RCD
Ready Capital Corporation Notes -15.12.29
REIT - Mortgage
Market Cap$3.63B
5Y Perf.-10.9%
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Stock Comparison
RCD vs ACRE vs BXMT vs RC vs KREF
Revenue, margins, valuation, and 5-year total return — side by side.
ACRE
Ares Commercial Real Estate Corporation
REIT - Mortgage
Market Cap$280M
5Y Perf.-12.7%
BXMT
Blackstone Mortgage Trust, Inc.
REIT - Mortgage
Market Cap$3.23B
5Y Perf.+9.9%
RC
Ready Capital Corporation
REIT - Mortgage
Market Cap$357M
5Y Perf.-72.3%
KREF
KKR Real Estate Finance Trust Inc.
REIT - Mortgage
Market Cap$423M
5Y Perf.-34.6%
RCD vs ACRE vs BXMT vs RC vs KREF — Key Financials
Market cap, revenue, margins, and valuation side-by-side.
| Company Snapshot | RCD | ACRE | BXMT | RC | KREF |
|---|---|---|---|---|---|
| Industry | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage | REIT - Mortgage |
| Market Cap | $3.63B | $280M | $3.23B | $357M | $423M |
| Revenue (TTM) | $-9M | $55M | $1.54B | $499M | $442M |
| Net Income (TTM) | $-311M | $-20M | $104M | $-229M | $-104M |
| Gross Margin | 100.0% | 46.3% | 62.6% | -0.0% | 87.1% |
| Operating Margin | — | 44.6% | 58.3% | -50.5% | 48.0% |
| Forward P/E | — | 16.6x | 12.3x | — | — |
| Total Debt | $6.04B | $1.05B | $16.16B | $5.86B | $4.69B |
| Cash & Equiv. | $144M | $29M | $453M | $248M | $85M |
RCD vs ACRE vs BXMT vs RC vs KREF — Long-Term Stock Performance
Price return indexed to 100 at period start. Dividends excluded.
RCD
ACRE
BXMT
RC
KREF
| Stock | Dec 24 | May 26 | Return |
|---|---|---|---|
| Ready Capital Corpo… (RCD) | 100 | 89.1 | -10.9% |
| Ares Commercial Rea… (ACRE) | 100 | 87.3 | -12.7% |
| Blackstone Mortgage… (BXMT) | 100 | 109.9 | +9.9% |
| Ready Capital Corpo… (RC) | 100 | 27.7 | -72.3% |
| KKR Real Estate Fin… (KREF) | 100 | 65.4 | -34.6% |
Price return only. Dividends and distributions are not included.
Quick Verdict: RCD vs ACRE vs BXMT vs RC vs KREF
Each card shows where this stock fits in a portfolio — not just who wins on paper.
Bottom line: BXMT leads in 3 of 7 categories (5-stock set), making it the strongest pick for valuation and capital efficiency and profitability and margin quality. Ready Capital Corporation is the stronger pick specifically for growth and revenue expansion and dividend income and shareholder returns. RCD and ACRE also each lead in at least one category. As sector peers, any of these can serve as alternatives in the same allocation.
RCD
Ready Capital Corporation Notes -15.12.29
The Real Estate Income Play
RCD ranks third and is worth considering specifically for income & stability and sleep-well-at-night.
- Dividend streak 0 yrs, beta 0.15, yield 5.4%
- Lower volatility, beta 0.15
- Beta 0.15 vs RC's 1.17, lower leverage
Best for: income & stability and sleep-well-at-night
ACRE
Ares Commercial Real Estate Corporation
The Real Estate Income Play
ACRE is the clearest fit if your priority is momentum.
- +20.7% vs RC's -44.9%
Best for: momentum
BXMT
Blackstone Mortgage Trust, Inc.
The Real Estate Income Play
BXMT carries the broadest edge in this set and is the clearest fit for long-term compounding.
- 50.5% 10Y total return vs ACRE's 43.3%
- Better valuation composite
- 6.7% margin vs RCD's -15.9%
- 0.5% ROA vs RCD's -3.7%
Best for: long-term compounding
RC
Ready Capital Corporation
The Real Estate Income Play
RC is the #2 pick in this set and the best alternative if growth exposure is your priority.
- Rev growth 17.3%, EPS growth 45.2%, 3Y rev CAGR 9.2%
- 17.3% FFO/revenue growth vs RCD's -93.0%
- 31.4% yield, vs RCD's 5.4%
Best for: growth exposure
KREF
KKR Real Estate Finance Trust Inc.
