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First Citizens BancShares, Inc.(FCNCA)Earnings, Financials & Key Ratios
FCNCA•NASDAQ•Banking & Credit
$1991.33
$23.14B mkt cap·12.0× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial and middle-market focused banks
AboutFirst Citizens BancShares, Inc. operates as the holding company for First-Citizens Bank & Trust Company that provides retail and commercial banking services to individuals, businesses, and professionals. The company's deposit products include checking, savings, money market, and time deposit accounts. Its loan product portfolio comprises commercial construction and land development, commercial mortgage, commercial and industrial, and lease financing loans, as well as small business administration paycheck protection program loans; and consumer loans, such as residential and revolving mortgage, construction and land development, consumer auto, and other consumer loans. The company also offers treasury services products, cardholder and merchant services, wealth management services, and various other products and services; investment products, including annuities, discount brokerage services, and third-party mutual funds, as well as investment management and advisory services; and defined benefit and defined contribution, insurance, private banking, trust, fiduciary, philanthropy, and special asset services. The company provides its products and services through its branch network, as well as through digital banking, telephone banking, and various ATM networks. As of December 31, 2021, it operated 529 branches in Arizona, California, Colorado, Florida, Georgia, Kansas, Maryland, Missouri, North Carolina, New Mexico, Oklahoma, Oregon, South Carolina, Tennessee, Texas, Virginia, Washington, Wisconsin, and West Virginia. First Citizens BancShares, Inc. was founded in 1898 and is headquartered in Raleigh, North Carolina.Show more
- Net Interest Income$6.81B-4.6%
- Total Revenue$14.5B-3.0%
- Net Income$2.21B-20.6%
- Return on Equity9.92%-22.3%
- Net Interest Margin2.97%-7.1%
- Efficiency Ratio40.95%+7.2%
- ROA0.97%-23.3%
- Equity / Assets9.68%-2.6%
- Book Value per Share1798.75+16.1%
- Tangible BV/Share1754.99+16.5%
- Debt/Equity1.62-3.8%
FCNCA Key Insights
First Citizens BancShares, Inc. (FCNCA) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Excellent 3Y average ROE of 32.3%
- ✓Strong 5Y profit CAGR of 35.0%
- ✓Efficient operations: 40.9% efficiency ratio
- ✓Share count reduced 13.8% through buybacks
- ✓Trading at only 1.1x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
FCNCA Price & Volume
First Citizens BancShares, Inc. (FCNCA) stock price & volume — 10-year historical chart
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FCNCA Growth Metrics
First Citizens BancShares, Inc. (FCNCA) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years27.22%
