The Toronto-Dominion Bank(TD)Earnings, Financials & Key Ratios
TD•NYSE•Banking & Credit
$108.60
$182.1B mkt cap·12.8× P/E·Price updated May 6, 2026
AboutThe Toronto-Dominion Bank, together with its subsidiaries, provides various financial products and services in Canada, the United States, and internationally. It operates through three segments: Canadian Retail, U.S. Retail, and Wholesale Banking. The company offers personal deposits, such as chequing, savings, and investment products; financing, investment, cash management, international trade, and day-to-day banking services to businesses; and financing options to customers at point of sale for automotive and recreational vehicle purchases. It also provides credit cards and payments; real estate secured lending, auto finance, and consumer lending services; point-of-sale payment solutions for large and small businesses; wealth and asset management products, and advice to retail and institutional clients through direct investing, advice-based, and asset management businesses; and property and casualty insurance, as well as life and health insurance products. The company also provides capital markets, and corporate and investment banking products and services, including underwriting and distribution of new debt and equity issues; advice on strategic acquisitions and divestitures; and trading, funding, and investment services to corporations, governments, and institutions. It offers its products and services under the TD Bank and America's Most Convenient Bank brand names. The company operates through a network of 1,061 branches and 3,381 automated teller machines (ATMs) in Canada, and 1,148 stores and 2,701 ATMs in the United States, as well as offers telephone, digital, and mobile banking services. It has a strategic alliance with Canada Post Corporation. The Toronto-Dominion Bank was founded in 1855 and is headquartered in Toronto, Canada.Show more
- Net Interest Income$33.06B+8.5%
- Total Revenue$115.84B-2.8%
- Net Income$20.54B+132.3%
- Return on Equity16.9%+117.2%
- Net Interest Margin1.58%+6.8%
- Efficiency Ratio28.34%-16.5%
- ROA0.99%+124.5%
- Equity / Assets6.1%+9.3%
- Book Value per Share74.37+13.7%
- Tangible BV/Share61.34+15.8%
- Debt/Equity5.19-9.8%
TD Key Insights
The Toronto-Dominion Bank (TD) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Efficient operations: 28.3% efficiency ratio
- ✓Healthy dividend yield of 3.0%
- ✓Share count reduced 2.3% through buybacks
- ✓Trading near 52-week high
✗Weaknesses
- ✗High debt to equity ratio of 5.2x
- ✗Weak NIM of 1.6%
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
TD Price & Volume
The Toronto-Dominion Bank (TD) stock price & volume — 10-year historical chart
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TD Growth Metrics
The Toronto-Dominion Bank (TD) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years12.03%
