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Southside Bancshares, Inc.(SBSI)Earnings, Financials & Key Ratios
SBSI•NASDAQ•Banking & Credit
14.7× P/E·Price updated Jun 19, 2026
AboutSouthside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides a range of financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company's loan portfolio comprises consumer loans that include 1-4 family residential loans, home equity loans, home improvement loans, automobile loans, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also offers wealth management and trust services consisting of investment management, administration, revocable and testamentary trusts, and custodian services for individuals, partnerships, and corporations; safe deposit services; and brokerage services. As of December 31, 2021, the company operated through 56 banking facilities and 73 ATMs/ITMs. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.Show more
- Net Interest Income$221M+2.3%
- Total Revenue$419M-8.1%
- Net Income$69M-21.8%
- Return on Equity8.34%-25.3%
- Net Interest Margin2.6%+2.3%
- Efficiency Ratio36.12%+12.0%
- ROA0.81%-22.8%
- Equity / Assets9.95%+4.4%
- Book Value per Share28.04+4.9%
SBSI Key Insights
Southside Bancshares, Inc. (SBSI) fundamental analysis — strengths, weaknesses & financial health based on data analysis
✓Strengths
- ✓Strong Piotroski F-Score: 7/9
- ✓Efficient operations: 36.1% efficiency ratio
- ✓Healthy dividend yield of 4.3%
- ✓Trading near 52-week high
- ✓Trading at only 1.2x book value
✗Weaknesses
No significant weaknesses identified
* These insights are generated automatically based on available financial data. Please conduct your own research before making investment decisions.
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SBSI Price & Volume
Southside Bancshares, Inc. (SBSI) stock price & volume — 10-year historical chart
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SBSI Growth Metrics
Southside Bancshares, Inc. (SBSI) revenue, earnings & EPS growth — 3, 5 & 10-year CAGR
Revenue CAGR
10 Years8.27%
5 Years8.28%
3 Years12.56%
TTM-
Profit CAGR
10 Years4.64%
5 Years-3.37%
3 Years-12.97%
TTM-19.8%
EPS CAGR
10 Years3.59%
5 Years-1.5%
3 Years-11.11%
TTM-19.18%
Return on Capital
10 Years5.75%
5 Years6.72%
3 Years6.04%
Last Year5.48%
SBSI Recent Earnings
Southside Bancshares, Inc. (SBSI) EPS & revenue vs analyst estimates — last 4 quarters
●Beat EPS 8/12 qtrs (67%)●Beat Revenue 3/12 qtrs (25%)
Q2 2026Latest
Apr 30, 2026Metric
Actual
Est
EPS
$0.78+2.6%
$0.76
Rev
$72M+1.7%
$71M
Q1 2026
Jan 29, 2026Metric
Actual
Est
EPS
$0.70-12.5%
$0.80
Rev
$72M+0.4%
$72M
Q4 2025
Oct 24, 2025Metric
Actual
Est
EPS
$0.80+11.1%
$0.72
Rev
$72M+0.9%
$72M
Q3 2025
Jul 25, 2025Metric
Actual
Est
EPS
$0.72+4.3%
$0.69
Rev
$66M-5.0%
$69M
| Quarter | Date | EPS (Act vs Est) | Revenue (Act vs Est) |
|---|---|---|---|
| Q2 2026Latest | Apr 30, 2026 | $0.78vs $0.76+2.6% | $72Mvs $71M+1.7% |
| Q1 2026 | Jan 29, 2026 | $0.70vs $0.80-12.5% | $72Mvs $72M+0.4% |
| Q4 2025 | Oct 24, 2025 | $0.80vs $0.72+11.1% | $72Mvs $72M+0.9% |
| Q3 2025 | Jul 25, 2025 | $0.72vs $0.69+4.3% | $66Mvs $69M-5.0% |
Based on last 12 quarters of dataView full earnings history →
SBSI Peer Comparison
Southside Bancshares, Inc. (SBSI) competitors in Banks with large fee businesses — business model, growth, and fundamentals comparison
| Company | Market Cap | Stock Price | P/E Ratio (TTM) | Revenue Growth 1Y | Net Margin | Return on Equity (ROE) | FCF Yield | Debt / Equity |
|---|---|---|---|---|---|---|---|---|
 FFIN | 4.7B | 32.78 | 18.52 | 11.71% | 30.71% | 14.16% | 0.01 | |
 TCBI | 4.38B | 99.07 | 14.57 | 13.54% | 18.34% | 9.93% | 0.26 | |
 BOKF | 7.92B | 130.33 | 14.20 | -1.07% | 17.38% | 9.79% | 0.78 | |
 IBOC | 4.57B | 73.56 | 11.11 | 1.03% | 39.31% | 13.16% | 0.22 | |
 SFNC | 3.18B | 21.90 | -7.42 | -56.66% | -64.33% | -11.48% | 0.19 | |
 HOMB | 5.47B | 27.65 | 11.47 | -5.35% | 34.59% | 11.43% | 0.22 | |
 BANR | 2.2B | 64.83 | 11.49 | -0.95% | 23.84% | 10.34% | 0.19 | |
 CVBF | 2.83B | 20.81 | 13.69 | -2.33% | 32.48% | 9.25% | 0.43 |
Compare SBSI vs Peers
Southside Bancshares, Inc. (SBSI) vs competitors — business, growth, and fundamentals comparison against the closest industry rivals.