5 Years49.89%
3 Years41.69%
TTM-
Profit CAGR
10 Years26.49%
5 Years35%
3 Years26.18%
TTM-20.56%
EPS CAGR
10 Years25.2%
5 Years28.4%
3 Years34.98%
TTM-12.49%
Return on Capital
10 Years11.82%
5 Years12.28%
3 Years12.8%
Last Year4.41%
FCNCA Recent Earnings
First Citizens BancShares, Inc. (FCNCA) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 9/12 qtrs (75%)●Beat Revenue 12/12 qtrs (100%)
Q2 2026Latest
Apr 23, 2026EPS
$44.86
Est $39.02
+15.0%
Revenue
$2.2B
Est $2.2B
+3.2%
Q1 2026
Jan 23, 2026EPS
$0.51
Est $0.44
+16.5%
Revenue
$2.4B
Est $2.2B
+7.9%
Q4 2025
Oct 23, 2025EPS
$44.62
Est $41.87
+6.6%
Revenue
$2.4B
Est $2.2B
+9.6%
Q3 2025
Jul 25, 2025EPS
$44.78
Est $39.71
+12.8%
Revenue
$2.4B
Est $2.2B
+8.7%
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $44.86vs $39.02+15.0% | $2.2Bvs $2.2B+3.2% |
| Q1 2026 | Jan 23, 2026 | $0.51vs $0.44+16.5% | $2.4Bvs $2.2B+7.9% |
| Q4 2025 | Oct 23, 2025 | $44.62vs $41.87+6.6% | $2.4Bvs $2.2B+9.6% |
| Q3 2025 | Jul 25, 2025 | $44.78vs $39.71+12.8% | $2.4Bvs $2.2B+8.7% |
Based on last 12 quarters of dataView full earnings history →
FCNCA Peer Comparison
First Citizens BancShares, Inc. (FCNCA) competitors in Commercial and middle-market focused banks — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 HBAN | 26.34B | 16.64 | 11.97 | 4.38% | 10.04% | 0.76 | ||
 CFG | 28.31B | 65.62 | 21.66 | 1.31% | 6.6% | 0.51 | ||
 RF | 24.49B | 28.21 | 12.32 | 2.51% | 11.29% | 0.26 | ||
 FITB | 34.06B | 50.84 | 16.19 | 5.62% | 11.43% | 0.97 | ||
 KEY | 24.51B | 22.23 | 14.63 | 23.56% | 8.97% | 0.54 | ||
 CMA | 11.35B | 88.67 | 16.76 | -3.91% | 9.38% | 0.70 | ||
 ZION | 9.46B | 63.96 | 12.92 | 7.98% | 12.41% | 0.71 | ||
 WAL | 9.16B | 83.33 | 9.55 | 5.17% | 12.81% | 0.82 |
Compare FCNCA vs Peers
First Citizens BancShares, Inc. (FCNCA) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
FCNCA Income Statement
First Citizens BancShares, Inc. (FCNCA) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 1.06B | 1.21B | 1.31B | 1.39B | 1.39B | 2.95B | 6.71B | 7.14B | 6.81B |
| NII Growth % | 12.2% | 14.06% | 8.48% | 5.84% | 0.14% | 111.94% | 127.83% | 6.42% | -4.61% |
| Net Interest Margin % | 3.07% | 3.41% | 3.29% | 2.78% | 2.38% | 2.7% | 3.14% | 3.19% | 2.97% |
| Interest Income | 1.1B | 1.25B | 1.4B | 1.48B | 1.45B | 3.41B | 10.39B | 12.35B | 11.78B |
| Interest Expense | 43.79M | 36.86M | 92.64M | 96M | 61M | 467M | 3.68B | 5.21B | 4.96B |
| Loan Loss Provision | 25.69M | 28.47M | 31.44M | 58M | -37M | 645M | 1.38B | 431M | 626M |
| Non-Interest Income | 349.06M | 343.58M | 386.31M | 432M | 448M | 1.68B | 2.25B | 2.59B | 2.72B |
| Non-Interest Income % | 24.03% | 21.62% | 21.58% | 22.55% | 23.59% | 33.03% | 17.78% | 17.32% | 18.76% |
| Total Revenue | 1.45B▲ 0% | 1.59B▲ 9.4% | 1.79B▲ 12.6% | 1.92B▲ 7.0% | 1.9B▼ 0.9% | 5.1B▲ 168.4% | 12.64B▲ 148.0% | 14.94B▲ 18.2% | 14.5B▼ 3.0% |
