Highest Performances Holdings Inc. American Depository Shares(MAAS)Earnings, Financials & Key Ratios
MAAS•NASDAQ•Banking & Credit
$9.30
$561M mkt cap·Price updated May 7, 2026
AboutHighest Performances Holdings Inc., formerly known as Puyi Inc., is a China-based financial technology company established in 2010. It offers a range of services including wealth management, insurance consulting, trust consulting, and asset management. The company operates through three main segments: Insurance Agency, Claims Adjusting, and Wealth Management.Show more
- Net Interest Income$17M+93.4%
- Total Revenue$1.19B+935.8%
- Net Income-$290M-564.7%
- Return on Equity-20.28%-11.0%
- Net Interest Margin0.39%-88.0%
- Efficiency Ratio78.5%-41.3%
- ROA-12.75%-6.6%
- Equity / Assets61.71%-24.8%
- Book Value per Share43.77+1116.3%
- Tangible BV/Share32.81+819.4%
- Debt/Equity0.08+22.5%
MAAS Key Insights
Highest Performances Holdings Inc. American Depository Shares (MAAS) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Company is almost debt free
- ✓Momentum leader: RS Rating 96 (top 4%)
- ✓Well capitalized: 61.7% equity/assets
- ✓Diversified revenue: 98.6% from non-interest income
- ✓Trading at only 1.4x book value
✗Weaknesses
- ✗Weak NIM of 0.4%
- ✗High cost structure: 78.5% efficiency ratio
- ✗Trading more than 30% below 52-week high
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MAAS Price & Volume
Highest Performances Holdings Inc. American Depository Shares (MAAS) stock price & volume — 10-year historical chart
Loading chart...
MAAS Growth Metrics
Highest Performances Holdings Inc. American Depository Shares (MAAS) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years-
5 Years42.29%
3 Years83.7%
TTM-
Profit CAGR
10 Years-
5 Years-
3 Years-
TTM-
EPS CAGR
10 Years-
5 Years-
3 Years-
TTM-
Return on Capital
10 Years-2.49%
5 Years-20.84%
3 Years-23.46%
Last Year-25.13%
MAAS Peer Comparison
Highest Performances Holdings Inc. American Depository Shares (MAAS) competitors in Wealth managers and broker platforms — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 AIXI | 7.64M | 0.72 | -0.45 | 18.84% | -45.89% | |||
 BTBT | 589.49M | 1.83 | 9.15 | 264.59% | 21.41% | 0.03 | ||
 CLPS | 25.36M | 0.91 | -3.48 | 15.17% | -1.27% | -6.06% | 0.59 | |
 CNET | 1.86M | 0.70 | -0.38 | -49.52% | -33.36% | -60.34% | 0.03 | |
 EDTK | 15.93M | 1.00 | -5.26 | -55.29% | -416.15% | -133.28% | 0.05 | |
 GFAI | 10.31M | 0.47 | -0.89 | 0.18% | -32.94% | -69.69% | 0.08 | |
 BIDU | 48.92B | 139.87 | 14.44 | -1.09% | 6.9% | 3.13% | 0.28 | |
 JD | 46.46B | 30.21 | 7.64 | 6.84% | 2.47% | 10.53% | 0.29 |
Compare MAAS vs Peers
Highest Performances Holdings Inc. American Depository Shares (MAAS) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MAAS Income Statement
Highest Performances Holdings Inc. American Depository Shares (MAAS) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | -2.26M | 3.64M | 4.91M | 11M | 10.92M | 7.47M | 8.59M | 16.62M | - |
