Insurance - Diversified
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GSHD vs SLQT
Revenue, margins, valuation, and 5-year total return — side by side.
Insurance - Brokers
GSHD vs SLQT — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | ||
|---|---|---|
| Industry | Insurance - Diversified | Insurance - Brokers |
| Market Cap | $972M | $212M |
| Revenue (TTM) | $383M | $1.64B |
| Net Income (TTM) | $30M | $73M |
| Gross Margin | 73.7% | 69.8% |
| Operating Margin | 20.2% | 3.5% |
| Forward P/E | 18.9x | 90.2x |
| Total Debt | $352M | $416M |
| Cash & Equiv. | $34M | $32M |
GSHD vs SLQT — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
| Stock | May 20 | May 26 | Return |
|---|---|---|---|
| Goosehead Insurance… (GSHD) | 100 | 68.5 | -31.5% |
| SelectQuote, Inc. (SLQT) | 100 | 4.4 | -95.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: GSHD vs SLQT
Each card shows where this stock fits in a portfolio — not just who wins on paper.
GSHD carries the broadest edge in this set and is the clearest fit for income & stability and growth exposure.
- Dividend streak 1 yrs, beta 0.64, yield 9.3%
- Rev growth 16.2%, EPS growth -10.3%, 3Y rev CAGR 20.4%
- 218.6% 10Y total return vs SLQT's -95.6%
SLQT is the clearest fit if your priority is momentum.
- -51.6% vs GSHD's -60.0%
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | 16.2% revenue growth vs SLQT's 15.5% | |
| Value | Lower P/E (18.9x vs 90.2x) | |
| Quality / Margins | Combined ratio 0.8 vs SLQT's 1.0 (lower = better underwriting) | |
| Stability / Safety | Beta 0.64 vs SLQT's 1.96 | |
| Dividends | 9.3% yield; 1-year raise streak; the other pay no meaningful dividend | |
| Momentum (1Y) | -51.6% vs GSHD's -60.0% | |
| Efficiency (ROA) | 7.4% ROA vs SLQT's 5.7%, ROIC 38.6% vs 5.3% |
GSHD vs SLQT — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
GSHD vs SLQT — Financial Metrics
Side-by-side numbers across 2 stocks — who leads on profitability, valuation, growth, and risk.
Income & Cash Flow (Last 12 Months)
GSHD leads this category, winning 6 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
SLQT is the larger business by revenue, generating $1.6B annually — 4.3x GSHD's $383M. Profitability is closely matched — net margins range from 7.9% (GSHD) to 4.5% (SLQT). On growth, GSHD holds the edge at +23.1% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | ||
|---|---|---|
| RevenueTrailing 12 months | $383M | $1.6B |
| EBITDAEarnings before interest/tax | $90M | $63M |
| Net IncomeAfter-tax profit | $30M | $73M |
| Free Cash FlowCash after capex | $95M | -$62M |
| Gross MarginGross profit ÷ Revenue | +73.7% | +69.8% |
| Operating MarginEBIT ÷ Revenue | +20.2% | +3.5% |
| Net MarginNet income ÷ Revenue | +7.9% | +4.5% |
| FCF MarginFCF ÷ Revenue | +24.9% | -3.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | +23.1% | +5.6% |
| EPS Growth (YoY)Latest quarter vs prior year | +2.1% | -114.5% |
Valuation Metrics
SLQT leads this category, winning 2 of 3 comparable metrics.
Valuation Metrics
At 39.5x trailing earnings, GSHD trades at a 56% valuation discount to SLQT's 90.2x P/E. On an enterprise value basis, SLQT's 6.7x EV/EBITDA is more attractive than GSHD's 15.0x.
| Metric | ||
|---|---|---|
| Market CapShares × price | $972M | $212M |
| Enterprise ValueMkt cap + debt − cash | $1.3B | $595M |
| Trailing P/EPrice ÷ TTM EPS | 39.49x | 90.23x |
| Forward P/EPrice ÷ next-FY EPS est. | 18.94x | — |
| PEG RatioP/E ÷ EPS growth rate | 2.58x | — |
| EV / EBITDAEnterprise value multiple | 15.05x | 6.69x |
| Price / SalesMarket cap ÷ Revenue | 2.66x | 0.14x |
| Price / BookPrice ÷ Book value/share | — | 0.38x |
| Price / FCFMarket cap ÷ FCF | 11.29x | — |
Profitability & Efficiency
GSHD leads this category, winning 6 of 7 comparable metrics.
Profitability & Efficiency
On the Piotroski fundamental quality scale (0–9), GSHD scores 7/9 vs SLQT's 4/9, reflecting strong financial health.
| Metric | ||
|---|---|---|
| ROE (TTM)Return on equity | — | +13.8% |
| ROA (TTM)Return on assets | +7.4% | +5.7% |
| ROICReturn on invested capital | +38.6% | +5.3% |
| ROCEReturn on capital employed | +19.0% | +6.7% |
| Piotroski ScoreFundamental quality 0–9 | 7 | 4 |
| Debt / EquityFinancial leverage | — | 0.72x |
| Net DebtTotal debt minus cash | $318M | $384M |
| Cash & Equiv.Liquid assets | $34M | $32M |
| Total DebtShort + long-term debt | $352M | $416M |
| Interest CoverageEBIT ÷ Interest expense | 3.55x | 4.11x |
Total Returns (Dividends Reinvested)
SLQT leads this category, winning 4 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in GSHD five years ago would be worth $4,869 today (with dividends reinvested), compared to $414 for SLQT. Over the past 12 months, SLQT leads with a -51.6% total return vs GSHD's -60.0%. The 3-year compound annual growth rate (CAGR) favors SLQT at -5.5% vs GSHD's -7.6% — a key indicator of consistent wealth creation.
| Metric | ||
|---|---|---|
| YTD ReturnYear-to-date | -41.5% | -12.4% |
| 1-Year ReturnPast 12 months | -60.0% | -51.6% |
| 3-Year ReturnCumulative with dividends | -21.0% | -15.5% |
| 5-Year ReturnCumulative with dividends | -51.3% | -95.9% |
| 10-Year ReturnCumulative with dividends | +218.6% | -95.6% |
| CAGR (3Y)Annualised 3-year return | -7.6% | -5.5% |
Risk & Volatility
Evenly matched — GSHD and SLQT each lead in 1 of 2 comparable metrics.
Risk & Volatility
GSHD is the less volatile stock with a 0.64 beta — it tends to amplify market swings less than SLQT's 1.96 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. SLQT currently trades 42.9% from its 52-week high vs GSHD's 35.8% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | ||
|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.64x | 1.96x |
| 52-Week HighHighest price in past year | $114.76 | $2.80 |
| 52-Week LowLowest price in past year | $39.64 | $0.56 |
| % of 52W HighCurrent price vs 52-week peak | +35.8% | +42.9% |
| RSI (14)Momentum oscillator 0–100 | 42.4 | 75.3 |
| Avg Volume (50D)Average daily shares traded | 429K | 1.2M |
Analyst Outlook
Insufficient data to determine a leader in this category.
Analyst Outlook
Wall Street rates GSHD as "Buy" and SLQT as "Hold". Consensus price targets imply 233.3% upside for SLQT (target: $4) vs 63.5% for GSHD (target: $67). GSHD is the only dividend payer here at 9.32% yield — a key consideration for income-focused portfolios.
| Metric | ||
|---|---|---|
| Analyst RatingConsensus buy/hold/sell | Buy | Hold |
| Price TargetConsensus 12-month target | $67.14 | $4.00 |
| # AnalystsCovering analysts | 18 | 11 |
| Dividend YieldAnnual dividend ÷ price | +9.3% | — |
| Dividend StreakConsecutive years of raises | 1 | 1 |
| Dividend / ShareAnnual DPS | $3.83 | — |
| Buyback YieldShare repurchases ÷ mkt cap | +8.4% | 0.0% |
GSHD leads in 2 of 6 categories (Income & Cash Flow, Profitability & Efficiency). SLQT leads in 2 (Valuation Metrics, Total Returns). 1 tied.
GSHD vs SLQT: Frequently Asked Questions
10 questions · data-driven answers · updated daily
01Is GSHD or SLQT a better buy right now?
For growth investors, Goosehead Insurance, Inc (GSHD) is the stronger pick with 16.
2% revenue growth year-over-year, versus 15. 5% for SelectQuote, Inc. (SLQT). Goosehead Insurance, Inc (GSHD) offers the better valuation at 39. 5x trailing P/E (18. 9x forward), making it the more compelling value choice. Analysts rate Goosehead Insurance, Inc (GSHD) a "Buy" — based on 18 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — GSHD or SLQT?
On trailing P/E, Goosehead Insurance, Inc (GSHD) is the cheapest at 39.
5x versus SelectQuote, Inc. at 90. 2x.
03Which is the better long-term investment — GSHD or SLQT?
Over the past 5 years, Goosehead Insurance, Inc (GSHD) delivered a total return of -51.
3%, compared to -95. 9% for SelectQuote, Inc. (SLQT). Over 10 years, the gap is even starker: GSHD returned +218. 6% versus SLQT's -95. 6%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — GSHD or SLQT?
By beta (market sensitivity over 5 years), Goosehead Insurance, Inc (GSHD) is the lower-risk stock at 0.
64β versus SelectQuote, Inc. 's 1. 96β — meaning SLQT is approximately 208% more volatile than GSHD relative to the S&P 500.
05Which is growing faster — GSHD or SLQT?
By revenue growth (latest reported year), Goosehead Insurance, Inc (GSHD) is pulling ahead at 16.
2% versus 15. 5% for SelectQuote, Inc. (SLQT). On earnings-per-share growth, the picture is similar: SelectQuote, Inc. grew EPS 106. 7% year-over-year, compared to -10. 3% for Goosehead Insurance, Inc. Over a 3-year CAGR, SLQT leads at 26. 0% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — GSHD or SLQT?
Goosehead Insurance, Inc (GSHD) is the more profitable company, earning 7.
6% net margin versus 3. 1% for SelectQuote, Inc. — meaning it keeps 7. 6% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: GSHD leads at 20. 4% versus 4. 5% for SLQT. At the gross margin level — before operating expenses — GSHD leads at 46. 2%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is GSHD or SLQT more undervalued right now?
Analyst consensus price targets imply the most upside for SLQT: 233.
3% to $4. 00.
08Which pays a better dividend — GSHD or SLQT?
In this comparison, GSHD (9.
3% yield) pays a dividend. SLQT does not pay a meaningful dividend and should not be held primarily for income.
09Is GSHD or SLQT better for a retirement portfolio?
For long-horizon retirement investors, Goosehead Insurance, Inc (GSHD) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0.
64), 9. 3% yield, +218. 6% 10Y return). SelectQuote, Inc. (SLQT) carries a higher beta of 1. 96 — meaning larger drawdowns in market downturns, which matters significantly when you cannot wait years for a recovery. Both have compounded well over 10 years (GSHD: +218. 6%, SLQT: -95. 6%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between GSHD and SLQT?
Both stocks operate in the Financial Services sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
GSHD pays a dividend while SLQT does not, making them suitable for different income and tax situations. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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