SBSI Income Statement
Southside Bancshares, Inc. (SBSI) annual income statement — 10-year revenue, gross profit & net income history
10Y historyFree accessUpdated daily
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Net Interest Income | 143.97M | 172.06M | 169.81M | 187.26M | 189.56M | 212.34M | 215.03M | 216.13M | 221.08M | 321.88M |
NII Growth % | 3.16% | 19.51% | -1.31% | 10.28% | 1.22% | 12.02% | 1.26% | 0.51% | 2.29% | 190.21% |
Net Interest Margin % | 2.22% | 2.81% | 2.52% | 2.67% | 2.61% | 2.81% | 2.6% | 2.54% | 2.6% | 3.66% |
Interest Income | 187.47M | 229.16M | 240.79M | 231.83M | 215.99M | 252.98M | 359.74M | 414.34M | 403.07M | 502M |
Interest Expense | 43.5M | 57.1M | 70.98M | 44.56M | 26.43M | 40.64M | 144.71M | 198.21M | 181.99M | 180.12M |
Loan Loss Provision | 4.67M | 8.44M | 5.1M | 20.2M | -16.96M | 3.24M | 9.15M | 3.35M | 3.05M | 48.55M |
Non-Interest Income | 33.58M | 39.68M | 41.47M | 49.73M | 49.34M | 40.86M | 35.83M | 41.73M | 15.96M | -52.02M |
Non-Interest Income % | 15.19% | 14.76% | 14.69% | 17.66% | 18.59% | 13.9% | 9.06% | 9.15% | 3.81% | -11.56% |
Total Revenue | 221.06M▲ 0% | 268.85M▲ 21.6% | 282.26M▲ 5.0% | 281.56M▼ 0.2% | 265.32M▼ 5.8% | 293.84M▲ 10.7% | 395.57M▲ 34.6% | 456.07M▲ 15.3% | 419.03M▼ 8.1% | 449.97M▲ 0% |
Revenue Growth % | 7.73% | 21.62% | 4.99% | -0.25% | -5.77% | 10.75% | 34.62% | 15.29% | -8.12% | -3.34% |
Non-Interest Expense | 102.45M | 119.01M | 118.4M | 123.31M | 125.03M | 130.33M | 140.58M | 147.14M | 151.36M | 136.6M |
Efficiency Ratio | 46.34% | 44.27% | 41.95% | 43.79% | 47.12% | 44.35% | 35.54% | 32.26% | 36.12% | 30.36% |
Operating Income | 70.43M▲ 0% | 84.3M▲ 19.7% | 87.78M▲ 4.1% | 93.49M▲ 6.5% | 130.83M▲ 39.9% | 119.63M▼ 8.6% | 101.13M▼ 15.5% | 107.38M▲ 6.2% | 82.63M▼ 23.0% | 84.7M▲ 0% |
Operating Margin % | 31.86% | 31.36% | 31.1% | 33.2% | 49.31% | 40.71% | 25.57% | 23.54% | 19.72% | 18.82% |
Operating Income Growth % | 18.03% | 19.69% | 4.12% | 6.51% | 39.94% | -8.56% | -15.47% | 6.18% | -23.05% | - |
Pretax Income | 70.43M▲ 0% | 84.3M▲ 19.7% | 87.78M▲ 4.1% | 93.49M▲ 6.5% | 130.83M▲ 39.9% | 119.63M▼ 8.6% | 101.13M▼ 15.5% | 107.38M▲ 6.2% | 82.63M▼ 23.0% | 84.7M▲ 0% |
Pretax Margin % | 31.86% | 31.36% | 31.1% | 33.2% | 49.31% | 40.71% | 25.57% | 23.54% | 19.72% | 18.82% |
Income Tax | 16.12M | 10.16M | 13.22M | 11.34M | 17.43M | 14.61M | 14.44M | 18.88M | 13.41M | 13.73M |
Effective Tax Rate % | 22.89% | 12.06% | 15.06% | 12.13% | 13.32% | 12.21% | 14.28% | 17.59% | 16.23% | 16.21% |
Net Income | 54.31M▲ 0% | 74.14M▲ 36.5% | 74.55M▲ 0.6% | 82.15M▲ 10.2% | 113.4M▲ 38.0% | 105.02M▼ 7.4% | 86.69M▼ 17.5% | 88.49M▲ 2.1% | 69.22M▼ 21.8% | 70.97M▲ 0% |