5 Years16.23%
3 Years24.91%
TTM-
Profit CAGR
10 Years10.01%
5 Years11.54%
3 Years5.62%
TTM132.28%
EPS CAGR
10 Years10.63%
5 Years12.45%
3 Years6.87%
TTM143.86%
Return on Capital
10 Years4.35%
5 Years4.5%
3 Years3.84%
Last Year5.43%
TD Recent Earnings
The Toronto-Dominion Bank (TD) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 7/12 qtrs (58%)●Beat Revenue 12/12 qtrs (100%)
Q1 2026Latest
Feb 26, 2026EPS
$1.76
Est $1.63
+8.0%
Revenue
$11.0B
Est $10.7B
+3.4%
Q4 2025
Dec 4, 2025EPS
$1.57
Est $1.46
+7.5%
Revenue
$15.9B
Est $10.4B
+53.2%
Q3 2025
Aug 28, 2025EPS
$1.91
Est $1.46
+30.8%
Revenue
$15.5B
Est $10.0B
+54.3%
Q2 2025
May 22, 2025EPS
$1.39
Est $1.25
+11.2%
Revenue
$15.0B
Est $10.0B
+49.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q1 2026Latest | Feb 26, 2026 | $1.76vs $1.63+8.0% | $11.0Bvs $10.7B+3.4% |
| Q4 2025 | Dec 4, 2025 | $1.57vs $1.46+7.5% | $15.9Bvs $10.4B+53.2% |
| Q3 2025 | Aug 28, 2025 | $1.91vs $1.46+30.8% | $15.5Bvs $10.0B+54.3% |
| Q2 2025 | May 22, 2025 | $1.39vs $1.25+11.2% | $15.0Bvs $10.0B+49.7% |
Based on last 12 quarters of dataView full earnings history →
TD Peer Comparison
The Toronto-Dominion Bank (TD) competitors in North American universal banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 BMO | 109.89B | 155.02 | 18.41 | -0.52% | 10.57% | 4.71 | ||
 BNS | 96.99B | 78.45 | 18.73 | 148.2% | 8.79% | 5.69 | ||
 RY | 254.32B | 181.63 | 17.51 | 2.13% | 14.63% | 6.00 | ||
 CM | 103.98B | 112.22 | 17.79 | -3.14% | 13.09% | 5.52 | ||
 USB | 87.33B | 56.16 | 12.18 | 0.35% | 11.54% | 1.19 | ||
 PNC | 89.93B | 222.42 | 16.19 | 5.62% | 11.05% | 1.13 | ||
 JPM | 849.03B | 314.90 | 15.94 | 14.61% | 16.11% | 2.18 | ||
 BAC | 407.94B | 53.60 | 14.03 | -1.91% | 10.1% | 1.21 |
Compare TD vs Peers
The Toronto-Dominion Bank (TD) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
TD Income Statement
The Toronto-Dominion Bank (TD) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Oct'17 | Oct'18 | Oct'19 | Oct'20 | Oct'21 | Oct'22 | Oct'23 | Oct'24 | Oct'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 20.85B | 22.24B | 23.82B | 24.5B | 24.13B | 27.35B | 29.94B | 30.47B | 33.06B |
| NII Growth % | 4.64% | 6.68% | 7.11% | 2.84% | -1.49% | 13.35% | 9.47% | 1.76% | 8.5% |
| Net Interest Margin % | 1.63% | 1.67% | 1.68% | 1.43% | 1.4% | 1.43% | 1.53% | 1.48% | 1.58% |
| Interest Income | 29.83B | 36.42B | 41.94B | 35.83B | 29.58B | 41.03B | 80.67B | 93.39B | 87.62B |
| Interest Expense | 8.98B | 14.18B | 18.12B | 11.34B | 5.45B | 13.68B | 50.73B | 62.92B | 54.56B |
| Loan Loss Provision | 2.22B | 2.48B | 3.03B | 7.24B | -224M | 1.07B | 2.93B | 4.25B | 4.5B |
| Non-Interest Income | 14.99B | 16.29B | 16.91B | 18.79B | 18.14B | 18.41B | 21.58B | 25.78B | 28.22B |
| Non-Interest Income % | 33.45% | 30.91% | 28.73% | 34.4% | 38.01% | 30.97% | 21.1% | 21.64% | 24.36% |
