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BayCom Corp(BCML)Earnings, Financials & Key Ratios
BCML•NASDAQ•Banking & Credit
$30.10
$328M mkt cap·13.8× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutBayCom Corp operates as the bank holding company for United Business Bank that provides various financial services to small and mid-sized businesses, service professionals, and individuals. The company offers demand, savings, money market, and time deposit accounts. It also provides commercial and multifamily real estate loans, including owner-occupied and investor real estate loans; commercial and industrial loans, such as equipment loans and working capital lines of credit; small business administration loans; construction and land loans; agriculture-related loans; and consumer loans comprising installment loans, unsecured and secured personal lines of credit, and overdraft protection. In addition, the company offers online and mobile banking, automated teller machine, remote deposit capture, night depository, courier, direct deposit, treasury management, wire transfer, automated clearing house services, debit cards, cashier's and travelers checks, letters of credit, lockbox, positive pay, reverse positive pay, and account reconciliation services, as well as zero balance accounts and sweep accounts, including loan sweep. As of December 31, 2021, it operated through a network of 33 full-service banking branches in Northern and Southern California; Denver, Colorado; Custer, Delta, and Grand counties, Colorado; and Seattle, Washington and Central New Mexico. The company was formerly known as Bay Commercial Bank and changed its name to BayCom Corp in January 2017. BayCom Corp was incorporated in 2004 and is headquartered in Walnut Creek, California.Show more
- Net Interest Income$94M+4.6%
- Total Revenue$142M+3.0%
- Net Income$24M+1.3%
- Return on Equity7.22%-2.6%
- Net Interest Margin3.61%+7.4%
- Efficiency Ratio45.27%-2.2%
- ROA0.91%+0.5%
- Equity / Assets13.05%+7.2%
- Book Value per Share31.07+7.9%
- Tangible BV/Share27.35+8.9%
- Debt/Equity0.07-75.3%
BCML Key Insights
BayCom Corp (BCML) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Strong Piotroski F-Score: 8/9
- ✓Strong NIM of 3.6%
- ✓Efficient operations: 45.3% efficiency ratio
- ✓Well capitalized: 13.1% equity/assets
- ✓Healthy dividend yield of 2.0%
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
BCML Price & Volume
BayCom Corp (BCML) stock price & volume — 10-year historical chart
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BCML Growth Metrics
BayCom Corp (BCML) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years18%
5 Years8.21%
3 Years8.43%
TTM-
Profit CAGR
10 Years12.37%
5 Years11.76%
3 Years0.28%
TTM1.34%
EPS CAGR
10 Years4.83%
5 Years13.65%
3 Years6.4%
TTM3.81%
Return on Capital
10 Years8.92%
5 Years7.12%
3 Years6.31%
Last Year2.18%
BCML Recent Earnings
BayCom Corp (BCML) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 4/12 qtrs (44%)●Beat Revenue 6/12 qtrs (67%)
Q2 2026Latest
Apr 23, 2026EPS
$0.75
Est $0.62
+21.0%
Revenue
$27M
Est $26M
+3.0%
Q2 2026
Mar 16, 2026EPS
$0.63
Revenue
$35M
Q1 2026
Jan 29, 2026EPS
$0.63
Est $0.65
-3.1%
Revenue
$26M
Est $26M
