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Regional Management Corp. (RM) Total Return Calculator with Dividends Reinvested

Regional Management Corp.

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The total return for Regional Management Corp. (RM) stock is +31.25% over the past 12 months. So far it's down 10.45% this year. The 5-year total return is -5.20%, meaning $10,000 invested in RM stock 5 years ago would be worth $9,480 today. Total return includes price appreciation plus reinvesting any dividends paid out.

If you invested $10,000 in RM 1 year ago, it would be worth $12,693 today — you'd have gained $2,693 with dividends reinvested.

With Dividends Reinvested$12,693+26.93%

Price Only (No DRIP)$12,250+22.50%

Dividend Boost+$4434 payments · +4.43% extra

Period2025-05-06 → 2026-05-05

Price

Total Return (DRIP)

Dividends

S&P 500

If You Invested $10,000 in RM

1Y$13,125+$3,125 (+31.2%)31.2% CAGR

3Y$14,169+$4,169 (+41.7%)12.3% CAGR

5Y$9,480-$520 (-5.2%)-1.1% CAGR

10Y$25,941+$15,941 (+159.4%)10.0% CAGR

15Y$24,979+$14,979 (+149.8%)6.3% CAGR

20Y$24,979+$14,979 (+149.8%)4.7% CAGR

30Y$24,979+$14,979 (+149.8%)3.1% CAGR

Dividend Reinvestment History (4)▲ Hide

Ex-Date	Dividend	Reinvest Price	Shares Added
2025-05-21	$0.30	$27.11	+0.011066
2025-08-20	$0.30	$37.62	+0.008063
2025-11-25	$0.30	$37.50	+0.008153
2026-02-19	$0.30	$34.76	+0.008866

Loading RM total return...

As of 2026-05-06

Returns at a Glance

Period	Total Return	CAGR	Price Only	Div. Contrib.	$10K →
YTD	-10.45%	—	-11.21%	+0.76 pp	$8,955
1Y	+31.25%	31.25%	+26.88%	+4.37 pp	$13,125
3Y	+41.69%	12.32%	+28.42%	+13.27 pp	$14,169
5Y	-5.20%	-1.06%	-18.83%	+13.63 pp	$9,480
10Y	+159.41%	10.00%	+119.95%	+39.46 pp	$25,941
15Y	+149.79%	6.29%	+111.79%	+37.99 pp	$24,979
20Y	+149.79%	4.68%	+111.79%	+37.99 pp	$24,979
30Y	+149.79%	3.10%	+111.79%	+37.99 pp	$24,979

Risk & Highlights

Best Year+104.09%2021

Worst Year-52.00%2014

Max Drawdown-32.19%2025-09-18 → 2026-03-13

Annual Returns

Year	Total Return	Price Return	Div.	S&P 500	vs S&P
2026YTD	-18.14%	-18.91%	+0.8pp	+0.41%	-18.6pp
2025	+19.54%	+15.95%	+3.6pp	+16.64%	+2.9pp
2024	+32.75%	+28.23%	+4.5pp	+24.00%	+8.8pp
2023	-9.22%	-13.37%	+4.1pp	+24.81%	-34.0pp
2022	-48.99%	-51.08%	+2.1pp	-19.95%	-29.0pp

RM outperformed the S&P 500 by 2.81pp over the past year (+31.25% vs +28.44%).

Loading summary...

