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4 / 10Stock Comparison
CVBF vs ICE vs NDAQ vs MCO
Revenue, margins, valuation, and 5-year total return — side by side.
Financial - Data & Stock Exchanges
Financial - Data & Stock Exchanges
Financial - Data & Stock Exchanges
CVBF vs ICE vs NDAQ vs MCO — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||||
|---|---|---|---|---|
| Industry | Banks - Regional | Financial - Data & Stock Exchanges | Financial - Data & Stock Exchanges | Financial - Data & Stock Exchanges |
| Market Cap | $2.78B | $88.45B | $50.59B | $81.04B |
| Revenue (TTM) | $643M | $12.64B | $8.22B | $7.72B |
| Net Income (TTM) | $209M | $3.30B | $1.91B | $2.50B |
| Gross Margin | 79.9% | 61.9% | 47.9% | 68.2% |
| Operating Margin | 43.8% | 38.7% | 28.4% | 44.8% |
| Forward P/E | 14.2x | 19.5x | 22.6x | 27.4x |
| Total Debt | $991M | $20.28B | $9.93B | $7.35B |
| Cash & Equiv. | $108M | $837M | $814M | $2.38B |
CVBF vs ICE vs NDAQ vs MCO — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| CVB Financial Corp. (CVBF) | 100 | 105.1 | +5.1% |
| Intercontinental Ex… (ICE) | 100 | 160.6 | +60.6% |
| Nasdaq, Inc. (NDAQ) | 100 | 225.4 | +125.4% |
| Moody's Corporation (MCO) | 100 | 170.9 | +70.9% |
Price return only. Dividends and distributions are not included.
Quick Verdict: CVBF vs ICE vs NDAQ vs MCO
Each card shows where this stock fits in a portfolio — not just who wins on paper.
CVBF is the #2 pick in this set and the best alternative if value and dividends is your priority.
- Lower P/E (14.2x vs 27.4x)
- 4.0% yield, 4-year raise streak, vs MCO's 0.9%
ICE is the clearest fit if your priority is income & stability and sleep-well-at-night.
- Dividend streak 14 yrs, beta 0.33, yield 1.2%
- Lower volatility, beta 0.33, Low D/E 69.9%, current ratio 1.02x
- Beta 0.33, yield 1.2%, current ratio 1.02x
- Beta 0.33 vs CVBF's 0.94
NDAQ carries the broadest edge in this set and is the clearest fit for growth exposure and long-term compounding.
- Rev growth 11.1%, EPS growth 60.1%
- 347.6% 10Y total return vs MCO's 409.5%
- PEG 2.12 vs CVBF's 4.48
- 11.1% NII/revenue growth vs CVBF's -2.3%
MCO lags the leaders in this set but could rank higher in a more targeted comparison.
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 11.1% NII/revenue growth vs CVBF's -2.3% | |
| Value | Lower P/E (14.2x vs 27.4x) | |
| Quality / Margins | Efficiency ratio 0.2% vs CVBF's 0.4% (lower = leaner) | |
| Stability / Safety | Beta 0.33 vs CVBF's 0.94 | |
| Dividends | 4.0% yield, 4-year raise streak, vs MCO's 0.9% | |
| Momentum (1Y) | +14.6% vs ICE's -10.4% | |
| Efficiency (ROA) | Efficiency ratio 0.2% vs CVBF's 0.4% |
CVBF vs ICE vs NDAQ vs MCO — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
CVBF vs ICE vs NDAQ vs MCO — Financial Metrics
Side-by-side numbers across 4 stocks — who leads on profitability, valuation, growth, and risk.
Who Leads Where
CVBF leads in 3 of 6 categories
MCO leads 1 • ICE leads 0 • NDAQ leads 0 • 2 tied
Explore the data ↓Income & Cash Flow (Last 12 Months)
CVBF leads this category, winning 2 of 5 comparable metrics.
