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PaySign, Inc. (PAYS) Total Return Calculator with Dividends Reinvested

PaySign, Inc.

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The total return for PaySign, Inc. (PAYS) stock is +187.98% over the past 12 months. So far it's up 35.28% this year. The 5-year total return is +87.96%, meaning $10,000 invested in PAYS stock 5 years ago would be worth $18,796 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in PAYS 1 year ago, it would be worth $28,798 today — you'd have gained $18,798.

With Dividends Reinvested$28,798+187.98%

Price Only (No DRIP)$28,798+187.98%

Period2025-05-07 → 2026-05-07

Price

Total Return (DRIP)

S&P 500

If You Invested $10,000 in PAYS

1Y$28,798+$18,798 (+188.0%)188.0% CAGR

3Y$20,150+$10,150 (+101.5%)26.3% CAGR

5Y$18,796+$8,796 (+88.0%)13.5% CAGR

10Y$273,989+$263,989 (+2639.9%)39.2% CAGR

15Y$447,331+$437,331 (+4373.3%)28.8% CAGR

20Y$95,857+$85,857 (+858.6%)12.0% CAGR

30Y$95,856+$85,856 (+858.6%)7.8% CAGR

PaySign, Inc. did not pay dividends during this period. Total return = price return.

Loading PAYS total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+35.28%	—	+35.28%	—	$13,528
1Y	+187.98%	187.98%	+187.98%	—	$28,798
3Y	+101.50%	26.31%	+101.50%	—	$20,150
5Y	+87.96%	13.45%	+87.96%	—	$18,796
10Y	+2639.89%	39.24%	+2639.89%	—	$273,989
15Y	+4373.31%	28.84%	+4373.31%	—	$447,331
20Y	+858.57%	11.96%	+858.57%	—	$95,857
30Y	+858.56%	7.83%	+858.56%	—	$95,856

Risk & Highlights

Best Year+425.00%2010

Worst Year-92.14%2008

Max Drawdown-62.85%2025-07-24 → 2026-03-19

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-28.43%	-28.43%	—	+0.41%	-28.8pp
2025	+80.07%	+80.07%	—	+16.64%	+63.4pp
2024	+13.11%	+13.11%	—	+24.00%	-10.9pp
2023	+12.90%	+12.90%	—	+24.81%	-11.9pp
2022	+37.97%	+37.97%	—	-19.95%	+57.9pp

PAYS outperformed the S&P 500 by 157.61pp over the past year (+187.98% vs +30.37%).

Loading summary...

PAYS Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
PAYSPaySign, Inc.	$369M	+14.3%	+35.3%	+188.0%	—	+101.5%	+88.0%	+2639.9%
USIOUsio, Inc.	$36M	+9.2%	-5.1%	-9.7%	—	-33.8%	-78.3%	-32.8%
PRTHPriority Technology Holdings, Inc.	$451M	+14.1%	+3.6%	-10.4%	—	+50.5%	-15.9%	-43.8%
EVTCEVERTEC, Inc.	$1.4B	-16.3%	-18.4%	-31.9%	+0.6pp	-31.7%	-43.3%	+89.5%
GDOTGreen Dot Corporation	$702M	+13.9%	+0.3%	+47.8%	—	-27.8%	-71.8%	-45.7%
ACLXArcellx, Inc.	$6.7B	+0.2%	+81.7%	+117.4%	—	+166.2%	+584.9%	+584.9%
RPAYRepay Holdings Corporation	$307M	+45.4%	-3.6%	-7.9%	—	-44.3%	-83.8%	-63.8%
FLYWFlywire Corporation	$2.1B	+51.7%	+27.6%	+62.7%	—	-40.1%	-49.5%	-49.5%
IIIVi3 Verticals, Inc.	$506M	+1.8%	-9.3%	-13.8%	—	-2.5%	-27.6%	+24.9%
VVisa Inc.	$616.4B	+6.2%	-7.1%	-7.4%	+0.7pp	+41.2%	+42.6%	+329.1%
MAMastercard Incorporated	$443.4B	+0.5%	-10.7%	-11.0%	+0.6pp	+32.2%	+36.8%	+437.2%

Compare:PAYS vs USIO PAYS vs PRTH PAYS vs EVTC PAYS vs USIO vs PRTH

About PAYS Dividend Returns

PaySign, Inc. (PAYS) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of PAYS over the past year?

PaySign, Inc. (PAYS) delivered a return of 187.98% over the past year. Since PAYS does not currently pay dividends, the total return equals the price-only return.

Q2How much would $10,000 invested in PAYS be worth today?

A $10,000 investment in PaySign, Inc. one year ago would be worth $28,798 today, representing a gain of $18,798.

Q3Does PAYS pay dividends?

PaySign, Inc. (PAYS) does not currently pay dividends. Many growth-focused companies reinvest profits back into the business rather than distributing them as dividends. For PAYS, the total return equals the price-only return.

Q4Did PAYS beat the S&P 500?

Yes, PaySign, Inc. (PAYS) outperformed the S&P 500 by 157.61 percentage points over the past year. PAYS delivered a total return of 187.98%, compared to the S&P 500's 30.37%. This 157.61pp alpha means investors in PAYS earned more than a passive S&P 500 index fund.

Q5What is PAYS's worst drawdown?

PaySign, Inc. (PAYS) experienced a maximum drawdown of -62.85% over the past year, declining from its peak on 2025-07-24 to its trough on 2026-03-19. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is PAYS's long-term total return over 10, 20, or 30 years?

Here are PaySign, Inc. (PAYS)'s long-term returns with dividends reinvested. Over 10 years, the total return is 2639.9% (39.2% CAGR) — $10,000 would have grown to $273,989. Over 20 years: 858.6% total return (12.0% CAGR) — $10,000 → $95,857. Over 30 years: 858.6% total return (7.8% CAGR) — $10,000 → $95,856. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was PAYS's best and worst year?

PaySign, Inc.'s best calendar year was 2010 with a total return of 425.0%. Its worst year was 2008 with a total return of -92.1%. This range shows the volatility investors should expect — the difference between the best and worst year is 517.1 percentage points.