American Coastal Insurance Corporation (ACIC) Quarterly Income Statement

120+ quarters historyFree accessUpdated daily

American Coastal Insurance Corporation (ACIC) quarterly income statement — complete revenue, gross profit & net income history

Quarterly statement

ACIC Income Statement

American Coastal Insurance Corporation (ACIC) annual income statement — 20-year revenue, gross profit & net income history

Annual Quarterly

Metric	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23	Q3'23	Q2'23	Q1'23	Q4'22	Q3'22	Q2'22	Q1'22	Q4'21

Revenue	70.7M	82.49M	71.22M	86.38M	90.29M	86.36M	72.08M	79.05M	82.14M	68.69M	66.52M	58.21M	52.53M	73.54M	90.32M	113.47M	72.75M	63.91M	58.43M	154.54M
Revenue Growth %	-21.69%	-4.48%	-1.19%	9.27%	9.93%	25.72%	8.37%	35.79%	56.35%	-6.59%	-26.35%	-48.7%	-27.79%	15.07%	54.57%	-26.57%	-55.3%	-58.89%	-63.88%	-35.93%
Medical Costs & Claims	0	42.81M	10.24M	9.9M	35.98M	40.17M	35.23M	56.31M	32.72M	29.69M	23.64M	27M	23.43M	39.77M	43.38M	401.12M	78.8M	37.6M	46.62M	130.02M
Medical Cost Ratio %	0%	51.9%	14.38%	11.46%	39.85%	46.51%	48.87%	71.23%	39.83%	43.22%	35.54%	46.38%	44.6%	54.08%	48.03%	353.49%	108.31%	58.84%	79.79%	84.13%
Gross Profit	70.7M	39.67M	60.98M	76.47M	54.31M	46.19M	36.85M	22.74M	49.42M	39.01M	42.88M	31.21M	29.1M	33.77M	46.94M	-287.64M	-6.04M	26.31M	11.81M	24.52M
Gross Margin %	100%	48.1%	85.62%	88.54%	60.15%	53.49%	51.13%	28.77%	60.17%	56.78%	64.46%	53.62%	55.4%	45.92%	51.97%	-253.49%	-8.31%	41.16%	20.21%	15.87%
Gross Profit Growth %	30.2%	-14.11%	65.46%	236.32%	9.89%	18.42%	-14.04%	-27.15%	69.8%	15.5%	-8.65%	110.85%	581.62%	28.37%	297.46%	-1272.95%	-146.32%	768.22%	127.67%	352.01%
Operating Expenses	44.74M	11.27M	35.23M	39.86M	11.94M	8.64M	10.66M	13.85M	12.9M	14.12M	11.51M	11.63M	11.05M	11.37M	13.09M	8.83M	21.47M	14.13M	12.8M	30.73M
OpEx / Revenue %	63.28%	13.66%	49.46%	46.14%	13.22%	10%	14.79%	17.52%	15.71%	20.55%	17.3%	19.98%	21.03%	15.46%	14.5%	7.78%	29.51%	22.11%	21.9%	19.88%
Depreciation & Amortization	0	750K	861K	1.53M	1.63M	1.69M	1.72M	2.25M	2.5M	1.95M	2.17M	4.24M	2.11M	2.13M	2.15M	2.24M	16.03M	2.44M	2.61M	2.72M
Combined Ratio %	63.28%	65.57%	63.84%	57.61%	53.07%	56.52%	63.66%	88.76%	55.54%	63.77%	52.84%	66.36%	65.63%	69.54%	62.53%	361.27%	137.82%	80.95%	101.69%	104.01%
Operating Income	25.96M	28.4M	25.75M	36.62M	42.37M	37.55M	26.19M	8.89M	36.52M	24.89M	31.37M	19.59M	18.06M	22.4M	33.84M	-296.47M	-27.51M	12.18M	-988K	-6.2M
Operating Margin %	36.72%	34.43%	36.16%	42.39%	46.93%	43.48%	36.34%	11.24%	44.46%	36.23%	47.16%	33.64%	34.37%	30.46%	37.47%	-261.27%	-37.82%	19.05%	-1.69%	-4.01%
Operating Income Growth %	-38.72%	-24.36%	-1.68%	312.04%	16.03%	50.89%	-16.49%	-54.63%	102.23%	11.11%	-7.32%	106.61%	165.63%	83.97%	3525.51%	-4680.26%	-47.91%	137.15%	96.24%	86.29%
EBITDA	28.31M	29.15M	26.61M	38.15M	44M	39.24M	27.92M	11.14M	39.02M	26.83M	33.54M	23.82M	20.17M	24.52M	36M	-294.23M	-11.48M	14.61M	1.62M	-3.48M
EBITDA Margin %	40.04%	35.34%	37.37%	44.16%	48.73%	45.44%	38.73%	14.1%	47.5%	39.06%	50.42%	40.92%	38.39%	33.35%	39.86%	-259.29%	-15.78%	22.86%	2.77%	-2.25%
Interest Expense	2.34M	2.34M	2.34M	2.66M	2.72M	2.72M	2.72M	2.78M	3.07M	3.43M	2.72M	2.72M	2.72M	2.72M	2.72M	2.45M	2.36M	2.36M	2.36M	2.38M
Non-Operating Income	-2.34M	-2.34M	-2.34M	-2.66M	-2.72M	-2.72M	-2.72M	-2.78M	-3.07M	-3.43M	-2.72M	-2.72M	-2.72M	-2.72M	-2.72M	-2.45M	-2.36M	-2.36M	-2.36M	-2.38M
Pretax Income	25.96M	28.4M	25.75M	36.62M	42.37M	37.55M	26.19M	8.89M	36.52M	24.89M	31.37M	19.59M	18.06M	22.4M	33.84M	-296.47M	-27.51M	12.18M	-988K	-6.2M
Pretax Margin %	36.72%	34.43%	36.16%	42.39%	46.93%	43.48%	36.34%	11.24%	44.46%	36.23%	47.16%	33.64%	34.37%	30.46%	37.47%	-261.27%	-37.82%	19.05%	-1.69%	-4.01%
Income Tax	6.57M	6.51M	6.5M	10.05M	9.89M	9.52M	6.48M	3.02M	8.85M	5.81M	7.66M	2.48M	3.04M	1.15M	3.48M	298K	-66K	25.49M	-715K	-3.33M
Effective Tax Rate %	25.29%	22.91%	25.24%	27.46%	23.33%	25.34%	24.75%	33.97%	24.23%	23.36%	24.42%	12.66%	16.85%	5.15%	10.27%	-0.1%	0.24%	209.33%	72.37%	53.74%
Net Income	19.4M	21.9M	19.25M	26.56M	32.48M	26.44M	21.35M	4.95M	28.12M	19.05M	23.6M	14.28M	10.57M	17.78M	267.28M	-296.77M	-70.88M	-69.03M	-33.17M	-2.32M
Net Margin %	27.43%	26.54%	27.03%	30.75%	35.98%	30.62%	29.62%	6.26%	34.23%	27.74%	35.48%	24.54%	20.12%	24.18%	295.93%	-261.53%	-97.43%	-108.01%	-56.77%	-1.5%
Net Income Growth %	-40.29%	-17.19%	-9.81%	437.08%	15.52%	38.77%	-9.54%	-65.37%	166.08%	7.17%	-91.17%	104.81%	114.91%	125.76%	905.74%	-12713.9%	-394.93%	-193.62%	-86.66%	93.17%
EPS (Diluted)	0.40	0.44	0.39	0.53	0.65	0.53	0.43	0.10	0.57	0.39	0.48	0.31	0.24	0.41	5.99	-6.84	-1.65	-1.60	-0.77	-0.05
EPS Growth %	-38.46%	-16.98%	-9.3%	430%	14.04%	35.9%	-10.42%	-67.74%	137.5%	-4.88%	-91.99%	104.53%	114.55%	125.63%	877.92%	-12590.17%	-400%	-190.91%	-87.8%	93.18%
EPS (Basic)	0.41	0.46	0.40	0.55	0.67	0.55	0.43	0.10	0.59	0.40	0.50	0.32	0.24	0.41	6.05	-6.84	-1.65	-1.61	-0.77	-0.05
Diluted Shares Outstanding	48.41M	49.3M	49.81M	49.93M	49.92M	49.64M	49.56M	49.44M	49.52M	49.4M	48.97M	45.71M	44.14M	43.81M	43.57M	43.1M	43.08M	43.05M	42.98M	42.97M