Income & Cash Flow (Last 12 Months)
ICE is the larger business by revenue, generating $12.6B annually — 19.6x CVBF's $643M. CVBF is the more profitable business, keeping 32.5% of every revenue dollar as net income compared to NDAQ's 21.8%.
| Metric | ||||
|---|---|---|---|---|
| RevenueTrailing 12 months | $643M | $12.6B | $8.2B | $7.7B |
| EBITDAEarnings before interest/tax | $294M | $6.5B | $3.1B | $4.0B |
| Net IncomeAfter-tax profit | $209M | $3.3B | $1.9B | $2.5B |
| Free Cash FlowCash after capex | $217M | $4.3B | $2.0B | $3.0B |
| Gross MarginGross profit ÷ Revenue | +79.9% | +61.9% | +47.9% | +68.2% |
| Operating MarginEBIT ÷ Revenue | +43.8% | +38.7% | +28.4% | +44.8% |
| Net MarginNet income ÷ Revenue | +32.5% | +26.1% | +21.8% | +31.9% |
| FCF MarginFCF ÷ Revenue | +33.8% | +33.9% | +24.2% | +33.4% |
| Rev. Growth (YoY)Latest quarter vs prior year | — | — | — | — |
| EPS Growth (YoY)Latest quarter vs prior year | +11.1% | +23.1% | +33.8% | +7.8% |
Valuation Metrics
CVBF leads this category, winning 6 of 7 comparable metrics.
Valuation Metrics
At 13.5x trailing earnings, CVBF trades at a 60% valuation discount to MCO's 33.4x P/E. Adjusting for growth (PEG ratio), NDAQ offers better value at 2.70x vs MCO's 4.29x — a lower PEG means you pay less per unit of expected earnings growth.
| Metric | ||||
|---|---|---|---|---|
| Market CapShares × price | $2.8B | $88.4B | $50.6B | $81.0B |
| Enterprise ValueMkt cap + debt − cash | $3.7B | $107.9B | $59.7B | $86.0B |
| Trailing P/EPrice ÷ TTM EPS | 13.49x | 27.06x | 28.80x | 33.44x |
| Forward P/EPrice ÷ next-FY EPS est. | 14.24x | 19.48x | 22.65x | 27.37x |
| PEG RatioP/E ÷ EPS growth rate | 4.25x | 3.05x | 2.70x | 4.29x |
| EV / EBITDAEnterprise value multiple | 13.02x | 16.71x | 20.14x | 21.86x |
| Price / SalesMarket cap ÷ Revenue | 4.33x | 7.00x | 6.16x | 10.50x |
| Price / BookPrice ÷ Book value/share | 1.21x | 3.08x | 4.19x | 19.56x |
| Price / FCFMarket cap ÷ FCF | 12.81x | 20.62x | 25.44x | 31.47x |
Profitability & Efficiency
MCO leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
MCO delivers a 64.1% return on equity — every $100 of shareholder capital generates $64 in annual profit, vs $9 for CVBF. CVBF carries lower financial leverage with a 0.43x debt-to-equity ratio, signaling a more conservative balance sheet compared to MCO's 1.75x. On the Piotroski fundamental quality scale (0–9), ICE scores 9/9 vs CVBF's 6/9, reflecting strong financial health.