The Real Estate Income Play
KREF is the clearest fit if your priority is defensive.
- Beta 0.87, yield 15.2%, current ratio 0.32x
Best for: defensive
See the full category breakdown
| Category | Winner | Why |
|---|---|---|
| Growth | RC | 17.3% FFO/revenue growth vs RCD's -93.0% |
| Value | BXMT | Better valuation composite |
| Quality / Margins | BXMT | 6.7% margin vs RCD's -15.9% |
| Stability / Safety | RCD | Beta 0.15 vs RC's 1.17, lower leverage |
| Dividends | RC | 31.4% yield, vs RCD's 5.4% |
| Momentum (1Y) | ACRE | +20.7% vs RC's -44.9% |
| Efficiency (ROA) | BXMT | 0.5% ROA vs RCD's -3.7% |
RCD vs ACRE vs BXMT vs RC vs KREF — Revenue Breakdown by Segment
How each company's revenue is distributed across its business units
Segment breakdown not available.
FY 2025
Segment breakdown not available.
Segment breakdown not available.
Segment breakdown not available.
RCD vs ACRE vs BXMT vs RC vs KREF — Financial Metrics
Side-by-side numbers across 5 stocks — who leads on profitability, valuation, growth, and risk.
BEST OVERALLBXMTLAGGINGKREF
Who Leads Where
RC leads in 2 of 6 categories
BXMT leads 2 • RCD leads 0 • ACRE leads 0 • KREF leads 0 • 2 tied
Explore the data ↓KREFKKR Real Estate Finan…
0leads
ACREAres Commercial Real …
0leads
RCDReady Capital Corpora…
0leads
RCReady Capital Corpora…
2leads
BXMTBlackstone Mortgage T…
2leads
6 Total Categories
CATEGORYLEADERvs RCvs RCDMETRICS WON
Income & Cash FlowRevenue, margins, and cash flow strength
RC3/6
Valuation MetricsMultiples, price ratios, and targets
Tied
—
Profitability & EfficiencyROE, ROIC, leverage, and quality scores
BXMT6/9
Total Returns1Y, 3Y, 5Y total returns with dividends
BXMT3/6
Risk & VolatilityBeta, volatility, and downside exposure
Tied
—
Analyst OutlookRatings, price targets, and dividends
RC1/1
Income & Cash Flow (Last 12 Months)
RC leads this category, winning 3 of 6 comparable metrics.
Income & Cash Flow (Last 12 Months)
BXMT and RCD operate at a comparable scale, with $1.5B and -$9M in trailing revenue. BXMT is the more profitable business, keeping 6.7% of every revenue dollar as net income compared to RCD's -15.9%. On growth, RC holds the edge at +8.7% YoY revenue growth, suggesting stronger near-term business momentum.
| Metric | RCDReady Capital Cor… | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… | KREFKKR Real Estate F… |
|---|---|---|---|---|---|
| RevenueTrailing 12 months | -$9M | $55M | $1.5B | $499M | $442M |
| EBITDAEarnings before interest/tax | -$95M | $31M | $948M | -$249M | $140M |
| Net IncomeAfter-tax profit | -$311M | -$20M | $104M | -$229M | -$104M |
| Free Cash FlowCash after capex | $366M | -$44M | $335M | $303M | $65M |
| Gross MarginGross profit ÷ Revenue | +100.0% | +46.3% | +62.6% | -0.0% | +87.1% |
| Operating MarginEBIT ÷ Revenue | — | +44.6% | +58.3% | -50.5% | +48.0% |
| Net MarginNet income ÷ Revenue | -15.9% | -36.3% | +6.7% | -45.8% | -23.6% |
| FCF MarginFCF ÷ Revenue | -187.2% | -80.3% | +21.8% | +60.6% | +14.8% |
| Rev. Growth (YoY)Latest quarter vs prior year | -69.8% | -10.0% | +4.0% | +8.7% | -13.8% |
| EPS Growth (YoY)Latest quarter vs prior year | -86.2% | -2.0% | — | +24.9% | -5.4% |
RC leads this category, winning 3 of 6 comparable metrics.
Valuation Metrics
Evenly matched — BXMT and RC each lead in 2 of 6 comparable metrics.