RM Peers' Total Return

Accurate peer set · 10 comparable names

Name	Mkt Cap	30D Rtn	YTD Total Rtn	1Y Total Rtn	Div Contrib	3Y Total Rtn	5Y Total Rtn	10Y Total Rtn
RMRegional Management Corp.	$327M	+1.8%	-10.4%	+31.2%	+4.4pp	+41.7%	-5.2%	+159.4%
WRLDWorld Acceptance Corporation	$711M	-1.6%	-0.5%	+5.4%	—	+29.1%	+6.1%	+254.6%
OMFOneMain Holdings, Inc.	$6.4B	+0.1%	-18.8%	+21.1%	+8.5pp	+85.7%	+40.1%	+189.8%
PRAAPRA Group, Inc.	$834M	+18.5%	+22.3%	+11.4%	—	-38.4%	-45.6%	-30.6%
SLMSLM Corporation	$4.5B	+1.7%	-17.3%	-26.7%	+1.7pp	+67.7%	+22.6%	+281.8%
NAVINavient Corporation	$819M	+4.3%	-30.6%	-26.8%	+5.0pp	-29.3%	-29.4%	+15.4%
ENVAEnova International, Inc.	$4.2B	+22.0%	+4.5%	+80.9%	—	+290.9%	+382.3%	+2010.7%
FCFSFirstCash Holdings, Inc	$9.9B	+18.0%	+43.6%	+67.0%	+1.2pp	+118.7%	+224.9%	+412.4%
FICOFair Isaac Corporation	$24.7B	-2.6%	-35.1%	-48.7%	—	+45.7%	+114.8%	+904.8%
EFXEquifax Inc.	$20.5B	-6.6%	-20.3%	-34.4%	+0.8pp	-12.4%	-25.7%	+54.9%
TRUTransUnion	$13.2B	-1.1%	-18.0%	-18.8%	+0.6pp	+7.5%	-34.0%	+135.6%

Compare:RM vs WRLD RM vs OMF RM vs PRAA RM vs WRLD vs OMF

About RM Dividend Returns

Regional Management Corp. (RM) is a dividend-paying stock. When dividends are reinvested through a DRIP (Dividend Reinvestment Plan), they purchase additional shares, which then generate their own dividends—creating a compounding effect that can significantly boost long-term returns.

How We Calculate Total Return

Our total return calculator simulates dividend reinvestment (DRIP) by assuming each dividend payment is used to purchase additional shares at the closing price on the ex-dividend date. This methodology provides an accurate representation of how a dividend reinvestment plan would perform.

Frequently Asked Questions

Q1What is the total return of RM over the past year?

Regional Management Corp. (RM) delivered a total return of 31.25% over the past year when dividends are reinvested. The price-only return was 26.88%, meaning dividends contributed an additional 4.37 percentage points to total returns.

Q2How much would $10,000 invested in RM be worth today?

A $10,000 investment in Regional Management Corp. one year ago would be worth $13,125 today with dividends reinvested (DRIP). Without reinvesting dividends, the same investment would be worth $12,688. Dividend reinvestment added $437 to the portfolio value.

Q3Does RM pay dividends?

Yes, Regional Management Corp. (RM) pays dividends. In the last year, RM paid approximately $1.16 per share in dividends (3.32% yield). Reinvesting these dividends through a DRIP can significantly boost long-term returns — over 20+ years, dividend compounding can account for 30–50% of total returns for dividend-paying stocks.

Q4Did RM beat the S&P 500?

Yes, Regional Management Corp. (RM) outperformed the S&P 500 by 2.81 percentage points over the past year. RM delivered a total return of 31.25%, compared to the S&P 500's 28.44%. This 2.81pp alpha means investors in RM earned more than a passive S&P 500 index fund.

Q5What is RM's worst drawdown?

Regional Management Corp. (RM) experienced a maximum drawdown of -32.19% over the past year, declining from its peak on 2025-09-18 to its trough on 2026-03-13. The stock has not yet fully recovered to its prior peak. Maximum drawdown measures the worst peak-to-trough decline and is an important risk metric for investors.

Q6What is RM's long-term total return over 10, 20, or 30 years?

Here are Regional Management Corp. (RM)'s long-term returns with dividends reinvested. Over 10 years, the total return is 159.4% (10.0% CAGR) — $10,000 would have grown to $25,941. Over 20 years: 149.8% total return (4.7% CAGR) — $10,000 → $24,979. Over 30 years: 149.8% total return (3.1% CAGR) — $10,000 → $24,979. Long-term investors benefit from compounding: dividends buy additional shares, which generate their own dividends, creating an exponential growth effect.

Q7What was RM's best and worst year?

Regional Management Corp.'s best calendar year was 2021 with a total return of 104.1%. Its worst year was 2014 with a total return of -52.0%. This range shows the volatility investors should expect — the difference between the best and worst year is 156.1 percentage points.