VCP ScannerFree US Stock Screener & Financial AnalysisFree US Stock Screener

PCB Bancorp (PCB) Total Return Calculator with Dividends Reinvested

PCB Bancorp

Popular:

The total return for PCB Bancorp (PCB) stock is +23.94% over the past 12 months. So far it's up 13.07% this year. The 5-year total return is +73.30%, meaning $10,000 invested in PCB stock 5 years ago would be worth $17,330 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in PCB 1 year ago, it would be worth $12,428 today — you'd have gained $2,428 with dividends reinvested.

With Dividends Reinvested$12,428+24.28%

Price Only (No DRIP)$11,974+19.74%

Dividend Boost+$4544 payments · +4.54% extra

Period2025-05-12 → 2026-05-11

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in PCB

1Y$12,394+$2,394 (+23.9%)23.9% CAGR

3Y$19,746+$9,746 (+97.5%)25.5% CAGR

5Y$17,330+$7,330 (+73.3%)11.6% CAGR

10Y$28,602+$18,602 (+186.0%)11.1% CAGR

15Y$31,607+$21,607 (+216.1%)8.0% CAGR

20Y$31,607+$21,607 (+216.1%)5.9% CAGR

30Y$31,608+$21,608 (+216.1%)3.9% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-08	$0.20	$20.83	+0.009602
2025-11-07	$0.20	$21.63	+0.009335
2026-02-13	$0.22	$22.84	+0.009815
2026-05-08	$0.22	$24.67	+0.009174

Loading PCB total return...

As of 2026-05-12

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+13.07%	—	+11.03%	+2.04 pp	$11,307
1Y	+23.94%	23.94%	+19.74%	+4.20 pp	$12,394
3Y	+97.46%	25.46%	+78.81%	+18.66 pp	$19,746
5Y	+73.30%	11.62%	+51.26%	+22.03 pp	$17,330
10Y	+186.02%	11.08%	+139.44%	+46.59 pp	$28,602
15Y	+216.07%	7.97%	+163.59%	+52.49 pp	$31,607
20Y	+216.07%	5.92%	+163.59%	+52.49 pp	$31,607
30Y	+216.08%	3.91%	+163.59%	+52.49 pp	$31,608

Risk & Highlights

Best Year+121.78%2021

Worst Year-38.65%2020

Max Drawdown-11.39%2025-08-22 → 2025-10-10 · Recovered 2025-12-10

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+4.63%	+3.61%	+1.0pp	+0.41%	+4.2pp
2025	+14.37%	+10.29%	+4.1pp	+16.64%	-2.3pp
2024	+15.99%	+12.01%	+4.0pp	+24.00%	-8.0pp
2023	+7.00%	+3.13%	+3.9pp	+24.81%	-17.8pp
2022	-17.95%	-20.64%	+2.7pp	-19.95%	+2.0pp

PCB underperformed the S&P 500 by 2.87pp over the past year (+23.94% vs +26.81%).

Loading summary...

PCB Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
PCBPCB Bancorp	$341M	-0.9%	+13.1%	+23.9%	+4.2pp	+97.5%	+73.3%	+186.0%
HAFCHanmi Financial Corporation	$886M	+6.0%	+12.5%	+28.0%	+4.6pp	+138.7%	+65.4%	+72.3%
HOPEHope Bancorp, Inc.	$1.6B	-1.0%	+13.1%	+20.2%	+5.3pp	+83.3%	-1.7%	+17.0%
RBBRBB Bancorp	$401M	+4.1%	+16.5%	+44.1%	+3.8pp	+166.5%	+26.5%	+19.9%
BCALSouthern California Bancorp	$598M	+1.3%	+0.8%	+22.6%	+1.3pp	+39.3%	+39.3%	+127.9%
CTBICommunity Trust Bancorp, Inc.	$1.2B	+0.7%	+16.3%	+28.5%	+3.9pp	+113.1%	+67.9%	+130.3%
CZWICitizens Community Bancorp, Inc.	$203M	+2.7%	+22.1%	+43.6%	+1.4pp	+179.9%	+69.2%	+152.1%
BSVNBank7 Corp.	$405M	-0.3%	+4.0%	+12.2%	+2.7pp	+98.3%	+173.9%	+149.8%
CHMGChemung Financial Corporation	$323M	+13.4%	+23.7%	+43.5%	+2.8pp	+105.4%	+68.7%	+184.5%
FISFidelity National Information Services, Inc.	$21.9B	-8.8%	-34.8%	-44.2%	+2.1pp	-13.8%	-65.6%	-21.9%
FISVFiserv, Inc.	$29.1B	-7.5%	-17.1%	-70.9%	—	-54.4%	-52.6%	+3.2%

Compare:PCB vs HAFC PCB vs HOPE PCB vs RBB PCB vs HAFC vs HOPE

About PCB Dividend Returns

PCB Bancorp (PCB) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of PCB over the past year?

PCB Bancorp (PCB) delivered a total return of 23.94% over the past year when dividends are reinvested. The price-only return was 19.74%, meaning dividends contributed an additional 4.20 percentage points to total returns.

Q2How much would $10,000 invested in PCB be worth today?

A $10,000 investment in PCB Bancorp one year ago would be worth $12,394 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,974. Dividend reinvestment added $420 to the portfolio value.

Q3Does PCB pay dividends?

Yes, PCB Bancorp (PCB) pays dividends. In the last year, PCB paid approximately $0.80 per share in dividends (3.35% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did PCB beat the S&P 500?

No, PCB Bancorp (PCB) underperformed the S&P 500 by 2.87 percentage points over the past year. PCB delivered a total return of 23.94%, compared to the S&P 500's 26.81%. This means a passive S&P 500 index fund outperformed PCB by 2.87pp during this period.

Q5What is PCB's worst drawdown?

PCB Bancorp (PCB) experienced a maximum drawdown of -11.39% over the past year, declining from its peak on 2025-08-22 to its trough on 2025-10-10. The stock recovered to its prior peak by 2025-12-10. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is PCB's long-term total return over 10, 20, or 30 years?

Here are PCB Bancorp (PCB)'s long-term returns with dividends reinvested. Over 10 years, the total return is 186.0% (11.1% CAGR) — $10,000 would have grown to $28,602. Over 20 years: 216.1% total return (5.9% CAGR) — $10,000 → $31,607. Over 30 years: 216.1% total return (3.9% CAGR) — $10,000 → $31,608. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was PCB's best and worst year?

PCB Bancorp's best calendar year was 2021 with a total return of 121.8%. Its worst year was 2020 with a total return of -38.6%. This range shows the volatility investors should expect — the difference between the best and worst year is 160.4 percentage points.