Unitil Corporation (UTL)
Valuation Overview•Is Unitil Corporation Overvalued or Undervalued?
Trading at a relative discount to industry peers, suggesting a specific risk premium is applied.
Fragile underlying quality score of 38/100; weak margins or elevated debt leverage warrant caution.
Analysts remain bullish, forecasting further upside expansion with consensus targets suggesting solid gains.
Verdict: Mixed fundamental profile with offsetting strengths and weaknesses.
Wall Street is broadly bullish, projecting solid upside with steady expected earnings growth. This is paired with healthy capital returns, anchored by a strong, well-covered dividend yield.
UTL struggles with subpar profitability and pressured margins. However, this is severely offset by a highly leveraged balance sheet (Debt/EBITDA > 4.0x) and elevated financial risk.
The company is facing top-line contraction (-1.6% 3Y CAGR) paired with stable bottom-line earnings. The company maintains healthy operational efficiency with a 19.1% operating margin.
| Financial Metric | Trend (12Q) | Latest Qtr | 1Y Growth | 3Y CAGR | 5Y CAGR | 10Y CAGR |
|---|---|---|---|---|---|---|
| Revenue | $216.9M | +8.3% | -1.6% | +5.1% | +2.3% | |
| EBITDA | $79.2M | — | +9.9% | — | — | |
| Net Income | $33.2M | +6.6% | +6.6% | — | +6.7% | |
| EPS (Diluted) | $1.85 | +1.4% | +4.7% | +6.7% | +4.6% | |
| Free Cash Flow | $17.7M | -386.8% | -106.3% | -35.5% | — |
| Metric | TTM | 3Y Avg | 5Y Avg | 10Y Avg |
|---|---|---|---|---|
| Gross Margin | 40.1% | 38.0% | 35.6% | 34.8% |
| Operating Margin | 19.1% | 17.6% | 16.7% | 16.8% |
| Net Margin | 9.6% | 9.0% | 8.4% | 8.1% |
| FCF Margin | -24.8% | -18.3% | -12.2% | -9.7% |
| Quarter | EPS Est. | EPS Act. | Surprise | EPS | Rev |
|---|---|---|---|---|---|
| Q2'26Latest | $1.86 | $1.88 | +1.1% | ||
| Q1'26 | $1.03 | $1.13 | +9.7% | ||
| Q4'25 | $-0.03 | $0.03 | +200.0% | ||
| Q3'25 | $0.28 | $0.29 | +3.6% | ||
| Q2'25 | $1.78 | $1.74 | -2.2% | ||
| Q1'25 | $0.95 | $0.97 | +2.1% | ||
| Q4'24 | $0.08 | $0.02 | -75.0% | ||
| Q3'24 | $0.29 | $0.27 | -6.9% |
Total return is +1.6% (1Y), lagging the benchmark by -23.4%
| Period | Total Return | vs S&P 500 (Alpha) | Dividend Contribution |
|---|---|---|---|
| YTD | +6.0% | -3.3% | — |
| 1Y | +1.6% | -23.4% | +3.6% |
| 3YCAGR | +1.6% | -17.7% | +9.8% |
| 5YCAGR | +1.9% | -11.4% | +15.6% |
| 10YCAGR | +4.8% | -8.7% | — |
The S&P 500 is at 31.3x trailing P/E — Expensive relative to historical averages.
Quick answers to common questions about Unitil Corporation (UTL) valuation, health, and returns.
Based on peer relative multiples, Unitil Corporation appears Cheap versus peers compared to industry peers.
Unitil Corporation has multiple valuation anchors: Peer Relative Fair Value: $73.67 | Wall Street Analyst Target: $56.50 (implying +10.9% upside). A convergence of these signals offers higher conviction.
Unitil Corporation displays weak financial health with a composite quality score of 38/100, supported by a Piotroski F-Score of 4/9, Return on Invested Capital (ROIC) of 5.4%.
Unitil Corporation pays a 3.4% dividend yield, covered by a 60% payout ratio with 11 years of growth, supplemented by a 0.0% buyback yield.
Unitil Corporation's current growth trajectory is Accelerating. The company achieved +8.3% 1Y revenue growth and +1.4% 1Y EPS growth, compared to its 3Y revenue CAGR of -1.6%.
Wall Street consensus is Hold based on 9 analysts, beating EPS expectations in 67% of recent quarters with a 4-quarter streak. The consensus price target represents a +10.9% change from current levels.
Investment risks for Unitil Corporation include: -15.9% 1-year max drawdown. Volatility risk is characterized by a beta of 0.04x.
No. These computations are purely quantitative model outputs for informational purposes. They do not account for qualitative management shifts or macro events. Always consult a licensed RIA before buying or selling shares.
Disclaimer: This page is for informational purposes only and does not constitute financial advice. All valuation models, scores, and target estimates are automated computations under stated assumptions and should not be relied upon as the sole basis for any investment decision.