Encore Capital Group, Inc. (ECPG) Earnings History
Annual and quarterly earnings data from 1998 to 2025
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ECPG EPS Growth (CAGR)
Compound annual growth rate of diluted earnings per share
CAGR (Compound Annual Growth Rate) shows the annualized growth rate of EPS over the specified period. A higher CAGR indicates stronger earnings momentum.
ECPG Profitability Analysis
Margin trends over time
| Year | Gross Margin | Operating Margin | Net Margin |
|---|---|---|---|
| 2025 | 69.0% | 35.4% | 14.6% |
| 2024 | 45.9% | 12.0% | -10.6% |
| 2023 | 46.7% | 1.4% | -16.9% |
| 2022 | 55.0% | 33.1% | 13.9% |
| 2021 | 57.5% | 39.2% | 21.7% |
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Encore Capital Group, Inc. (ECPG) Earnings Overview
As of May 7, 2026, Encore Capital Group, Inc. (ECPG) reported trailing twelve-month net income of $296M, reflecting +287.1% year-over-year growth. The company earned $13.27 per diluted share over the past four quarters, with a net profit margin of 14.6%.
Looking at the long-term picture, ECPG's 5-year EPS compound annual growth rate (CAGR) stands at +10.3%, showing solid earnings momentum. The company achieved its highest annual net income of $351M in fiscal 2021.
Encore Capital Group, Inc. maintains positive profitability with a gross margin of 69.0%, operating margin of 35.4%, and net margin of 14.6%. The company continues to generate positive earnings from operations. View revenue history →
Compared to peers including PRA ($65M net income, 4.6% margin), PRAA (-$305M net income, -24.6% margin), FCFS ($354M net income, 9.0% margin), ECPG has outperformed on profitability metrics. Compare ECPG vs PRA →
ECPG Earnings vs Peers
Earnings metrics vs comparable public companies
ECPG Historical Earnings Data (1998–2025)
28 years| Fiscal Year | Net Income | YoY % | Operating Income | EPS (Diluted) | Net Margin | Op. Margin |
|---|---|---|---|---|---|---|
| 2025 | $257M | +284.4% | $624M | $10.91 | 14.6% | 35.4% |
| 2024 | -$139M | +32.6% | $157M | $-5.83 | -10.6% | 12.0% |
| 2023 | -$206M | -206.1% | $17M | $-8.72 | -16.9% | 1.4% |
| 2022 | $195M | -44.5% | $462M | $7.46 | 13.9% | 33.1% |
| 2021 | $351M | +65.6% | $633M | $11.26 | 21.7% | 39.2% |
| 2020 | $212M | +26.2% | $534M | $6.68 | 14.1% | 35.5% |
| 2019 | $168M | +44.9% | $446M | $5.33 | 12.0% | 31.9% |
| 2018 | $116M | +39.2% | $405M | $4.06 | 8.5% | 29.8% |
| 2017 | $83M | +8.7% | $325M | $3.15 | 7.0% | 27.3% |
| 2016 | $77M | +69.6% | $242M | $2.96 | 7.4% | 23.5% |
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Start ComparisonECPG — Frequently Asked Questions
Quick answers to the most common questions about buying ECPG stock.
Is ECPG growing earnings?
ECPG EPS is $13.27, with earnings growth accelerating to +287.1%. This exceeds the 5-year CAGR of +10.3%. TTM net income reached $296M.
What are ECPG's profit margins?
Encore Capital Group, Inc. net margin is +14.6%, with operating margin at +35.4%. Margins sit within typical range for the sector.
How consistent are ECPG's earnings?
ECPG earnings data spans 1998-2025. The accelerating earnings trend is +287.1% YoY. Historical data enables comparison across business cycles.