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Annaly Capital Management, Inc. (NLY) Total Return Calculator with Dividends Reinvested

Annaly Capital Management, Inc.

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The total return for Annaly Capital Management, Inc. (NLY) stock is +33.23% over the past 12 months. So far it's up 1.48% this year. The 5-year total return is +2.19%, meaning $10,000 invested in NLY stock 5 years ago would be worth $10,219 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in NLY 1 year ago, it would be worth $13,471 today — you'd have gained $3,471 with dividends reinvested.

With Dividends Reinvested$13,471+34.71%

Price Only (No DRIP)$11,783+17.83%

Dividend Boost+$1,6894 payments · +16.89% extra

Period2025-05-07 → 2026-05-06

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in NLY

1Y$13,323+$3,323 (+33.2%)33.2% CAGR

3Y$16,092+$6,092 (+60.9%)17.2% CAGR

5Y$10,219+$219 (+2.2%)0.4% CAGR

10Y$13,668+$3,668 (+36.7%)3.2% CAGR

15Y$12,758+$2,758 (+27.6%)1.6% CAGR

20Y$22,999+$12,999 (+130.0%)4.3% CAGR

30Y$36,242+$26,242 (+262.4%)4.4% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-06-30	$0.70	$18.82	+0.037194
2025-09-30	$0.70	$20.21	+0.035925
2025-12-31	$0.70	$22.36	+0.033595
2026-03-31	$0.70	$21.15	+0.036629

Loading NLY total return...

As of 2026-05-07

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	+1.48%	—	-1.57%	+3.06 pp	$10,148
1Y	+33.23%	33.23%	+18.51%	+14.72 pp	$13,323
3Y	+60.92%	17.18%	+18.57%	+42.35 pp	$16,092
5Y	+2.19%	0.43%	-38.42%	+40.60 pp	$10,219
10Y	+36.68%	3.17%	-48.06%	+84.75 pp	$13,668
15Y	+27.58%	1.64%	-68.61%	+96.18 pp	$12,758
20Y	+129.99%	4.25%	-59.87%	+189.85 pp	$22,999
30Y	+262.42%	4.39%	-55.37%	+317.78 pp	$36,242

Risk & Highlights

Best Year+82.86%2001

Worst Year-43.58%2005

Max Drawdown-14.88%2026-01-16 → 2026-03-27

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	+1.48%	+1.48%	—	+0.41%	+1.1pp
2025	+36.89%	+21.65%	+15.2pp	+16.64%	+20.2pp
2024	+8.52%	-4.98%	+13.5pp	+24.00%	-15.5pp
2023	+2.47%	-9.65%	+12.1pp	+24.81%	-22.3pp
2022	-23.51%	-34.45%	+10.9pp	-19.95%	-3.6pp

NLY outperformed the S&P 500 by 1.91pp over the past year (+33.23% vs +31.32%).

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NLY Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
NLYAnnaly Capital Management, Inc.	$16.2B	+5.2%	+1.5%	+33.2%	+14.7pp	+60.9%	+2.2%	+36.7%
AGNCAGNC Investment Corp.	$9.7B	+5.8%	+3.1%	+40.9%	+16.6pp	+59.1%	-1.2%	+47.8%
TWOTwo Harbors Investment Corp.	$1.3B	+11.3%	+22.2%	+18.1%	+12.2pp	+45.7%	-17.9%	-5.8%
MFAMFA Financial, Inc.	$997M	-0.2%	+6.3%	+19.5%	+15.4pp	+34.3%	-1.6%	+9.0%
RITMRithm Capital Corp.	$5.5B	+2.1%	-8.1%	-3.0%	+9.0pp	+61.5%	+42.2%	+79.1%
IVRInvesco Mortgage Capital Inc.	$576M	-1.6%	+0.2%	+32.9%	+21.2pp	+30.7%	-45.3%	-30.9%
DXDynex Capital, Inc.	$2.7B	+3.5%	+0.9%	+27.0%	+16.8pp	+69.3%	+7.9%	+61.1%
ARRARMOUR Residential REIT, Inc.	$2.2B	+0.5%	+1.7%	+26.1%	+17.9pp	+6.0%	-36.1%	-11.4%
PMTPennyMac Mortgage Investment Trust	$960M	-7.7%	-9.6%	+0.1%	+12.7pp	+35.6%	-1.5%	+106.3%
CIMChimera Investment Corporation	$1.1B	+4.5%	+10.5%	+26.6%	+13.0pp	+18.8%	-37.2%	+20.9%
EFCEllington Financial Inc.	$1.3B	+12.1%	+3.0%	+18.7%	+12.2pp	+51.7%	+23.4%	+77.0%

Compare:NLY vs AGNC NLY vs TWO NLY vs MFA NLY vs AGNC vs TWO

About NLY Dividend Returns

Annaly Capital Management, Inc. (NLY) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of NLY over the past year?

Annaly Capital Management, Inc. (NLY) delivered a total return of 33.23% over the past year when dividends are reinvested. The price-only return was 18.51%, meaning dividends contributed an additional 14.72 percentage points to total returns.

Q2How much would $10,000 invested in NLY be worth today?

A $10,000 investment in Annaly Capital Management, Inc. one year ago would be worth $13,323 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $11,851. Dividend reinvestment added $1,472 to the portfolio value.

Q3Does NLY pay dividends?

Yes, Annaly Capital Management, Inc. (NLY) pays dividends. In the last year, NLY paid approximately $2.94 per share in dividends (13.03% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did NLY beat the S&P 500?

Yes, Annaly Capital Management, Inc. (NLY) outperformed the S&P 500 by 1.91 percentage points over the past year. NLY delivered a total return of 33.23%, compared to the S&P 500's 31.32%. This 1.91pp alpha means investors in NLY earned more than a passive S&P 500 index fund.

Q5What is NLY's worst drawdown?

Annaly Capital Management, Inc. (NLY) experienced a maximum drawdown of -14.88% over the past year, declining from its peak on 2026-01-16 to its trough on 2026-03-27. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is NLY's long-term total return over 10, 20, or 30 years?

Here are Annaly Capital Management, Inc. (NLY)'s long-term returns with dividends reinvested. Over 10 years, the total return is 36.7% (3.2% CAGR) — $10,000 would have grown to $13,668. Over 20 years: 130.0% total return (4.3% CAGR) — $10,000 → $22,999. Over 30 years: 262.4% total return (4.4% CAGR) — $10,000 → $36,242. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was NLY's best and worst year?

Annaly Capital Management, Inc.'s best calendar year was 2001 with a total return of 82.9%. Its worst year was 2005 with a total return of -43.6%. This range shows the volatility investors should expect — the difference between the best and worst year is 126.4 percentage points.