| Metric | ||||
|---|---|---|---|---|
| ROE (TTM)Return on equity | +9.3% | +11.6% | +15.9% | +64.1% |
| ROA (TTM)Return on assets | +1.4% | +2.3% | +6.4% | +16.2% |
| ROICReturn on invested capital | +6.8% | +7.5% | +8.1% | +22.5% |
| ROCEReturn on capital employed | +9.3% | +9.5% | +10.2% | +27.9% |
| Piotroski ScoreFundamental quality 0–9 | 6 | 9 | 9 | 9 |
| Debt / EquityFinancial leverage | 0.43x | 0.70x | 0.81x | 1.75x |
| Net DebtTotal debt minus cash | $883M | $19.4B | $9.1B | $5.0B |
| Cash & Equiv.Liquid assets | $108M | $837M | $814M | $2.4B |
| Total DebtShort + long-term debt | $991M | $20.3B | $9.9B | $7.4B |
| Interest CoverageEBIT ÷ Interest expense | 2.12x | 6.53x | 14.11x | 17.22x |
Total Returns (Dividends Reinvested)
CVBF leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in NDAQ five years ago would be worth $17,036 today (with dividends reinvested), compared to $11,217 for CVBF. Over the past 12 months, NDAQ leads with a +14.6% total return vs ICE's -10.4%. The 3-year compound annual growth rate (CAGR) favors CVBF at 24.7% vs ICE's 14.7% — a key indicator of consistent wealth creation.
| Metric | ||||
|---|---|---|---|---|
| YTD ReturnYear-to-date | +10.9% | -2.1% | -7.6% | -8.2% |
| 1-Year ReturnPast 12 months | +13.1% | -10.4% | +14.6% | -1.5% |
| 3-Year ReturnCumulative with dividends | +94.0% | +50.8% | +67.4% | +52.8% |
| 5-Year ReturnCumulative with dividends | +12.2% | +43.4% | +70.4% | +41.4% |
| 10-Year ReturnCumulative with dividends | +67.6% | +225.3% | +347.6% | +409.5% |
| CAGR (3Y)Annualised 3-year return | +24.7% | +14.7% | +18.7% | +15.2% |
Risk & Volatility
Evenly matched — CVBF and ICE each lead in 1 of 2 comparable metrics.
Risk & Volatility
ICE is the less volatile stock with a 0.33 beta — it tends to amplify market swings less than CVBF's 0.94 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. CVBF currently trades 95.5% from its 52-week high vs ICE's 82.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||||
|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.94x | 0.33x | 0.78x | 0.86x |
| 52-Week HighHighest price in past year | $21.48 | $189.35 | $101.79 | $546.88 |
| 52-Week LowLowest price in past year | $17.95 | $143.17 | $77.09 | $402.28 |
| % of 52W HighCurrent price vs 52-week peak | +95.5% | +82.5% | +87.4% | +83.6% |
| RSI (14)Momentum oscillator 0–100 | 57.9 | 38.8 | 52.6 | 48.0 |
| Avg Volume (50D)Average daily shares traded | 1.6M | 3.0M | 3.3M | 1.1M |
Analyst Outlook
Evenly matched — CVBF and MCO each lead in 1 of 2 comparable metrics.
Analyst Outlook
Analyst consensus: CVBF as "Hold", ICE as "Buy", NDAQ as "Buy", MCO as "Buy". Consensus price targets imply 28.8% upside for NDAQ (target: $115) vs 19.2% for MCO (target: $545). For income investors, CVBF offers the higher dividend yield at 3.98% vs MCO's 0.85%.
| Metric | ||||
|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Hold | Buy | Buy | Buy |
| Price TargetConsensus 12-month target | $24.75 | $195.71 | $114.60 | $544.75 |
| # AnalystsCovering analysts | 16 | 36 | 36 | 32 |
| Dividend YieldAnnual dividend ÷ price | +4.0% | +1.2% | +1.2% | +0.9% |
| Dividend StreakConsecutive years of raises | 4 | 14 | 13 | 22 |
| Dividend / ShareAnnual DPS | $0.82 | $1.93 | $1.04 | $3.90 |
| Buyback YieldShare repurchases ÷ mkt cap | +2.9% | +1.6% | +1.2% | +2.1% |
CVBF leads in 3 of 6 categories (Income & Cash Flow, Valuation Metrics). MCO leads in 1 (Profitability & Efficiency). 2 tied.
CVBF vs ICE vs NDAQ vs MCO: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is CVBF or ICE or NDAQ or MCO a better buy right now?
For growth investors, Nasdaq, Inc.
(NDAQ) is the stronger pick with 11. 1% revenue growth year-over-year, versus -2. 3% for CVB Financial Corp. (CVBF). CVB Financial Corp. (CVBF) offers the better valuation at 13. 5x trailing P/E (14. 2x forward), making it the more compelling value choice. Analysts rate Intercontinental Exchange, Inc. (ICE) a "Buy" — based on 36 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — CVBF or ICE or NDAQ or MCO?
On trailing P/E, CVB Financial Corp.
(CVBF) is the cheapest at 13. 5x versus Moody's Corporation at 33. 4x. On forward P/E, CVB Financial Corp. is actually cheaper at 14. 2x. The PEG ratio (P/E divided by earnings growth rate) is the most growth-adjusted single valuation metric: Nasdaq, Inc. wins at 2. 12x versus CVB Financial Corp. 's 4. 48x.
03Which is the better long-term investment — CVBF or ICE or NDAQ or MCO?
Over the past 5 years, Nasdaq, Inc.
(NDAQ) delivered a total return of +70. 4%, compared to +12. 2% for CVB Financial Corp. (CVBF). Over 10 years, the gap is even starker: MCO returned +409. 5% versus CVBF's +67. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — CVBF or ICE or NDAQ or MCO?
By beta (market sensitivity over 5 years), Intercontinental Exchange, Inc.
(ICE) is the lower-risk stock at 0. 33β versus CVB Financial Corp. 's 0. 94β — meaning CVBF is approximately 185% more volatile than ICE relative to the S&P 500. On balance sheet safety, CVB Financial Corp. (CVBF) carries a lower debt/equity ratio of 43% versus 175% for Moody's Corporation — giving it more financial flexibility in a downturn.
05Which is growing faster — CVBF or ICE or NDAQ or MCO?
By revenue growth (latest reported year), Nasdaq, Inc.
(NDAQ) is pulling ahead at 11. 1% versus -2. 3% for CVB Financial Corp. (CVBF). On earnings-per-share growth, the picture is similar: Nasdaq, Inc. grew EPS 60. 1% year-over-year, compared to 5. 6% for CVB Financial Corp.. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — CVBF or ICE or NDAQ or MCO?
CVB Financial Corp.
(CVBF) is the more profitable company, earning 32. 5% net margin versus 21. 8% for Nasdaq, Inc. — meaning it keeps 32. 5% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: MCO leads at 44. 8% versus 28. 4% for NDAQ. At the gross margin level — before operating expenses — CVBF leads at 79. 9%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is CVBF or ICE or NDAQ or MCO more undervalued right now?
The PEG ratio (forward P/E divided by expected earnings growth rate) is the most precise measure of undervaluation relative to growth potential.
By this metric, Nasdaq, Inc. (NDAQ) is the more undervalued stock at a PEG of 2. 12x versus CVB Financial Corp. 's 4. 48x. Both stocks trade at elevated growth-adjusted valuations, so expected growth needs to materialise. On forward earnings alone, CVB Financial Corp. (CVBF) trades at 14. 2x forward P/E versus 27. 4x for Moody's Corporation — 13. 1x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for NDAQ: 28. 8% to $114. 60.
08Which pays a better dividend — CVBF or ICE or NDAQ or MCO?
All stocks in this comparison pay dividends.
CVB Financial Corp. (CVBF) offers the highest yield at 4. 0%, versus 0. 9% for Moody's Corporation (MCO).
09Is CVBF or ICE or NDAQ or MCO better for a retirement portfolio?
For long-horizon retirement investors, Intercontinental Exchange, Inc.
(ICE) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 33), 1. 2% yield, +225. 3% 10Y return). Both have compounded well over 10 years (ICE: +225. 3%, CVBF: +67. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between CVBF and ICE and NDAQ and MCO?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: CVBF is a small-cap deep-value stock; ICE is a mid-cap quality compounder stock; NDAQ is a mid-cap quality compounder stock; MCO is a mid-cap quality compounder stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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