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About CFFI Dividend Returns

C&F Financial Corporation (CFFI) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of CFFI over the past year?

C&F Financial Corporation (CFFI) delivered a total return of 33.80% over the past year when dividends are reinvested. The price-only return was 30.67%, meaning dividends contributed an additional 3.13 percentage points to total returns.

Q2How much would $10,000 invested in CFFI be worth today?

A $10,000 investment in C&F Financial Corporation one year ago would be worth $13,380 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $13,067. Dividend reinvestment added $313 to the portfolio value.

Q3Does CFFI pay dividends?

Yes, C&F Financial Corporation (CFFI) pays dividends. In the last year, CFFI paid approximately $1.84 per share in dividends (2.35% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did CFFI beat the S&P 500?

Yes, C&F Financial Corporation (CFFI) outperformed the S&P 500 by 8.81 percentage points over the past year. CFFI delivered a total return of 33.80%, compared to the S&P 500's 24.99%. This 8.81pp alpha means investors in CFFI earned more than a passive S&P 500 index fund.

Q5What is CFFI's worst drawdown?

C&F Financial Corporation (CFFI) experienced a maximum drawdown of -13.56% over the past year, declining from its peak on 2026-02-04 to its trough on 2026-03-18. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is CFFI's long-term total return over 10, 20, or 30 years?

Here are C&F Financial Corporation (CFFI)'s long-term returns with dividends reinvested. Over 10 years, the total return is 131.8% (8.8% CAGR) — $10,000 would have grown to $23,175. Over 20 years: 166.0% total return (5.0% CAGR) — $10,000 → $26,601. Over 30 years: 810.0% total return (7.6% CAGR) — $10,000 → $90,996. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was CFFI's best and worst year?

C&F Financial Corporation's best calendar year was 2003 with a total return of 58.0%. Its worst year was 2008 with a total return of -50.4%. This range shows the volatility investors should expect — the difference between the best and worst year is 108.4 percentage points.

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