Net Margin % | 24.57% | 27.58% | 26.41% | 29.18% | 42.74% | 35.74% | 21.92% | 19.4% | 16.52% | 15.77% |
Net Income Growth % | 10.06% | 36.5% | 0.56% | 10.19% | 38.04% | -7.39% | -17.45% | 2.08% | -21.78% | -19.8% |
Net Income (Continuing) | 54.31M | 74.14M | 74.55M | 82.15M | 113.4M | 105.02M | 86.69M | 88.49M | 69.22M | 70.97M |
EPS (Diluted) | 1.81▲ 0% | 2.11▲ 16.6% | 2.20▲ 4.3% | 2.47▲ 12.3% | 3.47▲ 40.5% | 3.26▼ 6.1% | 2.82▼ 13.5% | 2.92▲ 3.5% | 2.29▼ 21.6% | 2.38▲ 0% |
EPS Growth % | 0% | 16.57% | 4.27% | 12.27% | 40.49% | -6.05% | -13.5% | 3.55% | -21.58% | -19.18% |
EPS (Basic) | 1.82 | 2.12 | 2.21 | 2.47 | 3.48 | 3.27 | 2.82 | 2.92 | 2.30 | - |
Diluted Shares Outstanding | 30.05M | 35.12M | 33.9M | 33.28M | 32.69M | 32.25M | 30.76M | 30.37M | 30.23M | 29.83M |
SBSI Balance Sheet
Southside Bancshares, Inc. (SBSI) balance sheet — assets, liabilities & shareholders' equity
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash & Short Term Investments | 1.73B | 2.12B | 2.49B | 2.7B | 2.97B | 1.41B | 1.81B | 1.48B | 1.65B | 3.71B |
Cash & Due from Banks | 190.71M | 126.5M | 130.7M | 108.41M | 201.75M | 115.42M | 513.74M | 373.35M | 383.99M | 73M |
Short Term Investments | 1.54B | 1.99B | 2.36B | 2.59B | 2.76B | 1.3B | 1.3B | 1.11B | 1.26B | 0 |
Total Investments | 5.73B | 5.45B | 6.05B | 6.32B | 6.48B | 6.75B | 7.11B | 7.44B | 7.49B | 0 |
Investments Growth % | 15.31% | -4.87% | 10.98% | 4.48% | 2.5% | 4.17% | 5.29% | 4.72% | 0.62% | -98.38% |
Long-Term Investments | 4.19B | 3.46B | 3.69B | 3.73B | 3.71B | 5.45B | 5.81B | 6.33B | 6.23B | 19.65B |
Accounts Receivables | 28.49M | 27.29M | 28.45M | 38.71M | 39.15M | 49.35M | 50.49M | 46.72M | 41.81M | 35.98M |
Goodwill & Intangibles | 224.24M | 218.9M | 214.48M | 210.86M | 208.01M | 205.74M | 204.04M | 202.87M | 202.13M | 202M |
Goodwill | 201.25M | 201.12M | 201.12M | 201.12M | 201.12M | 201.12M | 201.12M | 201.12M | 201.12M | 201.12M |
Intangible Assets | 22.99M | 17.78M | 13.36M | 9.74M | 6.89M | 4.62M | 2.92M | 1.75M | 1.01M | 880K |
PP&E (Net) | 133.64M | 135.97M | 153.67M | 159.64M | 157.58M | 156.57M | 153.79M | 155.51M | 164.69M | 168.79M |
Other Assets | 179.15M | 154.23M | 172.04M | 169.94M | 174.59M | 248.1M | 226.66M | 263.25M | 207.42M | 0 |
Total Current Assets | 1.76B | 2.14B | 2.52B | 2.73B | 3.01B | 1.46B | 1.86B | 1.53B | 1.69B | 108.98M |
Total Non-Current Assets | 4.74B | 3.98B | 4.23B | 4.27B | 4.25B | 6.09B | 6.42B | 6.99B | 6.83B | 399.96M |
Total Assets | 6.5B▲ 0% | 6.12B▼ 5.8% | 6.75B▲ 10.2% | 7.01B▲ 3.8% | 7.26B▲ 3.6% | 7.56B▲ 4.1% | 8.28B▲ 9.6% | 8.52B▲ 2.8% | 8.51B▼ 0.0% | 8.8B▲ 0% |
Asset Growth % | 16.79% | -5.76% | 10.21% | 3.84% | 3.59% | 4.12% | 9.61% | 2.81% | -0.03% | 5.5% |