-1.9%
Q1 2026
Jan 22, 2026EPS
$0.63
Est $0.65
-3.1%
Revenue
$26M
Est $26M
-1.9%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.75vs $0.62+21.0% | $27Mvs $26M+3.0% |
| Q2 2026 | Mar 16, 2026 | $0.63 | $35M |
| Q1 2026 | Jan 29, 2026 | $0.63vs $0.65-3.1% | $26Mvs $26M-1.9% |
| Q1 2026 | Jan 22, 2026 | $0.63vs $0.65-3.1% | $26Mvs $26M-1.9% |
Based on last 12 quarters of dataView full earnings history →
BCML Peer Comparison
BayCom Corp (BCML) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 CVBF | 2.8B | 20.63 | 13.57 | -2.33% | 9.25% | 0.43 | ||
 HAFC | 909.33M | 30.42 | 12.12 | 3.55% | 9.85% | 0.35 | ||
 HTBK | 828.43M | 13.45 | 17.24 | 5.84% | 6.83% | 0.06 | ||
 WAFD | 2.72B | 35.64 | 13.55 | -1.58% | 8.02% | 0.60 | ||
 BANR | 2.24B | 66.23 | 11.74 | -0.95% | 10.34% | 0.19 | ||
 SMBC | 768.58M | 69.19 | 13.36 | 11.72% | 11.85% | 0.26 | ||
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 CBNK | 515.54M | 31.61 | 9.30 | 25.32% | 14.79% | 0.13 |
Compare BCML vs Peers
BayCom Corp (BCML) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
BCML Income Statement
BayCom Corp (BCML) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 39.5M | 51.25M | 67.02M | 77.5M | 71.86M | 95.48M | 96.44M | 89.55M | 93.66M |
| NII Growth % | 51.02% | 29.75% | 30.78% | 15.63% | -7.28% | 32.88% | 1% | -7.14% | 4.59% |
| Net Interest Margin % | 3.17% | 3.47% | 3.36% | 3.53% | 3.06% | 3.8% | 3.78% | 3.36% | 3.61% |
| Interest Income | 43.81M | 56.19M | 75.75M | 86.4M | 80.66M | 105.83M | 124.9M | 130.12M | 134.6M |
| Interest Expense | 4.31M | 4.94M | 8.73M | 8.9M | 8.8M | 10.35M | 28.46M | 40.57M | 40.94M |
| Loan Loss Provision | 462K | 1.84M | 2.22M | 10.32M | 466K | 4.44M | 2.02M | 1.26M | 3.82M |
| Non-Interest Income | 5M | 7.82M | 9.78M | 9.22M | 12.13M | 5.41M | 8.01M | 7.58M | 7.24M |
| Non-Interest Income % | 10.25% | 12.22% | 11.44% | 9.64% | 13.07% | 4.87% | 6.03% | 5.51% | 5.1% |
| Total Revenue | 48.81M▲ 0% | 64.02M▲ 31.1% | 85.53M▲ 33.6% | 95.62M▲ 11.8% | 92.79M▼ 3.0% | 111.25M▲ 19.9% | 132.91M▲ 19.5% | 137.71M▲ 3.6% | 141.83M▲ 3.0% |
| Revenue Growth % | 57.24% | 31.14% | 33.62% | 11.79% | -2.96% | 19.89% | 19.48% | 3.61% | 3% |
| Non-Interest Expense | 29.89M | 36.74M | 50.89M | 58.17M | 55.04M | 64.02M | 64.28M | 63.75M | 64.21M |
| Efficiency Ratio | 61.23% | 57.4% | 59.49% | 60.84% | 59.32% | 57.54% | 48.36% | 46.3% | 45.27% |
| Operating Income | 14.15M▲ 0% | 20.49M▲ 44.8% | 23.69M▲ 15.6% | 18.23M▼ 23.1% | 28.48M▲ 56.2% | 32.44M▲ 13.9% | 38.16M▲ 17.6% | 32.12M▼ 15.8% | 32.87M▲ 2.3% |
| Operating Margin % | 28.99% | 32.01% | 27.7% | 19.06% | 30.69% | 29.16% | 28.71% | 23.33% | 23.17% |
| Operating Income Growth % | 36.73% | 44.81% | 15.63% | -23.06% | 56.23% | 13.9% | 17.63% | -15.82% | 2.33% |
| Pretax Income | 14.15M▲ 0% | 20.49M▲ 44.8% | 23.69M▲ 15.6% | 18.23M▼ 23.1% | 28.48M▲ 56.2% | 32.44M▲ 13.9% | 38.16M▲ 17.6% | 32.12M▼ 15.8% | 32.62M▲ 1.5% |
| Pretax Margin % | 28.99% | 32.01% | 27.7% | 19.06% | 30.69% | 29.16% | 28.71% | 23.33% | 23% |
| Income Tax | 8.89M | 6M | 6.37M | 4.5M | 7.79M | 8.71M | 10.73M | 8.51M | 8.69M |
| Effective Tax Rate % | 62.82% | 29.26% | 26.9% | 24.7% | 27.35% | 26.85% | 28.13% | 26.48% | 26.63% |