| Total Revenue | 44.83B▲ 0% | 52.72B▲ 17.6% | 58.85B▲ 11.6% | 54.62B▼ 7.2% | 47.72B▼ 12.6% | 59.44B▲ 24.6% | 102.25B▲ 72.0% | 119.17B▲ 16.5% | 115.84B▼ 2.8% |
| Revenue Growth % | 10.31% | 17.6% | 11.64% | -7.19% | -12.64% | 24.57% | 72.03% | 16.55% | -2.8% |
| Non-Interest Expense | 21.3B | 22.28B | 24.47B | 24.13B | 25.36B | 23.28B | 34.84B | 40.47B | 32.83B |
| Efficiency Ratio | 47.53% | 42.26% | 41.58% | 44.17% | 53.14% | 39.16% | 34.07% | 33.96% | 28.34% |
| Operating Income | 12.32B▲ 0% | 13.77B▲ 11.8% | 13.23B▼ 3.9% | 11.91B▼ 9.9% | 17.13B▲ 43.8% | 21.41B▲ 25.0% | 13.75B▼ 35.8% | 11.53B▼ 16.1% | 23.95B▲ 107.6% |
| Operating Margin % | 27.49% | 26.13% | 22.48% | 21.81% | 35.91% | 36.03% | 13.45% | 9.68% | 20.67% |
| Operating Income Growth % | 15.73% | 11.78% | -3.95% | -9.94% | 43.81% | 24.99% | -35.78% | -16.14% | 107.65% |
| Pretax Income | 12.32B▲ 0% | 13.77B▲ 11.8% | 13.23B▼ 3.9% | 11.91B▼ 9.9% | 17.13B▲ 43.8% | 21.41B▲ 25.0% | 13.75B▼ 35.8% | 11.53B▼ 16.1% | 23.95B▲ 107.6% |
| Pretax Margin % | 27.49% | 26.13% | 22.48% | 21.81% | 35.91% | 36.03% | 13.45% | 9.68% | 20.67% |
| Income Tax | 2.25B | 3.18B | 2.73B | 1.15B | 3.62B | 3.99B | 3.12B | 2.69B | 3.41B |
| Effective Tax Rate % | 18.29% | 23.1% | 20.67% | 9.67% | 21.13% | 18.61% | 22.67% | 23.33% | 14.24% |
| Net Income | 10.4B▲ 0% | 11.26B▲ 8.3% | 11.67B▲ 3.6% | 11.89B▲ 1.9% | 14.3B▲ 20.2% | 17.43B▲ 21.9% | 10.63B▼ 39.0% | 8.84B▼ 16.9% | 20.54B▲ 132.3% |
| Net Margin % | 23.19% | 21.36% | 19.83% | 21.78% | 29.96% | 29.32% | 10.4% | 7.42% | 17.73% |
| Net Income Growth % | 17.86% | 8.33% | 3.6% | 1.95% | 20.2% | 21.9% | -38.99% | -16.85% | 132.28% |
| Net Income (Continuing) | 10.07B | 10.59B | 10.49B | 10.76B | 13.51B | 17.43B | 10.63B | 8.84B | 20.54B |
| EPS (Diluted) | 5.50▲ 0% | 6.01▲ 9.3% | 6.25▲ 4.0% | 6.43▲ 2.9% | 7.72▲ 20.1% | 9.47▲ 22.7% | 5.52▼ 41.7% | 4.72▼ 14.5% | 11.56▲ 144.9% |
| EPS Growth % | 17.77% | 9.27% | 3.99% | 2.88% | 20.06% | 22.67% | -41.71% | -14.49% | 144.92% |
| EPS (Basic) | 5.51 | 6.02 | 6.26 | 6.43 | 7.73 | 9.48 | 5.53 | 4.73 | 11.57 |
| Diluted Shares Outstanding | 1.85B | 1.84B | 1.83B | 1.81B | 1.82B | 1.81B | 1.82B | 1.76B | 1.72B |
TD Balance Sheet
The Toronto-Dominion Bank (TD) balance sheet — assets, liabilities & shareholders' equity
| Line item | Oct'17 | Oct'18 | Oct'19 | Oct'20 | Oct'21 | Oct'22 | Oct'23 | Oct'24 | Oct'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 201.57B | 53.97B | 52.57B | 195.5B | 194.67B | 156.98B | 116.51B | 230.49B | 156.06B |
| Cash & Due from Banks | 55.16B | 35.45B | 30.45B | 170.59B | 165.89B | 145.85B | 105.07B | 178.02B | 116.93B |
| Short Term Investments | 146.41B | 18.51B | 22.12B | 24.91B | 28.78B | 11.13B | 11.44B | 52.47B | 39.13B |
| Total Investments | 898.38B | 957.24B | 994.96B | 1.17T | 1.18T | 1.4T | 1.41T | 1.46T | 1.47T |
