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Rithm Capital Corp. (RITM) Total Return Calculator with Dividends Reinvested

Rithm Capital Corp.

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The total return for Rithm Capital Corp. (RITM) stock is -5.73% over the past 12 months. So far it's down 9.38% this year. The 5-year total return is +38.99%, meaning $10,000 invested in RITM stock 5 years ago would be worth $13,899 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in RITM 1 year ago, it would be worth $9,523 today — you'd have lost $477 with dividends reinvested.

With Dividends Reinvested$9,523-4.77%

Price Only (No DRIP)$8,684-13.16%

Dividend Boost+$8394 payments · +8.39% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in RITM

1Y$9,427-$573 (-5.7%)-5.7% CAGR

3Y$16,117+$6,117 (+61.2%)17.2% CAGR

5Y$13,899+$3,899 (+39.0%)6.8% CAGR

10Y$17,868+$7,868 (+78.7%)6.0% CAGR

15Y$20,333+$10,333 (+103.3%)4.8% CAGR

20Y$20,333+$10,333 (+103.3%)3.6% CAGR

30Y$20,333+$10,333 (+103.3%)2.4% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-30	$0.25	$11.29	+0.022143
2025-10-01	$0.25	$11.22	+0.022775
2025-12-31	$0.25	$10.90	+0.023966
2026-04-06	$0.25	$9.64	+0.027720

Loading RITM total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-9.38%	—	-11.66%	+2.28 pp	$9,062
1Y	-5.73%	-5.73%	-14.54%	+8.81 pp	$9,427
3Y	+61.17%	17.24%	+23.10%	+38.07 pp	$16,117
5Y	+38.99%	6.81%	-7.97%	+46.96 pp	$13,899
10Y	+78.68%	5.98%	-23.68%	+102.36 pp	$17,868
15Y	+103.33%	4.84%	-28.25%	+131.58 pp	$20,333
20Y	+103.33%	3.61%	-28.25%	+131.58 pp	$20,333
30Y	+103.33%	2.39%	-28.25%	+131.58 pp	$20,333

Risk & Highlights

Best Year+44.88%2016

Worst Year-35.83%2020

Max Drawdown-30.67%2025-09-05 → 2026-03-20

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-8.47%	-8.47%	—	+0.41%	-8.9pp
2025	+9.58%	+0.37%	+9.2pp	+16.64%	-7.1pp
2024	+11.60%	+2.17%	+9.4pp	+24.00%	-12.4pp
2023	+41.06%	+28.99%	+12.1pp	+24.81%	+16.3pp
2022	-16.41%	-25.52%	+9.1pp	-19.95%	+3.5pp

RITM underperformed the S&P 500 by 34.17pp over the past year (-5.73% vs +28.44%).

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RITM Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
RITMRithm Capital Corp.	$5.4B	+0.6%	-9.4%	-5.7%	+8.8pp	+61.2%	+39.0%	+78.7%
AGNCAGNC Investment Corp.	$9.6B	+5.1%	+2.5%	+38.8%	+16.4pp	+58.8%	-1.2%	+49.5%
NLYAnnaly Capital Management, Inc.	$16.1B	+4.5%	+0.8%	+30.7%	+14.5pp	+59.6%	+2.2%	+39.3%
TWOTwo Harbors Investment Corp.	$1.3B	+11.4%	+22.3%	+15.3%	+11.9pp	+45.7%	-28.2%	-3.9%
MFAMFA Financial, Inc.	$975M	-2.5%	+4.0%	+10.9%	+14.5pp	+34.0%	-3.3%	+10.1%
RWTRedwood Trust, Inc.	$696M	-2.6%	+1.8%	+5.5%	+12.1pp	+34.2%	-17.2%	+14.6%
PMTPennyMac Mortgage Investment Trust	$1.1B	+1.5%	-0.9%	+7.0%	+12.5pp	+43.5%	+1.7%	+121.8%
EARNEllington Credit Company	$180M	+4.6%	-3.8%	+8.3%	+18.1pp	+10.5%	-18.2%	+34.9%
PFSIPennyMac Financial Services, Inc.	$4.6B	-3.2%	-33.3%	-9.2%	+1.2pp	+54.9%	+53.5%	+598.9%
RKTRocket Companies, Inc.	$2.0B	-6.3%	-29.1%	+18.2%	—	+76.2%	-30.3%	-20.9%
GHLDGuild Holdings Company	$439M	—	—	+57.4%	+1.9pp	+119.6%	+55.0%	+58.4%

Compare:RITM vs AGNC RITM vs NLY RITM vs TWO RITM vs AGNC vs NLY

About RITM Dividend Returns

Rithm Capital Corp. (RITM) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of RITM over the past year?

Rithm Capital Corp. (RITM) delivered a total return of -5.73% over the past year when dividends are reinvested. The price-only return was -14.54%, meaning dividends contributed an additional 8.81 percentage points to total returns.

Q2How much would $10,000 invested in RITM be worth today?

A $10,000 investment in Rithm Capital Corp. one year ago would be worth $9,427 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $8,546. Dividend reinvestment added $881 to the portfolio value.

Q3Does RITM pay dividends?

Yes, Rithm Capital Corp. (RITM) pays dividends. In the last year, RITM paid approximately $1.14 per share in dividends (11.74% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did RITM beat the S&P 500?

No, Rithm Capital Corp. (RITM) underperformed the S&P 500 by 34.17 percentage points over the past year. RITM delivered a total return of -5.73%, compared to the S&P 500's 28.44%. This means a passive S&P 500 index fund outperformed RITM by 34.17pp during this period.

Q5What is RITM's worst drawdown?

Rithm Capital Corp. (RITM) experienced a maximum drawdown of -30.67% over the past year, declining from its peak on 2025-09-05 to its trough on 2026-03-20. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is RITM's long-term total return over 10, 20, or 30 years?

Here are Rithm Capital Corp. (RITM)'s long-term returns with dividends reinvested. Over 10 years, the total return is 78.7% (6.0% CAGR) — $10,000 would have grown to $17,868. Over 20 years: 103.3% total return (3.6% CAGR) — $10,000 → $20,333. Over 30 years: 103.3% total return (2.4% CAGR) — $10,000 → $20,333. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was RITM's best and worst year?

Rithm Capital Corp.'s best calendar year was 2016 with a total return of 44.9%. Its worst year was 2020 with a total return of -35.8%. This range shows the volatility investors should expect — the difference between the best and worst year is 80.7 percentage points.