| Net Income | 5.26M▲ 0% | 14.49M▲ 175.5% | 17.32M▲ 19.5% | 13.73M▼ 20.7% | 20.69M▲ 50.7% | 23.73M▲ 14.7% | 27.43M▲ 15.6% | 23.61M▼ 13.9% | 23.93M▲ 1.3% |
| Net Margin % | 10.78% | 22.64% | 20.25% | 14.36% | 22.3% | 21.33% | 20.63% | 17.15% | 16.87% |
| Net Income Growth % | -11.03% | 175.53% | 19.49% | -20.74% | 50.74% | 14.69% | 15.57% | -13.9% | 1.34% |
| Net Income (Continuing) | 5.26M | 14.49M | 17.32M | 13.73M | 20.69M | 23.73M | 27.43M | 23.61M | 23.93M |
| EPS (Diluted) | 0.81▲ 0% | 1.50▲ 85.2% | 1.37▼ 8.7% | 1.15▼ 16.1% | 1.90▲ 65.2% | 1.81▼ 4.7% | 2.27▲ 25.4% | 2.10▼ 7.5% | 2.18▲ 3.8% |
| EPS Growth % | -25.69% | 85.19% | -8.67% | -16.06% | 65.22% | -4.74% | 25.41% | -7.49% | 3.81% |
| EPS (Basic) | 0.81 | 1.50 | 1.37 | 1.15 | 1.90 | 1.81 | 2.27 | 2.10 | 2.18 |
| Diluted Shares Outstanding | 6.52M | 9.69M | 12.63M | 11.96M | 10.88M | 13.12M | 12.07M | 11.26M | 10.9M |
BCML Balance Sheet
BayCom Corp (BCML) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 57M | 124.62M | 145.1M | 152.99M | 180.42M | 183.22M | 25.48M | 25.38M | 206.49M |
| Cash & Due from Banks | 16.5M | 24.83M | 25.21M | 37.4M | 24.76M | 29.22M | 19.15M | 23.39M | 26.79M |
| Short Term Investments | 40.51M | 99.8M | 119.89M | 115.59M | 155.66M | 154M | 6.34M | 1.99M | 179.71M |
| Total Investments | 931.71M | 1.07B | 1.58B | 1.75B | 1.84B | 2.18B | 2.09B | 2.15B | 2.44B |
| Investments Growth % | 79.8% | 15.12% | 46.85% | 11.36% | 4.7% | 18.81% | -4.14% | 2.96% | 13.2% |
| Long-Term Investments | 891.2M | 972.79M | 1.46B | 1.64B | 1.68B | 2.03B | 2.09B | 2.15B | 2.27B |
| Accounts Receivables | 3M | 3.68M | 5.5M | 7.31M | 5.93M | 7.66M | 8.42M | 8.51M | 0 |
| Goodwill & Intangibles | 15.14M | 21.8M | 44.65M | 47.14M | 45.33M | 44.04M | 42.75M | 41.53M | 40.58M |
| Goodwill | 10.37M | 14.59M | 35.47M | 38.84M | 38.84M | 38.84M | 38.84M | 38.84M | 38.84M |
| Intangible Assets | 4.77M | 7.21M | 9.19M | 8.3M | 6.49M | 5.2M | 3.92M | 2.69M | 1.75M |
| PP&E (Net) | 8.4M | 11.17M | 25.82M | 27.19M | 26.5M | 29.85M | 27.67M | 26.77M | 25.89M |
| Other Assets | 262.14M | 336.3M | 304.9M | 312.41M | 399.57M | 196.29M | 336.91M | 388.83M | -2.29B |
| Total Current Assets | 62.4M | 130.45M | 157.68M | 170.47M | 198.52M | 215.24M | 59.43M | 55.9M | 206.51M |
| Total Non-Current Assets | 1.18B | 1.35B | 1.84B | 2.03B | 2.15B | 2.3B | 2.49B | 2.61B | 40.58M |
| Total Assets | 1.25B▲ 0% | 1.48B▲ 18.7% | 1.99B▲ 34.9% | 2.2B▲ 10.1% | 2.35B▲ 7.1% | 2.51B▲ 6.9% | 2.55B▲ 1.5% | 2.66B▲ 4.4% | 2.59B▼ 2.7% |
| Asset Growth % | 84.48% | 18.67% | 34.89% | 10.1% | 7.06% | 6.92% | 1.54% | 4.41% | -2.66% |
| Return on Assets (ROA) | 0.55% | 1.06% | 1% | 0.66% | 0.91% | 0.98% | 1.08% | 0.91% | 0.91% |
| Accounts Payable | 7.42M | 8.38M | 11.28M | 11.65M | 13.86M | 16.53M | 0 | 0 | 0 |
| Total Debt | 11.39M | 8.16M | 23.84M | 89.02M | 84.6M | 89.33M | 87.2M | 86.76M | 22.39M |
| Net Debt | -5.11M | -16.66M | -1.37M | 51.62M | 59.84M | 60.11M | 68.05M | 63.38M | -4.4M |
| Long-Term Debt | 11.39M | 8.16M | 8.24M | 76.69M | 71.94M | 72.19M | 72.45M | 72.38M | 8.73M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Liabilities | 4.05M | 3.34M | 3.66M | 4.01M | 4.39M | 4.84M | 19.14M | 19.37M | 2.23B |