| Investments Growth % | 0.98% | 6.55% | 3.94% | 17.54% | 1.22% | 18.69% | 0.19% | 3.77% | 0.78% |
| Long-Term Investments | 755.75B | 942.27B | 977.29B | 1.14T | 1.15T | 1.4T | 1.4T | 1.41T | 1.43T |
| Accounts Receivables | 9.88B | 11.28B | 11.55B | 13.13B | 11.34B | 14.53B | 19.4B | 18.44B | 15.04B |
| Goodwill & Intangibles | 18.77B | 19B | 19.48B | 19.27B | 18.36B | 19.96B | 21.37B | 21.89B | 22.39B |
| Goodwill | 16.16B | 16.54B | 16.98B | 17.15B | 16.23B | 17.66B | 18.6B | 18.85B | 18.98B |
| Intangible Assets | 2.62B | 2.46B | 2.5B | 2.13B | 2.12B | 2.3B | 2.77B | 3.04B | 3.41B |
| PP&E (Net) | 5.31B | 5.32B | 5.51B | 10.14B | 9.18B | 9.4B | 9.43B | 9.84B | 10.13B |
| Other Assets | 257.19B | 274.29B | 327.2B | 293.43B | 308.77B | 293.54B | 358.69B | 339.95B | 419.62B |
| Total Current Assets | 243.25B | 94.75B | 88.46B | 246.03B | 241.53B | 198.63B | 172.6B | 276.9B | 204.11B |
| Total Non-Current Assets | 1.04T | 1.24T | 1.33T | 1.47T | 1.49T | 1.72T | 1.78T | 1.78T | 1.89T |
| Total Assets | 1.28T▲ 0% | 1.33T▲ 4.4% | 1.42T▲ 6.0% | 1.72T▲ 21.2% | 1.73T▲ 0.7% | 1.92T▲ 10.9% | 1.96T▲ 2.0% | 2.06T▲ 5.5% | 2.09T▲ 1.6% |
| Asset Growth % | 8.67% | 4.37% | 6.02% | 21.24% | 0.75% | 10.92% | 1.96% | 5.45% | 1.59% |
| Return on Assets (ROA) | 0.85% | 0.86% | 0.85% | 0.76% | 0.83% | 0.96% | 0.55% | 0.44% | 0.99% |
| Accounts Payable | 38.33B | 34.63B | 30.3B | 42.86B | 37.21B | 32.1B | 43.61B | 39.86B | 41.04B |
| Total Debt | 322.56B | 358.24B | 406.69B | 447.37B | 400.86B | 502.06B | 568.66B | 662.56B | 663.58B |
| Net Debt | 267.41B | 322.78B | 376.24B | 276.78B | 234.97B | 356.21B | 463.59B | 484.54B | 546.65B |
| Long-Term Debt | 143.23B | 157.88B | 169.9B | 162.11B | 122.2B | 152.74B | 178.86B | 204.33B | 225.33B |
| Short-Term Debt | 179.34B | 200.36B | 236.72B | 279.17B | 273.19B | 344B | 384.75B | 453.22B | 432.89B |
| Other Liabilities | 86.74B | 81.65B | 81.41B | 89.22B | 93.3B | 135.33B | 119.65B | 103.45B | 94.3B |
| Total Current Liabilities | 973.66B | 1.02T | 1.08T | 1.36T | 1.41T | 1.51T | 1.54T | 1.63T | 1.64T |
| Total Non-Current Liabilities | 230.15B | 239.7B | 251.56B | 257.71B | 221.22B | 293.62B | 303.76B | 313.1B | 325.29B |
| Total Liabilities | 1.2T | 1.25T | 1.33T | 1.62T | 1.63T | 1.81T | 1.84T | 1.95T | 1.97T |
| Total Equity | 75.19B▲ 0% | 80.04B▲ 6.5% | 87.7B▲ 9.6% | 95.5B▲ 8.9% | 99.82B▲ 4.5% | 111.38B▲ 11.6% | 112.07B▲ 0.6% | 115.16B▲ 2.8% | 127.83B▲ 11.0% |
| Equity Growth % | 1.32% | 6.45% | 9.57% | 8.89% | 4.52% | 11.59% | 0.62% | 2.76% | 11% |
| Equity / Assets (Capital Ratio) | 5.88% | 6% | 6.2% | 5.57% | 5.77% | 5.81% | 5.73% | 5.59% | 6.1% |
| Return on Equity (ROE) | 13.92% | 14.51% | 13.91% | 12.99% | 14.64% | 16.5% | 9.52% | 7.78% | 16.9% |
| Book Value per Share | 40.54 | 43.51 | 47.99 | 52.80 | 54.84 | 61.42 | 61.43 | 65.43 | 74.37 |
| Tangible BV per Share | 30.42 | 33.19 | 37.33 | 42.14 | 44.75 | 50.41 | 49.71 | 52.99 | 61.34 |
