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Guild Holdings Company (GHLD) Total Return Calculator with Dividends Reinvested

Guild Holdings Company

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The total return for Guild Holdings Company (GHLD) stock is +57.42% over the past 12 months. The 5-year total return is +54.99%, meaning $10,000 invested in GHLD stock 5 years ago would be worth $15,499 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in GHLD 1 year ago, it would be worth $16,327 today — you'd have gained $6,327 with dividends reinvested.

With Dividends Reinvested$16,327+63.27%

Price Only (No DRIP)$16,124+61.24%

Dividend Boost+$2031 payments · +2.03% extra

Period2025-05-06 → 2025-11-26

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in GHLD

1Y$15,742+$5,742 (+57.4%)57.4% CAGR

3Y$21,958+$11,958 (+119.6%)30.0% CAGR

5Y$15,499+$5,499 (+55.0%)9.2% CAGR

10Y$15,840+$5,840 (+58.4%)4.7% CAGR

15Y$15,840+$5,840 (+58.4%)3.1% CAGR

20Y$15,840+$5,840 (+58.4%)2.3% CAGR

30Y$15,840+$5,840 (+58.4%)1.5% CAGR

Dividend Reinvestment History (1)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-08-18	$0.25	$19.85	+0.012594

Loading GHLD total return...

As of 2026-05-05

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
1Y	+57.42%	57.42%	+55.48%	+1.94 pp	$15,742
3Y	+119.58%	29.98%	+101.92%	+17.66 pp	$21,958
5Y	+54.99%	9.16%	+30.53%	+24.46 pp	$15,499
10Y	+58.40%	4.71%	+33.40%	+25.00 pp	$15,840
15Y	+58.40%	3.11%	+33.40%	+25.00 pp	$15,840
20Y	+58.40%	2.33%	+33.40%	+25.00 pp	$15,840
30Y	+58.40%	1.54%	+33.40%	+25.00 pp	$15,840

Risk & Highlights

Best Year+50.98%2025

Worst Year-29.29%2022

Max Drawdown-10.57%2025-05-09 → 2025-05-14 · Recovered 2025-05-27

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2025	+50.98%	+45.53%	+5.5pp	+16.64%	+34.3pp
2024	+2.53%	-0.98%	+3.5pp	+24.00%	-21.5pp
2023	+36.10%	+31.44%	+4.7pp	+24.81%	+11.3pp
2022	-29.29%	-29.29%	—	-19.95%	-9.3pp
2021	-7.07%	-18.67%	+11.6pp	+28.79%	-35.9pp

GHLD outperformed the S&P 500 by 28.98pp over the past year (+57.42% vs +28.44%).

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GHLD Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
GHLDGuild Holdings Company	$439M	—	—	+57.4%	+1.9pp	+119.6%	+55.0%	+58.4%
UWMCUWM Holdings Corporation	$724M	-8.7%	-20.1%	-19.8%	+8.4pp	-20.7%	-30.4%	-40.6%
RKTRocket Companies, Inc.	$2.0B	-6.3%	-29.1%	+18.2%	—	+76.2%	-30.3%	-20.9%
PFSIPennyMac Financial Services, Inc.	$4.6B	-3.2%	-33.3%	-9.2%	+1.2pp	+54.9%	+53.5%	+598.9%
LOANManhattan Bridge Capital, Inc.	$49M	-8.1%	-4.8%	-6.8%	+8.9pp	+14.3%	+3.0%	+108.2%
LDIloanDepot, Inc.	$499M	+4.2%	-28.7%	+38.0%	—	-12.4%	-90.1%	-89.0%
ONITOnity Group Inc.	$330M	-6.2%	-12.2%	+3.4%	—	+57.2%	+57.2%	+57.2%
WALWestern Alliance Bancorporation	$9.0B	+12.0%	-3.7%	+15.9%	+2.2pp	+218.2%	-17.3%	+164.6%
HBANHuntington Bancshares Incorporated	$26.0B	+2.9%	-5.2%	+13.4%	+4.1pp	+85.5%	+25.4%	+121.9%
ICEIntercontinental Exchange, Inc.	$88.0B	-6.7%	-2.6%	-9.6%	+1.1pp	+48.4%	+42.7%	+231.9%
ESNTEssent Group Ltd.	$5.9B	+0.9%	-6.4%	+5.1%	+2.2pp	+49.3%	+25.5%	+216.5%

Compare:GHLD vs UWMC GHLD vs RKT GHLD vs PFSI GHLD vs UWMC vs RKT

About GHLD Dividend Returns

Guild Holdings Company (GHLD) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of GHLD over the past year?

Guild Holdings Company (GHLD) delivered a total return of 57.42% over the past year when dividends are reinvested. The price-only return was 55.48%, meaning dividends contributed an additional 1.94 percentage points to total returns.

Q2How much would $10,000 invested in GHLD be worth today?

A $10,000 investment in Guild Holdings Company one year ago would be worth $15,742 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $15,548. Dividend reinvestment added $194 to the portfolio value.

Q3Does GHLD pay dividends?

Yes, Guild Holdings Company (GHLD) pays dividends. In the last year, GHLD paid approximately $0.49 per share in dividends (2.47% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did GHLD beat the S&P 500?

Yes, Guild Holdings Company (GHLD) outperformed the S&P 500 by 28.98 percentage points over the past year. GHLD delivered a total return of 57.42%, compared to the S&P 500's 28.44%. This 28.98pp alpha means investors in GHLD earned more than a passive S&P 500 index fund.

Q5What is GHLD's worst drawdown?

Guild Holdings Company (GHLD) experienced a maximum drawdown of -10.57% over the past year, declining from its peak on 2025-05-09 to its trough on 2025-05-14. The stock recovered to its prior peak by 2025-05-27. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is GHLD's long-term total return over 10, 20, or 30 years?

Here are Guild Holdings Company (GHLD)'s long-term returns with dividends reinvested. Over 10 years, the total return is 58.4% (4.7% CAGR) — $10,000 would have grown to $15,840. Over 20 years: 58.4% total return (2.3% CAGR) — $10,000 → $15,840. Over 30 years: 58.4% total return (1.5% CAGR) — $10,000 → $15,840. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was GHLD's best and worst year?

Guild Holdings Company's best calendar year was 2025 with a total return of 51.0%. Its worst year was 2022 with a total return of -29.3%. This range shows the volatility investors should expect — the difference between the best and worst year is 80.3 percentage points.