Return on Assets (ROA) | 0.9% | 1.17% | 1.16% | 1.19% | 1.59% | 1.42% | 1.09% | 1.05% | 0.81% | 0.83% |
Accounts Payable | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Total Debt | 1.18B | 914.53M | 1.2B | 1.13B | 542.73M | 550.52M | 893.32M | 976.45M | 734.09M | 0 |
Net Debt | 985.14M | 788.03M | 1.07B | 1.02B | 340.97M | 435.1M | 379.58M | 603.09M | 350.1M | -73M |
Long-Term Debt | 1.18B | 877.72M | 1.16B | 1.11B | 526.05M | 533.45M | 876.62M | 884.23M | 300.61M | 0 |
Short-Term Debt | 9.5M | 36.81M | 28.36M | 0 | 0 | 0 | 0 | 76.44M | 419.14M | 0 |
Other Liabilities | 43.16M | 52.65M | 38.28M | 55.12M | 64.57M | 64.1M | 68.63M | 74.81M | 67.73M | 7.95B |
Total Current Liabilities | 4.52B | 4.46B | 4.73B | 4.93B | 5.72B | 6.2B | 6.55B | 6.73B | 7.28B | 0 |
Total Non-Current Liabilities | 1.22B | 930.36M | 1.21B | 1.2B | 625.1M | 614.62M | 961.95M | 974.82M | 382.68M | 7.95B |
Total Liabilities | 5.74B | 5.39B | 5.94B | 6.13B | 6.35B | 6.81B | 7.51B | 7.71B | 7.67B | 7.95B |
Total Equity | 754.14M▲ 0% | 731.29M▼ 3.0% | 804.58M▲ 10.0% | 875.3M▲ 8.8% | 912.17M▲ 4.2% | 746M▼ 18.2% | 773.29M▲ 3.7% | 811.94M▲ 5.0% | 847.62M▲ 4.4% | 854.86M▲ 0% |
Equity Growth % | 45.51% | -3.03% | 10.02% | 8.79% | 4.21% | -18.22% | 3.66% | 5% | 4.39% | 13.53% |
Equity / Assets (Capital Ratio) | 11.61% | 11.94% | 11.92% | 12.49% | 12.57% | 9.87% | 9.33% | 9.53% | 9.95% | 9.71% |
Return on Equity (ROE) | 8.54% | 9.98% | 9.71% | 9.78% | 12.69% | 12.67% | 11.41% | 11.16% | 8.34% | 8.49% |
Book Value per Share | 25.10 | 20.83 | 23.74 | 26.30 | 27.90 | 23.13 | 25.14 | 26.74 | 28.04 | 28.66 |
Tangible BV per Share | 17.64 | 14.59 | 17.41 | 19.96 | 21.54 | 16.75 | 18.51 | 20.06 | 21.36 | 21.88 |
Common Stock | 47.25M | 47.31M | 47.36M | 47.42M | 47.46M | 47.5M | 47.55M | 47.6M | 47.64M | 47.65M |
Additional Paid-in Capital | 757.44M | 762.47M | 766.72M | 771.51M | 780.5M | 784.54M | 788.84M | 793.59M | 795.76M | 0 |
Retained Earnings | 32.85M | 64.8M | 80.27M | 111.21M | 179.81M | 239.61M | 282.36M | 326.79M | 352.19M | 364.77M |
Accumulated OCI | -36.3M | -50.23M | 4.24M | 69.08M | 59.7M | -137.46M | -113.46M | -124.9M | -95.62M | 0 |
Treasury Stock | -47.1M | -93.06M | -94.01M | -123.92M | -155.31M | -188.2M | -232M | -231.14M | -252.36M | 0 |
Preferred Stock | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
SBSI Cash Flow Statement
Southside Bancshares, Inc. (SBSI) cash flow — operating, investing & free cash flow history
| Metric | Dec'17 | Dec'18 | Dec'19 | Dec'20 | Dec'21 | Dec'22 | Dec'23 | Dec'24 | Dec'25 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Cash from Operations | 91.73M | 122.4M | 80.61M | 90.52M | 156.1M | 226.52M | 79.86M | 101.85M | 93.82M | 69.88M |