| Common Stock | 20.93B | 21.22B | 21.71B | 22.49B | 23.07B | 24.36B | 25.43B | 25.37B | 24.73B |
| Additional Paid-in Capital | 214M | 193M | 157M | 121M | 173M | 179M | 155M | 204M | 285M |
| Retained Earnings | 40.49B | 46.15B | 49.5B | 53.84B | 63.94B | 73.7B | 73.01B | 70.83B | 78.32B |
| Accumulated OCI | 8.01B | 6.64B | 10.58B | 13.44B | 7.1B | 1.99B | 2.75B | 7.9B | 12.87B |
| Treasury Stock | -183M | -151M | -47M | -41M | -162M | -98M | -129M | -35M | -4M |
| Preferred Stock | 4.75B | 5B | 5.8B | 5.65B | 5.7B | 11.25B | 10.85B | 10.89B | 11.63B |
TD Cash Flow Statement
The Toronto-Dominion Bank (TD) cash flow — operating, investing & free cash flow history
| Line item | Oct'17 | Oct'18 | Oct'19 | Oct'20 | Oct'21 | Oct'22 | Oct'23 | Oct'24 | Oct'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 26.13B | 5.69B | 830M | 229.61B | 50.13B | 38.95B | -65.3B | 54.94B | -69.65B |
| Operating CF Growth % | -30.14% | -78.21% | -85.42% | 27563.49% | -78.17% | -22.3% | -267.66% | 184.13% | -226.77% |
| Net Income | 12.77B | 14.52B | 11.69B | 11.89B | 14.3B | 17.43B | 10.63B | 8.84B | 20.54B |
| Depreciation & Amortization | 1.31B | 1.39B | 1.41B | 2.14B | 2.07B | 1.77B | 1.91B | 2.03B | 2.17B |
| Deferred Taxes | 175M | 385M | -33M | -1.06B | 258M | 502M | -1.31B | -1.06B | -764M |
| Other Non-Cash Items | 1.44B | 1.63B | 1.76B | 4.58B | -1.02B | -981M | 2.12B | 2.89B | -3.01B |
| Working Capital Changes | 10.44B | -12.22B | -13.99B | 212.06B | 34.53B | 20.23B | -78.66B | 42.24B | -88.58B |
| Cash from Investing | -18.93B | 1.55B | 4.95B | -223.32B | -45.27B | -31.89B | 76.23B | -45.42B | 86.19B |
| Purchase of Investments | -83.62B | -71.93B | -76.1B | -197.27B | -174.95B | -180.69B | -51.32B | -53.85B | -130.62B |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K | 1000K |
| Net Investment Activity | -83.62B | -71.93B | -76.1B | -197.27B | -174.95B | -180.69B | -51.32B | -53.85B | -130.62B |
| Acquisitions | -2.13B | 0 | -540M | 0 | -1.86B | 2.48B | -624M | 3.42B | 20.78B |
| Other Investing | 2.53B | 20.46B | 5.17B | -138.27B | -729M | 30.45B | 41.45B | -71.15B | 61.59B |
| Cash from Financing | -7.04B | -6.53B | -5.65B | -4.75B | -5.04B | -4.82B | -12.85B | -9.81B | -15.5B |
| Dividends Paid | -4.21B | -4.63B | -5.16B | -3.66B | -5.55B | -6.67B | -5.83B | -7.16B | -7.66B |
| Share Repurchases | -11.23B | -10.43B | -12.17B | -9.88B | -11.06B | -14.3B | -13.23B | -17.13B | -20.84B |
| Stock Issued | 9.83B | 8.58B | 10.12B | 8.92B | 11.09B | 11.28B | 8.57B | 12.05B | 14.84B |
| Net Stock Activity | -1.4B | -1.84B | -2.05B | -960M | 24M | -3.03B | -4.66B | -5.08B | -5.99B |
| Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | -1000K | -1000K | 1000K | -1000K |
| Other Financing | -738M | -72M | -1.01B | 0 | 0 | 1B | 400M | 1.3B | 0 |
| Net Change in Cash | 64M▲ 0% | 764M▲ 1093.8% | 128M▼ 83.2% | 1.58B▲ 1135.9% | -514M▼ 132.5% | 2.63B▲ 610.7% | -1.83B▼ 169.9% | -284M▲ 84.5% | 1.07B▲ 478.5% |
| Exchange Rate Effect | -1000K | 1000K | 1000K | 1000K | -1000K | 1000K | 1000K | 1000K | 1000K |
| Cash at Beginning | 3.91B | 3.97B | 4.74B | 4.86B | 6.45B | 5.93B | 8.56B | 6.72B | 6.44B |
| Cash at End | 3.97B | 4.74B | 4.86B | 6.45B | 5.93B | 8.56B | 6.72B | 6.44B | 7.51B |
| Interest Paid | 8.96B | 13.89B | 18.01B | 11.59B | 5.88B | 12.52B | 48.18B | 61.78B | 55.47B |
| Income Taxes Paid | 2.87B | 3.54B | 3.59B | 2.29B | 4.07B | 4.4B | 3.04B | 3.81B | 4.33B |
| Free Cash Flow | 25.69B▲ 0% | 5.11B▼ 80.1% | -555M▼ 110.9% | 228.35B▲ 41243.4% | 49B▼ 78.5% | 37.49B▼ 23.5% | -67.15B▼ 279.1% | 52.76B▲ 178.6% | -71.79B▼ 236.1% |
| FCF Growth % | -29.81% | -80.13% | -110.87% | 41243.42% | -78.54% | -23.48% | -279.08% | 178.57% | -236.07% |
TD Banking Ratios
The Toronto-Dominion Bank (TD) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 12.49% | 13.92% | 14.51% | 13.91% | 12.99% | 14.64% | 16.5% | 9.52% | 7.78% | 16.9% |
| Return on Assets (ROA) | 0.77% | 0.85% | 0.86% | 0.85% | 0.76% | 0.83% | 0.96% | 0.55% | 0.44% | 0.99% |
| Net Interest Margin | 1.69% | 1.63% | 1.67% | 1.68% | 1.43% | 1.4% | 1.43% | 1.53% | 1.48% | 1.58% |
| Efficiency Ratio | 51.73% | 47.53% | 42.26% | 41.58% | 44.17% | 53.14% | 39.16% | 34.07% | 33.96% | 28.34% |
| Equity / Assets | 6.31% | 5.88% | 6% | 6.2% | 5.57% | 5.77% | 5.81% | 5.73% | 5.59% | 6.1% |
| Book Value / Share | 39.97 | 40.54 | 43.51 | 47.99 | 52.8 | 54.84 | 61.42 | 61.43 | 65.43 | 74.37 |
| NII Growth | 6.4% | 4.64% | 6.68% | 7.11% | 2.84% | -1.49% | 13.35% | 9.47% | 1.76% | 8.5% |
| Dividend Payout | 43.17% | 40.51% | 41.15% | 44.2% | 30.77% | 38.85% | 38.24% | 54.78% | 80.98% | 37.31% |
TD Frequently Asked Questions
The Toronto-Dominion Bank (TD) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
The Toronto-Dominion Bank (TD) saw revenue decline by 2.8% over the past year.
Yes, The Toronto-Dominion Bank (TD) is profitable, generating $20.54B in net income for fiscal year 2025 (17.7% net margin).
Dividend & Returns
Yes, The Toronto-Dominion Bank (TD) pays a dividend with a yield of 3.02%. This makes it attractive for income-focused investors.
The Toronto-Dominion Bank (TD) has a return on equity (ROE) of 16.9%. This is reasonable for most industries.
Industry Metrics
The Toronto-Dominion Bank (TD) has a net interest margin (NIM) of 1.6%. NIM has been under pressure due to interest rate environment.
The Toronto-Dominion Bank (TD) has an efficiency ratio of 28.3%. This is excellent, indicating strong cost control.
Explore More TD
The Toronto-Dominion Bank (TD) financial analysis — history, returns, DCA and operating performance tools
Full TD Stock Analysis
Analyst verdict, bull/bear case, risk factors and peer comparison
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates