculator with Dividends Reinvested

Essent Group Ltd.

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The total return for Essent Group Ltd. (ESNT) stock is +5.11% over the past 12 months. So far it's down 6.42% this year. The 5-year total return is +25.54%, meaning $10,000 invested in ESNT stock 5 years ago would be worth $12,554 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in ESNT 1 year ago, it would be worth $10,591 today — you'd have gained $591 with dividends reinvested.

With Dividends Reinvested$10,591+5.91%

Price Only (No DRIP)$10,369+3.69%

Dividend Boost+$2224 payments · +2.22% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in ESNT

1Y$10,511+$511 (+5.1%)5.1% CAGR

3Y$14,930+$4,930 (+49.3%)14.3% CAGR

5Y$12,554+$2,554 (+25.5%)4.7% CAGR

10Y$31,655+$21,655 (+216.5%)12.2% CAGR

15Y$31,610+$21,610 (+216.1%)8.0% CAGR

20Y$31,609+$21,609 (+216.1%)5.9% CAGR

30Y$31,609+$21,609 (+216.1%)3.9% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-30	$0.31	$58.00	+0.005345
2025-08-29	$0.31	$62.74	+0.004967
2025-12-01	$0.31	$62.83	+0.004985
2026-03-13	$0.35	$58.09	+0.006117

Loading ESNT total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-6.42%	—	-6.96%	+0.54 pp	$9,358
1Y	+5.11%	5.11%	+2.93%	+2.19 pp	$10,511
3Y	+49.30%	14.29%	+41.18%	+8.12 pp	$14,930
5Y	+25.54%	4.65%	+15.71%	+9.83 pp	$12,554
10Y	+216.55%	12.21%	+186.93%	+29.61 pp	$31,655
15Y	+216.10%	7.97%	+186.52%	+29.57 pp	$31,610
20Y	+216.09%	5.92%	+186.52%	+29.57 pp	$31,609
30Y	+216.09%	3.91%	+186.52%	+29.57 pp	$31,609

Risk & Highlights

Best Year+53.52%2019

Worst Year-22.02%2018

Max Drawdown-14.46%2025-12-18 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-5.38%	-5.92%	+0.5pp	+0.41%	-5.8pp
2025	+21.60%	+19.33%	+2.3pp	+16.64%	+5.0pp
2024	+5.03%	+2.91%	+2.1pp	+24.00%	-19.0pp
2023	+36.09%	+33.55%	+2.5pp	+24.81%	+11.3pp
2022	-12.89%	-14.77%	+1.9pp	-19.95%	+7.1pp

ESNT underperformed the S&P 500 by 23.33pp over the past year (+5.11% vs +28.44%).

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ESNT Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
ESNTEssent Group Ltd.	$5.9B	+0.9%	-6.4%	+5.1%	+2.2pp	+49.3%	+25.5%	+216.5%
MTGMGIC Investment Corporation	$5.5B	-2.9%	-9.5%	+3.0%	+2.2pp	+88.0%	+90.0%	+324.6%
RDNRadian Group Inc.	$4.8B	+4.7%	-0.2%	+8.0%	+3.0pp	+55.3%	+69.8%	+230.5%
NMIHNMI Holdings, Inc.	$2.9B	-0.7%	-7.3%	+0.5%	—	+59.2%	+50.3%	+478.5%
PFSIPennyMac Financial Services, Inc.	$4.6B	-3.2%	-33.3%	-9.2%	+1.2pp	+54.9%	+53.5%	+598.9%
ACTEnact Holdings, Inc.	$6.0B	+1.3%	+7.3%	+18.0%	+2.3pp	+90.5%	+135.0%	+135.0%
FAFFirst American Financial Corporation	$7.0B	+13.0%	+12.9%	+14.7%	+3.6pp	+28.4%	+21.0%	+137.3%
FNFFidelity National Financial, Inc.	$13.9B	+9.9%	-4.8%	-17.6%	+3.1pp	+67.0%	+37.0%	+181.8%
STCStewart Information Services Corporation	$2.1B	+11.9%	-1.2%	+7.6%	+3.2pp	+77.3%	+28.7%	+135.9%
ITICInvestors Title Company	$448M	+6.5%	-3.5%	+4.5%	+4.5pp	+84.7%	+61.1%	+253.5%
RKTRocket Companies, Inc.	$2.0B	-6.3%	-29.1%	+18.2%	—	+76.2%	-30.3%	-20.9%

Compare:ESNT vs MTG ESNT vs RDN ESNT vs NMIH ESNT vs MTG vs RDN

About ESNT Dividend Returns

Essent Group Ltd. (ESNT) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of ESNT over the past year?

Essent Group Ltd. (ESNT) delivered a total return of 5.11% over the past year when dividends are reinvested. The price-only return was 2.93%, meaning dividends contributed an additional 2.19 percentage points to total returns.

Q2How much would $10,000 invested in ESNT be worth today?

A $10,000 investment in Essent Group Ltd. one year ago would be worth $10,511 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $10,293. Dividend reinvestment added $219 to the portfolio value.

Q3Does ESNT pay dividends?

Yes, Essent Group Ltd. (ESNT) pays dividends. In the last year, ESNT paid approximately $1.11 per share in dividends (1.84% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did ESNT beat the S&P 500?

No, Essent Group Ltd. (ESNT) underperformed the S&P 500 by 23.33 percentage points over the past year. ESNT delivered a total return of 5.11%, compared to the S&P 500's 28.44%. This means a passive S&P 500 index fund outperformed ESNT by 23.33pp during this period.

Q5What is ESNT's worst drawdown?

Essent Group Ltd. (ESNT) experienced a maximum drawdown of -14.46% over the past year, declining from its peak on 2025-12-18 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is ESNT's long-term total return over 10, 20, or 30 years?

Here are Essent Group Ltd. (ESNT)'s long-term returns with dividends reinvested. Over 10 years, the total return is 216.5% (12.2% CAGR) — $10,000 would have grown to $31,655. Over 20 years: 216.1% total return (5.9% CAGR) — $10,000 → $31,609. Over 30 years: 216.1% total return (3.9% CAGR) — $10,000 → $31,609. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was ESNT's best and worst year?

Essent Group Ltd.'s best calendar year was 2019 with a total return of 53.5%. Its worst year was 2018 with a total return of -22.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 75.5 percentage points.