Operating CF Growth % | 5.77% | 33.44% | -34.15% | 12.3% | 72.45% | 45.11% | -64.74% | 27.53% | -7.89% | 239.76% |
Net Income | 54.31M | 74.14M | 74.55M | 82.15M | 113.4M | 105.02M | 86.69M | 88.49M | 69.22M | 70.97M |
Depreciation & Amortization | 10.21M | 14.04M | 12.11M | 12.08M | 11.42M | 11.11M | 10.58M | 10.46M | 10.61M | 8M |
Deferred Taxes | 3.51M | 6.15M | 122K | -4.43M | 4.75M | -89K | -2.11M | -1.03M | -351K | -36K |
Other Non-Cash Items | 26.35M | 24.09M | 17.72M | 33.22M | 4.39M | 26.86M | 22.55M | 16.36M | 47.22M | 42.92M |
Working Capital Changes | -4.46M | 1.65M | -26.29M | -35.53M | 19.12M | 80.4M | -41.4M | -15.96M | -35.93M | -30.85M |
Cash from Investing | 172.74M | 261.9M | -566.83M | -223.74M | -194.01M | -634.78M | -327.07M | -382.86M | -34.22M | -312.88M |
Purchase of Investments | -625.66M | -306.87M | -1.25B | -916.87M | -692.67M | -709.94M | -2.05B | -1.19B | -967.71M | -855.63M |
Sale/Maturity of Investments | 827.31M | 569.47M | 980.48M | 779.18M | 494.26M | 580.55M | 2.12B | 963.86M | 1.1B | 798.07M |
Net Investment Activity | 201.65M | 262.6M | -272.66M | -137.69M | -198.42M | -129.38M | 69.26M | -224.04M | 127.78M | -57.55M |
Acquisitions | 91.66M | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Other Investing | -110.94M | 12.75M | -278.29M | -74.61M | 12.78M | -496.09M | -389.43M | -147.65M | -141.66M | -237.41M |
Cash from Financing | -235.43M | -462.28M | 476.2M | 130.93M | 131.25M | 405.76M | 608.47M | 146.66M | -95.97M | 252.57M |
Dividends Paid | -32.2M | -41.98M | -42.52M | -43.2M | -44.57M | -44.94M | -43.58M | -43.63M | -43.37M | -43.14M |
Share Repurchases | 0 | -47.19M | -2.18M | -30.99M | -34.15M | -33.71M | -44.8M | -1.5M | -23.18M | -23.18M |
Stock Issued | 1.48M | 1.48M | 1.45M | 1.42M | 1.35M | 1.23M | 1.22M | 1.16M | 1.65M | 923K |
Net Stock Activity | 1.48M | -45.72M | -736K | -29.57M | -32.8M | -32.48M | -43.58M | -345K | -21.54M | -22.26M |
Debt Issuance (Net) | -1000K | -1000K | 1000K | -1000K | -1000K | 1000K | 1000K | 1000K | -1000K | -1000K |
Other Financing | 85.15M | -103.61M | 274.23M | 250.62M | 797.16M | 475.92M | 352.04M | 106.55M | 210.07M | 442.4M |
Net Change in Cash | 29.04M▲ 0% | -77.97M▼ 368.5% | -10.02M▲ 87.1% | -2.29M▲ 77.2% | 93.34M▲ 4178.0% | -2.5M▼ 102.7% | 361.26M▲ 14544.5% | -134.35M▼ 137.2% | -36.38M▲ 72.9% | -43.5M▲ 0% |
Exchange Rate Effect | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash at Beginning | 169.65M | 198.69M | 120.72M | 110.7M | 108.41M | 201.75M | 199.25M | 560.51M | 426.16M | 389.79M |
Cash at End | 198.69M | 120.72M | 110.7M | 108.41M | 201.75M | 199.25M | 560.51M | 426.16M | 389.79M | 387.47M |