Valuation Metrics
On an enterprise value basis, BXMT's 16.3x EV/EBITDA is more attractive than RC's 48.3x.
| Metric | RCDReady Capital Cor… | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… | KREFKKR Real Estate F… |
|---|---|---|---|---|---|
| Market CapShares × price | $3.6B | $280M | $3.2B | $357M | $423M |
| Enterprise ValueMkt cap + debt − cash | $9.5B | $1.3B | $18.9B | $6.0B | $5.0B |
| Trailing P/EPrice ÷ TTM EPS | -8.52x | -307.93x | 29.92x | -1.50x | -6.27x |
| Forward P/EPrice ÷ next-FY EPS est. | — | 16.63x | 12.28x | — | — |
| PEG RatioP/E ÷ EPS growth rate | — | — | — | — | — |
| EV / EBITDAEnterprise value multiple | — | 18.49x | 16.35x | 48.25x | 18.35x |
| Price / SalesMarket cap ÷ Revenue | 132.59x | 3.28x | 2.12x | 0.71x | 0.92x |
| Price / BookPrice ÷ Book value/share | 1.97x | 0.54x | 0.93x | 0.22x | 0.36x |
| Price / FCFMarket cap ÷ FCF | — | 14.18x | 11.71x | — | 6.34x |
Evenly matched — BXMT and RC each lead in 2 of 6 comparable metrics.
Profitability & Efficiency
BXMT leads this category, winning 6 of 9 comparable metrics.
Profitability & Efficiency
BXMT delivers a 2.9% return on equity — every $100 of shareholder capital generates $3 in annual profit, vs $-17 for RCD. ACRE carries lower financial leverage with a 2.06x debt-to-equity ratio, signaling a more conservative balance sheet compared to BXMT's 4.61x. On the Piotroski fundamental quality scale (0–9), BXMT scores 6/9 vs RCD's 1/9, reflecting solid financial health.
| Metric | RCDReady Capital Cor… | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… | KREFKKR Real Estate F… |
|---|---|---|---|---|---|
| ROE (TTM)Return on equity | -16.6% | -3.9% | +2.9% | -12.2% | -8.4% |
| ROA (TTM)Return on assets | -3.7% | -1.3% | +0.5% | -2.6% | -1.6% |
| ROICReturn on invested capital | — | +2.9% | +4.3% | +1.2% | +3.4% |
| ROCEReturn on capital employed | — | +5.8% | +11.3% | +1.4% | +4.5% |
| Piotroski ScoreFundamental quality 0–9 | 1 | 5 | 6 | 5 | 4 |
| Debt / EquityFinancial leverage | 3.12x | 2.06x | 4.61x | 3.55x | 3.83x |
| Net DebtTotal debt minus cash | $5.9B | $1.0B | $15.7B | $5.6B | $4.6B |
| Cash & Equiv.Liquid assets | $144M | $29M | $453M | $248M | $85M |
| Total DebtShort + long-term debt | $6.0B | $1.0B | $16.2B | $5.9B | $4.7B |
| Interest CoverageEBIT ÷ Interest expense | — | 0.95x | 1.11x | 0.41x | 0.84x |
BXMT leads this category, winning 6 of 9 comparable metrics.
Total Returns (Dividends Reinvested)
BXMT leads this category, winning 3 of 6 comparable metrics.
Total Returns (Dividends Reinvested)
A $10,000 investment in RCD five years ago would be worth $10,126 today (with dividends reinvested), compared to $5,564 for RC. Over the past 12 months, ACRE leads with a +20.7% total return vs RC's -44.9%. The 3-year compound annual growth rate (CAGR) favors BXMT at 14.0% vs RC's -23.1% — a key indicator of consistent wealth creation.
| Metric | RCDReady Capital Cor… | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… | KREFKKR Real Estate F… |
|---|---|---|---|---|---|
| YTD ReturnYear-to-date | +8.3% | +9.9% | +0.7% | +1.4% | -17.5% |
| 1-Year ReturnPast 12 months | +4.8% | +20.7% | +12.1% | -44.9% | -16.9% |
| 3-Year ReturnCumulative with dividends | +1.3% | -4.4% | +48.1% | -54.4% | -0.7% |
| 5-Year ReturnCumulative with dividends | +1.3% | -29.5% | -4.1% | -44.4% | -35.6% |
| 10-Year ReturnCumulative with dividends | +1.3% | +43.3% | +50.5% | +6.1% | -9.1% |
| CAGR (3Y)Annualised 3-year return | +0.4% | -1.5% | +14.0% | -23.1% | -0.2% |
BXMT leads this category, winning 3 of 6 comparable metrics.
