AOMR
Angel Oak Mortgage, Inc.
REIT - Mortgage
Market Cap$220M
5Y Perf.-50.6%
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Stock Comparison
AOMR vs BXMT vs KREF vs GPMT
Revenue, margins, valuation, and 5-year total return — side by side.
BXMT
Blackstone Mortgage Trust, Inc.
REIT - Mortgage
Market Cap$3.23B
5Y Perf.-40.0%
KREF
KKR Real Estate Finance Trust Inc.
REIT - Mortgage
Market Cap$425M
5Y Perf.-69.4%
GPMT
Granite Point Mortgage Trust Inc.
REIT - Mortgage
Market Cap$70M
5Y Perf.-90.0%
AOMR vs BXMT vs KREF vs GPMT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | AOMR | BXMT | KREF | GPMT |
|---|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $220M | $3.23B | $425M | $70M |
| Revenue (TTM) | $104M | $1.54B | $442M | $132M |
| Net Income (TTM) | $16M | $104M | $-104M | $-40M |
| Gross Margin | 67.7% | 62.6% | 87.1% | 47.3% |
| Operating Margin | 43.7% | 58.3% | 48.0% | -4.3% |
| Forward P/E | 7.2x | 12.3x | — | — |
| Total Debt | $308M | $16.16B | $4.69B | $1.17B |
| Cash & Equiv. | $42M | $453M | $85M | $66M |
AOMR vs BXMT vs KREF vs GPMT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
AOMR
BXMT
KREF
GPMT
| Stock | Jun 21 | May 26 | Return |
|---|---|---|---|
| Angel Oak Mortgage,… (AOMR) | 100 | 49.4 | -50.6% |
| Blackstone Mortgage… (BXMT) | 100 | 60.0 | -40.0% |
| KKR Real Estate Fin… (KREF) | 100 | 30.6 | -69.4% |
| Granite Point Mortg… (GPMT) | 100 | 10.0 | -90.0% |
Price return only. Dividends and distributions are not included.
Quick Verdict: AOMR vs BXMT vs KREF vs GPMT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: AOMR leads in 4 of 7 categories, making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Blackstone Mortgage Trust, Inc. is the stronger pick specifically for recent price momentum and sentiment. KREF and GPMT also each lead in at least one category. As sector peers, any of these can serve as alternatives in the same allocation.
AOMR
Angel Oak Mortgage, Inc.
The Real Estate Income Play
AOMR carries the broadest edge in this set and is the clearest fit for income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.68, yield 14.4%
- Lower volatility, beta 0.68, current ratio 0.17x
- Better valuation composite
- 15.6% margin vs GPMT's -30.5%
Best for: income & stability and sleep-well-at-night
BXMT
Blackstone Mortgage Trust, Inc.
The Real Estate Income Play
BXMT is the #2 pick in this set and the best alternative if long-term compounding is your priority.
- 50.4% 10Y total return vs KREF's -9.0%
- +10.5% vs GPMT's -23.4%
Best for: long-term compounding
KREF
KKR Real Estate Finance Trust Inc.
The Real Estate Income Play
KREF is the clearest fit if your priority is defensive.
- Beta 0.86, yield 15.1%, current ratio 0.32x
- 15.1% yield, vs BXMT's 9.9%
Best for: defensive
GPMT
Granite Point Mortgage Trust Inc.
The Real Estate Income Play
GPMT is the clearest fit if your priority is growth exposure.
- Rev growth 187.8%, EPS growth 73.7%, 3Y rev CAGR 22.9%
- 187.8% FFO/revenue growth vs KREF's -22.7%
Best for: growth exposure
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | GPMT | 187.8% FFO/revenue growth vs KREF's -22.7% |
| Value | AOMR | Better valuation composite |
| Quality / Margins | AOMR | 15.6% margin vs GPMT's -30.5% |
| Stability / Safety | AOMR | Beta 0.68 vs GPMT's 1.42, lower leverage |
| Dividends | KREF | 15.1% yield, vs BXMT's 9.9% |
| Momentum (1Y) | BXMT | +10.5% vs GPMT's -23.4% |
| Efficiency (ROA) | AOMR | 0.6% ROA vs GPMT's -2.3%, ROIC 8.8% vs 2.6% |
AOMR vs BXMT vs KREF vs GPMT — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLAOMRLAGGINGGPMT
Who Leads Where
AOMR leads in 1 of 6 categories
KREF leads 1 • BXMT leads 0 • GPMT leads 0 • 4 tied
Explore the data ↓GPMTGranite Point Mortgag…
0leads
BXMTBlackstone Mortgage T…
0leads
KREFKKR Real Estate Finan…
1leads
AOMRAngel Oak Mortgage, I…
1leads
6 Total Categories
CATEGORYLEADERvs KREFvs BXMTMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
Tied
—
Valuation MetricsMultiples, price ratios, and targets
Tied
—
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
AOMR8/9
Total Returns1Y, 3Y, 5Y total returns with dividends
Tied
—
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
KREF1/1
Income & Cash Flow (Last 12 Months)
Evenly matched — BXMT and GPMT each lead in 2 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
BXMT is the larger business by revenue, generating $1.5B annually — 14.8x AOMR's $104M. AOMR is the more profitable business, keeping 15.6% of every revenue dollar as net income compared to GPMT's -30.5%. On growth, GPMT holds the edge at +157.8% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | AOMRAngel Oak Mortgag… | BXMTBlackstone Mortga… | KREFKKR Real Estate F… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| RevenueTrailing 12 months | $104M | $1.5B | $442M | $132M |
| EBITDAEarnings before interest/tax | $45M | $948M | $140M | -$8M |
| Net IncomeAfter-tax profit | $16M | $104M | -$104M | -$40M |
| Free Cash FlowCash after capex | -$136M | $335M | $65M | $463,000 |
| Gross MarginGross profit ÷ Revenue | +67.7% | +62.6% | +87.1% | +47.3% |
| Operating MarginEBIT ÷ Revenue | +43.7% | +58.3% | +48.0% | -4.3% |
| Net MarginNet income ÷ Revenue | +15.6% | +6.7% | -23.6% | -30.5% |
| FCF MarginFCF ÷ Revenue | -131.8% | +21.8% | +14.8% | +0.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | -18.0% | +4.0% | -13.8% | +157.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -134.5% | — | -5.4% | +40.9% |
Evenly matched — BXMT and GPMT each lead in 2 of 6 comparable metrics.
Valuation Metrics
Evenly matched — AOMR and KREF and GPMT each lead in 2 of 6 comparable metrics.
Valuation Metrics
At 4.9x trailing earnings, AOMR trades at a 84% valuation discount to BXMT's 29.9x P/E. On an enterprise value basis, AOMR's 3.3x EV/EBITDA is more attractive than GPMT's 20.7x.
| Metric | AOMRAngel Oak Mortgag… | BXMTBlackstone Mortga… | KREFKKR Real Estate F… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Market CapShares × price | $220M | $3.2B | $425M | $70M |
| Enterprise ValueMkt cap + debt − cash | $486M | $18.9B | $5.0B | $1.2B |
| Trailing P/EPrice ÷ TTM EPS | 4.90x | 29.89x | -6.30x | -1.27x |
| Forward P/EPrice ÷ next-FY EPS est. | 7.23x | 12.28x | — | — |
| PEG RatioP/E ÷ EPS growth rate | 0.04x | — | — | — |
| EV / EBITDAEnterprise value multiple | 3.30x | 16.35x | 18.36x | 20.68x |
| Price / SalesMarket cap ÷ Revenue | 1.65x | 2.12x | 0.93x | 0.48x |
| Price / BookPrice ÷ Book value/share | 0.80x | 0.93x | 0.36x | 0.13x |
| Price / FCFMarket cap ÷ FCF | 11.82x | 11.70x | 6.37x | 26.41x |
Evenly matched — AOMR and KREF and GPMT each lead in 2 of 6 comparable metrics.
Profitability & Efficiency
AOMR leads this category, winning 8 of 9 comparable metrics.
Profitability & Efficiency
AOMR delivers a 6.2% return on equity — every $100 of shareholder capital generates $6 in annual profit, vs $-8 for KREF. AOMR carries lower financial leverage with a 1.15x debt-to-equity ratio, signaling a more conservative balance sheet compared to BXMT's 4.61x. On the Piotroski fundamental quality scale (0–9), AOMR scores 7/9 vs KREF's 4/9, reflecting strong financial health.
| Metric | AOMRAngel Oak Mortgag… | BXMTBlackstone Mortga… | KREFKKR Real Estate F… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| ROE (TTM)Return on equity | +6.2% | +2.9% | -8.4% | -7.1% |
| ROA (TTM)Return on assets | +0.6% | +0.5% | -1.6% | -2.3% |
| ROICReturn on invested capital | +8.8% | +4.3% | +3.4% | +2.6% |
| ROCEReturn on capital employed | +6.7% | +11.3% | +4.5% | +4.6% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 6 | 4 | 6 |
| Debt / EquityFinancial leverage | 1.15x | 4.61x | 3.83x | 2.12x |
| Net DebtTotal debt minus cash | $266M | $15.7B | $4.6B | $1.1B |
| Cash & Equiv.Liquid assets | $42M | $453M | $85M | $66M |
| Total DebtShort + long-term debt | $308M | $16.2B | $4.7B | $1.2B |
| Interest CoverageEBIT ÷ Interest expense | 1.43x | 1.11x | 0.84x | 0.58x |
AOMR leads this category, winning 8 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
Evenly matched — AOMR and BXMT each lead in 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in BXMT five years ago would be worth $9,766 today (with dividends reinvested), compared to $3,518 for GPMT. Over the past 12 months, BXMT leads with a +10.5% total return vs GPMT's -23.4%. The 3-year compound annual growth rate (CAGR) favors AOMR at 17.1% vs GPMT's -13.9% — a key indicator of consistent wealth creation.
| Metric | AOMRAngel Oak Mortgag… | BXMTBlackstone Mortga… | KREFKKR Real Estate F… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| YTD ReturnYear-to-date | +6.4% | +0.6% | -17.1% | -35.9% |
| 1-Year ReturnPast 12 months | +1.7% | +10.5% | -17.5% | -23.4% |
| 3-Year ReturnCumulative with dividends | +60.5% | +48.0% | -0.4% | -36.3% |
| 5-Year ReturnCumulative with dividends | -18.9% | -2.3% | -35.7% | -64.8% |
| 10-Year ReturnCumulative with dividends | -18.9% | +50.4% | -9.0% | -50.4% |
| CAGR (3Y)Annualised 3-year return | +17.1% | +14.0% | -0.1% | -13.9% |
Evenly matched — AOMR and BXMT each lead in 3 of 6 comparable metrics.
Risk & Volatility
Evenly matched — AOMR and BXMT each lead in 1 of 2 comparable metrics.
Risk & Volatility
AOMR is the less volatile stock with a 0.68 beta — it tends to amplify market swings less than GPMT's 1.42 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BXMT currently trades 92.5% from its 52-week high vs GPMT's 47.1% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | AOMRAngel Oak Mortgag… | BXMTBlackstone Mortga… | KREFKKR Real Estate F… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.68x | 0.74x | 0.86x | 1.42x |
| 52-Week HighHighest price in past year | $10.34 | $20.67 | $9.98 | $3.12 |
| 52-Week LowLowest price in past year | $7.96 | $17.67 | $5.29 | $1.24 |
| % of 52W HighCurrent price vs 52-week peak | +85.3% | +92.5% | +66.2% | +47.1% |
| RSI (14)Momentum oscillator 0–100 | 49.4 | 45.2 | 54.7 | 54.4 |
| Avg Volume (50D)Average daily shares traded | 71K | 1.4M | 1.5M | 152K |
Evenly matched — AOMR and BXMT each lead in 1 of 2 comparable metrics.
Analyst Outlook
KREF leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: AOMR as "Buy", BXMT as "Hold", KREF as "Buy", GPMT as "Hold". Consensus price targets imply 70.1% upside for GPMT (target: $3) vs 5.9% for KREF (target: $7). For income investors, KREF offers the higher dividend yield at 15.14% vs BXMT's 9.87%.
| Metric | AOMRAngel Oak Mortgag… | BXMTBlackstone Mortga… | KREFKKR Real Estate F… | GPMTGranite Point Mor… |
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold | Buy | Hold |
| Price TargetConsensus 12-month target | $9.75 | — | $7.00 | $2.50 |
| # AnalystsCovering analysts | 7 | 18 | 12 | 12 |
| Dividend YieldAnnual dividend ÷ price | +14.4% | +9.9% | +15.1% | +14.7% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.27 | $1.89 | $1.00 | $0.22 |
| Buyback YieldShare repurchases ÷ mkt cap | 0.0% | +3.4% | +10.2% | +8.0% |
KREF leads this category, winning 1 of 1 comparable metric.
Key Takeaway
AOMR leads in 1 of 6 categories (Profitability & Efficiency). KREF leads in 1 (Analyst Outlook). 4 tied.
Best OverallAngel Oak Mortgage, Inc. (AOMR)Leads 1 of 6 categories
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AOMR vs BXMT vs KREF vs GPMT: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is AOMR or BXMT or KREF or GPMT a better buy right now?
For growth investors, Granite Point Mortgage Trust Inc.
(GPMT) is the stronger pick with 187. 8% revenue growth year-over-year, versus -22. 7% for KKR Real Estate Finance Trust Inc. (KREF). Angel Oak Mortgage, Inc. (AOMR) offers the better valuation at 4. 9x trailing P/E (7. 2x forward), making it the more compelling value choice. Analysts rate Angel Oak Mortgage, Inc. (AOMR) a "Buy" — based on 7 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — AOMR or BXMT or KREF or GPMT?
On trailing P/E, Angel Oak Mortgage, Inc.
(AOMR) is the cheapest at 4. 9x versus Blackstone Mortgage Trust, Inc. at 29. 9x. On forward P/E, Angel Oak Mortgage, Inc. is actually cheaper at 7. 2x.
03Which is the better long-term investment — AOMR or BXMT or KREF or GPMT?
Over the past 5 years, Blackstone Mortgage Trust, Inc.
(BXMT) delivered a total return of -2. 3%, compared to -64. 8% for Granite Point Mortgage Trust Inc. (GPMT). Over 10 years, the gap is even starker: BXMT returned +50. 4% versus GPMT's -50. 4%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — AOMR or BXMT or KREF or GPMT?
By beta (market sensitivity over 5 years), Angel Oak Mortgage, Inc.
(AOMR) is the lower-risk stock at 0. 68β versus Granite Point Mortgage Trust Inc. 's 1. 42β — meaning GPMT is approximately 109% more volatile than AOMR relative to the S&P 500. On balance sheet safety, Angel Oak Mortgage, Inc. (AOMR) carries a lower debt/equity ratio of 115% versus 5% for Blackstone Mortgage Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — AOMR or BXMT or KREF or GPMT?
By revenue growth (latest reported year), Granite Point Mortgage Trust Inc.
(GPMT) is pulling ahead at 187. 8% versus -22. 7% for KKR Real Estate Finance Trust Inc. (KREF). On earnings-per-share growth, the picture is similar: Blackstone Mortgage Trust, Inc. grew EPS 154. 7% year-over-year, compared to -652. 6% for KKR Real Estate Finance Trust Inc.. Over a 3-year CAGR, GPMT leads at 22. 9% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — AOMR or BXMT or KREF or GPMT?
Angel Oak Mortgage, Inc.
(AOMR) is the more profitable company, earning 33. 2% net margin versus -28. 3% for Granite Point Mortgage Trust Inc. — meaning it keeps 33. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: AOMR leads at 110. 8% versus 43. 6% for GPMT. At the gross margin level — before operating expenses — AOMR leads at 90. 1%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is AOMR or BXMT or KREF or GPMT more undervalued right now?
On forward earnings alone, Angel Oak Mortgage, Inc.
(AOMR) trades at 7. 2x forward P/E versus 12. 3x for Blackstone Mortgage Trust, Inc. — 5. 0x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for GPMT: 70. 1% to $2. 50.
08Which pays a better dividend — AOMR or BXMT or KREF or GPMT?
All stocks in this comparison pay dividends.
KKR Real Estate Finance Trust Inc. (KREF) offers the highest yield at 15. 1%, versus 9. 9% for Blackstone Mortgage Trust, Inc. (BXMT).
09Is AOMR or BXMT or KREF or GPMT better for a retirement portfolio?
For long-horizon retirement investors, Angel Oak Mortgage, Inc.
(AOMR) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 68), 14. 4% yield). Both have compounded well over 10 years (AOMR: -18. 9%, GPMT: -50. 4%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between AOMR and BXMT and KREF and GPMT?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: AOMR is a small-cap high-growth stock; BXMT is a small-cap income-oriented stock; KREF is a small-cap income-oriented stock; GPMT is a small-cap high-growth stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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Revenue Growth>
%
(AOMR: -18.0% · BXMT: 4.0%)Net Margin>
%
(AOMR: 15.6% · BXMT: 6.7%)P/E Ratio<
x
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