| Revenue Growth % | 8.41% | 9.4% | 12.65% | 7.02% | -0.89% | 168.35% | 148% | 18.21% | -2.97% |
| Non-Interest Expense | 839.57M | 1.02B | 1.07B | 1.14B | 1.17B | 2.62B | -4.49B | 5.71B | 5.94B |
| Efficiency Ratio | 57.79% | 64.2% | 60% | 59.71% | 61.82% | 51.45% | -35.55% | 38.2% | 40.95% |
| Operating Income | 543.7M▲ 0% | 503.61M▼ 7.4% | 592.05M▲ 17.6% | 618M▲ 4.4% | 701M▲ 13.4% | 1.36B▲ 94.3% | 12.08B▲ 786.7% | 3.59B▼ 70.3% | 2.97B▼ 17.3% |
| Operating Margin % | 37.43% | 31.69% | 33.07% | 32.25% | 36.91% | 26.73% | 95.56% | 24.04% | 20.49% |
| Operating Income Growth % | 54.87% | -7.37% | 17.56% | 4.38% | 13.43% | 94.29% | 786.71% | -70.26% | -17.29% |
| Pretax Income | 543.7M▲ 0% | 503.61M▼ 7.4% | 592.05M▲ 17.6% | 618M▲ 4.4% | 701M▲ 13.4% | 1.36B▲ 94.3% | 12.08B▲ 786.7% | 3.59B▼ 70.3% | 2.97B▼ 17.3% |
| Pretax Margin % | 37.43% | 31.69% | 33.07% | 32.25% | 36.91% | 26.73% | 95.56% | 24.04% | 20.49% |
| Income Tax | 219.95M | 103.3M | 134.68M | 126M | 154M | 264M | 611M | 815M | 765M |
| Effective Tax Rate % | 40.45% | 20.51% | 22.75% | 20.39% | 21.97% | 19.38% | 5.06% | 22.69% | 25.75% |
| Net Income | 323.75M▲ 0% | 400.31M▲ 23.6% | 457.37M▲ 14.3% | 492M▲ 7.6% | 547M▲ 11.2% | 1.1B▲ 100.7% | 11.47B▲ 944.3% | 2.78B▼ 75.8% | 2.21B▼ 20.6% |
| Net Margin % | 22.29% | 25.19% | 25.55% | 25.68% | 28.8% | 21.55% | 90.73% | 18.59% | 15.22% |
| Net Income Growth % | 43.58% | 23.65% | 14.25% | 7.57% | 11.18% | 100.73% | 944.26% | -75.78% | -20.56% |
| Net Income (Continuing) | 323.75M | 400.31M | 457.37M | 492M | 547M | 1.1B | 11.47B | 2.78B | 2.21B |
| EPS (Diluted) | 26.96▲ 0% | 33.53▲ 24.4% | 41.05▲ 22.4% | 47.50▲ 15.7% | 53.88▲ 13.4% | 67.40▲ 25.1% | 784.55▲ 1064.0% | 189.41▼ 75.9% | 165.76▼ 12.5% |
| EPS Growth % | 43.63% | 24.37% | 22.43% | 15.71% | 13.43% | 25.09% | 1064.02% | -75.86% | -12.49% |
| EPS (Basic) | 26.96 | 33.53 | 41.05 | 47.50 | 53.88 | 67.47 | 785.18 | 189.42 | 165.76 |
| Diluted Shares Outstanding | 12.01M | 11.94M | 11.14M | 10.06M | 9.82M | 15.55M | 14.54M | 14.34M | 12.36M |
FCNCA Balance Sheet
First Citizens BancShares, Inc. (FCNCA) balance sheet — assets, liabilities & shareholders' equity
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 8.9B | 5.68B | 8.54B | 11.72B | 18.66B | 14.54B | 54.45B | 56.09B | 20.83B |
| Cash & Due from Banks | 336.15M | 327.44M | 376.72M | 362.05M | 9.45B | 5.54B | 34.52B | 22.18B | 20.6B |
| Short Term Investments | 8.57B | 5.35B | 8.17B | 11.36B | 9.2B | 8.99B | 19.94B | 33.91B | 232M |
| Total Investments | 32.22B | 33.2B | 37.01B | 47.35B | 45.48B | 88.1B | 162.37B | 184.01B | 41.8B |
| Investments Growth % | 5.72% | 3.06% | 11.46% | 27.96% | -3.94% | 93.69% | 84.31% | 13.33% | -77.29% |
| Long-Term Investments | 23.65B | 27.85B | 28.84B | 35.77B | 36.28B | 79.1B | 142.44B | 150.26B | 41.56B |
| Accounts Receivables | 0 | 0 | 0 | 0 | 134M | 329M | 832M | 902M | 146.36B |
| Goodwill & Intangibles | 223.7M | 308.64M | 417.67M | 401.07M | 388M | 511M | 683M | 622M | 541M |
| Goodwill | 150.6M | 236.35M | 349.4M | 350.3M | 346M | 346M | 346M | 346M | 346M |
| Intangible Assets | 73.1M | 72.3M | 68.28M | 50.77M | 42M | 165M | 337M | 276M | 195M |
| PP&E (Net) | 1.14B | 1.2B | 1.24B | 1.32B | 1.3B | 9.96B | 10.98B | 11.64B | 12.07B |
| Other Assets | 739.69M | 481.63M | 657.48M | 495.98M | 446.34M | 2.32B | 1.53B | 1.62B | 7.52B |
| Total Current Assets | 9B | 5.79B | 8.67B | 11.98B | 19.9B | 17.41B | 57.66B | 59.58B | 168B |
| Total Non-Current Assets | 25.53B | 29.62B | 31.16B | 37.98B | 38.41B | 91.89B | 155.62B | 164.14B | 61.7B |
| Total Assets | 34.53B▲ 0% | 35.41B▲ 2.6% | 39.82B▲ 12.5% | 49.96B▲ 25.4% | 58.31B▲ 16.7% | 109.3B▲ 87.4% | 213.76B▲ 95.6% | 223.72B▲ 4.7% | 229.7B▲ 2.7% |
| Asset Growth % | 4.66% | 2.55% | 12.47% | 25.44% | 16.72% | 87.45% | 95.57% | 4.66% | 2.67% |
| Return on Assets (ROA) | 0.96% | 1.14% | 1.22% | 1.1% | 1.01% | 1.31% | 7.1% | 1.27% | 0.97% |
| Accounts Payable | 0 | 0 | 0 | 0 | 8M | 57M | 137M | 134M | 0 |
| Total Debt | 1.56B | 933.66M | 1.33B | 1.89B | 1.78B | 7B | 38.05B | 37.41B | 36.01B |
| Net Debt | 1.23B | 606.23M | 950.15M | 1.53B | -7.67B | 1.45B | 3.53B | 15.23B | 15.41B |
| Long-Term Debt | 877.45M | 348.22M | 883.91M | 1.24B | 1.19B | 4.45B | 37.16B | 36.67B | 35.78B |
| Short-Term Debt | 678.81M | 572.29M | 442.96M | 641.49M | 589M | 2.19B | 485M | 367M | 224M |
| Other Liabilities | 363.13M | 313.55M | 480.2M | 407.15M | 381M | 2.61B | 4.49B | 5.19B | 8.73B |
| Total Current Liabilities | 29.95B | 31.24B | 34.87B | 44.07B | 51.99B | 91.93B | 146.87B | 155.73B | 162.95B |
| Total Non-Current Liabilities | 1.25B | 674.93M | 1.36B | 1.66B | 1.58B | 7.71B | 45.63B | 45.76B | 44.51B |
| Total Liabilities | 31.19B | 31.92B | 36.24B | 45.73B | 53.57B | 99.64B | 192.5B | 201.49B | 207.46B |
| Total Equity | 3.33B▲ 0% | 3.49B▲ 4.6% | 3.59B▲ 2.8% | 4.23B▲ 17.9% | 4.74B▲ 12.0% | 9.66B▲ 103.9% | 21.25B▲ 120.0% | 22.23B▲ 4.6% | 22.24B▲ 0.0% |
| Equity Growth % | 10.68% | 4.65% | 2.79% | 17.93% | 12.03% | 103.93% | 119.99% | 4.58% | 0.04% |
| Equity / Assets (Capital Ratio) | 9.66% | 9.85% | 9% | 8.47% | 8.13% | 8.84% | 9.94% | 9.94% | 9.68% |
| Return on Equity (ROE) | 10.2% | 11.73% | 12.93% | 12.59% | 12.2% | 15.25% | 74.17% | 12.77% | 9.92% |
| Book Value per Share | 277.61 | 292.26 | 321.89 | 420.53 | 482.68 | 621.35 | 1461.83 | 1549.75 | 1798.75 |
| Tangible BV per Share | 258.98 | 266.40 | 284.40 | 380.65 | 443.15 | 588.49 | 1414.86 | 1506.38 | 1754.99 |
| Common Stock | 12.01M | 11.63M | 10.63M | 9.82M | 10M | 15M | 15M | 14M | 12M |
| Additional Paid-in Capital | 658.92M | 493.96M | 44.08M | 0 | 0 | 4.11B | 4.11B | 2.42B | 0 |
| Retained Earnings | 2.79B | 3.22B | 3.66B | 3.87B | 4.38B | 5.39B | 16.74B | 19.36B | 20.77B |
