Zacks Investment Research·1d ago
Encore Capital Stock Jumps 26% on Stellar Q3 Earnings: Is ECPG a Buy?Encore Capital shares soar 26.3% on blowout Q3 earnings, record global collections and raised 2026 guidance.
ECPG's headline earnings, including a $5.57 EPS in 2026Q3 against a $3.24 consensus, suggest recovering profitability, yet the earnings base remains unstable because provision expense swung from -$44.4M in 2025Q4 to $231.1M in 2026Q2 and net interest income alternated between roughly $383M and negative values across…
Price trend, volume and key moving averages
Trailing total returns as of 11/8/2026, which may include dividends or other distributions. Benchmark is S&P 500 (^GSPC).
Check whether operating performance supports the current valuation.
Recent results and news deserve attention only when they alter the forward view.
| Quarter | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|
Q4 2026Latest Nov 4, 2026 | $5.57+66.3% vs $3.35 | $545M+16.7% vs $467M |
Q3 2026 Aug 5, 2026 | $2.81+5.2% vs $2.67 | $492M+8.1% vs $455M |
Q2 2026 May 6, 2026 | $3.86+18.4% vs $3.26 | $475M+6.5% vs $446M |
Q1 2026 Feb 25, 2026 | $3.37+53.2% vs $2.20 | $474M+12.2% vs $422M |
Encore Capital shares soar 26.3% on blowout Q3 earnings, record global collections and raised 2026 guidance.
Encore Capital Group Inc (NASDAQ: ECPG - Get Free Report) hit a new 52-week high during mid-day trading on Thursday after the company announced better than expected quarterly earnings. The stock traded as high as $106.83 and last traded at $112.8610, with a volume of 1,166 shares. The stock had previously closed at $99.93. The asset
Encore Capital Group, Inc. (ECPG) Q3 2026 Earnings Call Transcript
Encore Capital Group NASDAQ: ECPG reported record collections and higher third-quarter earnings, as the debt buyer increased its full-year collections outlook and projected continued earnings growth in 2027.
Benchmark ECPG against direct peers instead of judging its metrics in isolation.
Key metrics vs top competitors for Encore Capital Group, Inc. (ECPG)
| Company | Price | Market Cap | P/E Ratio | Rev Growth (1Y) | Net Margin | ROE | Div Yield |
|---|---|---|---|---|---|---|---|
| $114.14 | $2.45B | 7.24 | 38.64% | 20.75% | 33.67% | — | |
| $12.92 | $492.78M | 3.12 | -4.51% | 13.85% | 14.48% | — | |
| $185.67 | $8.05B | 20.21 | 7.81% | 9.81% | 17.73% | 0.86% | |
| $36.25 | $333.8M | 7.13 | 9.1% | 8.05% | 12.61% | 3.19% | |
| $16.94 | $3.18B | 5.54 | 7.32% | 31.69% | 23.59% | 19.95% | |
| $529.56 | $5.54B | 16.36 | -13.12% | 17.69% | 22.41% | — |
Encore Capital Group, Inc. (ECPG) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
Verify the primary filings, follow material updates, and answer the remaining questions.
Encore Capital Group, Inc. (ECPG) SEC filings — annual & quarterly reports (10-K, 10-Q)
Nov 4, 2026·SEC
Aug 5, 2026·SEC
Jul 22, 2026·SEC
Get notified when ECPG posts new earnings or crosses analyst targets
Free. No account needed. Unsubscribe any time.
Encore Capital Group, Inc. (ECPG) stock FAQ — growth, dividends, profitability & financials explained
Encore Capital Group, Inc. (ECPG) grew revenue by 32.8% over the trailing twelve months, compared with the twelve months before.
Yes. Encore Capital Group, Inc. (ECPG) earned $350.9M in net income over the trailing twelve months (a 20.8% net margin).
Encore Capital Group, Inc. (ECPG) had a return on equity (ROE) of 33.7% over the trailing twelve months. That is well above the market's typical 10-15%.
Encore Capital Group, Inc. (ECPG) has a net interest margin (NIM) of -5.4%. NIM has been under pressure due to interest rate environment.
Encore Capital Group, Inc. (ECPG) has an efficiency ratio of 40.2%. This is excellent, indicating strong cost control.
