BayCom Corp (BCML) Earnings History
Growth Compounder22 years of earnings data (2004–2025) · Consistent double-digit EPS growth over 5 years
Loading earnings history...
BayCom Corp (BCML) Earnings Overview
As of June 22, 2026, BayCom Corp (BCML) reported trailing twelve-month net income of $24M, reflecting +3.8% year-over-year growth. The company earned $2.20 per diluted share over the past four quarters, with a net profit margin of 16.9%.
Looking at the long-term picture, BCML's 5-year EPS compound annual growth rate (CAGR) stands at +13.6%, showing solid earnings momentum. The company achieved its highest annual net income of $27M in fiscal 2023.
BayCom Corp maintains industry-leading profitability with a gross margin of 68.4%, operating margin of 23.2%, and net margin of 16.9%. This margin structure demonstrates strong pricing power and operational efficiency. View revenue history →
Compared to peers including CVBF ($209M net income, 32.5% margin), HAFC ($76M net income, 17.1% margin), HTBK ($48M net income, 18.0% margin), BCML has room to improve margins relative to the peer group. Compare BCML vs CVBF →
BCML Earnings vs Peers
Earnings metrics vs comparable public companies
BCML Historical Earnings Data (2004–2025)
19 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $24M | +1.3% | $33M | $2.18 | 16.9% | 23.2% |
| 2024 | $24M | -13.9% | $32M | $2.10 | 17.1% | 23.3% |
| 2023 | $27M | +15.6% | $38M | $2.27 | 20.6% | 28.7% |
| 2022 | $24M | +14.7% | $32M | $1.81 | 21.3% | 29.2% |
| 2021 | $21M | +50.7% | $28M | $1.90 | 22.3% | 30.7% |
| 2020 | $14M | -20.7% | $18M | $1.15 | 14.4% | 19.1% |
| 2019 | $17M | +19.5% | $24M | $1.37 | 20.2% | 27.7% |
| 2018 | $14M | +175.5% | $20M | $1.50 | 22.6% | 32.0% |
| 2017 | $5M | -11.0% | $14M | $0.81 | 10.8% | 29.0% |
| 2016 | $6M | -20.7% | $10M | $1.09 | 19.0% | 33.3% |
| 2015 | $7M | +43.9% | $9M | $1.36 | 27.5% | 33.8% |
| 2014 | $5M | +92.5% | $7M | $1.08 | 25.4% | 33.8% |
| 2013 | $3M | +24.9% | $5M | $0.54 | 17.4% | 29.8% |
| 2012 | $2M | -70.5% | $4M | $0.45 | 18.5% | 33.1% |
| 2011 | $7M | +1078.6% | $9M | $1.92 | 39.4% | 48.0% |
| 2010 | $620,527 | +94.0% | $1M | $0.26 | 7.3% | 11.8% |
| 2008 | $319,884 | -73.5% | $601,596 | $0.20 | 4.9% | 9.1% |
| 2007 | $1M | +264.9% | $1M | $0.77 | 18.2% | 15.6% |
| 2004 | $-732,000 | - | $0 | $-0.48 | -224.5% | 0.0% |
Download Data
Export BCML earnings history in CSV or JSON format
Free sign-in required to download data
Intrinsic Valuation
DCF models, multiple analysis, and analyst estimates.
Historical Returns
22+ years return with dividends reinvested.
DCA Calculator
See how regular investing compounds over time.
Peer Comparison
Compare growth, multiples, and margins vs sector.
BCML — Frequently Asked Questions
Quick answers to the most common questions about buying BCML stock.
What is BCML earnings per share (EPS)?
BCML trailing twelve-month (TTM) diluted EPS is $2.20, reflecting +3.8% year-over-year growth. The 5-year EPS CAGR is +13.6%. Complete EPS history from 2004 to 2025 is available in the table on this page.
What is BayCom Corp's net income?
BayCom Corp (BCML) trailing twelve-month net income is $24M as of 2025. Earnings grew +3.8% year-over-year. BayCom Corp has been profitable for 18 consecutive years.
Is BCML profitable?
Yes, BCML is profitable with a TTM net income of $24M and a net profit margin of +16.9%. BayCom Corp has generated profits for 18 consecutive years.
What is BCML's earnings growth rate?
BCML compound annual EPS growth rates (CAGR): 1-Year: +3.8%, 3-Year: +6.4%, 5-Year: +13.6%, 10-Year: +4.8%. These figures measure the annualised rate of diluted EPS growth over each period, based on data from 2004 to 2025.
What are BCML's profit margins?
BayCom Corp net profit margin is +16.9%, operating margin is +23.2%, and gross margin is +68.4%. Above-average net margins reflect strong pricing power and competitive moat. Return on Equity is +7.2%.
Is BCML growing earnings?
BCML earnings growth is slowing. Current YoY EPS growth of +3.8% trails the 5-year CAGR of +13.6%. TTM net income is $24M.
What was BCML's best earnings year?
BayCom Corp's highest annual net income on record is $27M, achieved in fiscal year 2023. Earnings history on this page spans 2004 to 2025 and includes all annual and quarterly figures.
What were BCML's earnings last quarter?
BCML's most recent reported quarter was Q4 2025. Net income was $7M with diluted EPS of $0.63. For a full breakdown of all quarters, see the quarterly earnings table on this page.