| Accumulated OCI | -122.29M | -235.19M | -126.72M | 12.26M | 10M | -735M | -491M | -445M | 83M |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Preferred Stock | 0 | 0 | 0 | 339.94M | 340M | 881M | 881M | 881M | 1.38B |
FCNCA Cash Flow Statement
First Citizens BancShares, Inc. (FCNCA) cash flow — operating, investing & free cash flow history
| Line item | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 355.26M | 453.77M | 578.25M | 376M | -284M | 2.79B | 2.66B | 2.99B | 2.92B |
| Operating CF Growth % | 54.12% | 27.73% | 27.43% | -34.98% | -175.53% | 1082.75% | -4.69% | 12.33% | -2.18% |
| Net Income | 323.75M | 400.31M | 457.37M | 492M | 547M | 1.1B | 11.47B | 2.78B | 2.21B |
| Depreciation & Amortization | 113.65M | 120.43M | 127.69M | 133M | 143M | 533M | -57M | 130M | 405M |
| Deferred Taxes | 125.84M | -13.38M | 54.6M | -26M | -8M | 206M | -165M | 6M | -111M |
| Other Non-Cash Items | -135.08M | -69.95M | -11.84M | -73M | -238M | 191M | -8.42B | 604M | 535M |
| Working Capital Changes | -72.9M | 16.36M | -49.57M | -150M | -728M | 744M | -173M | -529M | -112M |
| Cash from Investing | -668.67M | 101.14M | -1.6B | -9.91B | -7.57B | 75M | 2.43B | -10.15B | -5.61B |
| Purchase of Investments | -3.06B | -1.55B | -5.02B | -10.63B | -7.78B | -2.74B | -13.05B | -23.29B | -14.36B |
| Sale/Maturity of Investments | 3.19B | 2.93B | 5.05B | 8.03B | 4.66B | 2.07B | 3.12B | 9.52B | 16.8B |
| Net Investment Activity | 126.3M | 1.38B | 32.21M | -2.6B | -3.12B | -666M | -9.93B | -13.77B | 2.44B |
| Acquisitions | 304.82M | -155.13M | -236.73M | -60M | 0 | 134M | 810M | 0 | 0 |
| Other Investing | -1.01B | -984.45M | -1.27B | -7.11B | -4.34B | 1.53B | 12.97B | 5.15B | -7.2B |
| Cash from Financing | 109.82M | -563.62M | 1.07B | 9.52B | 7.83B | -2.69B | -4.7B | 7.07B | 2.67B |
| Dividends Paid | -14.41M | -16.78M | -18.14M | -30M | -42M | -83M | -117M | -158M | -161M |
| Share Repurchases | 0 | -163.09M | -453.12M | -334M | 0 | -1.24B | 0 | -1.65B | -3.03B |
| Stock Issued | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 494M |
| Net Stock Activity | 0 | -163.09M | -453.12M | -334M | 0 | -1.24B | 0 | -1.65B | -2.53B |
| Debt Issuance (Net) | 1000K | -1000K | 1000K | 1000K | -1000K | 1000K | -1000K | -1000K | -1000K |
| Other Financing | 870K | 490.22M | 1.44B | 8.98B | 7.98B | -1.87B | 297M | 9.33B | 6.52B |
| Net Change in Cash | -203.59M▲ 0% | -8.71M▲ 95.7% | 49.28M▲ 665.8% | -15M▼ 130.4% | -24M▼ 60.0% | 180M▲ 850.0% | 390M▲ 116.7% | -94M▼ 124.1% | -13M▲ 86.2% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 539.74M | 336.15M | 327.44M | 377M | 362M | 338M | 518M | 908M | 814M |
| Cash at End | 336.15M | 327.44M | 376.72M | 362M | 338M | 518M | 908M | 814M | 801M |
| Interest Paid | 43.64M | 37.1M | 78.23M | 105M | 62M | 525M | 3.69B | 0 | 0 |
| Income Taxes Paid | 88.56M | 73.81M | 83.04M | 117M | 870M | 0 | 514M | 0 | 0 |