| NII Growth % | - | 261.06% | 34.84% | 124.18% | -0.76% | -31.55% | 14.95% | 93.45% | - |
| Net Interest Margin % | -1.18% | 1.61% | 1.02% | 2.54% | 2.33% | 1.61% | 3.25% | 0.39% | - |
| Interest Income | 51K | 3.64M | 5.96M | 11M | 10.92M | 7.47M | 8.59M | 16.62M | - |
| Interest Expense | 2.31M | 0 | 1.05M | 0 | 0 | 0 | 0 | 0 | - |
| Loan Loss Provision | 51.09M | 28.82M | 30.04M | 31.76M | 44.04M | 55.06M | 20.29M | 715.61M | - |
| Non-Interest Income | 155.64M | 162.17M | 197.28M | 118.48M | 180.28M | 181.27M | 105.85M | 1.17B | - |
| Non-Interest Income % | 99.97% | 97.8% | 97.07% | 91.5% | 94.29% | 96.04% | 92.49% | 98.6% | - |
| Total Revenue | 155.69M▲ 0% | 165.81M▲ 6.5% | 203.23M▲ 22.6% | 129.48M▼ 36.3% | 191.2M▲ 47.7% | 188.74M▼ 1.3% | 114.44M▼ 39.4% | 1.19B▲ 935.8% | -▲ 0% |
| Revenue Growth % | - | 6.5% | 22.57% | -36.29% | 47.66% | -1.29% | -39.37% | 935.76% | - |
| Non-Interest Expense | 55.06M | 74.09M | 116.06M | 151.25M | 220.34M | 207.79M | 152.96M | 930.48M | - |
| Efficiency Ratio | 35.36% | 44.69% | 57.11% | 116.81% | 115.24% | 110.09% | 133.66% | 78.5% | - |
| Operating Income | 47.24M▲ 0% | 62.89M▲ 33.1% | 56.08M▼ 10.8% | -53.52M▼ 195.4% | -73.18M▼ 36.7% | -74.1M▼ 1.3% | -58.8M▲ 20.6% | -460.76M▼ 683.6% | -▲ 0% |
| Operating Margin % | 30.34% | 37.93% | 27.59% | -41.34% | -38.28% | -39.26% | -51.38% | -38.87% | - |
| Operating Income Growth % | - | 33.14% | -10.83% | -195.44% | -36.73% | -1.26% | 20.65% | -683.56% | - |
| Pretax Income | 47.53M▲ 0% | 71.88M▲ 51.2% | 61.42M▼ 14.6% | -35.95M▼ 158.5% | -55.67M▼ 54.9% | -61.59M▼ 10.6% | -34.99M▲ 43.2% | -499.13M▼ 1326.4% | -▲ 0% |
| Pretax Margin % | 30.53% | 43.35% | 30.22% | -27.76% | -29.12% | -32.63% | -30.58% | -42.11% | - |
| Income Tax | 7.64M | 8.26M | 9.4M | -2.39M | -9.61M | -925K | 8.59M | 12.95M | - |
| Effective Tax Rate % | 16.07% | 11.49% | 15.3% | 6.66% | 17.26% | 1.5% | -24.53% | -2.59% | - |
| Net Income | 37.81M▲ 0% | 64.6M▲ 70.8% | 53.53M▼ 17.1% | -32.9M▼ 161.5% | -46.37M▼ 40.9% | -60.67M▼ 30.8% | -43.58M▲ 28.2% | -289.67M▼ 564.7% | -▲ 0% |
| Net Margin % | 24.29% | 38.96% | 26.34% | -25.41% | -24.25% | -32.14% | -38.08% | -24.44% | - |
| Net Income Growth % | - | 70.83% | -17.13% | -161.47% | -40.93% | -30.83% | 28.17% | -564.73% | - |
| Net Income (Continuing) | 39.89M | 63.62M | 52.02M | -33.55M | -46.07M | -60.67M | -43.58M | -512.07M | - |
| EPS (Diluted) | 0.67▲ 0% | 1.15▲ 71.6% | 0.95▼ 17.4% | -0.55▼ 157.9% | -0.77▼ 40.0% | -1.01▼ 31.2% | -0.72▲ 28.7% | -4.80▼ 566.7% | -▲ 0% |
| EPS Growth % | - | 71.64% | -17.39% | -157.89% | -40% | -31.17% | 28.71% | -566.67% | - |
| EPS (Basic) | 0.67 | 1.15 | 0.95 | -0.55 | -0.77 | -1.01 | -0.72 | -4.80 | - |
| Diluted Shares Outstanding | 56.02M | 56.02M | 56.67M | 60.31M | 60.31M | 60.31M | 60.31M | 60.31M | 60.31M |
MAAS Balance Sheet
Highest Performances Holdings Inc. American Depository Shares (MAAS) balance sheet — assets, liabilities & shareholders' equity
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 69.44M | 118.88M | 380.44M | 289.92M | 260.59M | 199.26M | 164.47M | 879.61M | - |
| Cash & Due from Banks | 55.2M | 103.23M | 378.44M | 285.92M | 260.59M | 194.26M | 164.47M | 295.69M | - |
| Short Term Investments | 14.24M | 15.65M | 2M | 4M | 0 | 5M | 0 | 583.92M | - |
| Total Investments | 14.24M | 20.65M | 4M | 4M | 0 | 5M | 0 | 592.53M | - |
| Investments Growth % | - | 45% | -80.63% | 0% | -100% | - | -100% | - | - |
| Long-Term Investments | 0 | 5M | 2M | 0 | 0 | 0 | 0 | 8.61M | - |
| Accounts Receivables | 23.12M | 30.76M | 27.77M | 39.81M | 55.15M | 59.51M | 37.6M | 272.93M | - |
| Goodwill & Intangibles | 1.5M | 700K | 733K | 363K | 1.6M | 1.11M | 1.79M | 660.68M | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 243.11M | - |
| Intangible Assets | 1.5M | 700K | 733K | 363K | 1.6M | 1.11M | 1.79M | 417.57M | - |
| PP&E (Net) | 1.02M | 890K | 4.03M | 26.95M | 41.35M | 43.54M | 15.17M | 209.01M | - |
| Other Assets | 0 | 461K | 393K | 1.27M | 43K | 551K | 22K | 979.02M | - |
| Total Current Assets | 185.13M | 214.57M | 467.12M | 393.22M | 403.33M | 394.75M | 231M | 2.39B | - |
| Total Non-Current Assets | 6.54M | 11.29M | 12.28M | 39.49M | 64.58M | 69.18M | 33.54M | 1.89B | - |
| Total Assets | 191.66M▲ 0% | 225.87M▲ 17.8% | 479.41M▲ 112.3% | 432.71M▼ 9.7% | 467.9M▲ 8.1% | 463.94M▼ 0.8% | 264.54M▼ 43.0% | 4.28B▲ 1517.1% | 4.28B▲ 0% |
| Asset Growth % | - | 17.85% | 112.25% | -9.74% | 8.13% | -0.85% | -42.98% | 1517.08% | - |
| Return on Assets (ROA) | 19.73% | 30.94% | 15.18% | -7.21% | -10.3% | -13.02% | -11.96% | -12.75% | - |
| Accounts Payable | 0 | 3.68M | 5.87M | 9.04M | 12.3M | 11.67M | 6.29M | 194.36M | - |
| Total Debt | 0 | 0 | 0 | 22.11M | 31.02M | 35.15M | 14.47M | 215.56M | 215.56M |
| Net Debt | -55.2M | -103.23M | -378.44M | -263.81M | -229.58M | -159.11M | -150M | -80.13M | -80.13M |
| Long-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 98.38M | - |
| Other Liabilities | 0 | 0 | 0 | 0 | 0 | 13.5M | 13.76M | 487.15M | - |
| Total Current Liabilities | 33.11M | 32.21M | 75.83M | 47.52M | 130.29M | 167.13M | 24.08M | 850.99M | - |
| Total Non-Current Liabilities | 0 | 0 | 0 | 14.71M | 17.31M | 36.76M | 23.43M | 787.18M | - |
| Total Liabilities | 33.11M | 32.21M | 75.83M | 62.23M | 147.6M | 203.88M | 47.51M | 1.64B | - |
| Total Equity | 158.55M▲ 0% | 193.65M▲ 22.1% | 403.58M▲ 108.4% | 370.48M▼ 8.2% | 320.3M▼ 13.5% | 260.05M▼ 18.8% | 217.03M▼ 16.5% | 2.64B▲ 1116.3% | 2.64B▲ 0% |
| Equity Growth % | - | 22.14% | 108.4% | -8.2% | -13.54% | -18.81% | -16.54% | 1116.26% | - |
| Equity / Assets (Capital Ratio) | 82.72% | 85.74% | 84.18% | 85.62% | 68.45% | 56.05% | 82.04% | 61.71% | 61.71% |
| Return on Equity (ROE) | 23.85% | 36.68% | 17.93% | -8.5% | -13.43% | -20.91% | -18.27% | -20.28% | - |
| Book Value per Share | 2.83 | 3.46 | 7.12 | 6.14 | 5.31 | 4.31 | 3.60 | 43.77 | 43.77 |
| Tangible BV per Share | 2.80 | 3.44 | 7.11 | 6.14 | 5.28 | 4.29 | 3.57 | 32.81 | 43.77 |
| Common Stock | 529K | 529K | 600K | 600K | 600K | 600K | 600K | 2.62M | - |
| Additional Paid-in Capital | 91.22M | 62.7M | 224.7M | 224.7M | 224.69M | 224.69M | 224.69M | 1.58B | - |
| Retained Earnings | 48.63M | 107.41M | 155.27M | 120.31M | 72.71M | 11.84M | -31.5M | -321.25M | - |
| Accumulated OCI | 8.33M | 14.15M | 19.84M | 22.34M | 22.29M | 22.92M | 23.24M | 20.77M | - |
| Treasury Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -29K | - |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - |
MAAS Cash Flow Statement
Highest Performances Holdings Inc. American Depository Shares (MAAS) cash flow — operating, investing & free cash flow history
| Line item | Jun'17 | Jun'18 | Jun'19 | Jun'20 | Jun'21 | Jun'22 | Jun'23 | Jun'24 | TTM |
|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | -23.07M | 44.92M | 98.04M | -88.75M | -2.83M | -56.16M | -25.36M | 57.73M | 57.73M |
| Operating CF Growth % | - | 294.7% | 118.27% | -190.52% | 96.82% | -1887.79% | 54.83% | 327.63% | - |
| Net Income | 39.64M | 63.62M | 52.02M | -33.55M | -46.07M | -60.67M | -43.58M | -512.07M | - |
| Depreciation & Amortization | 1.67M | 1.86M | 1.74M | 9.12M | 13.64M | 6.43M | 4.39M | 59.2M | - |
| Deferred Taxes | 2M | 0 | 1.53M | 2.16M | 3.03M | 5.17M | 15.88M | 6.54M | - |
| Other Non-Cash Items | 9.12M | -8.78M | -2.6M | 2.5M | 298K | 14.33M | -1.86M | 530.5M | - |
| Working Capital Changes | -75.5M | -11.78M | 45.35M | -68.97M | 26.28M | -21.43M | -208K | -49.77M | - |
| Cash from Investing | 21.07M | 10.05M | 62.54M | -53.08M | 47.99M | -10.6M | -4.99M | 234.16M | - |
| Purchase of Investments | -195.41M | -1.1B | -291K | -40M | 0 | -5M | 0 | -1.75B | - |
| Sale/Maturity of Investments | 1000K | 1000K | 1000K | 1000K | 1000K | 0 | 1000K | 1000K | - |
| Net Investment Activity | -194.41M | -1.1B | 709K | -39M | 1000K | -5M | 1000K | -1.74B | 0 |
| Acquisitions | 55.99M | -26.4M | -3.34M | 0 | 4.18M | 0 | -7.93M | 589.16M | - |
| Other Investing | -62.54M | 36.26M | 50.57M | -51.53M | 49.59M | -855K | -997K | -692.83M | - |
| Cash from Financing | -26.19M | 0 | 155.26M | 0 | 0 | 0 | 0 | -86.84M | - |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | - |
| Share Repurchases | 0 | 0 | 0 | 0 | 0 | 0 | 0 | -10.03M | - |
| Stock Issued | 0 | 0 | 163.36M | 0 | 0 | 0 | 0 | 44.97M | - |
| Net Stock Activity | 0 | 0 | 163.36M | 0 | 0 | 0 | 0 | 34.94M | 0 |
| Debt Issuance (Net) | -1000K | 0 | -1000K | 0 | 0 | 0 | 0 | -1000K | - |
| Other Financing | 30M | 0 | -7.05M | 0 | 0 | 0 | 0 | -55.86M | - |
| Net Change in Cash | -28.19M▲ 0% | 54.96M▲ 295.0% | 318.27M▲ 479.1% | -141.37M▼ 144.4% | 43.89M▲ 131.0% | -66.33M▼ 251.1% | -29.79M▲ 55.1% | 205.93M▲ 791.3% | -▲ 0% |
| Exchange Rate Effect | 0 | 0 | 1000K | 456K | -1000K | 417K | 560K | 873K | - |
| Cash at Beginning | 85.23M | 57.04M | 112M | 430.27M | 288.89M | 260.59M | 194.26M | 164.47M | - |
| Cash at End | 57.04M | 112M | 430.27M | 288.89M | 332.78M | 194.26M | 164.47M | 370.4M | - |
| Interest Paid | 4.86M | 0 | 1.05M | 0 | 0 | 0 | 0 | 960K | - |
| Income Taxes Paid | 430K | 7.53M | 12.87M | 762K | 30K | 5K | 4K | 5.24M | - |
| Free Cash Flow | -23.75M▲ 0% | 43.52M▲ 283.2% | 93.2M▲ 114.1% | -92.37M▼ 199.1% | -11.87M▲ 87.1% | -61.75M▼ 420.2% | -27.24M▲ 55.9% | 53.43M▲ 296.1% | -▲ 0% |
| FCF Growth % | - | 283.24% | 114.14% | -199.11% | 87.15% | -420.18% | 55.89% | 296.13% | - |
MAAS Banking Ratios
Highest Performances Holdings Inc. American Depository Shares (MAAS) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | TTM |
|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 36.68% | 17.93% | -8.5% | -13.43% | -20.91% | -18.27% | -20.28% | - |
| Return on Assets (ROA) | 30.94% | 15.18% | -7.21% | -10.3% | -13.02% | -11.96% | -12.75% | - |
| Net Interest Margin | 1.61% | 1.02% | 2.54% | 2.33% | 1.61% | 3.25% | 0.39% | - |
| Efficiency Ratio | 44.69% | 57.11% | 116.81% | 115.24% | 110.09% | 133.66% | 78.5% | - |
| Equity / Assets | 85.74% | 84.18% | 85.62% | 68.45% | 56.05% | 82.04% | 61.71% | 61.71% |
| Book Value / Share | 3.46 | 7.12 | 6.14 | 5.31 | 4.31 | 3.6 | 43.77 | 43.77 |
| NII Growth | 261.06% | 34.84% | 124.18% | -0.76% | -31.55% | 14.95% | 93.45% | - |
MAAS Frequently Asked Questions
Highest Performances Holdings Inc. American Depository Shares (MAAS) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Highest Performances Holdings Inc. American Depository Shares (MAAS) grew revenue by 935.8% over the past year. This is strong growth.
Highest Performances Holdings Inc. American Depository Shares (MAAS) reported a net loss of $289.7M for fiscal year 2024.
Dividend & Returns
Highest Performances Holdings Inc. American Depository Shares (MAAS) has a return on equity (ROE) of -20.3%. Negative ROE indicates the company is unprofitable.
Industry Metrics
Highest Performances Holdings Inc. American Depository Shares (MAAS) has a net interest margin (NIM) of 0.4%. NIM has been under pressure due to interest rate environment.
Highest Performances Holdings Inc. American Depository Shares (MAAS) has an efficiency ratio of 78.5%. This is higher than peers, suggesting room for cost optimization.
Explore More MAAS
Highest Performances Holdings Inc. American Depository Shares (MAAS) financial analysis — history, returns, DCA and operating performance tools
Total Return Calculator
Historical returns with dividends reinvested
DCA Calculator
Dollar cost averaging vs lump sum
Dividend History
Yield, growth, payout safety & DRIP
Earnings History
EPS trends, net income & profitability
Price History
Long-term charts & historical price data
Revenue History
Sales growth patterns & revenue breakdown
Financial Ratios
30 years of market, efficiency and balance-sheet ratios
Valuation
DCF intrinsic value, peer multiples & estimates