Dollar cost averaging (DCA) in GS means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More GS Analysis
GS DCA Calculator
Dollar Cost Averaging — The Goldman Sachs Group, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+229.6%
Final Value$158.2K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+216.2%
Final Value$151.8K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+201.2%
Final Value$144.6K
Worst possible — still beats not investing
Best vs Worst gap28.4 pp
Your timing vs best-13.4%
Your timing vs worst+15.0%
If You Keep Investing…
Based on this stock's historical CAGR of 19.9%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$24K~1.3x your moneyfrom $18K invested
5 Years$49K~1.6x your moneyfrom $30K invested
10 Years$169K~2.8x your moneyfrom $60K invested
20 Years$1.2M~10.1x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.3x your money
5 Years~1.6x your money
10 Years~2.8x your money
20 Years~10.1x your money
$100/mo
$5K+$1K est. gain
$10K+$4K est. gain
$34K+$22K est. gain
$241K+$217K est. gain
$250/mo
$12K+$3K est. gain
$24K+$9K est. gain
$84K+$54K est. gain
$603K+$543K est. gain
$500/mo
$24K+$6K est. gain
$49K+$19K est. gain
$169K+$109K est. gain
$1.2M+$1.1M est. gain
$1,000/mo
$47K+$11K est. gain
$97K+$37K est. gain
$338K+$218K est. gain
$2.4M+$2.2M est. gain
* Projection assumes historical CAGR of 19.9% continues. Actual returns will vary.
Your DCA Results by Date
77 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$234.32
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$239.01
$10,500
$10,700
+1.91%
$200
Mar 2, 2020
$209.47
$11,000
$9,936
-9.67%
$-1,064
Apr 2, 2020
$149.93
$11,500
$7,612
-33.81%
$-3,888
May 4, 2020
$176.03
$12,000
$9,437
-21.36%
$-2,563
Jun 2, 2020
$204.14
$12,500
$11,513
-7.89%
$-987
Jul 2, 2020
$197.40
$13,000
$11,633
-10.51%
$-1,367
Aug 3, 2020
$199.39
$13,500
$12,251
-9.25%
$-1,249
Sep 2, 2020
$210.04
$14,000
$13,484
-3.69%
$-516
Oct 2, 2020
$199.90
$14,500
$13,333
-8.05%
$-1,167
Nov 2, 2020
$190.20
$15,000
$13,186
-12.09%
$-1,814
Dec 2, 2020
$237.65
$15,500
$17,064
+10.09%
$1,564
Jan 4, 2021
$265.00
$16,000
$19,528
+22.05%
$3,528
Feb 2, 2021
$286.97
$16,500
$21,647
+31.19%
$5,147
Mar 2, 2021
$330.94
$17,000
$25,558
+50.34%
$8,558
Apr 5, 2021
$323.54
$17,500
$25,487
+45.64%
$7,987
May 3, 2021
$350.16
$18,000
$28,084
+56.02%
$10,084
Jun 2, 2021
$383.44
$18,500
$31,356
+69.49%
$12,856
Jul 2, 2021
$374.16
$19,000
$31,097
+63.67%
$12,097
Aug 2, 2021
$378.19
$19,500
$31,932
+63.75%
$12,432
Sep 2, 2021
$414.50
$20,000
$35,667
+78.34%
$15,667
Oct 4, 2021
$374.15
$20,500
$32,695
+59.49%
$12,195
Nov 2, 2021
$423.85
$21,000
$37,538
+78.75%
$16,538
Dec 2, 2021
$387.54
$21,500
$35,005
+62.81%
$13,505
Jan 3, 2022
$395.33
$22,000
$36,208
+64.58%
$14,208
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Frequently Asked Questions
Common questions about DCA investing in GS
Investing $500 per month in The Goldman Sachs Group, Inc. (GS) over the past 6 years would be worth approximately $152K today. That's +216.2% total return on $48K invested, with a +19.9% compound annual growth rate (CAGR). This includes $8K from reinvested dividends.