Dollar cost averaging (DCA) in MOFG means investing a fixed amount at regular intervals, regardless of share price. This strategy reduces timing risk and builds wealth steadily through market ups and downs.
How This Calculator Works
Our DCA calculator simulates real market conditions using historical price data. It accounts for dividend reinvestment (DRIP), where each dividend payment automatically purchases additional shares. You can adjust the investment amount, frequency, time period, and compare against benchmarks like the S&P 500 and Nasdaq-100.
More MOFG Analysis
MOFG DCA Calculator
Dollar Cost Averaging — MidWestOne Financial Group, Inc.
Same amount invested each month — only the day of purchase changes. How much does intra-month timing actually matter?
Best Timing DCA
StrategyBuy on monthly low
Total Return+111.9%
Final Value$98.5K
Perfectly timed — impossible in practice
Your DCA
StrategyBuy on 1st of month
Total Return+100.4%
Final Value$93.2K
Consistent — no timing needed
Worst Timing DCA
StrategyBuy on monthly high
Total Return+89.4%
Final Value$88.1K
Worst possible — still beats not investing
Best vs Worst gap22.5 pp
Your timing vs best-11.6%
Your timing vs worst+11.0%
If You Keep Investing…
Based on this stock's historical CAGR of 12.0%/yr — put in vs. walk away with.
Your Plan
At $500/mo, this could grow into:
3 Years$21K~1.2x your moneyfrom $18K invested
5 Years$40K~1.3x your moneyfrom $30K invested
10 Years$111K~1.8x your moneyfrom $60K invested
20 Years$454K~3.8x your moneyfrom $120K invested
Compare Other Monthly Amounts
Same CAGR assumption. Use this to pressure-test different monthly commitments.
Monthly
3 Years~1.2x your money
5 Years~1.3x your money
10 Years~1.8x your money
20 Years~3.8x your money
$100/mo
$4K+$665 est. gain
$8K+$2K est. gain
$22K+$10K est. gain
$91K+$67K est. gain
$250/mo
$11K+$2K est. gain
$20K+$5K est. gain
$55K+$25K est. gain
$227K+$167K est. gain
$500/mo
$21K+$3K est. gain
$40K+$10K est. gain
$111K+$51K est. gain
$454K+$334K est. gain
$1,000/mo
$43K+$7K est. gain
$80K+$20K est. gain
$222K+$102K est. gain
$907K+$667K est. gain
* Projection assumes historical CAGR of 12.0% continues. Actual returns will vary.
Your DCA Results by Date
74 purchases
Date
Price
Invested
Portfolio Value
% Gain
Gain ($)
Jan 2, 2020
$35.88
$10,000
$10,000
+0.00%
$0
Feb 3, 2020
$32.46
$10,500
$9,547
-9.08%
$-953
Mar 2, 2020
$29.48
$11,000
$9,237
-16.03%
$-1,763
Apr 2, 2020
$18.25
$11,500
$6,218
-45.93%
$-5,282
May 4, 2020
$19.61
$12,000
$7,182
-40.15%
$-4,818
Jun 2, 2020
$18.82
$12,500
$7,471
-40.23%
$-5,029
Jul 2, 2020
$18.86
$13,000
$7,987
-38.56%
$-5,013
Aug 3, 2020
$18.75
$13,500
$8,441
-37.48%
$-5,059
Sep 2, 2020
$19.30
$14,000
$9,289
-33.65%
$-4,711
Oct 2, 2020
$18.55
$14,500
$9,428
-34.98%
$-5,072
Nov 2, 2020
$21.21
$15,000
$11,280
-24.80%
$-3,720
Dec 2, 2020
$24.27
$15,500
$13,529
-12.72%
$-1,971
Jan 4, 2021
$24.55
$16,000
$14,185
-11.34%
$-1,815
Feb 2, 2021
$26.73
$16,500
$15,945
-3.36%
$-555
Mar 2, 2021
$28.55
$17,000
$17,670
+3.94%
$670
Apr 5, 2021
$30.76
$17,500
$19,538
+11.65%
$2,038
May 3, 2021
$31.97
$18,000
$20,807
+15.59%
$2,807
Jun 2, 2021
$31.58
$18,500
$21,199
+14.59%
$2,699
Jul 2, 2021
$28.67
$19,000
$19,746
+3.93%
$746
Aug 2, 2021
$28.68
$19,500
$20,253
+3.86%
$753
Sep 2, 2021
$29.76
$20,000
$21,676
+8.38%
$1,676
Oct 4, 2021
$30.84
$20,500
$22,963
+12.02%
$2,463
Nov 2, 2021
$33.19
$21,000
$25,213
+20.06%
$4,213
Dec 2, 2021
$31.94
$21,500
$24,941
+16.00%
$3,441
Jan 3, 2022
$32.52
$22,000
$25,893
+17.70%
$3,893
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Frequently Asked Questions
Common questions about DCA investing in MOFG
Investing $500 per month in MidWestOne Financial Group, Inc. (MOFG) over the past 6 years would be worth approximately $93K today. That's +100.4% total return on $47K invested, with a +12.0% compound annual growth rate (CAGR). This includes $6K from reinvested dividends.