Interest Paid | 42.93M | 55.84M | 70.45M | 47.2M | 28.69M | 39.26M | 137.29M | 198.65M | 178.55M | 133.26M |
Income Taxes Paid | 11.3M | 2M | 10.5M | 12M | 10.75M | 11.95M | 15.75M | 15.75M | 12.95M | 12.95M |
Free Cash Flow | 82.1M▲ 0% | 108.96M▲ 32.7% | 64.72M▼ 40.6% | 79.08M▲ 22.2% | 147.74M▲ 86.8% | 217.22M▲ 47.0% | 72.96M▼ 66.4% | 90.69M▲ 24.3% | 73.48M▼ 19.0% | 51.96M▲ 0% |
FCF Growth % | 2.4% | 32.72% | -40.6% | 22.19% | 86.81% | 47.03% | -66.41% | 24.3% | -18.98% | -8.01% |
SBSI Banking Ratios
Southside Bancshares, Inc. (SBSI) financial ratios — P/E, ROE, debt and 30+ core market and balance-sheet ratios
| Metric | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | TTM |
|---|---|---|---|---|---|---|---|---|---|---|
Return on Equity (ROE) | 8.54% | 9.98% | 9.71% | 9.78% | 12.69% | 12.67% | 11.41% | 11.16% | 8.34% | 8.49% |
Return on Assets (ROA) | 0.9% | 1.17% | 1.16% | 1.19% | 1.59% | 1.42% | 1.09% | 1.05% | 0.81% | 0.83% |
Net Interest Margin | 2.22% | 2.81% | 2.52% | 2.67% | 2.61% | 2.81% | 2.6% | 2.54% | 2.6% | 3.66% |
Efficiency Ratio | 46.34% | 44.27% | 41.95% | 43.79% | 47.12% | 44.35% | 35.54% | 32.26% | 36.12% | 30.36% |
Equity / Assets | 11.61% | 11.94% | 11.92% | 12.49% | 12.57% | 9.87% | 9.33% | 9.53% | 9.95% | 9.71% |
Book Value / Share | 25.1 | 20.83 | 23.74 | 26.3 | 27.9 | 23.13 | 25.14 | 26.74 | 28.04 | 28.66 |
NII Growth | 3.16% | 19.51% | -1.31% | 10.28% | 1.22% | 12.02% | 1.26% | 0.51% | 2.29% | 48.58% |
Dividend Payout | 59.29% | 56.62% | 57.03% | 52.59% | 39.3% | 42.79% | 50.27% | 49.3% | 62.66% | 45.7% |
Related:SBSI Dividend History·SBSI Revenue History·SBSI Price History·SBSI P/E History·SBSI Financial Ratios·SBSI Institutional Holders
SBSI SEC Filings & Documents
Southside Bancshares, Inc. (SBSI) SEC filings — annual & quarterly reports (10-K, 10-Q)
SBSI Frequently Asked Questions
Southside Bancshares, Inc. (SBSI) stock FAQ — growth, dividends, profitability & financials explained
Growth & Financials
Southside Bancshares, Inc. (SBSI) saw revenue decline by 8.1% over the past year.
Yes, Southside Bancshares, Inc. (SBSI) is profitable, generating $71.0M in net income for fiscal year 2025 (16.5% net margin).
Dividend & Returns
Yes, Southside Bancshares, Inc. (SBSI) pays a dividend with a yield of 4.27%. This makes it attractive for income-focused investors.
Southside Bancshares, Inc. (SBSI) has a return on equity (ROE) of 8.3%. This is below average, suggesting room for improvement.
Industry Metrics
Southside Bancshares, Inc. (SBSI) has a net interest margin (NIM) of 2.6%. NIM has been under pressure due to interest rate environment.
Southside Bancshares, Inc. (SBSI) has an efficiency ratio of 36.1%. This is excellent, indicating strong cost control.