| Free Cash Flow | 270.46M▲ 0% | 313.32M▲ 15.8% | 457.17M▲ 45.9% | 243M▼ 46.8% | -391M▼ 260.9% | 1.86B▲ 577.0% | 1.23B▼ 33.9% | 1.45B▲ 17.9% | 2.07B▲ 42.5% |
| FCF Growth % | 81.93% | 15.85% | 45.91% | -46.85% | -260.91% | 576.98% | -33.94% | 17.94% | 42.53% |
FCNCA Banking Ratios
First Citizens BancShares, Inc. (FCNCA) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 7.66% | 10.2% | 11.73% | 12.93% | 12.59% | 12.2% | 15.25% | 74.17% | 12.77% | 9.92% |
| Return on Assets (ROA) | 0.7% | 0.96% | 1.14% | 1.22% | 1.1% | 1.01% | 1.31% | 7.1% | 1.27% | 0.97% |
| Net Interest Margin | 2.86% | 3.07% | 3.41% | 3.29% | 2.78% | 2.38% | 2.7% | 3.14% | 3.19% | 2.97% |
| Efficiency Ratio | 68.13% | 57.79% | 64.2% | 60% | 59.71% | 61.82% | 51.45% | -35.55% | 38.2% | 40.95% |
| Equity / Assets | 9.13% | 9.66% | 9.85% | 9% | 8.47% | 8.13% | 8.84% | 9.94% | 9.94% | 9.68% |
| Book Value / Share | 250.83 | 277.61 | 292.26 | 321.89 | 420.53 | 482.68 | 621.35 | 1.46K | 1.55K | 1.8K |
| NII Growth | 2.14% | 12.2% | 14.06% | 8.48% | 5.84% | 0.14% | 111.94% | 127.83% | 6.42% | -4.61% |
| Dividend Payout | 6.39% | 4.45% | 4.19% | 3.97% | 6.1% | 7.68% | 7.56% | 1.02% | 5.69% | 7.3% |
FCNCA SEC Filings & Documents
First Citizens BancShares, Inc. (FCNCA) SEC filings — annual & quarterly reports (10-K, 10-Q)
FCNCA Frequently Asked Questions
First Citizens BancShares, Inc. (FCNCA) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
First Citizens BancShares, Inc. (FCNCA) saw revenue decline by 3.0% over the past year.
Yes, First Citizens BancShares, Inc. (FCNCA) is profitable, generating $2.21B in net income for fiscal year 2025 (15.2% net margin).
Dividend & Returns
Yes, First Citizens BancShares, Inc. (FCNCA) pays a dividend with a yield of 0.65%. This makes it attractive for income-focused investors.
First Citizens BancShares, Inc. (FCNCA) has a return on equity (ROE) of 9.9%. This is below average, suggesting room for improvement.
Industry Metrics
First Citizens BancShares, Inc. (FCNCA) has a net interest margin (NIM) of 3.0%. NIM has been under pressure due to interest rate environment.
First Citizens BancShares, Inc. (FCNCA) has an efficiency ratio of 40.9%. This is excellent, indicating strong cost control.
Explore More FCNCA
First Citizens BancShares, Inc. (FCNCA) financial analysis — history, returns, DCA and operating performance tools
Full FCNCA Stock Analysis
Analyst verdict, bull/bear case, risk factors and peer comparison
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
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Dividend History
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Earnings History
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Price History
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Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates