BLKB vs EVTC vs PCOR vs JAMF vs ALKT

For growth investors, Alkami Technology, Inc.

(ALKT) is the stronger pick with 32. 9% revenue growth year-over-year, versus -2. 3% for Blackbaud, Inc. (BLKB). EVERTEC, Inc. (EVTC) offers the better valuation at 10. 6x trailing P/E (6. 0x forward), making it the more compelling value choice. Analysts rate EVERTEC, Inc. (EVTC) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.

On trailing P/E, EVERTEC, Inc.

(EVTC) is the cheapest at 10. 6x versus Blackbaud, Inc. at 16. 0x. On forward P/E, EVERTEC, Inc. is actually cheaper at 6. 0x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Blackbaud, Inc. wins at 0. 10x versus EVERTEC, Inc. 's 0. 66x — a PEG below 1. 0 traditionally signals the market is underpricing earnings growth.

Over the past 5 years, Procore Technologies, Inc.

(PCOR) delivered a total return of -39. 2%, compared to -60. 4% for Jamf Holding Corp. (JAMF). Over 10 years, the gap is even starker: EVTC returned +89. 5% versus JAMF's -64. 8%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.

By beta (market sensitivity over 5 years), EVERTEC, Inc.

(EVTC) is the lower-risk stock at 0. 76β versus Procore Technologies, Inc. 's 1. 40β — meaning PCOR is approximately 84% more volatile than EVTC relative to the S&P 500. On balance sheet safety, Procore Technologies, Inc. (PCOR) carries a lower debt/equity ratio of 9% versus 13% for Blackbaud, Inc. — giving it more financial flexibility in a downturn.

By revenue growth (latest reported year), Alkami Technology, Inc.

(ALKT) is pulling ahead at 32. 9% versus -2. 3% for Blackbaud, Inc. (BLKB). On earnings-per-share growth, the picture is similar: Blackbaud, Inc. grew EPS 142. 3% year-over-year, compared to -12. 2% for Alkami Technology, Inc.. Over a 3-year CAGR, ALKT leads at 29. 5% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.

EVERTEC, Inc.

(EVTC) is the more profitable company, earning 15. 2% net margin versus -10. 9% for Jamf Holding Corp. — meaning it keeps 15. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: EVTC leads at 20. 0% versus -12. 1% for ALKT. At the gross margin level — before operating expenses — PCOR leads at 78. 4%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.

The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.

By this metric, Blackbaud, Inc. (BLKB) is the more undervalued stock at a PEG of 0. 10x versus EVERTEC, Inc. 's 0. 66x. A PEG below 1. 0 is traditionally considered the threshold for growth-adjusted undervaluation. On forward earnings alone, EVERTEC, Inc. (EVTC) trades at 6. 0x forward P/E versus 29. 6x for Procore Technologies, Inc. — 23. 7x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for EVTC: 58. 4% to $37. 00.

In this comparison, EVTC (0.

8% yield) pays a dividend. BLKB, PCOR, JAMF, ALKT do not pay a meaningful dividend and should not be held primarily for income.

For long-horizon retirement investors, EVERTEC, Inc.

(EVTC) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 76), 0. 8% yield). Both have compounded well over 10 years (EVTC: +89. 5%, PCOR: -39. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.

Both stocks operate in the Technology sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.

In terms of investment character: BLKB is a small-cap deep-value stock; EVTC is a small-cap deep-value stock; PCOR is a small-cap quality compounder stock; JAMF is a small-cap quality compounder stock; ALKT is a small-cap high-growth stock. EVTC pays a dividend while BLKB, PCOR, JAMF, ALKT do not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.