| Total Current Liabilities | 1.11B | 1.27B | 1.71B | 1.85B | 2B | 2.1B | 2.13B | 2.23B | 3.75M |
| Total Non-Current Liabilities | 15.43M | 11.5M | 27.5M | 93.03M | 89M | 94.17M | 106.34M | 106.13M | 2.26B |
| Total Liabilities | 1.13B | 1.28B | 1.74B | 1.94B | 2.09B | 2.2B | 2.24B | 2.34B | 2.26B |
| Total Equity | 118.64M▲ 0% | 200.75M▲ 69.2% | 254.22M▲ 26.6% | 252.59M▼ 0.6% | 262.61M▲ 4.0% | 317.15M▲ 20.8% | 312.87M▼ 1.3% | 324.37M▲ 3.7% | 338.55M▲ 4.4% |
| Equity Growth % | 51.97% | 69.22% | 26.63% | -0.64% | 3.97% | 20.77% | -1.35% | 3.67% | 4.37% |
| Equity / Assets (Capital Ratio) | 9.52% | 13.58% | 12.75% | 11.5% | 11.17% | 12.62% | 12.26% | 12.17% | 13.05% |
| Return on Equity (ROE) | 5.35% | 9.08% | 7.61% | 5.42% | 8.03% | 8.19% | 8.71% | 7.41% | 7.22% |
| Book Value per Share | 18.19 | 20.71 | 20.13 | 21.11 | 24.13 | 24.17 | 25.91 | 28.80 | 31.07 |
| Tangible BV per Share | 15.87 | 18.46 | 16.59 | 17.17 | 19.97 | 20.81 | 22.37 | 25.11 | 27.35 |
| Common Stock | 81.31M | 149.53M | 184.33M | 167.24M | 157.1M | 204.3M | 180.91M | 172.25M | 166.28M |
| Additional Paid-in Capital | 287K | 287K | 287K | 287K | 287K | 287K | 287K | 287K | 287K |
| Retained Earnings | 36.83M | 51.32M | 68.64M | 82.36M | 103.06M | 124.12M | 146.26M | 164.83M | 178.9M |
| Accumulated OCI | 213K | -103K | 1.25M | 2.7M | 2.17M | -11.56M | -14.59M | -13.01M | -6.63M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
BCML Cash Flow Statement
BayCom Corp (BCML) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 9.33M | 6.24M | 6.96M | 10M | 10.43M | 39.61M | 30.8M | 30.36M | 30.64M |
| Operating CF Growth % | 47.64% | -33.14% | 11.53% | 43.72% | 4.32% | 279.83% | -22.24% | -1.44% | 0.95% |
| Net Income | 5.26M | 14.49M | 17.32M | 13.73M | 20.69M | 23.73M | 27.43M | 23.61M | 8.51M |
| Depreciation & Amortization | 1.61M | 2.11M | 2.83M | 3.7M | 3.86M | 4.02M | 2.96M | 3.27M | 0 |
| Deferred Taxes | 3.49M | 740K | 1.38M | -2.54M | 117K | -1.71M | 1K | 801K | 0 |
| Other Non-Cash Items | -5.33M | -10.95M | -18.85M | -4.65M | -13.64M | 13.46M | 4.6M | 1.81M | 24M |
| Working Capital Changes | 3.87M | -1.33M | 3.13M | -1.69M | -2M | -905K | -4.91M | 276K | -1.86M |
| Cash from Investing | 90.41M | -11.25M | 927K | -73.66M | -60.36M | 53.94M | 80.4M | -62.19M | -89.6M |
| Purchase of Investments | -1.18M | -41.35M | -16.86M | -21.2M | -91.02M | -28.88M | -25.27M | -49.86M | 0 |
| Sale/Maturity of Investments | 7.65M | 38.76M | 29.5M | 31.21M | 30.98M | 11.12M | 11.55M | 21.88M | 0 |
| Net Investment Activity | 6.47M | -2.59M | 12.64M | 10.02M | -60.04M | -17.76M | -13.71M | -27.98M | 0 |
| Acquisitions | 85M | -12.97M | 32.58M | -8.43M | 0 | 18.42M | 0 | 0 | 0 |
| Other Investing | -689K | 5.33M | -42.89M | -72.03M | 990K | 54.12M | 96.24M | -32.51M | -89.6M |
| Cash from Financing | 21.43M | 78.74M | -36.08M | 67.61M | 130.29M | -296.42M | 19.52M | 88.32M | -98.56M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | -2.02M | -3.64M | -3.38M | -6.6M |
| Share Repurchases | -24K | 0 | -10.96M | -18.26M | -11.55M | -17.96M | -24.11M | -9.25M | -6.91M |
| Stock Issued | 0 | 66.76M | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net Stock Activity | -24K | 66.76M | -10.96M | -18.26M | -11.55M | -17.96M | -24.11M | -9.25M | -6.91M |
| Debt Issuance (Net) | -1000K | -1000K | 0 | 1000K | -1000K | 0 | 0 | -315K | -1000K |
| Other Financing | 31.35M | 17.98M | -25.13M | 19.07M | 146.84M | -276.44M | 47.27M | 101.26M | -20.37M |
| Net Change in Cash | 121.17M▲ 0% | 73.73M▼ 39.2% | -28.2M▼ 138.2% | 3.95M▲ 114.0% | 80.36M▲ 1935.9% | -202.87M▼ 352.5% | 130.72M▲ 164.4% | 56.49M▼ 56.8% | -157.52M▼ 378.8% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 128.68M | 249.85M | 323.58M | 295.38M | 299.33M | 379.69M | 176.81M | 307.54M | 364.03M |
| Cash at End | 249.85M | 323.58M | 295.38M | 299.33M | 379.69M | 176.81M | 307.54M | 364.03M | 206.51M |
| Interest Paid | 4.18M | 4.94M | 7.45M | 9.21M | 9.01M | 10.25M | 26.96M | 40.64M | 40.62M |
| Income Taxes Paid | 3.84M | 5.4M | 5.05M | 8.07M | 7.1M | 7.65M | 12.15M | 6.5M | 8.51M |
| Free Cash Flow | 8.96M▲ 0% | 5.22M▼ 41.7% | 5.56M▲ 6.4% | 6.78M▲ 22.0% | 9.12M▲ 34.5% | 38.77M▲ 325.1% | 28.68M▼ 26.0% | 28.66M▼ 0.1% | 28.9M▲ 0.8% |
| FCF Growth % | 46.79% | -41.7% | 6.37% | 22.04% | 34.47% | 325.1% | -26.03% | -0.08% | 0.84% |
BCML Banking Ratios
BayCom Corp (BCML) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.86% | 5.35% | 9.08% | 7.61% | 5.42% | 8.03% | 8.19% | 8.71% | 7.41% | 7.22% |
| Return on Assets (ROA) | 0.91% | 0.55% | 1.06% | 1% | 0.66% | 0.91% | 0.98% | 1.08% | 0.91% | 0.91% |
| Net Interest Margin | 3.87% | 3.17% | 3.47% | 3.36% | 3.53% | 3.06% | 3.8% | 3.78% | 3.36% | 3.61% |
| Efficiency Ratio | 54.84% | 61.23% | 57.4% | 59.49% | 60.84% | 59.32% | 57.54% | 48.36% | 46.3% | 45.27% |
| Equity / Assets | 11.56% | 9.52% | 13.58% | 12.75% | 11.5% | 11.17% | 12.62% | 12.26% | 12.17% | 13.05% |
| Book Value / Share | 14.32 | 18.19 | 20.71 | 20.13 | 21.11 | 24.13 | 24.17 | 25.91 | 28.8 | 31.07 |
| NII Growth | 17.44% | 51.02% | 29.75% | 30.78% | 15.63% | -7.28% | 32.88% | 1% | -7.14% | 4.59% |
| Dividend Payout | - | - | - | - | - | - | 8.51% | 13.26% | 14.29% | 27.58% |
BCML SEC Filings & Documents
BayCom Corp (BCML) SEC filings — annual & quarterly reports (10-K, 10-Q)
BCML Frequently Asked Questions
BayCom Corp (BCML) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
BayCom Corp (BCML) grew revenue by 3.0% over the past year. Growth has been modest.
Yes, BayCom Corp (BCML) is profitable, generating $23.9M in net income for fiscal year 2025 (16.9% net margin).
Dividend & Returns
Yes, BayCom Corp (BCML) pays a dividend with a yield of 2.01%. This makes it attractive for income-focused investors.
BayCom Corp (BCML) has a return on equity (ROE) of 7.2%. This is below average, suggesting room for improvement.
Industry Metrics
BayCom Corp (BCML) has a net interest margin (NIM) of 3.6%. This indicates healthy earnings from lending activities.
BayCom Corp (BCML) has an efficiency ratio of 45.3%. This is excellent, indicating strong cost control.
Explore More BCML
BayCom Corp (BCML) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
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Dividend History
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Earnings History
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Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates