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Magyar Bancorp, Inc.(MGYR)Earnings, Financials & Key Ratios
MGYR•NASDAQ•Banking & Credit
$17.40
$113M mkt cap·11.2× P/E·Price updated May 6, 2026
SectorFinancial ServicesIndustryRegional BanksSub-IndustryCommercial real estate and multifamily lenders
AboutMagyar Bancorp, Inc. operates as the holding company for Magyar Bank that provides various consumer and commercial banking services to individuals, businesses, and nonprofit organizations in New Jersey, the United States. It accepts various deposit accounts, including demand, savings, NOW, money market, and retirement accounts, as well as certificates of deposit. The company also provides residential mortgage loans, multi-family and commercial real estate mortgage loans, home equity loans and lines of credit, commercial business loans, and construction loans, as well as small business administration loans. In addition, it offers non-deposit investment products and financial planning services, including insurance products, fixed and variable annuities, and retirement planning for individual and commercial customers; and buys, sells, and holds investment securities. The company has seven branch offices located in New Brunswick, North Brunswick, South Brunswick, Branchburg, Bridgewater, and Edison, New Jersey. Magyar Bancorp, Inc. was founded in 1922 and is headquartered in New Brunswick, New Jersey.Show more
- Net Interest Income$32M+14.0%
- Total Revenue$58M+12.1%
- Net Income$10M+25.4%
- Return on Equity8.51%+17.7%
- Net Interest Margin3.2%+8.8%
- Efficiency Ratio36.63%-6.1%
- ROA1%+19.6%
- Equity / Assets11.91%+2.6%
- Book Value per Share19.07+9.4%
- Tangible BV/Share19.00+9.2%
- Debt/Equity0.41+59.7%
MGYR Key Insights
Magyar Bancorp, Inc. (MGYR) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong 5Y profit CAGR of 34.8%
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 36.6% efficiency ratio
- ✓Well capitalized: 11.9% equity/assets
- ✓Trading at only 0.9x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
MGYR Price & Volume
Magyar Bancorp, Inc. (MGYR) stock price & volume — 10-year historical chart
Loading chart...
MGYR Growth Metrics
Magyar Bancorp, Inc. (MGYR) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years10.69%
5 Years15.57%
3 Years21.94%
TTM-
Profit CAGR
10 Years26.96%
5 Years34.83%
3 Years7.22%
TTM31.6%
EPS CAGR
10 Years26.39%
5 Years32.64%
3 Years10.06%
TTM32.06%
Return on Capital
10 Years4.84%
5 Years6.56%
3 Years5.91%
Last Year2.41%
MGYR Recent Earnings
Magyar Bancorp, Inc. (MGYR) EPS & revenue vs analyst estimates — last 4 quarters
Q2 2026Latest
Apr 23, 2026EPS
$0.48
Revenue
$16M
Q1 2026
Jan 29, 2026EPS
$0.50
Revenue
$15M
Q4 2025
Dec 19, 2025EPS
$0.41
Revenue
$15M
Q3 2025
Jul 24, 2025EPS
$0.40
Revenue
$15M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 23, 2026 | $0.48 | $16M |
| Q1 2026 | Jan 29, 2026 | $0.50 | $15M |
| Q4 2025 | Dec 19, 2025 | $0.41 | $15M |
| Q3 2025 | Jul 24, 2025 | $0.40 | $15M |
Based on last 12 quarters of dataView full earnings history →
MGYR Peer Comparison
Magyar Bancorp, Inc. (MGYR) competitors in Commercial real estate and multifamily lenders — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 NBTB | 2.36B | 45.20 | 13.57 | 10.36% | 9.51% | 0.17 | ||
 KRNY | 510.29M | 8.12 | 19.32 | 5.09% | 4.31% | 1.68 | ||
 BCBP | 173.59M | 10.00 | -11.90 | -15.49% | -4% | 0.99 | ||
 NFBK | 587.44M | 14.05 | 19.51 | 13.88% | 5.48% | 1.08 | ||
 HONE | 522.22M | 12.10 | 18.33 | 10.7% | 4.56% | 0.90 | ||
 OCFC | 1.09B | 19.04 | 16.27 | -4.7% | 4.26% | 0.98 | ||
 DCOM | 1.64B | 37.19 | 15.69 | 13.03% | 7.67% | 0.25 | ||
 ICE | 86.89B | 153.40 | 26.59 | 7.46% | 11.57% | 0.70 |
Compare MGYR vs Peers
Magyar Bancorp, Inc. (MGYR) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
MGYR Income Statement
Magyar Bancorp, Inc. (MGYR) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Net Interest Income | 18.2M | 19.7M | 20.39M | 21.41M | 25.59M | 27.02M | 27.73M | 27.97M | 31.9M | 33.31M |
| NII Growth % | 7.6% | 8.22% | 3.51% | 5.01% | 19.49% | 5.6% | 2.65% | 0.87% | 14.02% | 72.89% |
| Net Interest Margin % | 3.02% | 3.16% | 3.24% | 2.84% | 3.31% | 3.38% | 3.06% | 2.94% | 3.2% | 3.19% |
| Interest Income | 21.98M | 24.35M | 27.1M | 26.93M | 28.53M | 29.5M | 38.07M | 48.57M | 54.71M | 56.36M |
| Interest Expense | 3.77M | 4.65M | 6.71M | 5.51M | 2.94M | 2.48M | 10.33M | 20.6M | 22.81M | 23.05M |
| Loan Loss Provision | 1.34M | 997K | 668K | 1.67M | 1.63M | 304K | 381K | 90K | 402K | 323K |
| Non-Interest Income | 1.73M | 1.8M | 1.85M | 1.41M | 3.09M | 2.71M | 2.67M | 3.55M | 3.71M | 3.55M |
| Non-Interest Income % | 7.3% | 6.88% | 6.39% | 4.97% | 9.78% | 8.43% | 6.56% | 6.82% | 6.36% | 5.93% |
| Total Revenue | 23.71M▲ 0% | 26.15M▲ 10.3% | 28.95M▲ 10.7% | 28.34M▼ 2.1% | 31.62M▲ 11.6% | 32.22M▲ 1.9% | 40.74M▲ 26.5% | 52.12M▲ 27.9% | 58.42M▲ 12.1% | 59.91M▲ 0% |
| Revenue Growth % | 5.95% | 10.3% | 10.72% | -2.13% | 11.59% | 1.89% | 26.45% | 27.94% | 12.08% | 46.25% |
| Non-Interest Expense | 16.18M | 17M | 17.31M | 18.05M | 18.32M | 18.26M | 19.29M | 20.34M | 21.4M | 21.34M |
| Efficiency Ratio | 68.23% | 65.02% | 59.8% | 63.68% | 57.95% | 56.68% | 47.34% | 39.02% | 36.63% | 35.62% |
| Operating Income | 2.42M▲ 0% | 3.5M▲ 44.8% | 4.26M▲ 21.7% | 3.11M▼ 27.0% | 8.72M▲ 180.5% | 11.17M▲ 28.0% | 10.74M▼ 3.8% | 11.1M▲ 3.3% | 13.81M▲ 24.4% | 15.2M▲ 0% |
| Operating Margin % | 10.19% | 13.39% | 14.72% | 10.98% | 27.59% | 34.67% | 26.36% | 21.3% | 23.64% | 25.37% |
| Operating Income Growth % | 37.72% | 44.85% | 21.71% | -26.99% | 180.46% | 28.01% | -3.83% | 3.34% | 24.41% | - |
| Pretax Income | 2.42M▲ 0% | 3.5M▲ 44.8% | 4.26M▲ 21.7% | 3.11M▼ 27.0% | 8.72M▲ 180.5% | 11.17M▲ 28.0% | 10.74M▼ 3.8% | 11.1M▲ 3.3% | 13.81M▲ 24.4% | 15.2M▲ 0% |
| Pretax Margin % | 10.19% | 13.39% | 14.72% | 10.98% | 27.59% | 34.67% | 26.36% | 21.3% | 23.64% | 25.37% |
| Income Tax | 994K | 1.47M | 1.26M | 921K | 2.6M | 3.25M | 3.03M | 3.32M | 4.05M | 4.38M |
| Effective Tax Rate % | 41.13% | 42.02% | 29.69% | 29.6% | 29.86% | 29.1% | 28.23% | 29.88% | 29.32% | 28.85% |
| Net Income | 1.42M▲ 0% | 2.03M▲ 42.7% | 3M▲ 47.6% | 2.19M▼ 26.9% | 6.12M▲ 179.5% | 7.92M▲ 29.4% | 7.71M▼ 2.7% | 7.78M▲ 1.0% | 9.76M▲ 25.4% | 10.81M▲ 0% |
| Net Margin % | 6% | 7.76% | 10.35% | 7.73% | 19.36% | 24.58% | 18.92% | 14.93% | 16.71% | 18.05% |
| Net Income Growth % | 30.43% | 42.66% | 47.59% | -26.9% | 179.45% | 29.4% | -2.65% | 0.96% | 25.4% | 31.6% |
| Net Income (Continuing) | 1.42M | 2.03M | 3M | 2.19M | 6.12M | 7.92M | 7.71M | 7.78M | 9.76M | 10.81M |
| EPS (Diluted) | 0.24▲ 0% | 0.35▲ 45.8% | 0.51▲ 45.7% | 0.38▼ 25.5% | 1.01▲ 165.8% | 1.17▲ 15.8% | 1.20▲ 2.6% | 1.23▲ 2.5% | 1.56▲ 26.8% | 1.73▲ 0% |
| EPS Growth % | 26.32% | 45.83% | 45.71% | -25.49% | 165.79% | 15.84% | 2.56% | 2.5% | 26.83% | 32.06% |
| EPS (Basic) | 0.24 | 0.35 | 0.51 | 0.38 | 1.01 | 1.17 | 1.20 | 1.23 | 1.57 | - |
| Diluted Shares Outstanding | 5.93M | 5.8M | 5.87M | 5.76M | 6.04M | 6.78M | 6.42M | 6.34M | 6.23M | 6.23M |
MGYR Balance Sheet
Magyar Bancorp, Inc. (MGYR) balance sheet — assets, liabilities & shareholders' equity
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash & Short Term Investments | 34.15M | 37.84M | 38.17M | 76.29M | 88.13M | 40.16M | 82.66M | 41.21M | 22.98M | 170.19M |
| Cash & Due from Banks | 22.33M | 15.37M | 21.47M | 61.73M | 75.2M | 30.94M | 72.53M | 25.6M | 7.09M | 2.06M |
| Short Term Investments | 11.81M | 22.47M | 16.7M | 14.56M | 12.93M | 9.23M | 10.13M | 15.62M | 15.89M | 26.95M |
| Total Investments | 533.88M | 564.54M | 564.4M | 648.11M | 655.89M | 720.72M | 785.03M | 868.05M | 937.45M | 960.83M |
| Investments Growth % | 4.03% | 5.74% | -0.03% | 14.83% | 1.2% | 9.88% | 8.92% | 10.57% | 8% | 32.75% |
| Long-Term Investments | 522.06M | 542.08M | 547.7M | 633.55M | 642.96M | 711.49M | 774.9M | 852.43M | 921.56M | 3.64B |
| Accounts Receivables | 1.93M | 2.18M | 2.13M | 4.03M | 3.53M | 3.48M | 4.34M | 5.06M | 5.8M | 5.59M |
| Goodwill & Intangibles | 0 | 0 | 0 | 0 | 4K | 0 | 28K | 159K | 432K | 0 |
| Goodwill | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Intangible Assets | 0 | 0 | 0 | 0 | 4K | 0 | 28K | 159K | 432K | 0 |
| PP&E (Net) | 17.57M | 16.99M | 16.17M | 14.75M | 14.33M | 13.88M | 13.34M | 12.54M | 12.18M | 11.97M |
| Other Assets | 27.34M | 24.89M | 26.15M | 25.38M | 25.03M | 29.53M | 32.03M | 40.52M | -921.99M | -939.18M |
| Total Current Assets | 36.08M | 40.02M | 40.3M | 80.32M | 91.66M | 43.64M | 86.99M | 46.27M | 28.41M | 34.61M |
| Total Non-Current Assets | 566.97M | 583.95M | 590.02M | 673.68M | 682.33M | 754.9M | 820.3M | 905.65M | 12.18M | 11.97M |
| Total Assets | 603.04M▲ 0% | 623.97M▲ 3.5% | 630.33M▲ 1.0% | 754M▲ 19.6% | 773.99M▲ 2.7% | 798.54M▲ 3.2% | 907.29M▲ 13.6% | 951.92M▲ 4.9% | 997.66M▲ 4.8% | 1.05B▲ 0% |
| Asset Growth % | 3.19% | 3.47% | 1.02% | 19.62% | 2.65% | 3.17% | 13.62% | 4.92% | 4.81% | 23.1% |
| Return on Assets (ROA) | 0.24% | 0.33% | 0.48% | 0.32% | 0.8% | 1.01% | 0.9% | 0.84% | 1% | 1.07% |
| Accounts Payable | 105K | 193K | 191K | 191K | 85K | 85K | 443K | 891K | 969K | 1.14M |
| Total Debt | 31.91M | 35.52M | 36.19M | 67.41M | 23.36M | 20.37M | 33.9M | 28.57M | 49.05M | 49.05M |
| Net Debt | 9.57M | 20.16M | 14.72M | 5.68M | -51.84M | -10.57M | -38.63M | 2.97M | 41.97M | 46.99M |
| Long-Term Debt | 31.91M | 35.52M | 36.19M | 67.41M | 23.36M | 15.63M | 29.52M | 25.07M | 47.42M | 49.05M |
| Short-Term Debt | 0 | 0 | 0 | 0 | 0 | 4.74M | 4.38M | 3.5M | 2.12M | 0 |
| Other Liabilities | 6.38M | 6.75M | 9.22M | 11.22M | 13.09M | 11.86M | 12.71M | 15.24M | 831.39M | 874.7M |
| Total Current Liabilities | 515.31M | 530.33M | 530.27M | 618.52M | 639.9M | 672.56M | 760.28M | 801.07M | 2.12M | 860.22M |
| Total Non-Current Liabilities | 38.28M | 42.28M | 45.41M | 78.63M | 36.45M | 27.48M | 42.22M | 40.3M | 878.82M | 923.75M |
| Total Liabilities | 553.59M | 572.61M | 575.68M | 697.15M | 676.35M | 700.04M | 802.5M | 841.37M | 878.82M | 923.75M |
| Total Equity | 49.46M▲ 0% | 51.36M▲ 3.9% | 54.65M▲ 6.4% | 56.85M▲ 4.0% | 97.64M▲ 71.8% | 98.5M▲ 0.9% | 104.79M▲ 6.4% | 110.55M▲ 5.5% | 118.84M▲ 7.5% | 121.75M▲ 0% |
| Equity Growth % | 3.63% | 3.85% | 6.4% | 4.02% | 71.75% | 0.88% | 6.38% | 5.49% | 7.5% | 29.38% |
| Equity / Assets (Capital Ratio) | 8.2% | 8.23% | 8.67% | 7.54% | 12.62% | 12.34% | 11.55% | 11.61% | 11.91% | 11.64% |
| Return on Equity (ROE) | 2.93% | 4.03% | 5.65% | 3.93% | 7.92% | 8.07% | 7.58% | 7.23% | 8.51% | 9.18% |
| Book Value per Share | 8.34 | 8.86 | 9.30 | 9.86 | 16.17 | 14.52 | 16.31 | 17.43 | 19.07 | 19.54 |
| Tangible BV per Share | 8.34 | 8.86 | 9.30 | 9.86 | 16.17 | 14.52 | 16.31 | 17.41 | 19.00 | 19.54 |
| Common Stock | 59K | 59K | 59K | 59K | 71K | 71K | 71K | 71K | 71K | 71K |
| Additional Paid-in Capital | 26.29M | 26.31M | 26.32M | 26.29M | 63.71M | 63.73M | 62.8M | 63.09M | 63.42M | 63.6M |
| Retained Earnings | 25.76M | 27.98M | 30.97M | 33.16M | 39.28M | 45.77M | 52.17M | 58.64M | 66.58M | 69.22M |
| Accumulated OCI | -1M | -1.47M | -1.33M | -1.36M | -947K | -2.11M | -1.79M | -916K | -523K | -425K |
| Treasury Stock | -1.15M | -1.15M | -1.15M | -1.24M | -1.24M | -5.79M | -5.36M | -7.36M | -7.84M | -7.87M |
| Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
MGYR Cash Flow Statement
Magyar Bancorp, Inc. (MGYR) cash flow — operating, investing & free cash flow history
| Line item | Sep'17 | Sep'18 | Sep'19 | Sep'20 | Sep'21 | Sep'22 | Sep'23 | Sep'24 | Sep'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Cash from Operations | 3.6M | 4.62M | 5.79M | 814K | 9.26M | 11.2M | 8.48M | 6.32M | 10.39M | 10.39M |
| Operating CF Growth % | -57.7% | 28.35% | 25.25% | -85.94% | 1037.47% | 20.97% | -24.26% | -25.53% | 64.43% | 623.37% |
| Net Income | 1.42M | 2.03M | 3M | 2.19M | 6.12M | 7.92M | 7.71M | 7.78M | 9.76M | 10.81M |
| Depreciation & Amortization | 816K | 861K | 871K | 854K | 835K | 839K | 840K | 890K | 937K | 893K |
| Deferred Taxes | 997K | 710K | -292K | -880K | -178K | 152K | -615K | 33K | -348K | -297K |
| Other Non-Cash Items | 1.53M | 965K | 507K | 1.73M | 1.59M | 55K | 139K | -1.65M | -518K | -188K |
| Working Capital Changes | -1.32M | -101K | 1.56M | -3.2M | 782K | 2.05M | -375K | -1.54M | -250K | -720K |
| Cash from Investing | -21.76M | -30.49M | -405K | -79.96M | -8.2M | -69.74M | -66.05M | -90.29M | -64.25M | -61.66M |
| Purchase of Investments | -13.41M | -4.93M | -4.73M | -19.78M | -49.47M | -41.14M | -6.55M | -12.48M | -11.31M | -12.77M |
| Sale/Maturity of Investments | 8M | 11.39M | 15.49M | 20.98M | 23.43M | 8.91M | 11.28M | 13.78M | 18.71M | 17.34M |
| Net Investment Activity | -5.42M | 6.45M | 10.76M | 1.2M | -26.04M | -32.22M | 4.73M | 1.3M | 7.4M | 4.57M |
| Acquisitions | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other Investing | -16.04M | -36.66M | -11.11M | -81.01M | 18.27M | -37.13M | -70.47M | -90.78M | -71.08M | -66.03M |
| Cash from Financing | 18.68M | 18.9M | 717K | 119.4M | 12.41M | 14.28M | 99.17M | 37.04M | 35.35M | 26.09M |
| Dividends Paid | 0 | 0 | 0 | 0 | 0 | -1.43M | -1.31M | -1.68M | -1.82M | -1.76M |
| Share Repurchases | 0 | 0 | 0 | -90K | 0 | -4.55M | -1.22M | -2.37M | -844K | -441K |
| Stock Issued | 0 | 0 | 0 | 0 | 37.43M | 0 | 0 | 0 | 0 | -24K |
| Net Stock Activity | 0 | 0 | 0 | -90K | 37.43M | -4.55M | -1.22M | -2.37M | -844K | -465K |
| Debt Issuance (Net) | -1000K | 1000K | 665K | 1000K | -1000K | -1000K | 1000K | -947K | 1000K | 3M |
| Other Financing | 22.82M | 15.28M | 52K | 88.27M | 19.04M | 27.99M | 87.81M | 42.04M | 17.53M | 9.68M |
| Net Change in Cash | 528K▲ 0% | -6.97M▼ 1419.3% | 6.1M▲ 187.6% | 40.26M▲ 559.8% | 13.47M▼ 66.5% | -44.27M▼ 428.5% | 41.6M▲ 194.0% | -46.94M▼ 212.8% | -18.51M▲ 60.6% | -24.42M▲ 0% |
| Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Cash at Beginning | 21.81M | 22.33M | 15.37M | 21.47M | 61.73M | 75.2M | 30.94M | 72.53M | 25.6M | 7.09M |
| Cash at End | 22.33M | 15.37M | 21.47M | 61.73M | 75.2M | 30.94M | 72.53M | 25.6M | 7.09M | 34.11M |
| Interest Paid | 3.78M | 4.56M | 6.71M | 5.51M | 3.05M | 2.48M | 9.98M | 20.15M | 22.73M | 17.17M |
| Income Taxes Paid | 36K | 1.07M | 1.06M | 2.27M | 2.75M | 3.14M | 3.25M | 2.87M | 5.63M | 0 |
| Free Cash Flow | 3.3M▲ 0% | 4.34M▲ 31.4% | 5.74M▲ 32.2% | 667K▼ 88.4% | 8.84M▲ 1225.2% | 10.81M▲ 22.3% | 8.18M▼ 24.4% | 5.51M▼ 32.6% | 9.81M▲ 78.3% | 10.96M▲ 0% |
| FCF Growth % | -60.36% | 31.37% | 32.23% | -88.37% | 1225.19% | 22.34% | -24.4% | -32.65% | 78.26% | 121.67% |
MGYR Banking Ratios
Magyar Bancorp, Inc. (MGYR) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
| Return on Equity (ROE) | 2.93% | 4.03% | 5.65% | 3.93% | 7.92% | 8.07% | 7.58% | 7.23% | 8.51% | 9.18% |
| Return on Assets (ROA) | 0.24% | 0.33% | 0.48% | 0.32% | 0.8% | 1.01% | 0.9% | 0.84% | 1% | 1.07% |
| Net Interest Margin | 3.02% | 3.16% | 3.24% | 2.84% | 3.31% | 3.38% | 3.06% | 2.94% | 3.2% | 3.19% |
| Efficiency Ratio | 68.23% | 65.02% | 59.8% | 63.68% | 57.95% | 56.68% | 47.34% | 39.02% | 36.63% | 35.62% |
| Equity / Assets | 8.2% | 8.23% | 8.67% | 7.54% | 12.62% | 12.34% | 11.55% | 11.61% | 11.91% | 11.64% |
| Book Value / Share | 8.34 | 8.86 | 9.3 | 9.86 | 16.17 | 14.52 | 16.31 | 17.43 | 19.07 | 19.54 |
| NII Growth | 7.6% | 8.22% | 3.51% | 5.01% | 19.49% | 5.6% | 2.65% | 0.87% | 14.02% | 18.23% |
| Dividend Payout | - | - | - | - | - | 18.02% | 17.06% | 21.57% | 18.68% | 16.24% |
MGYR SEC Filings & Documents
Magyar Bancorp, Inc. (MGYR) SEC filings — annual & quarterly reports (10-K, 10-Q)
MGYR Frequently Asked Questions
Magyar Bancorp, Inc. (MGYR) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Magyar Bancorp, Inc. (MGYR) grew revenue by 12.1% over the past year. This is steady growth.
Yes, Magyar Bancorp, Inc. (MGYR) is profitable, generating $10.8M in net income for fiscal year 2025 (16.7% net margin).
Dividend & Returns
Yes, Magyar Bancorp, Inc. (MGYR) pays a dividend with a yield of 1.68%. This makes it attractive for income-focused investors.
Magyar Bancorp, Inc. (MGYR) has a return on equity (ROE) of 8.5%. This is below average, suggesting room for improvement.
Industry Metrics
Magyar Bancorp, Inc. (MGYR) has a net interest margin (NIM) of 3.2%. This indicates healthy earnings from lending activities.
Magyar Bancorp, Inc. (MGYR) has an efficiency ratio of 36.6%. This is excellent, indicating strong cost control.
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Magyar Bancorp, Inc. (MGYR) financial analysis — history, returns, DCA and operating performance tools
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