Risk & Volatility
Evenly matched — RCD and BXMT each lead in 1 of 2 comparable metrics.
Risk & Volatility
RCD is the less volatile stock with a 0.15 beta — it tends to amplify market swings less than RC's 1.17 beta. A beta below 1.0 means the stock typically moves less than the S&P 500. BXMT currently trades 92.6% from its 52-week high vs RC's 45.5% drawdown — a narrower gap to the peak suggests stronger recent price momentum.
| Metric | RCDReady Capital Cor… | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… | KREFKKR Real Estate F… |
|---|---|---|---|---|---|
| Beta (5Y)Sensitivity to S&P 500 | 0.16x | 0.96x | 0.74x | 1.15x | 0.86x |
| 52-Week HighHighest price in past year | $24.45 | $5.89 | $20.67 | $4.75 | $9.98 |
| 52-Week LowLowest price in past year | $13.47 | $4.05 | $17.67 | $1.51 | $5.29 |
| % of 52W HighCurrent price vs 52-week peak | +91.7% | +85.7% | +92.6% | +45.5% | +65.9% |
| RSI (14)Momentum oscillator 0–100 | 70.3 | 53.4 | 47.5 | 64.1 | 54.4 |
| Avg Volume (50D)Average daily shares traded | 11K | 396K | 1.4M | 2.1M | 1.5M |
Evenly matched — RCD and BXMT each lead in 1 of 2 comparable metrics.
Analyst Outlook
RC leads this category, winning 1 of 1 comparable metric.
Analyst Outlook
Analyst consensus: ACRE as "Buy", BXMT as "Hold", RC as "Buy", KREF as "Buy". Consensus price targets imply 15.7% upside for RC (target: $3) vs -1.0% for ACRE (target: $5). For income investors, RC offers the higher dividend yield at 31.37% vs RCD's 5.39%.
| Metric | RCDReady Capital Cor… | ACREAres Commercial R… | BXMTBlackstone Mortga… | RCReady Capital Cor… | KREFKKR Real Estate F… |
|---|---|---|---|---|---|
| Analyst RatingConsensus buy/hold/sell | — | Buy | Hold | Buy | Buy |
| Price TargetConsensus 12-month target | — | $5.00 | — | $2.50 | $7.00 |
| # AnalystsCovering analysts | — | 13 | 18 | 16 | 12 |
| Dividend YieldAnnual dividend ÷ price | +5.4% | +14.1% | +9.9% | +31.4% | +15.2% |
| Dividend StreakConsecutive years of raises | 0 | 0 | 0 | 0 | 0 |
| Dividend / ShareAnnual DPS | $1.21 | $0.71 | $1.89 | $0.68 | $1.00 |
| Buyback YieldShare repurchases ÷ mkt cap | +2.3% | 0.0% | +3.4% | +18.9% | +10.3% |
RC leads this category, winning 1 of 1 comparable metric.
Key Takeaway
RC leads in 2 of 6 categories (Income & Cash Flow, Analyst Outlook). BXMT leads in 2 (Profitability & Efficiency, Total Returns). 2 tied.
Best OverallBlackstone Mortgage Trust, … (BXMT)Leads 2 of 6 categories
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RCD vs ACRE vs BXMT vs RC vs KREF: Key Questions Answered
10 questions · data-driven answers · updated daily
01Is RCD or ACRE or BXMT or RC or KREF a better buy right now?
For growth investors, Ready Capital Corporation (RC) is the stronger pick with 1726% revenue growth year-over-year, versus -93.
0% for Ready Capital Corporation Notes -15. 12. 29 (RCD). Blackstone Mortgage Trust, Inc. (BXMT) offers the better valuation at 29. 9x trailing P/E (12. 3x forward), making it the more compelling value choice. Analysts rate Ares Commercial Real Estate Corporation (ACRE) a "Buy" — based on 13 analyst ratings — the highest consensus in this comparison. The "better buy" depends entirely on your goals: growth investors should weight revenue trajectory, value investors should weight P/E and PEG, and income investors should weight dividend yield and streak.
02Which has the better valuation — RCD or ACRE or BXMT or RC or KREF?
On forward P/E, Blackstone Mortgage Trust, Inc.
is actually cheaper at 12. 3x.
03Which is the better long-term investment — RCD or ACRE or BXMT or RC or KREF?
Over the past 5 years, Ready Capital Corporation Notes -15.
12. 29 (RCD) delivered a total return of +1. 3%, compared to -44. 4% for Ready Capital Corporation (RC). Over 10 years, the gap is even starker: BXMT returned +50. 4% versus KREF's -9. 0%. Past returns do not guarantee future results, and the stock with the higher historical return may already have its best growth priced in.
04Which is safer — RCD or ACRE or BXMT or RC or KREF?
By beta (market sensitivity over 5 years), Ready Capital Corporation Notes -15.
12. 29 (RCD) is the lower-risk stock at 0. 16β versus Ready Capital Corporation's 1. 15β — meaning RC is approximately 606% more volatile than RCD relative to the S&P 500. On balance sheet safety, Ares Commercial Real Estate Corporation (ACRE) carries a lower debt/equity ratio of 2% versus 5% for Blackstone Mortgage Trust, Inc. — giving it more financial flexibility in a downturn.
05Which is growing faster — RCD or ACRE or BXMT or RC or KREF?
By revenue growth (latest reported year), Ready Capital Corporation (RC) is pulling ahead at 1726% versus -93.
0% for Ready Capital Corporation Notes -15. 12. 29 (RCD). On earnings-per-share growth, the picture is similar: Blackstone Mortgage Trust, Inc. grew EPS 154. 7% year-over-year, compared to -652. 6% for KKR Real Estate Finance Trust Inc.. Over a 3-year CAGR, RC leads at 9. 2% annualised revenue growth. Higher growth typically commands a higher valuation multiple — check whether the premium P/E or P/S is justified by the growth rate using the PEG ratio.
06Which has better profit margins — RCD or ACRE or BXMT or RC or KREF?
Blackstone Mortgage Trust, Inc.
(BXMT) is the more profitable company, earning 7. 2% net margin versus -1593. 0% for Ready Capital Corporation Notes -15. 12. 29 — meaning it keeps 7. 2% of every revenue dollar as bottom-line profit. Operating margin tells a similar story: ACRE leads at 72. 4% versus 0. 0% for RCD. At the gross margin level — before operating expenses — RCD leads at 100. 0%, reflecting greater pricing power or product mix advantage. Stronger margins indicate durable pricing power, lower cost of revenue, or higher mix of software/services. They are one of the clearest signs of business quality.
07Is RCD or ACRE or BXMT or RC or KREF more undervalued right now?
On forward earnings alone, Blackstone Mortgage Trust, Inc.
(BXMT) trades at 12. 3x forward P/E versus 16. 6x for Ares Commercial Real Estate Corporation — 4. 4x cheaper on a one-year earnings basis. Analyst consensus price targets imply the most upside for RC: 15. 7% to $2. 50.
08Which pays a better dividend — RCD or ACRE or BXMT or RC or KREF?
All stocks in this comparison pay dividends.
Ready Capital Corporation (RC) offers the highest yield at 31. 4%, versus 5. 4% for Ready Capital Corporation Notes -15. 12. 29 (RCD).
09Is RCD or ACRE or BXMT or RC or KREF better for a retirement portfolio?
For long-horizon retirement investors, Ready Capital Corporation Notes -15.
12. 29 (RCD) is the stronger choice — it scores higher on the combination of lower volatility, dividend reliability, and long-term compounding (low volatility (β 0. 16), 5. 4% yield). Both have compounded well over 10 years (RCD: +1. 4%, RC: +4. 2%), confirming both are viable long-term holds — but the lower-volatility option typically results in less emotional selling during corrections. Retirement portfolios generally favour predictability over maximum returns. Consult a financial advisor before making allocation decisions.
10What are the main differences between RCD and ACRE and BXMT and RC and KREF?
Both stocks operate in the Real Estate sector, making this a peer-level intra-sector comparison — the same macro tailwinds and headwinds will affect both.
In terms of investment character: RCD is a small-cap income-oriented stock; ACRE is a small-cap income-oriented stock; BXMT is a small-cap income-oriented stock; RC is a small-cap high-growth stock; KREF is a small-cap income-oriented stock. These fundamental differences mean investors should not choose between them on a single metric — the "better stock" depends entirely on which of these characteristics aligns with your investment strategy.
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